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Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

...uding: General commodities haulers Bulk liquid transporters Fla...ide that region. Ideal risks include haulers of general commodities, bulk liqu...

Our agency, Environmental Insurance Agency (EIA), is the Program Administrator for American Safety Indemnity Company’s Storage Tank Pollution Insurance program. We manage underwriting and policy issuance end-to-end and deliver fast turnaround—often providing same-day quotations for complete submissions. Overview of the Program From Environmental Insurance Agency EIA is a dedicated underwriter for both underground and above-ground storage tanks. With focused underwriting expertise and a streamlined placement process, our Storage Tank Pollution Insurance program helps insureds manage environmental liability tied to storage tanks and, when applicable, meet financial responsibility requirements. We design policies to address real-world tank exposures and to simplify placement for brokers and agents. Ideal Accounts and Appetite This program is well suited for insureds who own, operate, or manage underground or above-ground storage tanks. Typical account classes include gas stations, bulk storage terminals, marinas, industrial facilities, agricultural operations, and commercial properties with on-site fuel or chemical storage. We are most competitive on accounts where tanks are scheduled at fixed locations and the site has a clean or well-documented history. Examples of good-fit accounts: A convenience store with multiple underground fuel tanks and routine monitoring records An agricultural supply company storing diesel and other fuels in above-ground tanks A small industrial facility with on-site tanks for process oils or waste oils Coverage Highlights and Advantages This is a claims-made policy offering comprehensive pollution liability protection for tank-related releases. Key coverage features include: Onsite and offsite cleanup costs, including remediation and monitoring Third-party bodily injury and property damage liability Coverage for tanks scheduled at listed locations only Can be structured to meet U.S. EPA financial responsibility requirements where applicable Coverage applies to incidents occurring after the policy’s retroactive date Our underwriters understand tank-specific exposures and underwriting considerations, which allows for pragmatic coverage decisions and timely quotes for well-documented risks. Underwriting Notes and Minimum Premiums We do not publish a fixed minimum premium; pricing is competitive and depends on tank type, age, construction, location, and site history. Clean, complete submissions with detailed tank schedules and site information receive priority handling and the fastest turnaround. Required submission items typically include tank schedules, site maps, construction/age details, prior loss history, and any environmental reports or testing results. Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted coverage is available in select states; availability and admitted status will be confirmed during quoting. Why Work With Environmental Insurance Agency As the Program Administrator for American Safety Indemnity Company’s tank program, EIA brings deep, tank-focused underwriting expertise and a placement process built for speed and accuracy. Brokers benefit from our specialized knowledge of tank exposures, our responsiveness on quotes and endorsements, and our ability to tailor coverage for financial responsibility needs. We focus on practical, marketable solutions that help you place and renew tank business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?We are a strong market for gas stations, agricultural operations, industrial facilities, marinas, and commercial properties with underground or above-ground storage tanks. Does this program help insureds meet EPA financial responsibility requirements?Yes. Our Storage Tank Pollution Insurance can be structured to meet applicable financial responsibility rules for qualifying tanks; we will confirm the available structure during quoting. How quickly can I get a quote?We offer same-day quotations for complete submissions that include current tank schedules, site maps, construction details, and prior loss history. Is the policy admitted or non-admitted?Admitted policies are available in some states. Availability and admitted status depend on the state and will be confirmed during the quoting process. What information is needed to submit a risk?Provide tank schedules, site maps, tank age and construction details, any environmental reports, and prior loss history. Complete documentation speeds underwriting and increases the chance of same-day quoting. Need help placing an account? Connect with a market specialist.

