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Health Savings Accounts Protection for the inevitable rainy day. With health insurance premiums ever on the rise, employers and employees must cope with higher co-payments, higher deductibles and increased provider restrictions. Many employers are now exploring alternatives to standard medical care that combine high-deductible health plans (HDHP) with Health Savings Accounts (HSA) to ease this burden. If you’re offering a HDHP to your employees, a HSA just might be the perfect solution for you. A HSA makes health coverage more like insurance – what health care coverage should be. HSAs can be funded by either an employee or an employer. The savings roll over into subsequent years, earning interest. This low-cost, tax-free alternative to traditional insurance is the biggest change to health policy in decades. Unexpected sickness or injury is never a part of your employees’ plan, but paying for it can be. Seize the HSA opportunity. AmeriFlex has partnered with First Horizon Msaver, one of the nations premier HSA experts, to provide our customers with the best possible Health Savings Account financial product and services. For over 140 years, First Horizon has been providing a wide range of financial products and services. First Horizon Msaver, founded in 1996, was first-to-market with Medical Savings Accounts (MSAs), now Health Savings Accounts (HSAs), and is the oldest, most recognized and most respected HSA administrator in the country. First Horizon Bank, a division of First Tennessee Bank National Association, is the custodian for the AmeriFlex HSA program. For more information regarding Health Savings Accounts, please review the documents and links to the left or contact AmeriFlex's Marketing Department at 888-868-3539, ext. 112 or [email protected].