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CONTRACTORS EQUIPMENT INSURANCE INLAND MARINE Agents Insurance Markets, Inc. (AIM) offers a Contractors Equipment Insurance program designed for quick placement and straightforward servicing of equipment exposures. Whether your client owns, leases, or rents equipment, AIM provides prompt quotes and underwriting supported by admitted carriers such as Argonaut Insurance Company. The program is built for agents who need reliable Inland Marine solutions with fast turnaround and agent-friendly service. Ideal Accounts and Appetite This program fits businesses that rely on mobile or stationary equipment for commercial, agricultural, or industrial operations. Typical appetites include: General contractors and subcontractors Construction and roadbuilding companies Logging and forestry operations Agricultural and farm equipment (including personal farm use) Industrial, landscaping, and grounds-keeping businesses Short-term policies are available for leased or rented equipment, making the program a practical option for seasonal work and discrete projects. Coverage Highlights and Advantages Special Form Inland Marine coverage tailored for contractors equipment Mono-line capability—standalone Inland Marine policies Admitted paper through reputable carriers for contract and regulatory compliance Competitive rates with low deductibles and low minimum premiums to serve small and mid-size accounts Short-term and project-specific policies available AIM emphasizes practical coverage wording and responsive claims service so your insureds can get back to work quickly after a loss. Underwriting Notes and Minimum Premiums Underwriting is flexible across a wide range of equipment values and usage profiles. The program accommodates owned, leased, and rented equipment and supports both long-term schedules and short-term project policies. Low minimums make it viable for smaller accounts; contact AIM for specific underwriting guidelines or to discuss borderline risks. Territories and Availability This program is available in the following states and the District of Columbia: Georgia (GA) Indiana (IN) Kentucky (KY) Maryland (MD) Mississippi (MS) North Carolina (NC) Ohio (OH) South Carolina (SC) Tennessee (TN) Virginia (VA) Washington, D.C. (DC) All coverage is issued on admitted paper to help insureds meet contract requirements and regulatory standards in these territories. Why Work With Agents Insurance Markets, Inc.? AIM is a Managing General Agency with deep underwriting expertise in contractors equipment and Inland Marine risks. By partnering with admitted carriers like Argonaut Insurance Company, AIM delivers agent-focused service, competitive pricing, and consistent underwriting decisions. The team is set up for fast quote turnaround and hands-on support throughout the policy lifecycle. Example scenarios where this program fits well: You have a road construction client that needs six-month coverage for leased bulldozers and graders while on a single project. An independent logger requires seasonal coverage for harvest equipment that sits idle for portions of the year. Frequently Asked Questions What types of accounts are a good fit for this program?Contractors, construction firms, landscapers, loggers, farmers, and other businesses that own or lease equipment for operational use are an ideal fit. Is short-term coverage available?Yes. Short-term policies are available for leased or rented equipment and for project- or season-specific needs. What types of equipment are eligible?Eligible equipment includes construction, logging, agricultural, landscaping, forestry, and many types of industrial machinery—both owned and leased. Which states is this program available in?The program is available in GA, IN, KY, MD, MS, NC, OH, SC, TN, VA, and DC. What carrier backs the coverage?Coverage is written on admitted paper through Argonaut Insurance Company. Need help placing an account? Connect with a market specialist.