Storage Tank Liability Coverage from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a focused Storage Tank Liability Insurance program for above-ground tanks. The program helps agents place hard-to-find environmental liability coverage for insureds with tank-related pollution exposures, while supporting regulatory financial responsibility requirements where required. Whether your client runs a fuel station, marina, manufacturing site, agricultural operation, or bulk storage facility, this program addresses third-party claims and cleanup obligations tied to scheduled above-ground tanks. Coverage is available on admitted or non-admitted paper depending on state and risk characteristics, giving you flexibility to meet both compliance and market placement needs. Ideal Accounts and Target Risks This program is designed for insureds who own or operate above-ground storage tanks that present environmental or contamination risk. Target classes include: Gas stations, fueling depots, and truck stops Marinas, boatyards, and waterfront fuel facilities Commercial and industrial sites with on-site fuel or chemical storage Agricultural operations storing fuel, herbicides, or fertilizers Municipal and utility sites that operate above-ground tanks Typical fits are accounts needing proof of financial responsibility, clients with scheduled tanks and manageable historical conditions, or businesses requiring explicit pollution legal liability for third-party bodily injury, property damage, and corrective action. Accounts with extensive legacy contamination, unknown tank history, or ongoing major remediation may require targeted underwriting and are evaluated case-by-case. Coverage Highlights and Advantages Key coverages include: Third-party bodily injury and property damage arising from pollution incidents involving scheduled above-ground tanks Corrective action and remediation expenses for covered releases from scheduled tanks Coverage and certificates that can meet applicable federal and state financial responsibility requirements Admitted or non-admitted placement options depending on the state and the risk Program strengths: Flexible liability limits and deductible options to fit varying exposures Broad territory options and the ability to issue financial responsibility certificates quickly Clear policy wording for key terms such as “additional insured,” “first named insured,” and “remediation costs” Extended reporting period options for added protection after policy expiry Program Advantages and Service Streamlined application and submission process built for agents and brokers Fast quote turnaround when a complete application is provided Same-day issuance of policies and financial responsibility certificates in many cases Available limits from $500,000 per claim / $1,000,000 aggregate up to $5,000,000 per claim / $5,000,000 aggregate Minimum premiums starting at $350 Underwriting Notes and Minimum Premiums Underwriters will review tank type, age, construction, secondary containment, inspection and testing history, spill prevention controls, and any prior releases. Provide site plans, environmental site assessments (if available), operating procedures, and recent inspection/maintenance records to speed placement. The program accepts a broad range of above-ground tank risks but may restrict or seek higher terms for sites with known releases or significant historical contamination. Minimum premium for eligible accounts starts at $350; final pricing depends on limits, deductibles, tank exposures, and state placement (admitted vs non-admitted). Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted paper is available in many states; non-admitted options are used where admitted capacity is limited or the risk profile requires it. Why Work With Continental Risk / Continental Marine Insurance Services? As a specialized wholesale broker, Continental Risk / Continental Marine Insurance Services offers deep experience in environmental and specialty liability lines and access to multiple carrier options. Their underwriting familiarity with tank programs, quick turnaround, and responsive service help you place accounts efficiently and provide the documentation clients need for regulatory and lender purposes. For more information on the Storage Tank Liability program, contact Continental Risk / Continental Marine Insurance Services or visit their CompleteMarkets profile. Practical Agent Scenarios You might have a client who owns a small marina with two above-ground fuel tanks that needs a pollution liability policy and a state financial responsibility certificate before renewing a lease — this program can provide scheduled-tank coverage and fast issuance. If a commercial supplier operates multiple above-ground diesel tanks at a distribution site and needs higher limits and remediation coverage, the program’s flexible limits and extended reporting options can be appropriate. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for operations that own or manage above-ground storage tanks, such as gas stations, marinas, manufacturers, and agricultural operations. Does this program meet regulatory financial responsibility requirements?Yes. Policies and certificates may be written to satisfy applicable federal and/or state financial responsibility requirements when required. How quickly can policies be issued?With a fully completed application and required site documentation, policies and financial responsibility certificates can often be issued the same day. Are both admitted and non-admitted options available?Yes. The program offers admitted and non-admitted paper depending on the state and the risk profile. What is the minimum premium for this program?Minimum premium starts at $350; final pricing depends on limits, deductibles, and the specific tank exposures. Need help placing an account? Connect with a market specialist.

Motor Truck Cargo Insurance from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers Motor Truck Cargo Insurance solutions tailored to meet the needs of transportation and logistics clients across the U.S. As a wholesale broker with access to a range of markets, we specialize in helping agents and brokers place coverage for commercial trucking operations with diverse cargo exposures. Our flexible program is designed to address the risks associated with the transportation of goods and materials, whether your client is an owner-operator or a larger fleet operating in multiple states. Ideal Accounts and Appetite This program is ideal for motor carriers, independent truckers, and logistics companies that need protection for cargo in transit. We have experience covering a wide range of cargo types, including: Automobiles Building materials Food and beverage products Grain, hay, and agricultural feed Household goods Livestock Heavy machinery and equipment Mobile homes Petroleum and fuel products Sand, gravel, and other aggregates Trailers shipped from manufacturer to dealer And many other classes If you have a client transporting specialty or high-value items, we can review those risks individually to determine fit. Coverage Highlights and Advantages Motor Truck Cargo Insurance helps protect your insured’s legal liability for cargo that is lost or damaged due to causes such as fire, collision, overturn, theft, or the striking of a load. Policies are structured based on the maximum load per truck, providing flexibility across different fleet sizes and cargo types. Key features of our program may include: Broad cargo coverage tailored to specific commodity risks Limits based on declared maximum load per vehicle Optional endorsements and enhancements depending on the carrier Coverage for costs associated with debris removal, earned freight, and more (where applicable) Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the nature of the operation, type of cargo, and the territory of operation. Our underwriting team evaluates submissions based on vehicle types, driver experience, loss history, and cargo specifics. We welcome submissions from experienced transportation agents looking to place new business or remarket existing accounts. Examples of good submissions include a regional flatbed operator hauling building materials across three states, or an auto transporter moving vehicles from auction lots to dealerships. Territories and Availability This program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and GA. We offer access to both admitted and non-admitted markets, depending on the state and the risk characteristics. Our wide availability allows you to serve clients operating in multiple jurisdictions with varying cargo exposures. Why Work With Continental Risk / Continental Marine Insurance Services? As a trusted wholesale partner, Continental Risk / Continental Marine Insurance Services brings deep expertise in transportation risks and access to a broad range of carriers. Whether you need a market for a single-unit operator or a midsize fleet with complex logistics, we can help you find a competitive and reliable solution. Our responsive team works closely with retail agents to provide fast turnaround, knowledgeable guidance, and flexible underwriting support. For more information about our Motor Truck Cargo Insurance program, please contact our office or visit our company profile. Frequently Asked Questions What types of accounts are a good fit for this Motor Truck Cargo program?This program is ideal for independent truckers, motor carriers, and logistics companies hauling goods such as autos, building supplies, food products, machinery, and more. Are both admitted and non-admitted markets available?Yes, we have access to both admitted and non-admitted markets depending on the state and risk profile. What information is needed for underwriting a submission?Key details include vehicle information, cargo types, driver experience, operating radius, and loss history. A completed application helps expedite the process. Is the program available nationwide?This program is available in most states, including CA, TX, FL, NY, and many others. Contact us to confirm availability in your client’s state. What is the minimum premium for this coverage?Minimum premiums vary based on the type of cargo, number of units, and operating territory. Contact us for a quote tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

