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Comprehensive Excess Liability Solutions for Marine Risks LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection. Ideal Accounts and Appetite This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include: Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures Stevedores and Terminal Operators Ship Repairers and Wharfingers Operations requiring Protection & Indemnity (P&I) with collision and tower liability You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements. Coverage Highlights and Advantages Available on all commercial marine exposures Supports Marine CGL with CCC exposures, including: Stevedores Legal Liability Shiprepairers Legal Liability Wharfingers Legal Liability Terminal Operator Legal Liability Protection & Indemnity coverage, including collision and tower liability (in Hull form) Available as monoline or as part of a package policy Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines Minimum requirement: underlying carriers must be rated “A” or better Limits starting at $10,000,000 — higher limits available as needed Underwriting Notes and Minimum Premiums LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at: $25,000 when written on a monoline basis $10,000 when written in conjunction with supporting lines Submissions should include complete details of all underlying coverages and risk exposures. Territories and Availability This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location. Why Work With LIG Marine Managers? LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring. Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution. Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs. Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages. What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines. Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location. Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better. Need help placing an account? Connect with a market specialist.

North American Marine Underwriters provides comprehensive, innovative and economical insurance products tailored to the needs of marinas, boat dealers and yacht clubs along the Eastern Seaboard from Maine to the Carolinas. Since our partnership began with Hanover Insurance in 2001, our in-house underwriting facility has established itself as a leader in the marina insurance industry by combining a first-class customer service approach with flexible multiple lines capabilities and competitive pricing. Whether we are providing a comprehensive quote, issuing our own policies and endorsements or proactively assisting with claim or billing questions, our personalized service validates our exceptional reputation.

Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a Boat Dealer Insurance program built for marine dealers who sell, service, store, or transport boats, motors, and related equipment. Combining Ocean Marine expertise with Property & Casualty capabilities, Continental Risk packages dealer-specific protections into a streamlined portfolio so independent agents and brokers can place accounts with confidence. Ideal Accounts and Appetite This program is a fit for a broad range of marine dealers, including: Boat dealers with new and/or used inventory Dealerships that provide sales, repair, maintenance, or demonstration services Operations that transport boats for shows, deliveries, or customer locations Appetite ranges from small independent dealers to larger multi-location marine retailers. The program is designed to handle typical dealer exposures such as inventory while held for sale, boats in transit, on exhibition, or used for on-water demonstrations and test rides. Accounts that regularly move boats across state lines or that provide afloat demonstrations are eligible, subject to underwriting review. Risks with unusual sporting charters, high-hazard modifications, or significant uninsured operations should be discussed with underwriting prior to submission. Coverage Highlights and Advantages Physical protection for boats, outboard/inboard motors, and accessories held for sale Coverage for boats while in transit, on exhibition, or being demonstrated — including while afloat Liability coverage for loss of life, bodily injury, and third-party property damage Legal defense, court costs, and wreck removal where required by law Optional or bundled coverages: Property, General Liability, Business Auto, Equipment, Work Boats, Excess/Bumbershoot liability, Jones Act exposure, and Marine Workers’ Compensation in select states This program’s integration of Ocean Marine and P&C lines helps reduce gaps that can occur when those exposures are placed separately. That makes it easier for you to present a coordinated package to your dealer clients. Underwriting Notes and Minimum Premiums Continental Risk underwrites accounts on a case-by-case basis. Submissions should include a detailed description of business operations, locations, inventory values, transportation practices, exposure to on-water demonstrations, and loss history. The program’s minimum premium starts at $1,500; final pricing depends on underwriting, limits, deductibles, and the specific mix of coverages requested. Typical factors that affect acceptability and pricing: Value and type of inventory (new vs. used, high-value specialty craft) Amount and frequency of on-water demonstrations or test rides Transport methods and distance (local deliveries vs. interstate movement) Garage/repair operations and customer slip or dock exposures Territories and Availability The Boat Dealer Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted placements are available in most states; Continental Risk can also place non-admitted coverage where appropriate through multiple carrier options. Why Work With Continental Risk / Continental Marine Insurance Services As a wholesale broker focused on marine exposures, Continental Risk brings specialized underwriting knowledge and access to multiple carriers that understand dealer operations. Their combined Ocean Marine