IPMG offers you the EXPERTISE and the SERVICE you have been looking for! Our carriers offer competitive pricing for welders insurance — ideal for one-person shops and small welding operations. Coverage is available whether welding is performed at the insured’s location or off-site. Welders Insurance Program from IPMG Insurance Program Managers Group (IPMG) provides brokers and agents access to a specialized Welders Insurance program designed for small to mid-sized welding and metal fabrication operations. Working with “A”-rated E&S carriers, IPMG delivers flexible, non-admitted solutions in Florida, Illinois, and Missouri backed by experienced underwriting and responsive brokerage service. Ideal Accounts and Target Classes This program fits a broad range of welding-related trades, especially mobile and on-site operations. Typical classes we place include: Repair of farm or factory equipment, machinery, and miscellaneous equipment Trailer hitch fabrication and repair (up to 25% of operations) Installation of handrails, stair rails, and balcony railings Metal erection and metal goods manufacturing Auto and truck body/frame welding, including bumpers Conveyor system repairs Man lift and lift truck maintenance Logging equipment repair Work on window guards, bars, and similar security fixtures IPMG is a good fit for clients working in agricultural, industrial, and light commercial settings, including single-operator shops and small crews that perform both shop-based and off-site work. Coverage Highlights and Advantages Access to experienced, “A”-rated E&S carriers for risks that may not fit admitted markets Coverage for both shop and mobile/on-site welding operations Competitive pricing geared toward small operators and one-person shops Underwriters and brokerage staff with hands-on knowledge of welding exposures Quick, practical underwriting decisions when submissions include required documentation Underwriting Notes and Minimum Premiums The program requires a completed ACORD application plus a supplemental welders application for full underwriting review. Minimum premium starts at $1,000. IPMG’s underwriters evaluate operations by class mix, payroll, revenue, mobile exposures, and loss history; they can often structure terms to address common welding exposures when the risk profile is clear. Typical Appetite and Common Restrictions What typically fits: Small fabrication shops and mobile welder accounts with limited hot work exposure controls Accounts where welding is a primary operation or a substantial portion of the business What may not fit or will require special handling: Large scale structural steel erectors or heavy industrial contractors with significant site risk Accounts with poor loss history, inadequate hot work procedures, or large subcontractor exposures Territories and Availability This program is offered on a non-admitted basis in Florida, Illinois, and Missouri. IPMG works with appointed agents in those states to place accounts efficiently and to find appropriate carrier capacity. Why Work With IPMG? As a Managing General Agency and E&S broker, IPMG brings decades of specialty placement experience. Agents benefit from direct access to underwriting decision-makers, pragmatic risk acceptance, and a service-oriented team that understands welders’ unique operations. IPMG helps place accounts that need tailored terms outside standard admitted market appetite. Example Account Scenarios You have a client who runs a one-person mobile welding service repairing farm equipment and installing handrails at residential and commercial sites — this program can provide general liability and equipment coverage with competitive terms. You represent a small shop that fabricates light metal goods and performs occasional trailer hitch work (under 25% of operations) — IPMG can evaluate class mix and offer appropriate coverage on an E&S basis in the program states. Contact our team today to discuss placement strategies and the documentation needed for fast underwriting decisions: Barbara Commings Florida Branch Manager (855) 377-4764 [email protected] Leona Greeves VP Brokerage Services (314) 293-9705 [email protected] Matt Becker Surplus Lines Practice Leader (630) 485-5952 [email protected] April Cook Brokerage Services Underwriter (314) 293-9702 [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small welding operations, including mobile welders and those working on farm equipment, handrails, metal goods, or light auto/truck body repair. Is off-site welding work covered under this program?Yes. The program provides coverage for welding performed both at the insured’s shop and at off-site locations, subject to underwriting review of the exposure. What documentation is required to submit a risk?A completed ACORD application and a supplemental welders application are required. Include details on operations, percentage of mobile work, any hot-work controls, payroll or sales, and recent loss history to speed the review. What states is this program available in?The Welders Insurance program is currently available on a non-admitted basis in Florida, Illinois, and Missouri. What is the minimum premium for this program?Minimum premium starts at $1,000, depending on the risk characteristics and underwriting evaluation. Need help placing an account? Connect with a market specialist.

...ners for construction debris or agriculture, with fleets from 1 to about 100 p...

Our agency, Environmental Insurance Agency (EIA), is the Program Administrator for American Safety Indemnity Company’s Storage Tank Pollution Insurance program. We manage underwriting and policy issuance end-to-end and deliver fast turnaround—often providing same-day quotations for complete submissions. Overview of the Program From Environmental Insurance Agency EIA is a dedicated underwriter for both underground and above-ground storage tanks. With focused underwriting expertise and a streamlined placement process, our Storage Tank Pollution Insurance program helps insureds manage environmental liability tied to storage tanks and, when applicable, meet financial responsibility requirements. We design policies to address real-world tank exposures and to simplify placement for brokers and agents. Ideal Accounts and Appetite This program is well suited for insureds who own, operate, or manage underground or above-ground storage tanks. Typical account classes include gas stations, bulk storage terminals, marinas, industrial facilities, agricultural operations, and commercial properties with on-site fuel or chemical storage. We are most competitive on accounts where tanks are scheduled at fixed locations and the site has a clean or well-documented history. Examples of good-fit accounts: A convenience store with multiple underground fuel tanks and