https://completemarkets.com/Bumbershoot-Liability-Insurance/Storefronts/
https://completemarkets.com/company/ligmarinemanagers/umbrella-bumbershoot-excess-liability/
Comprehensive Excess Liability Solutions for Marine Risks
LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection.
Ideal Accounts and Appetite
This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include:
Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures
Stevedores and Terminal Operators
Ship Repairers and Wharfingers
Operations requiring Protection & Indemnity (P&I) with collision and tower liability
You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements.
Coverage Highlights and Advantages
Available on all commercial marine exposures
Supports Marine CGL with CCC exposures, including:
Stevedores Legal Liability
Shiprepairers Legal Liability
Wharfingers Legal Liability
Terminal Operator Legal Liability
Protection & Indemnity coverage, including collision and tower liability (in Hull form)
Available as monoline or as part of a package policy
Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines
Minimum requirement: underlying carriers must be rated “A” or better
Limits starting at $10,000,000 — higher limits available as needed
Underwriting Notes and Minimum Premiums
LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at:
$25,000 when written on a monoline basis
$10,000 when written in conjunction with supporting lines
Submissions should include complete details of all underlying coverages and risk exposures.
Territories and Availability
This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location.
Why Work With LIG Marine Managers?
LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring.
Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution.
Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs.
Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages.
What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines.
Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location.
Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/Maritime-Umbrellas-Insurance/Storefronts/
https://completemarkets.com/company/norman-spencer/marina-boat-dealer-insurance/
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/boat-dealer-insurance/
Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a Boat Dealer Insurance program built for marine dealers who sell, service, store, or transport boats, motors, and related equipment. Combining Ocean Marine expertise with Property & Casualty capabilities, Continental Risk packages dealer-specific protections into a streamlined portfolio so independent agents and brokers can place accounts with confidence.
Ideal Accounts and Appetite
This program is a fit for a broad range of marine dealers, including:
Boat dealers with new and/or used inventory
Dealerships that provide sales, repair, maintenance, or demonstration services
Operations that transport boats for shows, deliveries, or customer locations
Appetite ranges from small independent dealers to larger multi-location marine retailers. The program is designed to handle typical dealer exposures such as inventory while held for sale, boats in transit, on exhibition, or used for on-water demonstrations and test rides. Accounts that regularly move boats across state lines or that provide afloat demonstrations are eligible, subject to underwriting review. Risks with unusual sporting charters, high-hazard modifications, or significant uninsured operations should be discussed with underwriting prior to submission.
Coverage Highlights and Advantages
Physical protection for boats, outboard/inboard motors, and accessories held for sale
Coverage for boats while in transit, on exhibition, or being demonstrated — including while afloat
Liability coverage for loss of life, bodily injury, and third-party property damage
Legal defense, court costs, and wreck removal where required by law
Optional or bundled coverages: Property, General Liability, Business Auto, Equipment, Work Boats, Excess/Bumbershoot liability, Jones Act exposure, and Marine Workers’ Compensation in select states
This program’s integration of Ocean Marine and P&C lines helps reduce gaps that can occur when those exposures are placed separately. That makes it easier for you to present a coordinated package to your dealer clients.
Underwriting Notes and Minimum Premiums
Continental Risk underwrites accounts on a case-by-case basis. Submissions should include a detailed description of business operations, locations, inventory values, transportation practices, exposure to on-water demonstrations, and loss history. The program’s minimum premium starts at $1,500; final pricing depends on underwriting, limits, deductibles, and the specific mix of coverages requested.
Typical factors that affect acceptability and pricing:
Value and type of inventory (new vs. used, high-value specialty craft)
Amount and frequency of on-water demonstrations or test rides
Transport methods and distance (local deliveries vs. interstate movement)
Garage/repair operations and customer slip or dock exposures
Territories and Availability
The Boat Dealer Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted placements are available in most states; Continental Risk can also place non-admitted coverage where appropriate through multiple carrier options.
Why Work With Continental Risk / Continental Marine Insurance Services
As a wholesale broker focused on marine exposures, Continental Risk brings specialized underwriting knowledge and access to multiple carriers that understand dealer operations. Their combined Ocean Marine and P&C capabilities let you present coordinated solutions that address afloat, transit, inventory, and liability risks in one package. That reduces placement complexity and helps protect your clients from coverage gaps.
Example scenarios that fit this program:
You have a dealership that offers on-water test rides and transports demo boats to shows — this program covers demonstrations, transit, and showroom inventory in a single submission.