and P&C capabilities let you present coordinated solutions that address afloat, transit, inventory, and liability risks in one package. That reduces placement complexity and helps protect your clients from coverage gaps. Example scenarios that fit this program: You have a dealership that offers on-water test rides and transports demo boats to shows — this program covers demonstrations, transit, and showroom inventory in a single submission. You represent a multi-location dealer with repair operations and customer slip exposures — Continental Risk can bundle Property, General Liability, Business Auto, and marine-specific protections to match the account. If you need more information or want to submit a risk, contact Jeana at [email protected] or call 866-699-27477. Visit: www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides. Is coverage available for boats in transit or being demonstrated?Yes. The program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat. Can I bundle other coverages with the Boat Dealer Insurance?Yes. The program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states). What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing subject to underwriting and the specific limits and coverages requested. Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Recreational Marine Insurance Solutions from International Special Risks For over 20 years, International Special Risks has been a trusted partner for agents and brokers placing Recreational Marine Insurance. As a leading Brokerage General Agency specializing in marine-related risks, we bring deep expertise and access to premier marine markets to help you find the right coverage for your clients in this niche sector. Whether your insured operates a full-service marina, sells recreational boats, builds custom vessels, or runs a sailing school or yacht club, we can deliver tailored insurance solutions to meet their unique exposures—on land and water. Ideal Accounts and Target Classes We work with a wide range of recreational marine businesses, including: Full-service marinas (dry and wet storage, haul/launch facilities) Boat dealerships and brokers Recreational boat builders and manufacturers Sailing schools, regatta organizers, and yacht clubs Marine repair facilities and related waterfront operations If you have a client who owns a marina with dock rentals and dry stack storage, or a sailing club offering summer training programs, we have the coverage options to help you protect their operations and assets. Coverage Highlights and Advantages Our recreational marine program includes a broad range of coverages designed to address the specific liabilities and property exposures of marine businesses. Available options include: For Marinas and Boat Dealers: • Marina Operators Legal Liability – dry and wet storage, hauling and launching • Piers, Wharves, and Docks • Dealership Inventory • Title Errors & Omissions, False Pretense, Truth in Lending • Vessel Protection and Indemnity • Jones Act Coverage • Commercial Property • Sudden & Accidental Pollution • Tools and Equipment • Electronic Data Processing • Machinery Breakdown • Business Interruption / Extra Expense • Bumbershoot For Yacht and Sailing Clubs: • Protection & Indemnity for club-owned, borrowed, or rented boats • Fleet, Regatta & Sail Training Liability • Commercial General Liability (including third-party and member-owned boats) • Employee Dishonesty • Piers, Wharves, and Docks • Marina Operators Legal Liability (club facilities) For Recreational Boat Builders: • Molds and Dies Coverage • Commercial Auto • Hull Builders Risk • Commercial Property • Vessel Protection & Indemnity (including Sea Trials and Delivery) Underwriting Notes We offer flexible underwriting tailored to your client’s specific operations. Coverage can be customized depending on the size and scope of facilities, number of vessels, or nature of maritime operations. Some minimum premium thresholds may apply depending on the type of risk and state. Territories and Availability Our Recreational Marine Insurance program is available in most states, including coastal and inland areas. We currently offer coverage in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status is available in select states. Please contact us for state-specific availability and carrier details. Why Work with International Special Risks? As specialists in marine insurance, International Special Risks offers more than just access to markets—we provide industry insight, underwriting expertise, and hands-on service to help you place and maintain complex recreational marine accounts. Our dedicated team understands the unique exposures your clients face, from dockside liabilities to builder’s risk, and we work closely with you to deliver comprehensive and competitive solutions. To learn more about our Recreational Marine Insurance program, please reach out to our team by phone or email. We’re here to help you navigate your clients’ marine insurance needs with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for full-service marinas, boat dealers, yacht clubs, sailing schools, and recreational boat builders with land and water-based exposures. Can this program cover both property and liability exposures?Yes. Our program offers a wide range of coverages including commercial property, marina liability, protection and indemnity, business interruption, and more. Is coverage available in my state?We provide coverage in most states across the U.S. including coastal and inland regions. Admitted status is available in select states. What information is needed to get a quote?We typically require a completed application, loss history, and details about the insured’s operations, assets, and vessels. Contact us for specific submission requirements. Does this program offer coverage for sailing schools or training events?Yes. We offer tailored liability coverage for sailing schools, regattas, and sail training activities, including fleet and participant exposures. Need help placing an account? Connect with a market specialist.