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...ancial Group offers a specialized surety solution for agents seeking to help c...nd plans to trap within Georgia, this bond can be placed regardless of their h...

...roup offers a focused U.S. Custom Surety Bonds program for agents and brokers ...vity, estimated duties, and any prior bond history to speed placement. Is this...

Contract Surety - Bid Bonds Allstar Surety, a division of Allstar Financial Grou...is this program available in?This Bid Bond program is currently available in K...

Real Estate Development Allstar Financial Group offers Real Estate Development insurance solutions, including casualty and umbrella placements tailored for developers, general contractors and owners of apartment and condominium projects. Our small-business solutions division provides a streamlined quoting and binding process for habitational and mixed-use development accounts—call to speak with one of our underwriters for program specifics and submission requirements. Overview of the Program From Allstar Financial Group This program is designed to help agents place construction and development risks with flexible casualty and excess/umbrella options. Policies can be written on a project-specific basis or as broader packages where appropriate. The program supports both primary liability needs and excess limits to protect insureds from construction and premises exposure during development, lease-up and early operations. Casualty Coverage Highlights Monoline or package options Minimum premium starting at $500 Primary limits available up to $5,000,000 / $5,000,000 Project-specific policies available Uninsured subcontractor coverage Optional coverage enhancements, including: Blanket additional insured Waiver of subrogation Primary, non-contributory wording Per project / per location aggregate Hired & non-owned auto (certain classes) Miscellaneous professional liability (certain classes) Umbrella Coverage Highlights Limits available up to $5,000,000 Minimum premium starting at $750 Supported or unsupported placements Underlying Requirements and Underwriting Standards AM Best A-VI or better for auto or general liability AM Best B++ or better for employers liability Typical underlying GL limits: $1,000,000 / $2,000,000 / $2,000,000 Ideal Accounts and Appetite The program fits a broad range of real estate development risks, including: Contractors and general contractors Habitational developments (apartments, condos during construction and lease-up) Office, retail and mixed-use projects Vacant or phased occupancy projects Wholesale and institutional developers (subject to underwriting) Agents should submit accounts with clear project details, GC/subcontractor relationships, and reasonable loss control measures. The program can accommodate many common construction classes, but higher hazard or heavily insured-loss accounts may require referral. Coverage Advantages Flexible placement: monoline or packaged casualty options with project-specific policies when needed Enhanced endorsements available to satisfy owner/GC contract requirements (AI, waiver of subrogation, primary/non-contributory) Excess/umbrella capacity up to $5M with supported and unsupported structures Quick quoting and binding through a dedicated small-business solutions team Underwriting Notes and Minimums Minimum premiums noted in the program materials start at $500 for casualty and $750 for umbrella; actual minimums can vary by state, class and coverage structure. Project-specific placements are available—include scope, schedule, values and subcontractor controls with submissions to speed review. Territories and Availability This program is available in most of the southeastern U.S., including: AL, GA, LA, MS, NC, SC, TN and VA. Availability may vary by class and limit—please check with underwriting for territory-specific acceptances and any admitted vs. E&S placement requirements. Why Work With Allstar Financial Group on Real Estate Development Business Underwriter access: program administered by a managing general underwriter with excess & surplus lines brokerage capability, providing flexibility where admitted markets are limited. Practical endorsements to meet contract needs and reduce coverage gaps during construction and early occupancy. Responsive small-business solutions team that helps generate quick indications and bind policies for typical apartment and condo developments. Project and location aggregate options that help manage complex multi-site exposures. Example Accounts That Fit the Program A regional developer building a 150-unit apartment complex seeking primary GL with project-specific wording and a $2M primary limit, plus supported umbrella capacity. A general contractor on phased retail redevelopment needing blanket additional insured endorsements, Waiver of Subrogation and per project aggregate limits. Frequently Asked Questions What types of accounts are a good fit for this Real Estate Development program?Accounts that commonly fit include apartment and condominium developments, mixed-use retail/office projects, general contractors and owners with manageable loss histories and clear subcontractor controls. The program handles project-specific placements and multi-location risks within the stated territories. What are the minimum premiums and available limits?Casualty minimums start around $500 and umbrella minimums start around $750, though actual minimums can vary by state and submission. Primary limits are available up to $5M/$5M and umbrella limits up to $5M. Can the program provide contract language required by owners or lenders?Yes. The program offers a range of optional endorsements—blanket additional insured, waiver of subrogation, primary/non-contributory wording and per project/per location aggregate—to help satisfy contract requirements where available. Which states are supported and will you place on an admitted basis?The program is available across most southeastern states, including AL, GA, LA, MS, NC, SC, TN and VA. Placement (admitted vs. surplus) depends on the class, limits and state regulations; underwriting will advise the appropriate market for each submission. Need help placing an account? Connect with a market specialist.

Allstar Underwriters, a division of Allstar Financial Group, offers a comprehensive Product Liability Insurance program designed to help agents and brokers place complex and non-standard risks. Whether your client is a manufacturer, importer, distributor, or startup, we can tailor coverage to meet their unique liability exposures. Ideal Accounts and Appetite We provide flexible solutions for a wide range of businesses involved in the production, distribution, or sale of physical products. Accounts that are a strong fit for our product liability program include: Manufacturers Importers Repackagers Sellers Distributors We are also open to unique and challenging submissions, including: Start-up companies Businesses with prior claims activity Non-renewed or hard-to-place risks Coverage Highlights and Advantages Our program offers Primary and Excess coverage options, with both Claims-Made and Occurrence forms available. Coverage types include: Product Liability Insurance only Product Liability with General Liability Coverage with vendors and product recall expense Excess Product Liability Worldwide coverage options Target industries include Food, Nutraceuticals, Pharmaceuticals, Chemicals, Medical Devices, Automotive Parts, Toys, Sporting Goods, and Raw Materials. Underwriting Flexibility Allstar Underwriters has the ability to handle complex and non-standard risks. We work with multiple carriers across both admitted and non-admitted markets, allowing us to find creative solutions for unusual or distressed accounts. Our underwriting team is experienced in reviewing challenging submissions and can structure terms to meet your client's requirements. Territories and Availability This product liability program is currently available in the following states: Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. We offer access to both admitted and non-admitted markets, depending on the risk profile and carrier availability. Why Work With Allstar Financial Group? Allstar Financial Group is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep expertise in specialty and hard-to-place risks. Our Product Liability program is built to serve the needs of agents and brokers seeking flexible, responsive underwriting and access to top carriers. We offer fast turnaround and personalized service to help you win and retain business. Give one of our underwriters a call today for more information. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers, importers, distributors, repackagers, and sellers of consumer products—especially in industries like food, medical devices, automotive parts, toys, and chemicals. Can you consider start-ups or businesses with prior claims?Yes, Allstar Underwriters welcomes submissions for start-up businesses, as well as accounts with claims history or non-renewed coverage. What coverage options are available?We offer Primary and Excess Product Liability coverage, with options including standalone liability, general liability bundles, vendor coverage, recall expense, and worldwide protection. Is this program admitted or non-admitted?We work with both admitted and non-admitted markets to meet the specific needs of each account and state jurisdiction. Which states is this program available in?The program is currently offered in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Need help placing an account? Connect with a market specialist.