https://completemarkets.com/Bumbershoot-Liability-Insurance/Storefronts/
https://completemarkets.com/company/ligmarinemanagers/umbrella-bumbershoot-excess-liability/
Comprehensive Excess Liability Solutions for Marine Risks
LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection.
Ideal Accounts and Appetite
This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include:
Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures
Stevedores and Terminal Operators
Ship Repairers and Wharfingers
Operations requiring Protection & Indemnity (P&I) with collision and tower liability
You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements.
Coverage Highlights and Advantages
Available on all commercial marine exposures
Supports Marine CGL with CCC exposures, including:
Stevedores Legal Liability
Shiprepairers Legal Liability
Wharfingers Legal Liability
Terminal Operator Legal Liability
Protection & Indemnity coverage, including collision and tower liability (in Hull form)
Available as monoline or as part of a package policy
Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines
Minimum requirement: underlying carriers must be rated “A” or better
Limits starting at $10,000,000 — higher limits available as needed
Underwriting Notes and Minimum Premiums
LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at:
$25,000 when written on a monoline basis
$10,000 when written in conjunction with supporting lines
Submissions should include complete details of all underlying coverages and risk exposures.
Territories and Availability
This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location.
Why Work With LIG Marine Managers?
LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring.
Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution.
Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs.
Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages.
What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines.
Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location.
Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/prosight/marine/
ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain.
Ideal Accounts and Appetite
ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include:
Commercial vessel owners and operators
Shippers, freight forwarders, and cargo handlers
Marine contractors and ship repair operations
Wharfowners, stevedores, and terminal operators
Offshore and onshore oil and gas exploration and production firms
Charterers and maritime employers with Jones Act exposures
We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures.
Coverage Highlights and Advantages
ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks:
Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft.
Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils.
Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability.
Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements.
Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations.
Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients.
Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures.
Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages.
Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control.
Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities.
Underwriting Limits
ProSight offers robust limits to accommodate a wide range of risks:
Hull: Up to $10,000,000
War Hull: Up to $22,000,000
Energy: Up to $12,500,000
Marine Liability: Up to $40,000,000
Cargo / War Cargo: Up to $30,000,000
Territories and Admitted Status
This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance.
Why Work With ProSight Specialty Insurance?
ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals.
You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies.
Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers.
Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics.
What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages.
Which states is this program available in?This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/boat-dealer-insurance/
Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Boat Dealer Insurance program designed specifically for marine dealers who sell, service, or transport boats, motors, and related equipment. With deep expertise in both Property & Casualty and Ocean Marine insurance, Continental Risk packages essential coverages into one streamlined portfolio to help independent agents and brokers place business with confidence.
Ideal Accounts and Appetite
This program is ideal for:
Boat dealers with new or used inventory
Marine dealerships offering sales, repair, and demonstration services
Operations that transport boats to/from exhibitions or customer locations
Whether your client is a small independent boat dealer or a larger multi-location marine retailer, this program can be tailored to suit a variety of risk profiles. You might have a client who transports boats across state lines for shows or provides test rides on the water—this program can help safeguard those exposures.
Coverage Highlights and Advantages
Protects boats, motors, and equipment held for sale
Coverage extends to boats in transit, on exhibition, or being demonstrated
Special protections for boats while afloat
Coverage for loss of life, bodily injury, and property damage
Legal liability, including court and legal fees and wreck removal where required by law
In addition to boat dealer-specific protection, the program can include a full suite of Property and Casualty coverages:
Property
General Liability
Business Auto
Equipment
Work Boats
Bumbershoot (Excess Liability)
Jones Act
Marine Workers' Compensation (in select states)
Underwriting Notes and Minimum Premiums
Most accounts are considered in available states, subject to underwriting review. The minimum premium for this program starts at $1,500. Submissions should include full business operations details and loss history if applicable.
Territories and Availability
This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted status is available in most states.
Why Work With Continental Risk / Continental Marine Insurance Services
As a wholesale broker with a strong focus on marine exposures, Continental Risk understands the unique challenges faced by boat dealers. Their ability to bundle Ocean Marine, Property, and Casualty coverages ensures your clients receive seamless and specialized protection. With access to multiple carriers and competitive pricing, they are a valuable partner for agents seeking dependable markets for marine risks.
To learn more, contact Jeana at
[email protected] or call 866-699-27477.
Visit: www.continentalmarineins.com
Frequently Asked Questions
What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides.
Is coverage available for boats in transit or being demonstrated?Yes, the program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat.
Can I bundle other coverages with the Boat Dealer Insurance?Yes, the program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states).
