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https://completemarkets.com/company/ligmarinemanagers/umbrella-bumbershoot-excess-liability/
Comprehensive Excess Liability Solutions for Marine Risks
LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection.
Ideal Accounts and Appetite
This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include:
Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures
Stevedores and Terminal Operators
Ship Repairers and Wharfingers
Operations requiring Protection & Indemnity (P&I) with collision and tower liability
You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements.
Coverage Highlights and Advantages
Available on all commercial marine exposures
Supports Marine CGL with CCC exposures, including:
Stevedores Legal Liability
Shiprepairers Legal Liability
Wharfingers Legal Liability
Terminal Operator Legal Liability
Protection & Indemnity coverage, including collision and tower liability (in Hull form)
Available as monoline or as part of a package policy
Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines
Minimum requirement: underlying carriers must be rated “A” or better
Limits starting at $10,000,000 — higher limits available as needed
Underwriting Notes and Minimum Premiums
LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at:
$25,000 when written on a monoline basis
$10,000 when written in conjunction with supporting lines
Submissions should include complete details of all underlying coverages and risk exposures.
Territories and Availability
This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location.
Why Work With LIG Marine Managers?
LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring.
Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution.
Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs.
Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages.
What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines.
Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location.
Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/ligmarinemanagers/Storefront/
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/boat-dealer-insurance/
Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a Boat Dealer Insurance program built for marine dealers who sell, service, store, or transport boats, motors, and related equipment. Combining Ocean Marine expertise with Property & Casualty capabilities, Continental Risk packages dealer-specific protections into a streamlined portfolio so independent agents and brokers can place accounts with confidence.
Ideal Accounts and Appetite
This program is a fit for a broad range of marine dealers, including:
Boat dealers with new and/or used inventory
Dealerships that provide sales, repair, maintenance, or demonstration services
Operations that transport boats for shows, deliveries, or customer locations
Appetite ranges from small independent dealers to larger multi-location marine retailers. The program is designed to handle typical dealer exposures such as inventory while held for sale, boats in transit, on exhibition, or used for on-water demonstrations and test rides. Accounts that regularly move boats across state lines or that provide afloat demonstrations are eligible, subject to underwriting review. Risks with unusual sporting charters, high-hazard modifications, or significant uninsured operations should be discussed with underwriting prior to submission.
Coverage Highlights and Advantages
Physical protection for boats, outboard/inboard motors, and accessories held for sale
Coverage for boats while in transit, on exhibition, or being demonstrated — including while afloat
Liability coverage for loss of life, bodily injury, and third-party property damage
Legal defense, court costs, and wreck removal where required by law
Optional or bundled coverages: Property, General Liability, Business Auto, Equipment, Work Boats, Excess/Bumbershoot liability, Jones Act exposure, and Marine Workers’ Compensation in select states
This program’s integration of Ocean Marine and P&C lines helps reduce gaps that can occur when those exposures are placed separately. That makes it easier for you to present a coordinated package to your dealer clients.
Underwriting Notes and Minimum Premiums
Continental Risk underwrites accounts on a case-by-case basis. Submissions should include a detailed description of business operations, locations, inventory values, transportation practices, exposure to on-water demonstrations, and loss history. The program’s minimum premium starts at $1,500; final pricing depends on underwriting, limits, deductibles, and the specific mix of coverages requested.
Typical factors that affect acceptability and pricing:
Value and type of inventory (new vs. used, high-value specialty craft)
Amount and frequency of on-water demonstrations or test rides
Transport methods and distance (local deliveries vs. interstate movement)
Garage/repair operations and customer slip or dock exposures
Territories and Availability
The Boat Dealer Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted placements are available in most states; Continental Risk can also place non-admitted coverage where appropriate through multiple carrier options.
Why Work With Continental Risk / Continental Marine Insurance Services
As a wholesale broker focused on marine exposures, Continental Risk brings specialized underwriting knowledge and access to multiple carriers that understand dealer operations. Their combined Ocean Marine and P&C capabilities let you present coordinated solutions that address afloat, transit, inventory, and liability risks in one package. That reduces placement complexity and helps protect your clients from coverage gaps.
Example scenarios that fit this program:
You have a dealership that offers on-water test rides and transports demo boats to shows — this program covers demonstrations, transit, and showroom inventory in a single submission.
You represent a multi-location dealer with repair operations and customer slip exposures — Continental Risk can bundle Property, General Liability, Business Auto, and marine-specific protections to match the account.
If you need more information or want to submit a risk, contact Jeana at
[email protected] or call 866-699-27477.
Visit: www.continentalmarineins.com
Frequently Asked Questions
What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides.
Is coverage available for boats in transit or being demonstrated?Yes. The program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat.
Can I bundle other coverages with the Boat Dealer Insurance?Yes. The program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states).
