Draftsman Professional Liability Insurance
A Draftsman Professional Liability Insurance is liability insurance provided in the design field specifically to those who have technical knowledge of drawings and architecture. Drafters frequently use computer software’s to come up with drawings that are used by engineering firms. Any drafter will require a draftsman professional liability insurance to protect themselves and their work as well. Draftsmen have a very tricky profession; their drawings are relied upon by engineers, and in case make a minor mistake, they can be sued. This can be frustrating to draftsmen as they can lose their job, reputation and incur losses for their companies.
Regardless of how skilled and good a draftsman is in his work, they can’t prevent accidents from happening as they are bound to occur. However, when such disasters occur, a drafter will need professional liability insurance so that they can work peacefully knowing there is a solid plan in place. Different insurance companies provide coverage to designers, and it’s important for a designer to consult widely to determine which cover suits them. Such coverage can also be obtained from drafting associations at an affordable price.
Types of insurance coverage offered to drafters
Draftsmen offer a wide range of services; civil engineering, mechanical, electrical, aeronautical and architectural. When choosing an insurance plan to cater for yourself or business, you will need to scrutinize the kind of industry that you serve. Following the unique risks and challenges associated with drafting, one may consider a business owner’s policy where one owns the firm, professional liability insurance to cater for the skilled employees, property insurance coverage in case of property damage that may be caused and a workman’s compensation insurance where employees are insured. A Draftsman Professional Liability Insurance is critical, and you should not take chances. Approach an insurance agent and chose a policy that suits you.