routine monitoring records An agricultural supply company storing diesel and other fuels in above-ground tanks A small industrial facility with on-site tanks for process oils or waste oils Coverage Highlights and Advantages This is a claims-made policy offering comprehensive pollution liability protection for tank-related releases. Key coverage features include: Onsite and offsite cleanup costs, including remediation and monitoring Third-party bodily injury and property damage liability Coverage for tanks scheduled at listed locations only Can be structured to meet U.S. EPA financial responsibility requirements where applicable Coverage applies to incidents occurring after the policy’s retroactive date Our underwriters understand tank-specific exposures and underwriting considerations, which allows for pragmatic coverage decisions and timely quotes for well-documented risks. Underwriting Notes and Minimum Premiums We do not publish a fixed minimum premium; pricing is competitive and depends on tank type, age, construction, location, and site history. Clean, complete submissions with detailed tank schedules and site information receive priority handling and the fastest turnaround. Required submission items typically include tank schedules, site maps, construction/age details, prior loss history, and any environmental reports or testing results. Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted coverage is available in select states; availability and admitted status will be confirmed during quoting. Why Work With Environmental Insurance Agency As the Program Administrator for American Safety Indemnity Company’s tank program, EIA brings deep, tank-focused underwriting expertise and a placement process built for speed and accuracy. Brokers benefit from our specialized knowledge of tank exposures, our responsiveness on quotes and endorsements, and our ability to tailor coverage for financial responsibility needs. We focus on practical, marketable solutions that help you place and renew tank business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?We are a strong market for gas stations, agricultural operations, industrial facilities, marinas, and commercial properties with underground or above-ground storage tanks. Does this program help insureds meet EPA financial responsibility requirements?Yes. Our Storage Tank Pollution Insurance can be structured to meet applicable financial responsibility rules for qualifying tanks; we will confirm the available structure during quoting. How quickly can I get a quote?We offer same-day quotations for complete submissions that include current tank schedules, site maps, construction details, and prior loss history. Is the policy admitted or non-admitted?Admitted policies are available in some states. Availability and admitted status depend on the state and will be confirmed during the quoting process. What information is needed to submit a risk?Provide tank schedules, site maps, tank age and construction details, any environmental reports, and prior loss history. Complete documentation speeds underwriting and increases the chance of same-day quoting. Need help placing an account? Connect with a market specialist.

Policy Highlights: Transporting heavy equipment involves significant risk, and your clients need specialized cargo insurance that can keep up with the complexity of their operations. Colonial General Insurance Agency, Inc. offers a tailored Heavy Equipment Transport Insurance program designed specifically for this sector. With flexible underwriting, broad market access, and competitive coverage options, Colonial General helps agents place hard-to-insure risks efficiently and confidently. Ideal Accounts and Appetite This program is ideal for motor carriers, independent owner-operators, and specialized transport companies involved in hauling construction equipment, agricultural machinery, industrial tools, or other oversized loads. Whether your client is transporting bulldozers across state lines or moving refrigerated units to a job site, this program has the flexibility and capacity to meet a wide range of needs. Colonial General is a strong partner for accounts that: Transport heavy, oversized, or high-value equipment Operate regionally or nationally, including long-haul operations Require excess cargo limits or custom coverage features Coverage Highlights and Advantages Colonial General provides access to a broad set of coverage options that go beyond standard cargo insurance: Unlimited radius on all mono-line cargo policies Excess coverage available over primary cargo limits up to $750,000 Cargo limits up to $100,000, including refrigerator breakdown coverage This program is especially effective for clients needing flexible limits and specialized endorsements for refrigeration and equipment breakdown exposures. Underwriting Notes and Minimum Premiums Underwriting is handled by experienced professionals who understand niche transportation risks. While minimum premiums may vary based on account specifics, the program is structured to accommodate a range of account sizes and operational complexities. Accounts with clean loss histories and well-documented safety protocols are viewed favorably in underwriting. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted markets are available depending on the risk and jurisdiction. Why Work With Colonial General Colonial General Insurance Agency, Inc. is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in transportation-related risks. Their strong market relationships and responsive service make them an excellent partner for agents seeking to place heavy equipment transport accounts. Whether you're working on a single-unit hauler or a multi-vehicle fleet, Colonial General provides the expertise and market access to get the job done. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include motor carriers, owner-operators, and transport companies that haul heavy machinery, construction equipment, agricultural equipment, and similar oversized loads. What is the maximum cargo limit available?The program offers cargo coverage limits up to $100,000, with options for excess coverage up to $750,000 over the primary limit. Is this program available in my state?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability may vary by risk type and carrier appetite. Does the policy include coverage for refrigeration breakdown?Yes, refrigerator breakdown is included within the cargo limits, making it suitable for accounts transporting temperature-sensitive equipment. Can I write just the cargo coverage through this program?Yes, mono-line cargo policies are available with unlimited radius, making it a flexible solution for standalone cargo needs. Need help placing an account? Connect with a market specialist.