https://completemarkets.com/company/ipmg/professional-liability-insurance/
IPMG is your trusted partner for placing Professional Liability Insurance risks across a wide spectrum of industries. We specialize in providing comprehensive coverage solutions for professionals such as architects, engineers, consultants, and many more. Whether your client is an independent accountant or a growing consulting firm, our markets are structured to offer tailored protection against errors, omissions, and other professional liabilities.
Ideal Accounts and Appetite
IPMG's Professional Liability Insurance program is designed to support a broad range of professional service providers. We have strong appetite for:
Architects, Engineers, and Design Professionals
IT Professionals, Software Developers, and Consultants
Accountants, Bookkeepers, and Tax Preparers
Real Estate Agents, Appraisers, and Property Managers
Marketing, Advertising, and Public Relations Firms
Environmental and Safety Consultants
Legal and Financial Services Providers
If you’re working with a client offering specialized services — such as forensic testing, customs brokerage, or payroll administration — we likely have a solution that fits. We also welcome submissions for miscellaneous professional liability classes that fall outside traditional categories.
Coverage Highlights and Advantages
Our markets offer both admitted and non-admitted options, giving you flexibility based on your insured’s risk profile and state requirements. Key coverage features often include:
Claims-made policy forms
Prior acts coverage available in many cases
Optional General Liability available for qualifying risks
Customizable limits and deductible options
Whether your client is concerned about a past project or is entering a new professional venture, our carriers provide the tools to help mitigate exposure and protect their reputation.
Underwriting Notes and Minimum Premiums
Our Professional Liability program starts at a minimum premium of $1,000. We evaluate each risk on its individual merits and can accommodate both new ventures and established professionals. Fast quote turnaround is available for many standard classes. For a complete list of eligible professions or to discuss a complex risk, reach out for a custom review.
Territories and Availability
This program is currently available in the following states:
Florida (FL)
Illinois (IL)
Indiana (IN)
Iowa (IA)
Missouri (MO)
We offer coverage on both an admitted and non-admitted basis, depending on the state and class of business.
Why Work With IPMG?
As a proven market for Professional Liability Insurance, IPMG leverages deep expertise and strong carrier relationships to help agents place hard-to-fit and emerging professional risks. Our broad class appetite, underwriting flexibility, and access to both admitted and surplus lines markets make us a valuable resource for brokers seeking responsive and competitive solutions.
You might have a client like a small environmental testing lab expanding into new service areas, or a freelance IT consultant launching their own firm — IPMG is here to help you secure the right protection for these evolving exposures.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for a wide range of professional service providers, including architects, engineers, IT consultants, accountants, real estate professionals, and more.
Is prior acts coverage available?Yes, many of our markets can offer prior acts coverage depending on the class of business and underwriting details.
Do you offer both admitted and non-admitted options?Yes, we work with both admitted and non-admitted carriers to provide flexibility based on your client’s needs and state requirements.
What is the minimum premium for this program?The minimum premium typically starts at $1,000, but final pricing depends on the class and risk characteristics of the submission.
In which states is this program available?This program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri.
Need help placing an account? Connect with a market specialist.