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Program Overview The Bowling Centers Insurance Program from NIF Group Inc. is built for the specific exposures bowling centers face. As a program administrator with niche-market expertise, NIF Group offers an admitted program that combines broad package options, experienced underwriting, and straightforward placement for both independent alleys and facilities that are part of larger entertainment venues. This program is available to licensed agents and brokers seeking a reliable admitted market for bowling center risks. NIF Group accepts submissions from appointed producers and provides competitive commissions, underwriting guidance, and capacity suited to a range of operations. Ideal Accounts and Appetite The program is designed for a variety of bowling-related operations, including: Standalone bowling centers Bowling centers with restaurants, bars, or concession service Family entertainment centers that include bowling lanes alongside other attractions Preferred accounts are well-maintained facilities with documented risk-management practices and manageable loss histories. NIF Group can underwrite both monoline and package placements and is comfortable with single-location alleys up to multi-location regional operations. Example fits: a 12-lane community bowling alley with a snack bar and arcade, or a family entertainment venue offering bowling plus casual dining and attractions such as laser tag. Risks with significant, repeated liability or property losses, or those lacking basic safety controls, are less likely to fit the appetite. Coverage Highlights and Advantages Program Highlights Admitted coverage through an “A, XV” rated carrier for stability and market confidence Available in 48 states plus the District of Columbia (not available in Alaska or Hawaii) Comprehensive package options that can include: General Liability Property Crime Inland Marine Equipment Breakdown Liquor Liability Commercial Auto Umbrella limits available up to $5,000,000 Appointed producers receive a competitive commission structure Coverage Limits General Liability: up to $2,000,000 each occurrence / $2,000,000 aggregate / $4,000,000 products-completed operations aggregate Commercial Auto (including Hired & Non-Owned): up to $1,000,000 Umbrella: up to $5,000,000 Property Broadening Form included to enhance standard property coverage Underwriting Notes There are no published minimum premiums, but underwriters favor clean, well-run operations with complete submission packages. When you submit, include a full application, current loss runs, and details on any food or alcohol service and controls in place. Liquor liability can be offered for qualifying risks that hold proper licensing and demonstrate responsible procedures. Territories and Availability This admitted program is available in 48 states and the District of Columbia; Alaska and Hawaii are excluded. Producers in the Midwest, East Coast, South, and West can place eligible bowling center business with NIF Group through the appointed distribution channels. Why Work With NIF Group? NIF Group combines focused underwriting for niche hospitality and entertainment segments with the stability of an admitted “A, XV” carrier. Working with NIF Group gives you access to an experienced team that understands bowling center operations and the exposures that matter most—slip-and-fall, liquor liability, property damage to lanes and equipment, and exposures from ancillary food and arcade operations. Their underwriting approach is pragmatic: they look for documented controls and reasonable loss histories, and they move quickly on well-prepared submissions. Explore the full Bowling Centers Insurance Program to see detailed program information and submission instructions. Frequently Asked Questions What types of accounts are a good fit for this program? Standalone bowling centers, operations with food and beverage service, and family entertainment centers that include bowling are all good fits. Underwriters prefer operations with documented risk management and reasonable loss histories. Is the program admitted? Yes. The program is admitted and written through an “A, XV” rated carrier. Which states is this program available in? The program is available in all U.S. states except Alaska and Hawaii; it is also available in the District of Columbia. What coverages are included in the package? The package can include general liability, property, crime, inland marine, equipment breakdown, liquor liability, commercial auto, and umbrella coverage depending on the account. Can I submit a risk with a liquor license? Yes. Liquor liability coverage is available for qualifying risks that maintain proper licensing and controls; include details on alcohol service in your submission. Need help placing an account? Connect with a market specialist.

Program Overview The Bowling Centers Insurance Program from NIF Group Inc. is built for the specific exposures bowling centers face. As a program administrator with niche-market expertise, NIF Group offers an admitted program that combines broad package options, experienced underwriting, and straightforward placement for both independent alleys and facilities that are part of larger entertainment venues. This program is available to licensed agents and brokers seeking a reliable admitted market for bowling center risks. NIF Group accepts submissions from appointed producers and provides competitive commissions, underwriting guidance, and capacity suited to a range of operations. Ideal Accounts and Appetite The program is designed for a variety of bowling-related operations, including: Standalone bowling centers Bowling centers with restaurants, bars, or concession service Family entertainment centers that include bowling lanes alongside other attractions Preferred accounts are well-maintained facilities with documented risk-management practices and manageable loss histories. NIF Group can underwrite both monoline and package placements and is comfortable with single-location alleys up to multi-location regional operations. Example fits: a 12-lane community bowling alley with a snack bar and arcade, or a family entertainment venue offering bowling plus casual dining and attractions such as laser tag. Risks with significant, repeated liability or property losses, or those lacking basic safety controls, are less likely to fit the appetite. Coverage Highlights and Advantages Program Highlights Admitted coverage through an “A, XV” rated carrier for stability and market confidence Available in 48 states plus the District of Columbia (not available in Alaska or Hawaii) Comprehensive package options that can include: General Liability Property Crime Inland Marine Equipment Breakdown Liquor Liability Commercial Auto Umbrella limits available up to $5,000,000 Appointed producers receive a competitive commission structure Coverage Limits General Liability: up to $2,000,000 each occurrence / $2,000,000 aggregate / $4,000,000 products-completed operations aggregate Commercial Auto (including Hired & Non-Owned): up to $1,000,000 Umbrella: up to $5,000,000 Property Broadening Form included to enhance