https://completemarkets.com/Bumbershoot-Liability-Insurance/Storefronts/
https://completemarkets.com/company/ligmarinemanagers/umbrella-bumbershoot-excess-liability/
Comprehensive Excess Liability Solutions for Marine Risks
LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection.
Ideal Accounts and Appetite
This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include:
Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures
Stevedores and Terminal Operators
Ship Repairers and Wharfingers
Operations requiring Protection & Indemnity (P&I) with collision and tower liability
You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements.
Coverage Highlights and Advantages
Available on all commercial marine exposures
Supports Marine CGL with CCC exposures, including:
Stevedores Legal Liability
Shiprepairers Legal Liability
Wharfingers Legal Liability
Terminal Operator Legal Liability
Protection & Indemnity coverage, including collision and tower liability (in Hull form)
Available as monoline or as part of a package policy
Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines
Minimum requirement: underlying carriers must be rated “A” or better
Limits starting at $10,000,000 — higher limits available as needed
Underwriting Notes and Minimum Premiums
LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at:
$25,000 when written on a monoline basis
$10,000 when written in conjunction with supporting lines
Submissions should include complete details of all underlying coverages and risk exposures.
Territories and Availability
This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location.
Why Work With LIG Marine Managers?
LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring.
Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution.
Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs.
Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages.
What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines.
Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location.
Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/norman-spencer/marina-boat-dealer-insurance/
https://completemarkets.com/company/prosight/marine/
ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain.
Ideal Accounts and Appetite
ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include:
Commercial vessel owners and operators
Shippers, freight forwarders, and cargo handlers
Marine contractors and ship repair operations
Wharfowners, stevedores, and terminal operators
Offshore and onshore oil and gas exploration and production firms
Charterers and maritime employers with Jones Act exposures
We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures.
Coverage Highlights and Advantages
ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks:
Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft.
Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils.
Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability.
Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements.
Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations.
Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients.
Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures.
Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages.
Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control.
Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities.
Underwriting Limits
ProSight offers robust limits to accommodate a wide range of risks:
Hull: Up to $10,000,000
War Hull: Up to $22,000,000
Energy: Up to $12,500,000
Marine Liability: Up to $40,000,000
Cargo / War Cargo: Up to $30,000,000
Territories and Admitted Status
This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance.
Why Work With ProSight Specialty Insurance?
ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals.
You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies.
Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers.
Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics.
What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages.
Which states is this program available in?This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers
https://completemarkets.com/company/ligmarinemanagers/stock-throughput/
Comprehensive Stock Throughput Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world.
Ideal Accounts and Target Industries
This program is ideal for companies with complex logistics and international exposure, such as:
Manufacturers who ship components to overseas facilities for processing or assembly
Businesses utilizing third-party warehouses or distribution centers
Retailers with global supply chains and multiple storage or transit points
You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery.
Coverage Highlights
LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy:
Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air
Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities
General Liability
Hull and Machinery
Products Liability
Builders Risk Clauses
Protection & Indemnity – Including sea trials, demonstrations, and delivery if required
With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods.
Underwriting and Minimum Premiums
The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting.
Available Markets and Territories
LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary.
Why Work With LIG Marine Managers?
As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts.
Please contact us today for more information on our Stock Throughput program!
Frequently Asked Questions
What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage.
Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide.
What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage.
Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets.
What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/BoatManufacturersBuildersRepairers/
Boat Manufacturers, Builders & Repairers Package Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a comprehensive Boat Manufacturers, Builders & Repairers Package Insurance program tailored specifically for marine construction operations. Whether your client is building private pleasure craft or commercial vessels, this package covers critical exposures from the initial stages of construction to final delivery.
Ideal Accounts and Target Classes
This program is designed for a wide range of marine construction professionals, including:
Boat manufacturers and fabricators
Custom vessel builders
Shipyards involved in new builds or major refits
Specialized marine repairers
You can place accounts for both single-project builds and ongoing operations. Whether your client builds yachts, commercial fishing boats, ferries, or other watercraft, LIG can help you find the right coverage solution.
Coverage Highlights and Advantages
The Boat Manufacturers, Builders & Repairers Package includes a broad range of essential coverages to protect your client’s assets and operations throughout the construction and delivery process:
General Liability – Covers third-party bodily injury and property damage claims
Hull and Machinery – Protects the vessel under construction
Products Liability – Addresses risks after the vessel is delivered
Builders Risk Clauses – Tailored to marine construction exposures
Protection & Indemnity – Optional coverage for sea trials, demonstrations, and delivery
Limits start at $5,000,000 and can be structured based on project size and risk profile.
Underwriting Notes and Minimum Premiums
The program is available through all markets—admitted and non-admitted—depending on the risk characteristics and state regulations. The minimum premium typically starts at $25,000. Each submission is carefully reviewed by LIG’s experienced marine underwriters who understand the nuanced risks of boat construction and repair operations.
You might have a client who builds custom sportfishing boats or a yard that handles major rebuilds of passenger vessels—LIG is equipped to evaluate and underwrite these complex accounts.
States Available
This program is available nationwide, including all 50 states and Washington, DC. Whether your client is on the Gulf Coast, Pacific Northwest, or Great Lakes, LIG can provide coverage solutions tailored to regional exposures.
Why Partner with LIG Marine Managers?
