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USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located in Canonsburg, Pennsylvania. Contractors Pollution Liability Site Specific Pollution Restoration Contractors Asbestos Abatement Mold Remediation Storage Tanks AST's/UST's Refuse Hauler

The Pollution Legal Liability (PLL) policy protects the Insured from loss arising from pollution conditions at or emanating from the insureds site(s). It covers cleanup costs, as well as bodily injury and property damage resulting from pollution conditions. Certain business interruption costs can also be covered. The PLL policy form contains four coverage parts that can be individually selected to address the specific needs of the insured: (a) Cleanup Costs, Bodily Injury and Property Damage resulting from Pollution Events commenced prior to the Policy Retroactive Date; (b) Cleanup Costs, Bodily Injury and Property Damage resulting from Pollution Events commenced after the Policy Retroactive Date; (c) Business Interruption; and (d) Cleanup Costs, Bodily Injury and Property Damage at Non-Owned Locations. A partial list of our target insureds in the design professional marketplace includes the following: Real estate owners and developers Manufacturing and Industrial facilities Food processing facilities Chemical manufacturers Bulk storage terminals and distribution facilities Recycling facilities Power industry Waste treatment, storage and disposal facilities Program Highlights: Covers both on and off-site cleanup costs, bodily injury and property damage. Covers both sudden and gradual pollution events. Multi-year policies available. Coverages can be tailored to suit needs of Insured. Up to $25M available limits.

LET CMS PUT THE PIECES TOGETHER FOR YOU!!! We have the Pollution and/or Environmental Products you are looking for. General Liability, Contractors Pollution Liability, Professional Liability and Environmental Impairment Liability are all available on a package or standalone basis. A brief overview is below: GENERAL LIABILITY (GL) Targeted Business - Environmental / Abatement contractors and consultants. Manufacturers and distributors seeking products pollution, site pollution, or contractors pollution coverage. CONTRACTORS POLLUTION LIABILITY (CPL) Targeted Business - General Contractors, Trade Contractors and Environmental Contractors. Coverage for lead, asbestos, mold and transportation pollution liability. PROFESSIONAL LIABILITY (PL) Targeted Business - Environmental Consultants (Excluding Disaster restoration contractors) Basis of Coverage - Occurrence or Claims Made basis. Available Limits - Up to $10,000,000 / $10,000,000 Minimum Premiums - $2,500.00 ($4,000.00 for a 2 year term) Available States - NY, NJ, CT, PA, FL Submission Requirements - Acord, Supplement and Loss Runs New Business E-mail address - rverdi@cmsrisk.com or newbiz@cmsrisk.com Fax # for new submission - (516)799-8602

Contractors Pollution Liability (CPL) is a contractor-based policy, offered on a claims-made or occurrence basis, that provides third-party coverage for bodily injury, property damage, defense, and cleanup as a result of pollution conditions (sudden/accidental and gradual) arising from contracting operations performed by or on behalf of the contractor. Contractors Pollution Liability is available to any type of contractor performing operations or conducting work. From environmental or remedial contractors to general and specialty trades, CPL has become a viable financing option for environmental loss providing insurance for large or even catastrophic loss scenarios at a reasonable premium All types of contractors can be considered for pollution coverage: oilfield and energy contractors, Asbestos and lead abatement, remediation, emergency response, storage tank installation/removal, painting, plumbing, electrical, general construction, artisan contractors, grading, excavation, HVAC, mold remediation, drilling, industrial cleaning, dredging, pipeline, sewer and septic, wrecking, roofing, insulation, carpentry, etc. Broad definition of pollution conditions, including fungi for clients facing mold liability • Property Damage definition includes Natural Resource Damages • Transportation Pollution Liability can be included • Emergency Response Costs • Blanket non-owned disposal site coverage and project excess requirements Coverages: • Potential environmental losses for work performed by or on behalf of Named Insured • Sudden and accidental pollution events • Mold coverage available on claims made or occurrence triggers • No exclusions for construction defects or water intrusion • Long Term Tail Coverage/Completed operations available on project placements • Claims Made or Occurrence Triggers available • Built in Completed Operations coverage on the occurrence form • Coverage for owned or leased locations available Contact us for more information on our Contractors Pollution Liability program!

