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Comprehensive Excess Liability Solutions for Marine Risks LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection. Ideal Accounts and Appetite This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include: Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures Stevedores and Terminal Operators Ship Repairers and Wharfingers Operations requiring Protection & Indemnity (P&I) with collision and tower liability You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements. Coverage Highlights and Advantages Available on all commercial marine exposures Supports Marine CGL with CCC exposures, including: Stevedores Legal Liability Shiprepairers Legal Liability Wharfingers Legal Liability Terminal Operator Legal Liability Protection & Indemnity coverage, including collision and tower liability (in Hull form) Available as monoline or as part of a package policy Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines Minimum requirement: underlying carriers must be rated “A” or better Limits starting at $10,000,000 — higher limits available as needed Underwriting Notes and Minimum Premiums LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at: $25,000 when written on a monoline basis $10,000 when written in conjunction with supporting lines Submissions should include complete details of all underlying coverages and risk exposures. Territories and Availability This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location. Why Work With LIG Marine Managers? LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring. Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution. Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs. Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages. What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines. Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location. Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better. Need help placing an account? Connect with a market specialist.

North American Marine Underwriters provides comprehensive, innovative and economical insurance products tailored to the needs of marinas, boat dealers and yacht clubs along the Eastern Seaboard from Maine to the Carolinas. Since our partnership began with Hanover Insurance in 2001, our in-house underwriting facility has established itself as a leader in the marina insurance industry by combining a first-class customer service approach with flexible multiple lines capabilities and competitive pricing. Whether we are providing a comprehensive quote, issuing our own policies and endorsements or proactively assisting with claim or billing questions, our personalized service validates our exceptional reputation.

ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Boat Manufacturers, Builders & Repairers Package Insurance from LIG Marine Managers LIG Marine Managers, Inc. offers a comprehensive Boat Manufacturers, Builders & Repairers Package Insurance program tailored specifically for marine construction operations. Whether your client is building private pleasure craft or commercial vessels, this package covers critical exposures from the initial stages of construction to final delivery. Ideal Accounts and Target Classes This program is designed for a wide range of marine construction professionals, including: Boat manufacturers and fabricators Custom vessel builders Shipyards involved in new builds or major refits Specialized marine repairers You can place accounts for both single-project builds and ongoing operations. Whether your client builds yachts, commercial fishing boats, ferries, or other watercraft, LIG can help you find the right coverage solution. Coverage Highlights and Advantages The Boat Manufacturers, Builders & Repairers Package includes a broad range of essential coverages to protect your client’s assets and operations throughout the construction and delivery process: General Liability – Covers third-party bodily injury and property damage claims Hull and Machinery – Protects the vessel under construction Products Liability – Addresses risks after the vessel is delivered Builders Risk Clauses – Tailored to marine construction exposures Protection & Indemnity – Optional coverage for sea trials, demonstrations, and delivery Limits start at $5,000,000 and can be structured based on project size and risk profile. Underwriting Notes and Minimum Premiums The program is available through all markets—admitted and non-admitted—depending on the risk characteristics and state regulations. The minimum premium typically starts at $25,000. Each submission is carefully reviewed by LIG’s experienced marine underwriters who understand the nuanced risks of boat construction and repair operations. You might have a client who builds custom sportfishing boats or a yard that handles major rebuilds of passenger vessels—LIG is equipped to evaluate and underwrite these complex accounts. States Available This program is available nationwide, including all 50 states and Washington, DC. Whether your client is on the Gulf Coast, Pacific Northwest, or Great Lakes, LIG can provide coverage solutions tailored to regional exposures. Why Partner with LIG Marine Managers? LIG Marine Managers is a recognized leader in marine and maritime insurance solutions, specializing in hard-to-place and niche commercial marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, LIG offers access to a wide variety of carriers and custom underwriting services. Their deep industry knowledge and responsive service make them a trusted partner for placing marine construction accounts. Please contact us today for more information on our Boat Manufacturers, Builders & Repairers Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat manufacturers, custom vessel builders, and marine repairers working on private or commercial watercraft. Can this program cover a single build project?Yes, coverage can be structured for one-off construction projects as well as ongoing boat building operations. Is Protection & Indemnity coverage included for sea trials?Yes, P&I coverage for sea trials, demonstrations, and delivery is available if required by the insured. What is the minimum premium for this program?The minimum premium typically starts at $25,000, depending on the size and scope of the operation. In which states is this program available?The program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Comprehensive Maritime Employers Liability Coverage from LIG Marine Managers, Inc. LIG Marine Managers, Inc. offers a focused Maritime Employers Liability Insurance program that protects employers whose staff work aboard vessels they do not own or operate. This coverage is designed for contractors and businesses with maritime exposures — where employees face hazards while working at sea or aboard third-party vessels. LIG leverages deep marine expertise and access to multiple carriers so agents and brokers can place complex accounts with flexible terms. Ideal Accounts and Target Classes This program is tailored for companies that send employees aboard vessels, whether those vessels are owned by the insured or by third parties. Typical target classes include: Boat companies and ferry operators Marine contractors and surveyors Shipyards and stevedores Divers, marine inspectors, and safety consultants Marina operators and dock crews Consultant engineers and instrument loggers working aboard vessels Tradespeople (carpenters, electricians, bilge cleaners) assigned to vessel work Any employee whose work requires time aboard vessels underway You might have a client that provides partial repairs to vessels, a surveyor who boards ships at multiple ports, or a marina that assigns staff to customer vessels — all examples that can fit this program when exposures are clearly documented. Coverage Highlights and Advantages Key program features include: Primary or Excess Placement — Write the coverage as primary or excess to suit the account. Worldwide Coverage — Protects employees operating in international waters. Standard $1,000,000 Limits — Higher limits available on request. Coverage for Non-Crew Functions on Owned Vessels — Employees working aboard insured-owned vessels (who are not crew) can be covered. The policy addresses maritime legal exposures commonly faced by employers, including maintenance & cure, unseaworthiness, wrongful death, Jones Act exposures, and Death on the High Seas Act claims. Underwriting Notes and Minimum Premiums Underwriting focuses on clear documentation of employee roles, vessel types, voyage profiles, and operating jurisdictions. Provide payroll by class, typical tasks performed aboard vessels, frequency and duration of vessel boarding, and any existing safety programs or training. Minimum premiums: $10,000 if written monoline, or $5,000 when placed with supporting lines. LIG works with agents to classify exposures correctly and identify the best market placement. Territory and Market Access This program is available nationwide, including all 50 states and the District of Columbia. LIG Marine Managers places coverage across admitted and non-admitted markets as appropriate for the risk and jurisdiction, providing flexibility when standard markets are constrained. Why Work With LIG Marine Managers, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine exposures, LIG offers underwriting depth, responsive service, and broad market access. Agents get dedicated support to place niche maritime liabilities that many standard carriers will not accept, plus guidance on packaging this coverage with complementary lines. Please contact us today for more information on our Maritime Employers Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?Employers whose workers board vessels as part of their job — for example, marine contractors, shipyard staff, surveyors, divers, stevedores, and marina technicians — are good fits when exposures are clearly defined. Can coverage be written for employees on vessels owned by the insured?Yes. Employees working aboard owned vessels can be covered as long as they are not serving in a crew or captain capacity. What are the minimum premiums for this program?Minimum premiums are $10,000 for monoline placements, or $5,000 when the program is written with other supporting lines. Is this program available in all states?Yes. The program is available in all 50 states and the District of Columbia, with access to admitted and non-admitted markets depending on the jurisdiction. Does this coverage include international operations?Yes. The program provides worldwide coverage options for clients with international marine activities. Need help placing an account? Connect with a market specialist.