Overview of the Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers an Underground Storage Tank (UST) Liability program designed for agents who need a market for scheduled tank accounts. This program provides third-party liability and corrective action cost coverage for releases from scheduled tanks, and it can satisfy federal or state financial responsibility requirements where applicable. Policies are available on an admitted or non-admitted basis depending on state and placement. Ideal Accounts and Appetite Retail fuel sites and convenience stores with scheduled USTs Fleet fueling depots, commercial fueling locations and private fueling sites Fuel distributors and dealers who maintain on-site storage tanks Agricultural and industrial sites with properly scheduled tanks The program generally focuses on tanks that are properly documented and scheduled on the policy. Accounts with undocumented tanks, known active large-scale contamination, or repeated prior releases typically require additional underwriting or preclude placement. Coverage Highlights and Advantages Third-party bodily injury and property damage liability resulting from covered storage tank incidents involving scheduled tanks Corrective action and remediation cost coverage for covered releases from scheduled storage tanks Policies/certificates intended to meet federal and state financial responsibility requirements where applicable Available on admitted or non-admitted paper to suit state and account needs Enhanced coverage options and flexible definitions, including: Customizable Limits of Liability and deductible selections Choice of Coverage Territory Clarified definitions for "additional insured", "first named insured", and "remediation costs" Enhanced Extended Reporting Period terms Underwriting Notes and Minimum Premiums Program accepts scheduled tanks only—each tank must be disclosed on the application. Underwriting considers tank age, construction (steel vs. fiberglass), release history, environmental compliance, and any prior corrective action. Minimum premium: $350. Limits available from $500,000 per occurrence / $1 million aggregate up to $5 million per occurrence / $5 million aggregate. Simple application process: agents can expect fast turnaround on quotes when the application is fully completed. Continental Risk often can issue binding policies and financial responsibility certificates the same day when underwriting requirements are met. Territories and Availability This program is offered in most states. Continental Risk is able to place business in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted status may vary by state; the program supports both admitted and non-admitted placements where appropriate. Why Work With Continental Risk on UST Liability Wholesale broker access to multiple carriers and flexible paper options for admitted or non-admitted placements. Program terms tailored to tank operators and owners who need both liability and corrective action coverage that meets state financial responsibility rules. Fast, efficient service with a streamlined application and same-day issuance when submissions are complete. Enhanced policy language and optional extended reporting periods provide added clarity and value compared with basic forms. Example account scenarios You have a convenience store client with two modern, double-walled underground tanks and no release history — this program can provide liability and corrective action coverage and issue the FR certificate needed for compliance. You represent a small transportation company with an on-site fueling depot and scheduled tanks — the program can be used to secure limits up to $5M and customize deductibles and territory language. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts with documented, scheduled underground storage tanks and clear compliance histories are the best fit—examples include retail fuel sites, private fleet fueling depots, and fuel distributors with scheduled tanks. Are policies available admitted or non-admitted?Yes. Continental Risk can place this program on either admitted or non-admitted paper depending on the state, carrier appetite, and the insured’s needs. What limits and minimums are available?Limits range from $500,000 per occurrence / $1 million aggregate up to $5 million per occurrence / $5 million aggregate. The program has a $350 minimum premium. How fast can I get a quote or certificate issued?With a fully completed application and required underwriting information, Continental Risk typically provides quick quotes and can issue policies and financial responsibility certificates the same day in many cases. Need help placing an account? Connect with a market specialist.