With so many demands on their time, many business owners find it difficult to learn enough about their insurance programs.
You've probably found yourself asking questions such as:
Questions to consider
- Do I have the right coverages to protect my business from financial loss?
- Do I have any exposures to loss that aren't covered and should be?
- Exactly what am I buying?
- Am I getting the best value for my premium dollar?
As insurance professionals, we help you answer these questions because we:
How we help
- Offer policies providing protection against a wide variety of risks that can threaten your business - everything from Accounts Receivable and Business Interruption through Employment Practices Liability and Glass Insurance to Theft coverage and Workers Compensation.
- Recommend an insurance company (from among the quality carriers that we represent) that will provide quality protection.
- Make it a point to learn how your business works so that we can pinpoint potential sources of loss.
- Design a program that minimizes the impact of these losses (incidentally, we don't always recommend insurance).
- Provide comprehensive protection that's tailored to your needs - and your pocketbook.
- Work with you to make sure that your coverage stays updated as your business grows.
In short, we take over one phase of your business for you, and work with you to accomplish your first goal - protecting your profits.
For an overview of why business insurance matters and what to expect, see Understanding Business Insurance and Its Value.
To help us help you make sure that your business insurance makes business sense, please feel free to review The Importance of Insurance for Entrepreneurs and talk to an agent.
Frequently Asked Questions
How do I know if I have the right coverage?
Start by listing your business activities, assets, and potential liabilities, then review them with an insurance professional to match risks to coverages.
What exposures are commonly missed by business owners?
Commonly missed exposures include cyber liability, business interruption, employee-related claims, and niche property or equipment exposures.
How often should I review my insurance program?
Review your insurance at least annually and anytime you have significant changes such as growth, new products, or different operations.