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We are a unique insurance company. The ‘prime’ reason for our success is our unique partnership approach to agents, insureds and markets. We partner with agents and brokers and provide custom underwriting expertise and offer innovative solutions when other carriers decline coverage. We do not interfere with your current markets. We have the in house expertise and staffing to respond quickly with expertise and accurate quotes. We adapt constantly to the needs of insureds, and provide them with top-notch service with support, claims management. We have a proven track record of fighting frivolous litigation, something you do not see many of our competitors do. Hard to place risks, creative underwriting and superior customer service combined with our many markets and our stellar track record make Prime Insurance a logical choice for all agents and brokers. As an agent/broker - If you care about providing quality products and services to your clients, then you should partner with Prime.

Landmark E&S provide risk management services along with enhanced insurance coverages for the following products: • Manufacturers Product Pollution • Contractors Pollution Liability • Environmental Contractors and Consultants • Hazardous and Non-hazardous Waste Haulers • Professional Liability • Lender’s Liability • Pollution Legal Liability • Storage Tanks Liability We have dedicated brokers focused on environmental risk that will provide you with the best coverages for your clients.

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A Self-Insurance program is based on a decision to retain risk rather than to insure it. It differs from traditional insurance in that a plan to pay for losses as they occur is needed. A self-insurance program may be funded from operation cash balances or through systematic payments into a special reserve fund. The motivation for becoming self-insured is usually driven by the desire to reduce costs. However, the most important benefit may be the essential control over claims administration and safety and loss control efforts gained by a self-insurer. CaitlinMorgan Insurance understands the decision to implement a self-insurance plan is one which requires extensive review of the client's needs and an honest look at potential disadvantages. In addition, self-insurers must make separate arrangements for claims handling and other services, and satisfy state surety bond requirements. With our years of experience managing self-insurance plans, CaitlinMorgan can guide you through the complex process of analyzing, evaluating, and establishing a successful self-insurance program. Individual Self Insurance - Worker's Compensation Solutions Contact: Gerry Dumke P: (800)723-7475, Ext. 280 gerry.dumke@caitlin-morgan.com

Your workers compensation insurance solution in Utah, Arizona and Nevada Utah Business Insurance Company (UBIC) offers admitted workers compensation markets in AZ, ID, NV and UT. UBIC combines specialized workers compensation insurance underwriting expertise, exceptional service and safety awareness to offer solutions for your client’s toughest exposures. We underwrite each account individually based on its own risk characteristics. We can consider a broad spectrum of accounts because we are not template underwriters. Underwriting guidelines Premiums starting at $1,500 Experience mod no higher than 1.5 Work perform above 30 feet (refer to underwriter) Guaranteed cost only Monthly Self Reporting available All accounts are pre-inspected prior to binding Targeted industries Artisan Contractors Construction Roofers Restaurants Janitorial Services Most four-wall exposures Municipalities with less than 10% police and fire exposure Transportation

Your workers compensation insurance solution for restaurants Utah Business Insurance Company (UBIC) Offers competitive A-rated workers compensation markets in AZ, ID, NV and UT for restaurants. Underwriting guidelines Premiums starting at $1,000 Experience mod no higher than 1.5 New ventures and risks with lapse in coverage are acceptable Restaurants with 24 hours exposure ineligible Accounts coming out of PEO are eligible Guaranteed cost only Monthly Self Reporting available Restaurants Workers Compensation Insurance

PRM Small Account Workers' Compensation Program is for smaller accounts within defined classes meeting eligibility guidelines with premium from $1,000 to $100,000 with carrier with A.M. Best Rating of A XV to B+ VII Minimum Premium: $1,000 minimum premium $1,000 to $100,000 premium range Required for a Quote: Complete ACORD Application: (with FEIN) Must be Signed and Dated. PRM Supplemental Application: Must be Signed and Dated. Minimum 4 years, preferably 5 years of Loss Runs (Currently Valued within 90 days of effective date). 4 years of Historical Aggregate Payroll. Current X-Mod Worksheet (if available). Detail reports for losses over $50K. Thorough Description of operations. Bureau Inspection Report (If available). We accept submissions no earlier than 90 days prior to effective date!

Underwriting Solutions of America, Inc Are you tired of placing a client with a "PEO" or "self-insured" program only to later be hit with hidden fees, a loss of a mod and poor communication? We have the solution for you! Underwriting Solutions of America's is the preferred PEO vendor of Insurance agencies Nationwide. No upfront or audit premiums Pay as you go Little to no money down Fast and easy start-up Eliminate the need for State Pools or State Fund Residual commission above industry average High Risk High mods (no mod is too high) Creative Deductible Programs Guaranteed Cost programs Steel erectors Roofers USL&H Trucking Logging Bridge construction Staffing If it is tough to place then it is perfect for us! Download USA Agreement Here Underwriting Solutions of America's - programs depending on the state regulations are commonly written on MCP (multiple coordinated policies) and report to the bureau twice a year. Underwriting Solutions of America follows strict state regulations and fully discloses any and all costs at the time of quoting. Our programs are designed to assist your client by bringing down their mod, losses and overall costs. We find that educating the insured and assisting them with bringing down their costs turns them into a very happy long term client. Our agency partners utilize our programs mainly due to the customer service and our ability to find the perfect fit for their clients. Underwriting Solutions of America will work hand in hand with your agency when quoting, enrolling and servicing new clients. Success – We see our greatest success with mods over 1.35 and hard to place class codes. Our PEO programs carry a million dollar deductible layer with the carrier which is how they can be extremely competitive. We can offer guaranteed cost and low deductible options starting at $500 per occurrence to larger deductible options. Click on our USA Partner Agreement or call today and speak to one of our appointment specialists and partner with a company that works in an intense but enjoyable environment that still holds true to its common sense approach to underwriting risk. Currently operating in all states For more information on competitive quotes and or information regarding Underwriting Solutions of America please visit our website at www.usa4insurance.com