LIG Marine Managers is a recognized leader in marine and maritime insurance solutions, specializing in hard-to-place and niche commercial marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, LIG offers access to a wide variety of carriers and custom underwriting services. Their deep industry knowledge and responsive service make them a trusted partner for placing marine construction accounts.
Please contact us today for more information on our Boat Manufacturers, Builders & Repairers Package Program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for boat manufacturers, custom vessel builders, and marine repairers working on private or commercial watercraft.
Can this program cover a single build project?Yes, coverage can be structured for one-off construction projects as well as ongoing boat building operations.
Is Protection & Indemnity coverage included for sea trials?Yes, P&I coverage for sea trials, demonstrations, and delivery is available if required by the insured.
What is the minimum premium for this program?The minimum premium typically starts at $25,000, depending on the size and scope of the operation.
In which states is this program available?The program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/isr-insurance/Diving-Contractors-Insurance/
Overview — International Special Risks: Diving Contractors Insurance
Since 1999, International Special Risks has specialized in Diving Contractors Insurance. Recognized by the Association of Diving Contractors International, ISR offers a focused program built around loss prevention, safety, and underwriting expertise for commercial diving operations. Our program combines access to A-rated carriers, nationwide claim handling, and flexible coverage options designed for the specific exposures your diving clients face.
Ideal Accounts and Appetite
This program is designed for professional commercial diving contractors and related marine contractors, including but not limited to:
• Underwater inspection, maintenance and repair contractors
• Subsea construction and installation contractors
• Salvage and recovery operations
• ROV/AUV operators and support contractors
• Dive support vessel operators, barge and workboat operations
• Inspection, testing and surveying contractors working offshore or inshore
We typically place accounts with established safety programs and documented dive procedures. Accounts with frequent or severe loss histories, operations outside accepted industry standards, or activities that fall outside submitted scope may require additional underwriting review or may be declined.
Coverage Highlights and Advantages
ISR’s Diving Contractors Insurance program bundles marine, liability and employer exposures into a comprehensive offering specifically tailored for diving operations:
• Financing options to smooth premiums
• A-rated insurance carriers
• All non-statutory coverages include basic limits of $1,000,000
• Outer Continental Shelf Lands Act coverage and common extensions
• USL&H and Jones Act (Maritime Employers Liability) available
• Workers’ compensation structured for diving exposures
• P&I and hull insurance for vessels and barges
• Equipment insurance including AUVs and ROVs; coverage for rented and leased equipment
• Coverage for replacement cost on selected items
• Bumbershoot/umbrella capacity and higher limits (up to $100,000,000 available) subject to underwriting approval
• Loss of business income and extra expense coverage
• Third-party over coverage and action over indemnity (subject to underwriter approval)
• Coverage for a full range of vessels — barges, submersibles, DSVs, workboats and more
• Worldwide coverage while in transit by any mode of transportation, in the water, or onboard vessels
Underwriting Notes and Submission Requirements
Safety and loss control documentation are critical — safety manuals, dive plans, ADCI memberships or equivalents, training records and equipment maintenance logs improve placement chances.
Claims handling is available nationwide; we coordinate with carriers to streamline incident response.
Minimum premiums and final terms vary by account size, operations, and territory — please submit full loss history and operational details for accurate indications.
Territories and Admitted Status
This program is available in the following jurisdictions:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Admitted placements are available in some states; non-admitted or excess placements may be used where appropriate. Territory availability and admitted status can affect terms — confirm at submission.
Example Accounts (for agents)
You have a regional dive contractor performing pipeline inspections and hull cleaning for commercial vessels — ISR can combine commercial general liability, marine hull/P&I and equipment coverage with USL&H protections.
You represent an ROV/AUV operator contracted for offshore surveys — ISR’s equipment and liability modules can be structured to include transit and worldwide operations with limits to meet contract requirements.
Why Work With International Special Risks
ISR is a Brokerage General Agency with a deep niche focus on diving risks. Since 1999 we have developed specialized underwriting, loss-control partnerships and carrier relationships that translate into competitive pricing, meaningful limits (up to $100M), and broad coverage flexibility. Our team helps agents place complex diving accounts efficiently — from initial appetite guidance to claims support and policy placement.
To learn more about ISR’s Diving Contractors Insurance program or to request a quote, submit your account details and loss history to one of our dedicated team members. We’ll help you evaluate coverage options and identify the best placement strategy for your client’s operations.
Frequently Asked Questions
What types of diving contractors are a good fit for this program?Commercial diving contractors with formal safety programs — such as underwater inspection/repair firms, subsea construction contractors, salvage teams, ROV/AUV service providers and dive support vessel operators — are the core appetite. Strong safety documentation improves placement.
Are admitted policies available?Admitted coverage is available in some states. Where admitted capacity is limited, ISR can place non-admitted or excess options. Territory and admitted status depend on the risk and state regulations.
What operational documents should I include with a submission?Provide a current loss run, written safety and dive operation manuals, training/qualification records for divers, equipment maintenance logs, and any client contracts that describe scope of work. These materially improve underwriting lead times and terms.
Can this program cover ROVs and AUVs?Yes. Equipment insurance for ROVs and AUVs is available, including coverage for rented/leased gear and options for replacement cost on selected items. Transit and worldwide exposures can be included subject to underwriting.
How high can limits go on liability and marine modules?ISR offers flexible capacity with limits available up to $100,000,000 depending on the risk, operations, and required coverage layers. Specific limit availability is subject to underwriting and carrier approval.
Need help placing an account? Connect with a market specialist.