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Sports Events bring top athletic talent into the spotlight—whether for tournaments, exhibitions, all-star games, or championships. American Specialty Insurance & Risk Services is a national leader in providing tailored insurance solutions for these complex and high-exposure events. Program Coverages for Sports Events Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Excess/Umbrella Liquor Liability Automobile Property Crime Employee Benefits Liability Participant Accident Medical Deductible/SIR Options Eligible Operations for Sports Events Insurance Tournaments Bowl Games Stadiums and Arenas Leagues and Associations Exhibitions and Promotions All-Star Games Championships Sports Commissions Program Highlights for Sports Events Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage available Program-specific rates and forms Policy is non-auditable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents Why Choose American Specialty for Sports Events Coverage? As a Managing General Underwriter (MGU) with deep specialization in sports and entertainment risks, American Specialty provides a robust solution for agents seeking coverage for high-profile and high-risk events. You gain access to underwriting expertise, responsive service, and a program built around the specific needs of sports event organizers. Whether you're working with a local youth sports league hosting a regional tournament or a large arena preparing for a national championship broadcast event, this program is designed to handle the exposure and complexity. The team at American Specialty understands the risks that come with crowds, athletes, volunteers, and the potential for property or participant injury—making them a knowledgeable partner in placing this business. Territories and Availability The Sports Events Insurance program is available in all 50 states plus the District of Columbia. Coverage is offered on an admitted basis where applicable, with carrier partners varying by account and location. Underwriting and Premium Information Minimum premiums vary depending on the size and scope of the event. American Specialty offers flexible deductible and SIR options to meet the needs of different clients. In-house underwriting allows for faster turnaround and a deep understanding of the nuances involved in event-based insurance risks. You might have a client who is organizing a regional all-star basketball tournament or a city preparing to host a fireworks-laden sports promotion—this program is built to address the liability and accident exposures that come with such events. To learn more or to begin the submission process, visit the program page or explore the American Specialty company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include sports tournaments, championships, bowl games, exhibitions, leagues, and stadium events. Both amateur and professional events are eligible. Is this program available nationwide?Yes, the Sports Events Insurance program is available in all 50 states and the District of Columbia. What coverages are included in the program?The program includes General Liability, Participant Accident Medical, Excess/Umbrella, Liquor Liability, Property, Crime, and more—tailored to meet the needs of sports event organizers. Are volunteers and participants covered?Yes, Participant Legal Liability is included, and volunteers can be named as Additional Insureds. Who underwrites and manages this program?American Specialty Insurance & Risk Services acts as the Managing General Underwriter, providing in-house underwriting, risk management, claims, and policy administration services. Need help placing an account? Connect with a market specialist.

Sports Events bring top athletic talent into the spotlight—whether for tournaments, exhibitions, all-star games, or championships. American Specialty Insurance & Risk Services is a national leader in providing tailored insurance solutions for these complex and high-exposure events. Program Coverages for Sports Events Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Excess/Umbrella Liquor Liability Automobile Property Crime Employee Benefits Liability Participant Accident Medical Deductible/SIR Options Eligible Operations for Sports Events Insurance Tournaments Bowl Games Stadiums and Arenas Leagues and Associations Exhibitions and Promotions All-Star Games Championships Sports Commissions Program Highlights for Sports Events Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage available Program-specific rates and forms Policy is non-auditable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents Why Choose American Specialty for Sports Events Coverage? As a Managing General Underwriter (MGU) with deep specialization in sports and entertainment risks, American Specialty provides a robust solution for agents seeking coverage for high-profile and high-risk events. You gain access to underwriting expertise, responsive service, and a program built around the specific needs of sports event organizers. Whether you're working with a local youth sports league hosting a regional tournament or a large arena preparing for a national championship broadcast event, this program is designed to handle the exposure and complexity. The team at American Specialty understands the risks that come with crowds, athletes, volunteers, and the potential for property or participant injury—making them a knowledgeable partner in placing this business. Territories and Availability The Sports Events Insurance program is available in all 50 states plus the District of Columbia. Coverage is offered on an admitted basis where applicable, with carrier partners varying by account and location. Underwriting and Premium Information Minimum premiums vary depending on the size and scope of the event. American Specialty offers flexible deductible and SIR options to meet the needs of different clients. In-house underwriting allows for faster turnaround and a deep understanding of the nuances involved in event-based insurance risks. You might have a client who is organizing a regional all-star basketball tournament or a city preparing to host a fireworks-laden sports promotion—this program is built to address the liability and accident exposures that come with such events. To learn more or to begin the submission process, visit the program page or explore the American Specialty company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include sports tournaments, championships, bowl games, exhibitions, leagues, and stadium events. Both amateur and professional events are eligible. Is this program available nationwide?Yes, the Sports Events Insurance program is available in all 50 states and the District of Columbia. What coverages are included in the program?The program includes General Liability, Participant Accident Medical, Excess/Umbrella, Liquor Liability, Property, Crime, and more—tailored to meet the needs of sports event organizers. Are volunteers and participants covered?Yes, Participant Legal Liability is included, and volunteers can be named as Additional Insureds. Who underwrites and manages this program?American Specialty Insurance & Risk Services acts as the Managing General Underwriter, providing in-house underwriting, risk management, claims, and policy administration services. Need help placing an account? Connect with a market specialist.