standard property coverage Underwriting Notes There are no published minimum premiums, but underwriters favor clean, well-run operations with complete submission packages. When you submit, include a full application, current loss runs, and details on any food or alcohol service and controls in place. Liquor liability can be offered for qualifying risks that hold proper licensing and demonstrate responsible procedures. Territories and Availability This admitted program is available in 48 states and the District of Columbia; Alaska and Hawaii are excluded. Producers in the Midwest, East Coast, South, and West can place eligible bowling center business with NIF Group through the appointed distribution channels. Why Work With NIF Group? NIF Group combines focused underwriting for niche hospitality and entertainment segments with the stability of an admitted “A, XV” carrier. Working with NIF Group gives you access to an experienced team that understands bowling center operations and the exposures that matter most—slip-and-fall, liquor liability, property damage to lanes and equipment, and exposures from ancillary food and arcade operations. Their underwriting approach is pragmatic: they look for documented controls and reasonable loss histories, and they move quickly on well-prepared submissions. Explore the full Bowling Centers Insurance Program to see detailed program information and submission instructions. Frequently Asked Questions What types of accounts are a good fit for this program? Standalone bowling centers, operations with food and beverage service, and family entertainment centers that include bowling are all good fits. Underwriters prefer operations with documented risk management and reasonable loss histories. Is the program admitted? Yes. The program is admitted and written through an “A, XV” rated carrier. Which states is this program available in? The program is available in all U.S. states except Alaska and Hawaii; it is also available in the District of Columbia. What coverages are included in the package? The package can include general liability, property, crime, inland marine, equipment breakdown, liquor liability, commercial auto, and umbrella coverage depending on the account. Can I submit a risk with a liquor license? Yes. Liquor liability coverage is available for qualifying risks that maintain proper licensing and controls; include details on alcohol service in your submission. Need help placing an account? Connect with a market specialist.

Products Recall Insurance Products Recall Insurance from Alexander J. Wayne & Associates, Inc. is tailored to help agents place coverage for clients facing the complex and costly risks associated with product recalls. Whether your insured is a manufacturer, distributor, or brand owner, our program provides essential protection against both first-party and third-party recall exposures. Overview of the Program From Alexander J. Wayne & Associates, Inc. Product recalls can significantly impact a company's finances and reputation. Our Products Recall Insurance program is designed to cover critical costs incurred during a recall event. This includes customer notification, shipping and disposal of defective products, extra warehousing, staffing for recall efforts, and the expense to replace, refund, or repair the affected products. The program may also include coverage for income loss and brand rehabilitation, depending on underwriting. Alexander J. Wayne & Associates, Inc., a trusted wholesale broker, works with select U.S. carriers and Lloyd’s of London to provide customized solutions for hard-to-place risks. We specialize in helping agents access competitive recall coverage that many standard markets decline to write. Ideal Accounts and Appetite This program is suitable for insureds who sell finished goods under their own label, particularly those who rely on third-party manufacturers or distributors. These clients are often exposed to both first-party and third-party recall liabilities. We welcome submissions from a wide range of industries, including but not limited to: Food and beverage producers Consumer electronics and household appliances Industrial components and machinery Children’s products and toys Automotive parts and accessories You might have a client who imports private-label kitchen appliances sold through national retailers, or a regional food processor distributing under multiple brand names. These are excellent candidates for our program. Coverage Highlights and Advantages The policy typically offers two parts: Part I – First-Party Expenses: Includes costs such as recall notifications, shipping, disposal, warehousing, temporary staffing, income loss, and brand rehabilitation. Part II – Third-Party Liability: Covers damages or losses suffered by downstream customers or third parties as a result of the defective product. Coverage can be selected for Part I only, Part II only, or both, depending on the client’s operational needs. Please note, the policy does not respond to governmental sanctions or regulatory fines. Underwriting Notes and Minimum Premiums Our underwriting team evaluates each risk based on the type of product, distribution chain, recall history, and risk management practices. While minimum premiums vary by risk class and carrier, we focus on delivering solutions for tough-to-place accounts that fall outside of standard underwriting guidelines. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted coverage is available in select states; otherwise, coverage is written on a non-admitted basis through domestic and London markets. Why Work With Alexander J. Wayne & Associates, Inc.? With decades of experience serving the wholesale insurance market, Alexander J. Wayne & Associates, Inc. is your go-to partner for specialized recall coverage. We bring deep product knowledge, strong carrier relationships, and responsive service to help you place challenging accounts efficiently. Let us help you deliver peace of mind to clients concerned about the financial and reputational impact of a product recall. Call us today and ask how Alexander J. Wayne & Associates can help you with your hard-to-place Products Recall Insurance accounts. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include manufacturers, importers, and private-label brand owners in industries such as food and beverage, electronics, toys, and industrial equipment. Can my client choose between first-party and third-party coverage?Yes, the insured can select Part I (first-party), Part II (third-party), or both, depending on their specific exposure and needs. Is this program admitted or non-admitted?The program is available on an admitted basis in some states, while other placements are written through non-admitted domestic and London markets. Does the policy cover fines from government agencies?No, the policy does not cover sanctions or fines levied by government or regulatory agencies. What information is needed for underwriting?Underwriters typically require product details, distribution methods, recall history, and current risk management practices to assess the account. Need help placing an account? Connect with a market specialist.