You represent a multi-location dealer with repair operations and customer slip exposures — Continental Risk can bundle Property, General Liability, Business Auto, and marine-specific protections to match the account.
If you need more information or want to submit a risk, contact Jeana at
[email protected] or call 866-699-27477.
Visit: www.continentalmarineins.com
Frequently Asked Questions
What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides.
Is coverage available for boats in transit or being demonstrated?Yes. The program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat.
Can I bundle other coverages with the Boat Dealer Insurance?Yes. The program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states).
What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing subject to underwriting and the specific limits and coverages requested.
Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/prosight/marine/
ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain.
Ideal Accounts and Appetite
ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include:
Commercial vessel owners and operators
Shippers, freight forwarders, and cargo handlers
Marine contractors and ship repair operations
Wharfowners, stevedores, and terminal operators
Offshore and onshore oil and gas exploration and production firms
Charterers and maritime employers with Jones Act exposures
We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures.
Coverage Highlights and Advantages
ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks:
Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft.
Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils.
Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability.
Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements.
Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations.
Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients.
Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures.
Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages.
Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control.
Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities.
Underwriting Limits
ProSight offers robust limits to accommodate a wide range of risks:
Hull: Up to $10,000,000
War Hull: Up to $22,000,000
Energy: Up to $12,500,000
Marine Liability: Up to $40,000,000
Cargo / War Cargo: Up to $30,000,000
Territories and Admitted Status
This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance.
Why Work With ProSight Specialty Insurance?
ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals.
You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies.
Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers.
Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics.
What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages.
Which states is this program available in?This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/maritimepg/Ocean-Marine-Insurance/
https://completemarkets.com/company/ligmarinemanagers
https://completemarkets.com/company/ligmarinemanagers/protection-and-indemnity/
Overview of the Program From LIG Marine Managers, Inc.
Protection and Indemnity (P&I) from LIG Marine Managers, Inc. is designed for agents placing marine liability similar to automobile liability for vessels. This program covers a vessel owner's legal liability for bodily injury, illness and property damage arising from vessel operations. Coverages may include (or exclude) liability to a captain or crew depending on the submission and selected wording.
Program Structure and Markets
LIG offers flexible placement options: fixed-cost Blue Water P&I alternatives for clients looking to avoid assessable P&I clubs, access to stronger P&I clubs for clients who want enhanced stability, and traditional admitted or non-admitted carriers when a conventional insurance policy is preferred. Carriers: Varies. Admitted status: All Available Markets.
Ideal Accounts and Appetite
This program targets a broad range of commercial and recreational vessels. Typical classes we write include:
Brown Water: tugs, barges, crane vessels, pontoons, caissons, supply and support vessels, crewboats, workboats, launches, excursion and sightseeing vessels, charter and cruise vessels, casino vessels, and similar commercial craft.
Blue Water: containerships and large passenger vessels.
Yachts and builders risk on marine construction projects.
LIG will consider accounts from small commercial workboats through large offshore and passenger operations. Accounts with complex exposures or significant prior loss activity should be submitted with full loss history and run of risk for proper review.
Coverage Highlights and Advantages
High-limit capacity — limits of $50,000,000 and higher are available on a case-by-case basis.
Coverage for key maritime liabilities, including Maintenance & Cure, Unseaworthiness, Wrongful Death, the Jones Act (Merchant Marine Act 1920), and the Death on the High Seas Act.
Options to move clients out of assessable P&I clubs into fixed-cost alternatives, or to place with stronger, better-funded clubs when appropriate.
Ability to place on admitted or excess & surplus (E&S) basis depending on client needs and state availability.
Underwriting Notes and Minimum Premiums
Submit complete vessel schedules, crew exposure, trading limits, recent loss runs, and safety/maintenance procedures to expedite review. Standard considerations include vessel age and condition, crewing and certification, cargo types, passenger counts (if applicable), and navigation limits.
Minimum premium: $25,000 if written monoline; $10,000 if written in conjunction with other supporting lines.
Territories and Availability
The program is available across a broad set of U.S. states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Because markets vary, placement options may include admitted or non-admitted carriers depending on state and account specifics.
Why Work With LIG Marine Managers, Inc. on P&I Business
Specialized marine underwriting and program management oriented to brokers and independent agents.
Flexibility to move between P&I club arrangements and traditional insurance structures based on client preference and risk profile.
Access to high limits and tailored terms for complex marine operations.
Responsive underwriting when provided with complete submissions; LIG supports agents through placement and policy servicing.
