https://completemarkets.com/company/amerspec/Special-Events/
American Specialty offers a comprehensive Special Event Insurance program tailored to address the unique risks associated with events of all types and scales. Whether your client is organizing a large festival, a local parade, or a one-time motorsports event, this program is built to provide targeted protection with responsive service and underwriting expertise.
Program Highlights for Special Event Insurance
“Excellent” or higher A.M. Best rated carrier
Admitted coverage available
Program-specific forms and rating
Non-auditable policy structure
24-hour claims service
In-house underwriting, claims, risk management, and policy administration
Online resources and support tools
Eligible Operations for Special Event Insurance
Celebrations
Festivals
Sports Events
Exhibitions
Major One-Time Events
Motorsports Events
Parades
Conventions
Themed Attractions
Program Coverages for Special Event Insurance
General Liability
Participant Legal Liability
Volunteers as Additional Insureds
Contingent Fireworks Liability
Excess/Umbrella Liability
Liquor Liability
Automobile Coverage
Property Coverage
Crime Coverage
Employee Benefits Liability
Participant Accident Medical
Workers Compensation
Deductible and SIR Options
Territories and Availability
This program is available in all 50 states plus Washington, D.C., including key event-heavy states such as CA, FL, NY, and TX. Coverage is admitted where applicable.
Why Work With American Specialty
As a Managing General Underwriter with deep experience in event-related risks, American Specialty delivers a full-service solution for agents and brokers who need fast, knowledgeable underwriting and responsive claims support. Our in-house teams streamline the process from quote to policy issuance, ensuring you and your clients receive the attention and accuracy needed for time-sensitive events.
You might have a client organizing a regional food and music festival with vendors, alcohol sales, and fireworks. Or perhaps a convention center hosting a one-time industry expo. These are the types of accounts that fit well within our appetite—and we’re ready to help you place them with peace of mind.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for events such as festivals, parades, exhibitions, sports events, conventions, and motorsports. Both recurring and one-time events are eligible.
Is this program available nationwide?Yes, the Special Events Insurance program is available in all 50 states and Washington, D.C., with admitted coverage offered where applicable.
Does the program provide coverage for volunteers and participants?Yes, volunteers can be added as additional insureds, and participant legal liability and accident medical coverage are available.
Are fireworks or liquor sales covered?Yes, contingent fireworks and liquor liability coverages are available based on underwriting review and event details.
Who handles underwriting and claims?American Specialty manages all underwriting, claims, policy administration, and risk management in-house for faster and more coordinated service.
Need help placing an account? Connect with a market specialist.