1How long can you expect to live? A "life expectancy analysis" provided by Lincoln Financial Group lists the impact of various factors on reducing average longevity:
  • Driving record (DUI): 12 years
  • Smoking: 10 years
  • Hard or recreational drugs: 10 years
  • Drinking: 7 years
  • Lack of exercise: 6 years
  • High blood pressure: 6 years
  • Poor nutrition: 5 years
  • Gender (male): 4 years
  • Family history of heart disease: 4 years
  • Failure to use seat belts: 4 years
  • Neglect of regular physical exam: 2 years
  • Stress: 1 to 2 years

The big three are obviously drug, alcohol, and tobacco addiction. When you add poor eating and exercise habits to the mix, you have a formula for disaster. Any wellness program must keep curbing these killers at the top of the list.

Need insurance for You, Your Family or Your Business?
We can match you to a qualified, local insurance expert!
Further Reading
Just because you have a pre-existing medical condition doesn’t mean you can’t afford life insurance. A nationwide survey by Genworth Financial concluded that many Americans fail to buy life coverage because they have a chronic illness that they beli...
Most employers hope to avoid raising rates for their Group Health plans when new regulations under the Affordable Care Act take effect next January, according to a recent nationwide survey of more than 1,200 businesses by Willis Human Capital Pract...
I just finished listening to an interesting podcast by the Freakonomics authors about the risks that gun use presents. For example, they indicated that the odds of a gun causing a person's death are about 1 in 10,000, while the chances of a backya...
A recent nationwide survey found that only 34% of tenants carry a Renters policy which means that most renters are taking a financial gamble with all of their belongings. The three leading reasons that respondents gave for not buying Renters insur...
Workers, shaken by the woes impacting the economy, have adjusted their visions of retirement according to a recent nationwide study. The 13th Annual Transamerica Retirement Survey, based on responses from 3,600 American workers, found that the ...