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Community Bank Insurance Sales: The Outlook
Are community banks being left behind as the bank...ns, and opportunities of each bank. Community banks are growing restless and i...

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... and their insurers, the claims community must also shoulder its responsibili...uire of both you and the adjusting community. Last, but far from least, foll...

...r auto insurance bill? At 1st Community Insurance Group, our agents are alw...

How to pay for your auto insurance policy? The policy normally is valid for 6 months, and renews every six months, although some policies are annual. You can change auto insurance at any time and get a pro-rated refund if due. Most carriers will give you multiple payment options – Monthly auto debit from your bank account. Pay by mail/check (includes a service fee) Quarterly or bi-monthly payments. What auto insurance coverages follow the driver and what coverages follow the vehicle? You will need to double check with your agent and/or insurance carrier who will help you understand your policy and its exclusions, but, in general – Liability insurance follows the driver to any eligible vehicle driven by the insured. Comprehensive and Collision insurance however are related to the vehicle and follow the covered vehicle. But, many conditions apply, the most common of which is that the ‘loaned’ vehicle must have been driven with explicit permission from the person loaning (the primary insured) the vehicle. Exceptions apply, get in touch and we will help you understand your policy exceptions and coverages. To learn more from our experts in the Poplar Bluff, MO and surrounding areas, get in touch with us. Why use a local insurance agent for your insurance? We have found that every client is unique and requires a certain level of customization, education and forward planning to set up the client for the best-case situation as it relates to risk management. And insurance policies are essentially that – risk management. A local insurance agent knows the particular laws, rules and regulations that pertain to that geographic location. Most agencies know very little about far away regions even in the same state – local environments vary. For our part we are far more knowledgeable about insuring clients and insurance policy regulations in a 100 mile radius of the Poplar Bluff, MO area than let’s say 200 miles away. You can meet our local insurance agents face to face if needed, and work through any particular problems you need help with. An insurance agent/broker can help you with the correct paperwork, explain the coverages that suit you best and help with the claim process.

I hear agents every day tell me that they already have carrier appointments and they don’t feel like they need more. So, why do you need more markets? The answer is quite simple. You want to grow your agency by selling more premium correct while earning more commission.