High School Athletic Associations Insurance Program High school athletic associations set standards for safety, competition and fairness across scholastic sports. American Specialty Insurance & Risk Services offers a tailored insurance program for these organizations — combining admitted capacity, program-specific forms, and underwriting expertise to help agents place complex scholastic-athletics risks. Ideal Accounts and Eligible Operations This program is written for organizations and events governed by high school athletic associations. Typical, eligible operations include: State and regional athletic associations Seasonal and statewide tournaments Fundraisers, banquets and all-star games Scholastic competitions and intramural programs School clubs and coach/official activities Owned or managed stadiums, arenas, and event venues If you represent a state association, an event organizer, or a school district that runs multi-day tournaments, this program is designed to match those exposures. Coverage Highlights and Advantages American Specialty provides access to admitted coverage in all available states through carriers rated “Excellent” or higher by A.M. Best. Core program advantages for agents include: Admitted coverage in all 50 states + DC — simplifies placement and compliance Program-specific forms and rating built for scholastic athletics Non-auditable policy options for easier administration 24-hour claims service and dedicated, in-house claims team Underwriting and risk management support targeted to sports exposures Optional coverages to match common exposures (see list below) These features help reduce friction at bind and renewal, and provide consistent handling for seasonally heavy exposures. Program Coverages Available coverages and extensions include: General Liability Participant Legal Liability Volunteers named as Additional Insureds Sexual Abuse and Molestation Excess / Umbrella Liability Liquor Liability for events and fundraisers Automobile Liability Property and Inland Marine for owned/leased venues Crime Coverage Employee Benefits Liability Participant Accident Medical and Catastrophic Medical Workers’ Compensation (where available) Deductible / SIR options to suit different risk tolerances Underwriting Notes and Minimum Premiums Programs are underwritten in-house by American Specialty’s sports and recreation team, enabling fast turnarounds and case-specific terms. Minimum premiums vary by account size, operations, and limits; discuss specifics with underwriting for accurate indications. Common underwriting considerations include: Scope and frequency of events (single event vs. ongoing season) Venue ownership and maintenance practices Use of volunteers and officials, background screening procedures Medical and emergency response plans History of sexual abuse/molestation or participant claims Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With American Specialty Insurance & Risk Services As a Managing General Underwriter focused on sports and recreation, American Specialty combines deep underwriting expertise with in-house claims, risk management, and policy administration. That centralized service model helps agents place accounts faster and manage renewals more predictably. You might use this program when: You have a state association that needs admitted GL and participant liability limits for a full season of events. One of your school district clients runs a regional tournament at an owned stadium and needs property, auto and liquor liability packaged together. For complex schedules, multi-state tournaments, or associations that host high-exposure events, American Specialty offers tailored terms and collaborative underwriting to help close the business. Frequently Asked Questions What types of accounts are a good fit for this program?State high school athletic associations, event organizers, facilities that host scholastic sports, and school districts running tournaments are ideal candidates. Is this program available in all states?Yes — American Specialty offers this program on an admitted basis in all 50 states and the District of Columbia. What coverages can I package for an association?Common packages include general liability, participant accident medical, sexual abuse/molestation, property, crime, auto, excess/umbrella, and liquor liability for events. Does American Specialty handle claims and endorsements in-house?Yes — underwriting, claims, and policy administration are managed in-house to provide faster, consistent service throughout the policy term. Need help placing an account? Connect with a market specialist.

...nt parks and family entertainment centers to museums and botanical gardens, th...musement parks, family entertainment centers, seasonal attractions, museums, a...

...nt parks and family entertainment centers to museums and botanical gardens, th...musement parks, family entertainment centers, seasonal attractions, museums, a...

...ies Adult and Youth Hockey Leagues Civic Centers with Ice Arenas Ice Hockey To...ey arenas, figure skating venues, and civic centers with seasonal or year-round ice f...

...adiums/Athletic Fields Auditoriums Civic Centers Comedy Clubs Convention Centers Performing Arts Centers Spo...enas, amphitheaters, theaters, and convention centers Motorsports including race team...