What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing subject to underwriting and the specific limits and coverages requested.
Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/prosight/marine/
ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain.
Ideal Accounts and Appetite
ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include:
Commercial vessel owners and operators
Shippers, freight forwarders, and cargo handlers
Marine contractors and ship repair operations
Wharfowners, stevedores, and terminal operators
Offshore and onshore oil and gas exploration and production firms
Charterers and maritime employers with Jones Act exposures
We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures.
Coverage Highlights and Advantages
ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks:
Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft.
Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils.
Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability.
Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements.
Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations.
Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients.
Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures.
Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages.
Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control.
Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities.
Underwriting Limits
ProSight offers robust limits to accommodate a wide range of risks:
Hull: Up to $10,000,000
War Hull: Up to $22,000,000
Energy: Up to $12,500,000
Marine Liability: Up to $40,000,000
Cargo / War Cargo: Up to $30,000,000
Territories and Admitted Status
This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance.
Why Work With ProSight Specialty Insurance?
ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals.
You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies.
Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers.
Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics.
What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages.
Which states is this program available in?This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers
https://completemarkets.com/company/wwfi/Marine-Insurance/
Marine Insurance Program from Worldwide Facilities, LLC
Worldwide Facilities, LLC offers a Marine Insurance program designed for agents and brokers who need flexible placement options for commercial and recreational marine risks. As a Managing General Agency and Excess & Surplus lines broker with access to various carriers, Worldwide Facilities can help you place hull, liability, cargo and marina exposures across most U.S. jurisdictions. This program is built to support routine waterborne operations as well as specialized accounts that need tailored terms and market access.
Ideal Accounts and Target Classes
Commercial vessel operators: tugs and towboats, barges, workboats, crew boats, and small ferries.
Fishing fleets and charter operations: commercial fishing vessels, party boats, and charter yachts.
Yachts and recreational craft: owner-operated and professionally crewed yachts, tenders, and personal watercraft.
Marinas and boatyards: slip owners, repair facilities, boat storage, and service providers.
Cargo and logistics: inland and coastal cargo transportation, transloading, and freight-forwarding exposures tied to marine transit.
Coverage Highlights and Advantages
Hull and Machinery: coverage for physical damage to vessels and machinery tailored to the vessel type and operation.
Protection & Indemnity (P&I): third-party liability for bodily injury, property damage, and crew injuries.
Cargo: cover for loss or damage to goods while in transit, including inland and coastal carriage options.
Marina Operators & Yacht Service Liability: specialized GL products for marina operations and repair/maintenance businesses.
Pollution and Environmental Liability: available as part of liability packages or as endorsements where exposures exist.
Flexible market access: admitted and non-admitted options through various carrier partners to help you find placement for more complex risks.
Underwriting Appetite and Typical Restrictions
The program is best suited for small- to medium-sized commercial vessels, inland and coastal operations, recreational yachts, and marina businesses. Underwriting emphasis is placed on:
Vessel condition, maintenance history and recent surveys.
Operator qualifications and crew experience.
Trading areas and navigational limits (inland, coastal, nearshore).
Loss history and risk controls in place at marinas or repair facilities.
Risks that may be difficult to place through this program include high-hazard offshore energy support, deep-sea commercial fleets with complex chartering, vessels with poor maintenance or unknown crew qualifications, and operations involving intentional submersion or experimental vessels. Final appetite and available coverage forms depend on carrier underwriting guidelines.
Underwriting Notes and Placement Guidance
Required submission details typically include vessel specification (year, type, dimensions), intended trade and navigational limits, crew experience, and loss runs.
Survey reports, repair records, and proof of preventative maintenance strengthen submissions and speed underwriting decisions.
Worldwide Facilities can package multi-line marine placements—hull, P&I, cargo and marina liability—when markets and coverages align.
Minimum premiums, deductibles, and terms vary by carrier and state; confirm program-specific requirements at time of submission.
Territories and Availability
This Marine Insurance program is available in most U.S. jurisdictions. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted vs. non-admitted placement options depend on the carrier and the specific risk.
Why Place Marine Business with Worldwide Facilities
Specialized marine underwriting teams with experience across commercial and recreational classes.
Access to a blend of admitted and E&S markets to improve placement options for more complex or non-standard accounts.
Designed for brokers seeking responsive underwriting, flexible policy forms, and tailored coverage packages.
Support for risk engineering and survey coordination to help address underwriting concerns and reduce loss potential.
Example Scenarios
You have a small ferry operator running scheduled inland crossings with a strong maintenance history and controlled navigational limits—this program can combine hull and liability coverages to address both vessel and passenger exposures.
A marina owner needs combined slip-holder liability and on-site repair coverage after an increase in transient vessel traffic. Worldwide Facilities can submit a marina package and explore pollution liability options as part of placement.