Example Account Scenarios
You have a regional passenger excursion operator running high-season cruises with 150 passengers — this program can evaluate P&I limits, wrongful death and passenger liability exposures and offer competitive high-limit solutions.
A commercial tug-and-barge operator with multiple vessels trading coastwise needs an alternative to assessable P&I club exposure — LIG can place fixed-cost Blue Water P&I or move the account into stronger club arrangements where available.
Please contact us today for more information on our Protection and Indemnity program!
Frequently Asked Questions
What classes of vessels are a good fit for LIG’s P&I program?The program fits a wide range of vessels: brown-water workboats (tugs, barges, crewboats), excursion and passenger vessels, certain blue-water tonnage (containerships, passenger vessels), yachts, and builders risk. Submit full details for vessels with unusual or high-hazard exposures.
Can you place accounts that are currently with assessable P&I clubs?Yes. LIG offers fixed-cost P&I alternatives for clients who prefer to avoid assessable clubs, and also can place with stronger, better-funded clubs for clients who want club benefits with greater financial stability.
What documentation should I include with a submission?Provide vessel schedules, trading limits, crew lists and certifications, recent loss runs (typically 3–5 years), safety and maintenance programs, and any charter or voyage details. Complete submissions speed underwriting and improve placement outcomes.
Are admitted policies available?Yes. LIG places business in admitted and non-admitted markets depending on state availability and client needs. Carriers vary by account.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ligmarinemanagers/stock-throughput/
Comprehensive Stock Throughput Insurance from LIG Marine Managers
LIG Marine Managers, Inc. offers a robust Stock Throughput Insurance program designed for manufacturers and distributors that require seamless protection across all stages of the supply chain. This policy integrates Ocean Cargo, Inland Transit (road, rail, air), and warehouse or manufacturing location coverage—providing end-to-end insurance for goods in transit and at rest, anywhere in the world.
Ideal Accounts and Target Industries
This program is ideal for companies with complex logistics and international exposure, such as:
Manufacturers who ship components to overseas facilities for processing or assembly
Businesses utilizing third-party warehouses or distribution centers
Retailers with global supply chains and multiple storage or transit points
You might have a client who sources raw materials in Asia, assembles products in Mexico, and distributes them across North America. This program can offer continuous coverage from the point of origin, through each transit and storage phase, to final delivery.
Coverage Highlights
LIG Marine Managers' Stock Throughput program includes a wide range of critical coverages under one policy:
Ocean Cargo and Inland Transit – Covers goods in motion via sea, road, rail, or air
Warehouse and Location Coverage – Protects goods stored at owned or third-party facilities
General Liability
Hull and Machinery
Products Liability
Builders Risk Clauses
Protection & Indemnity – Including sea trials, demonstrations, and delivery if required
With limits available up to $25,000,000, this program is structured to meet the needs of mid to large-scale operations with complex logistics and high-value goods.
Underwriting and Minimum Premiums
The minimum premium starts at $25,000, including Products Liability. This reflects the comprehensive nature of the policy and the tailored underwriting approach LIG Marine Managers brings to each account. Submissions should include full transit details, storage locations, and values to ensure accurate quoting.
Available Markets and Territories
LIG Marine Managers writes this program through a variety of carriers across both admitted and non-admitted markets, depending on the risk. Coverage is available in all 50 states and Washington D.C., including surplus lines placements where necessary.
Why Work With LIG Marine Managers?
As a Managing General Agency and Excess & Surplus Lines Broker specializing in marine and logistics-related risks, LIG Marine Managers brings decades of expertise to complex supply chain exposures. Their underwriting team understands the nuances of international transit, multimodal shipping, and storage risk—making them a strategic partner for agents handling sophisticated accounts.
Please contact us today for more information on our Stock Throughput program!
Frequently Asked Questions
What types of accounts are a good fit for this Stock Throughput program?Ideal accounts include manufacturers, importers, exporters, and retailers with international or multi-stage supply chains that involve both transit and storage.
Does this program cover goods stored at third-party warehouses?Yes, the policy includes location coverage for goods stored at owned or third-party facilities worldwide.
What is the minimum premium for this program?The minimum premium is $25,000, which includes Products Liability coverage.
Is this program available nationwide?Yes, this program is available in all 50 states and Washington D.C., through a mix of admitted and non-admitted markets.
What information is needed to get a quote?Agents should provide details on the transit routes, storage locations, values of goods, and the insured’s operations to receive an accurate quote.
Need help placing an account? Connect with a market specialist.