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Let ABERDEEN assist your marketing and sales efforts on a wide range of accounts that include amusement devices, car, truck & motorcycle dealers, chemical applicators, environmental consultants & contractors, EPLi, equipment floater, fire suppression contractors, garage operations, home inspector, liquor liability, mold, railroad protective, repossessors, restaurants, security guards, social services, special events, specialty contractors, technology, telecommunications, vacant building, valet parking, apartments, just to name a few. Additional information on coverage we specialize in are listed below: Workers Compensation Territory: PA, NJ & MD Apartment Houses Property and Liability Package or Mono-Line Artisan Contractors Including Roofers, Tree Trimmers Janitorial, Alarm Installation Grading of Land Restoration Contractors GENERAL CONTRACTORS ACCEPTED Assisted Living/Long Term Care Property, Liability and Professional Package Bars, Taverns & Restaurants Property, Liability & Liquor Package or Mono-Line Environmental Liability Program Contractors, Site, Consultants Liability, On-Line Rating Garage Coverage Auto Service Centers, Auto Body, Used Car, Truck, Motorcycle & Recreational, Towing & Repossession Property, Liability, DOL, GKLL, C/AUTO Package or Mono-Line IT Professional Liability Professional Liability specifically designed for the IT Professional Limits to $10,000,000 Territory is Worldwide Residential Construction, Nec Residential Home Builder and/0r Developers Property, General Liability & Inland Marine Package or Mono-Line Special Events Including Liquor Liability Cultural, Fund Raising, Weddings, Dance Recitals, Reunions, etc Limits to $1,000,000 with unlimited aggregate Quotes within 24 hours

Your workers compensation insurance solution for Construction Risks Utah Business Insurance Company (UBIC) has created a construction – focused workers’ compensation product, offering solutions for your clients’ toughest exposures. Each account is underwritten individually based on its own risk characteristics (not class driven underwriting). Underwriting guidelines Most NCCI construction codes eligible Underwriting authority based on experience and industry specific qualifications Available in the following states: AZ, CO, ID, NM, NV, OR and UT Target account premiums starting at $2,500 ($5,000 for roofing) Experience modification factors up to 1.50 (higher - referral) Minimum 3 employees other than owners/officers New ventures okay with proven prior experience in the same industry Multi locations / Multi states eligible Accounts coming out of PEO or leasing are eligible Payment plans and Monthly Self Reporting available Construction Workers Compensation Insurance Program Risk Management tools available Safety Manuals Safety meetings logs Safety tips and checklists Annual, bi-annual, quarterly risk management assessment (frequency based on account’s needs) Online/physical/phone consultation on safety and accident prevention

...ort Shuttle Dump Trucks Flatbed Haulers Refuse Haulers Mix-in Transit Moving & Storage Sand & Gravel Haulers Dyr Van Fleets Oversized Loads/Spe...

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No matter where your customer is located, Phoenix Risk Management can provide you with a stand - alone Workers' Compensation Insurance solution. We Offer a Variety of Products including: Guaranteed Cost Plans Deductible Plans/Loss Sensitive Plans Self-Insurance - Groups & Individuals Captive Programs Minimum premiums starting at $500.00 Special Issues Mid-term cancellations Lapses in coverage New ventures PRM provide's independent retail agents access to hundreds of Workers' Compensation Insurance classifications through multiple A rated carriers: Send Submissions to: submissions@phoenixrmis.com Submissions should include: Signed ACORD Application Supplemental Application Loss run information (current year plus previous four years preferred) valued within (90) days of effective date Aggregate payroll history to match loss years Contact us today for all your Workers Compensation Insurance risks!