What is the minimum premium for this program?The minimum premium starts at $1,500, with pricing subject to underwriting and account specifics.
Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers
https://completemarkets.com/company/ligmarinemanagers/marine-general-liability-package/
Marine General Liability Insurance Program from LIG Marine Managers, Inc.
LIG Marine Managers, Inc. offers a comprehensive Marine General Liability Insurance Package designed for the middle market commercial marine sector. With a focus on exceptional service, competitive pricing, and underwriting expertise, this program is tailored to meet the complex needs of marine-related businesses across a wide range of classes.
Ideal Accounts and Target Classes
This program is designed for commercial marine risks with annual premiums ranging from $10,000 to $150,000. It provides flexible solutions for a variety of marine operations, especially those with specialized liability exposures. Target classes include:
Boat Repairers
Diving Contractors
Dock and Pier Construction Companies
Dredging Contractors
Marine and Waterfront Contractors
Shipyards
Stevedores
Terminal Operators
Wharfingers
Whether your client operates a small shipyard or a large marine construction company, this program provides tailored protection for their operations, assets, and liabilities.
Program Highlights and Coverage Options
LIG’s Marine General Liability Package combines strong coverage features with streamlined administration. Coverage can be written on a monoline basis or bundled with other marine lines, depending on the client's needs.
Section 1 – $1,000,000 Combined Single Limit (CSL):
Marine General Liability
Ship Repairers Legal Liability
Stevedores and Terminal Operators Liability
Tankerman’s Liability
Wharfingers and Landing Owners Legal Liability
Protection and Indemnity (with optional crew coverage)
Section 2 – Up to $4,000,000 Combined Limit (and higher):
Hull
Equipment
Marine Builders Risk
Excess/Umbrella Limits: Up to $10,000,000 available
Program Advantages
One simple program with consistent carrier partners
Streamlined quoting process for faster turnaround
Dedicated claims adjuster for all carriers involved
Single check issued for most claims once approved by the lead carrier
Enhanced commissions available for agents with a flow of business
Underwriting Notes and Minimum Premium
The program is best suited for accounts with a minimum premium of $10,000. LIG’s underwriting team evaluates each risk thoroughly, making the submission process efficient and responsive. Agents can expect a quick quote process and flexible structuring of coverage to match client needs.
Territories and Availability
This Marine General Liability program is available in all 50 states, including DC. Both admitted and non-admitted markets are accessible, depending on the client's location and risk profile.
Why Work with LIG Marine Managers, Inc.?
As a specialized Managing General Agency and Excess & Surplus Lines Broker, LIG Marine Managers brings decades of marine insurance expertise to the table. They understand the unique exposures of the maritime industry and provide reliable access to multiple markets. Their single-program structure, consolidated claims handling, and consistent underwriting make them a trusted partner for agents placing marine liability business.
Please contact us today for more information on our Marine General Liability Package Program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for middle market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, and stevedores with annual premiums starting at $10,000.
Can coverage be written on a monoline basis?Yes, most coverages can be written monoline or in combination with others to suit the specific needs of your insured.
What limits are available under this program?Section 1 offers $1,000,000 CSL, Section 2 provides up to $4,000,000 or more, and excess/umbrella coverage is available up to $10,000,000.
Which states is this program available in?This program is available in all 50 states and the District of Columbia.
What makes LIG Marine Managers different from other MGAs?LIG offers a streamlined quoting and claims process, access to a consistent group of carriers, and specialized knowledge in the marine insurance space, making them a reliable partner for placing complex marine risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/protection-and-indemnity/
Overview of the Program From LIG Marine Managers, Inc.
Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording.
Program Structure and Markets
LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets.
Ideal Accounts and Appetite
This program targets a broad range of commercial and recreational vessels. Typical classes we write include:
Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft.
Blue Water: containerships and large passenger vessels.
Yachts and builders risk on marine construction projects.
LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review.
Coverage Highlights and Advantages
High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis.
Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act.
Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate.
Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability.
Underwriting Notes and Minimum Premiums
Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits.
Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines.
Territories and Availability
The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics.
Why Work With LIG Marine Managers, Inc. on P&I Business
Specialized marine underwriting and program management oriented to brokers and independent agents.
Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile.
Access to high limits and tailored terms for complex marine operations.
Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing.
Example Account Scenarios
You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions.
A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available.
Please contact us today for more information on our Protection and Indemnity program!
Frequently Asked Questions
What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures.
Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability.
What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes.
Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account.
Need help placing an account? Connect with a market specialist.