Frequently Asked Questions
What types of marine accounts are the best fit for this Worldwide Facilities program?The program fits small- to mid-sized commercial vessels (tugs, barges, workboats), recreational yachts, marinas and cargo/transit operations. Accounts with documented maintenance, qualified crews and clear trading limits have the strongest chance for favorable terms.
Can you place both admitted and non-admitted marine coverage?Yes. Worldwide Facilities works with various carrier partners and can pursue admitted or excess & surplus placements depending on the carrier appetite and the account’s specifics. Availability depends on state regulation and the individual risk.
What information should I include in a submission to speed underwriting?Include vessel specifications, year/make/model, trading area, crew/operator experience, recent survey or inspection reports, and loss runs. For marinas or repair facilities, provide details on tenant operations, storage methods and pollution controls.
Are pollution and environmental liabilities available?Pollution coverage is available where markets and underwriting permit. It is typically evaluated based on vessel type, fuel handling practices and marina controls; include pollution risk details in the submission for consideration.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/hull-equipment-insurance/
Marine Hull & Equipment Insurance Program from LIG Marine Managers
LIG Marine Managers, Inc. offers a comprehensive Marine Hull & Equipment Insurance program designed to protect a wide range of commercial marine vessels and equipment. As a trusted Managing General Agency and Excess & Surplus Lines Broker, LIG brings decades of expertise in marine risks and provides access to a variety of markets and coverage solutions tailored for your maritime clients.
Ideal Accounts and Targeted Classes
This program is built for agents and brokers looking to place business for clients operating in the commercial marine industry. LIG targets a broad spectrum of vessel types, including:
Brown Water Vessels
Tugs, Barges, Push Boats, and Crew Boats
Floating Drydocks and Dredges
Passenger Excursion Boats and Casino Vessels
Oceanographic Research Vessels (ORVs)
Fire Boats and Commercial Fishing Vessels
Blue Water Vessels and Drilling Rigs
Gaming Vessels and other similar commercial vessels
Whether your client operates a small inland tug fleet or a large offshore research vessel, this program offers flexible underwriting for a wide range of marine risks.
Coverage Highlights and Advantages
The Marine Hull & Equipment Insurance policy provides coverage for physical loss or damage to scheduled vessels, including hull and machinery. The Vessel Clause typically covers:
Hull, Launches, Lifeboats, Rafts
Furniture, Tackle, Stores, and Bunkers
Fittings, Apparatus, and Equipment
Machinery, Boilers, and Refrigeration Units
Insulation, Motor Generators, and Electrical Systems
Installed Equipment owned by others
Available coverages include:
Hull
Machinery
Increased Value
Mortgage Insurance
Freight War Risks
Collision Liability
Limits start at $10,000,000 and can be customized higher based on individual risk profiles.
Underwriting Notes and Minimum Premiums
LIG offers flexible underwriting with access to both admitted and non-admitted markets, depending on the risk and jurisdiction. Minimum premium thresholds are as follows:
$25,000 minimum if written as a monoline policy
$10,000 minimum if written in conjunction with other supporting lines
Each risk is reviewed on an individual basis to ensure appropriate coverage and pricing.
Territories and Availability
This program is available nationwide, including all 50 states and Washington, D.C. Whether your client operates on the Gulf Coast, West Coast, Great Lakes, or inland waterways, LIG can help you find the right marine hull and equipment solution tailored to their operations.
Why Work With LIG Marine Managers?
LIG Marine Managers specializes in marine and related lines, offering deep underwriting knowledge and a responsive, agent-focused approach. With access to a wide range of carriers and the ability to handle complex and unique vessel risks, LIG is a trusted partner for placing hard-to-fit or high-value marine accounts.
For example, you might have a client who owns and operates a fleet of passenger excursion boats in a coastal resort area or a commercial dredging company with multiple tugs and barges. These are exactly the types of accounts that LIG is well-positioned to underwrite and support.
Contact LIG Marine Managers today to learn how their Marine Hull & Equipment Insurance program can help you serve your maritime clients more effectively.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators such as tugs, barges, dredges, passenger boats, casino vessels, and offshore research or drilling vessels.
What is the minimum premium requirement?The minimum premium is $25,000 if written as a monoline policy, or $10,000 when written with other supporting lines.
Are both admitted and non-admitted markets available?Yes, LIG Marine Managers accesses all available markets, offering both admitted and non-admitted options depending on the risk profile and location.
Can this program handle high-value vessels?Yes, coverage limits of $10,000,000 and higher are available and can be tailored for high-value or complex risks.
Is this program available in all states?Yes, the Marine Hull & Equipment Insurance program is available in all 50 states and Washington, D.C.
Need help placing an account? Connect with a market specialist.