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https://completemarkets.com/company/citadelinsuranceservices/dietary-supplement-nutraceutical-liability-insurance/
Dietary Supplement / Nutraceutical Liability Insurance from Citadel Insurance Services
Citadel Insurance Services offers specialized liability coverage designed for manufacturers, importers, distributors, and formulators in the dietary supplement, nutraceutical, and cosmetic industries. Our NutriPRO program provides broad, flexible protection tailored to the unique risks in this evolving market segment.
Target Markets and Ideal Accounts
This program is an excellent fit for:
Manufacturers, importers, and distributors of dietary supplements, herbal products, and nutraceuticals
Cosmetics manufacturers and distributors
Contract manufacturers and private label formulators
If you have clients launching a new line of protein powders, distributing herbal remedies, or producing custom skincare products, this program may be a strong placement option.
Program Benefits and Coverage Highlights
NutriPRO offers robust coverage through a top-rated carrier (A+ XV) with competitive terms and flexible options, including:
General Liability and Products/Completed Operations
ISO Occurrence-based GL with Claims-Made Products Liability (not Claims-Made and Reported)
Zero deductible options for both Premises/Operations and Products Liability
Superior policy language including clear definitions of “Bodily Injury” and “Damages”
No Mold or Silicosis exclusion on product-related claims
Minimum premiums starting at $2,200
Key endorsements included: Additional Insured – Vendors, Waiver of Subrogation, Primary and Non-Contributory wording
Additional benefits such as Identity Theft coverage, Medical Payments, Damage to Rented Premises, Punitive Damages (where allowed), and TRIA (Terrorism Risk Insurance Act) coverage
Rapid quoting and flexible financing options
Optional Enhancements
Customize your client’s protection with optional coverages such as:
Hired and Non-Owned Auto Liability
Voluntary Product Withdrawal
Employee Benefits Liability
Stop Gap Liability
Property in Your Care, Custody & Control
Non-Auditable Policy
Underwriting and Minimum Premiums
Minimum premiums begin at $2,200, with aggressive rating factors that help keep your client’s costs competitive. Our underwriting team understands the nuances of the supplement and cosmetic industry, enabling faster decisions and tailored solutions.
Program Availability
This program is available on a non-admitted basis in all 50 states including DC. Whether your client operates regionally or nationally, we can help you place the right coverage.
Why Work With Citadel Insurance Services?
As a Managing General Agency and E&S Broker, Citadel Insurance Services brings deep industry knowledge and underwriting expertise to niche markets. Our NutriPRO program is backed by a top-tier carrier and built for speed, flexibility, and comprehensive protection. We make it easy for you to quote and bind coverage, so you can focus on growing your book with confidence.
Contact us today for more information on our
NutriPRO - Dietary Supplement / Nutraceutical Liability Insurance program!
Frequently Asked Questions
What types of accounts are a good fit for this program?This program works well for manufacturers, importers, and distributors of dietary supplements, herbal products, cosmetics, and nutraceuticals, including contract manufacturers and private labelers.
Is this coverage available in all states?Yes, the program is available on a non-admitted basis in all 50 states and Washington, DC.
What is the minimum premium for this program?Minimum premiums start at $2,200, with flexible financing options available.
Does the policy include coverage for product withdrawals?Yes, voluntary product withdrawal coverage is available as an optional add-on.
How quickly can I get a quote?Citadel offers rapid quoting to help you secure coverage for your clients quickly and efficiently.
Need help placing an account? Connect with a market specialist.