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U.S. Risk Insurance Group, Inc.
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U.S. Risk Insurance Group, Inc.
Contact Us
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Healthcare Services Workers Compensation Insurance

The healthcare industry faces unique challenges when it comes to workers’ compensation. With evolving regulations and demanding work environments, your clients in healthcare need a partner who understands their risks. U.S. Risk Insurance Group, Inc. offers a dedicated Healthcare Services Workers Compensation Insurance program tailored specifically for healthcare-related businesses. Through our UPA division, we provide access to specialized underwriting expertise and nationwide markets, helping you place accounts with precision and confidence.

Target Customers

  • Home healthcare providers
  • Temporary medical staffing agencies
  • Physician, dentist, and clerical staff
  • Hospitals (including professional and non-professional employees)
  • Public, home-based, and traveling healthcare workers
  • Retirement and assisted living centers*
  • Convalescent or nursing homes*

*Accounts in the nursing home and assisted living sector must have premiums exceeding $75,000 and will be evaluated individually by our underwriting team.

Program Highlights

  • Monoline workers’ compensation coverage tailored for healthcare risks
  • A-rated carrier partnerships with access to national markets
  • Comprehensive loss control tools available to clients, including:
    • Manuals, safety tips, and checklists
  • Efficient claims handling designed to reduce costs and support recovery

Underwriting Guidelines

  • Manual unmodified premium starting at $3,000
  • Experience modification factor between 0.65 and 1.49

Territories

This program is available in all states where workers’ compensation is applicable, including but not limited to: TX, CA, FL, NY, IL, and GA. U.S. Risk offers this program nationwide through admitted carriers where available.

Why Choose U.S. Risk?

U.S. Risk Insurance Group is a Managing General Agency with deep expertise in healthcare industry risks. Our UPA underwriters understand the nuances of medical staffing, home healthcare, and facility-based care. Whether your client operates a traveling nursing service or a mid-sized hospital, we have the tools and partnerships to offer competitive and reliable workers’ compensation solutions. Agents benefit from our responsive service, underwriting flexibility, and access to specialty markets.

If you’re working with a physician’s office expanding into home health visits or a regional nursing home group looking for cost stability and service support, this program is designed to meet those needs.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is designed for a broad range of healthcare providers, including home health agencies, temporary medical staffing firms, hospitals, and retirement or assisted living facilities.

Are there any minimum premium requirements?

Yes, accounts must have a manual unmodified premium of at least $3,000. For nursing homes and assisted living facilities, the minimum is $75,000 and underwriting is done on an account-by-account basis.

Which states is this program available in?

This workers’ compensation program is available in most U.S. states, including TX, CA, FL, NY, and others. U.S. Risk offers coverage through admitted markets where applicable.

What support do clients receive for loss control?

Clients have access to loss control resources such as safety manuals, checklists, and tips to help reduce workplace injuries and manage risk proactively.

Who underwrites the program?

The program is underwritten by a specialized team at U.S. Risk’s UPA division, which focuses exclusively on healthcare-related risks.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A-rated
  • Commission:
    Varies based on productivity
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

10210 N. Central Expressway, 500
Dallas, TX 75231
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APPLICATIONS

  • Login to UPA e-Access
    UPA e-Agencies can submit applications online through our submission platform called e-Access. In order to use e-Access, you will need to become a UPA e-Agency.

AGENCY LICENSING

To become a UPA appointed agency, please complete an agency profile online.
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U.S. Risk Insurance Group, Inc. has other insurance programs like Artisan Contractors Workers Compensation Insurance.