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SIU announces its new HO3 Insurance product available online! This competitive new HO3 Insurance includes many enhancements. ...day to get one of the most competitive HO3 Insurance products in the market to...

...ilable: Water Backup Increases in HO3 form special limits (automatic) Ident...

RISCO offers binding authority Homeowners Insurance for your hard to place personal lines clients. These clients need your help in creating an insurance program to protect their personal assets and RISCO can help you meet this goal. Our Homeowners Insurance policy offers ala carte options for Coverage A - D, you choose what is right for your customer. Areas we excel at include: High Valued Homes Homes from $250,000 to unlimited Coastal / Windstorm Properties Second Homes / Vacation / Seasonal Properties Vacant Homes Dwelling Fire Replacement Cost and Special Form available Trusts, LLCs, partnerships & corporations Older Homes To get more information about our Homeowners Insurance please visit our website at www.risco-inc.com or call us at 800-533-3649. Acord applications can be emailed to riscopl@risco-inc.com

For 30 years, we've been writing excess and surplus insurance coverage for many of Ohio's leading agents. They come back to us time and again because they know they can depend on our excellent service. At Ohio E & S Agency, service is our specialty. Our commitment is to return quotes in 1 to 3 days on risks we can rate in our office. We quote property, casualty, professional liability, D&O liability for profit and non-profit organizations, employment practices liability insurance, self-insured workers comp., and umbrellas. We do not write autos, long-haul trucking or garage liability.

Your home is probably your single greatest investment, it's where you and your family eat, sleep and relax. What happens if something terrible happens to that place of peace, or chaos? Are you covered? Over 70% of homeowners have inadequate homeowners insurance. Scurich Insurance Services, has you and your home insurance in mind. We want to make sure your Monterey Bay Homeowners Insurance is properly protected. We can help provide you withHome Insurance coverage by reviewing and updating the following coverages and clauses: Damage to your home's physical structure (Dwelling coverage) Damage to other structures like a garage or shed (Other Structures coverage) Your personal belongings - whether in your home or elsewhere (Personal Property coverage) Additional living expenses if necessary in the event of a covered loss (Loss of Use coverage). Your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage) Extra coverage for valuable items

RISC's Home Select is a High-Value Homeowners' Insurance product designed specifically for homes and condos over $250,000 in value located throughout the United States. Primary and vacation homeowners will now have access to coverage in areas where it may normally be difficult to obtain property insurance. RISC Home Select can also cover homes in the course of construction, vacant, corporately or estate owned, as well as homes located in the high risk areas such as: Coastline High Winds Brush Fires Floods or Rising Water Earthquake PC 9 or 10 This product is a direct effort to give peace of mind to those in these high risk areas. We are targeting to homeowners with the following credentials: Owned property with a dwelling value in excess of $250,000 with a total insured value of up to $10,000,000* Liability limits up to $1,000,000 Personal Articles Floater up to $250,000* *Higher limits available with referral Contact RISC today for all your High-Value Homeowners Insurance risks!

As a homeowner anything can happen; property damage, natural catastrophes etc. That is why it is important that your client has the proper policy package for their home. Many homeowners wonder if it is a useless expense but it is in fact an essential expense to have. Homeowners property insurance is helpful in situations that are out of your control. That's why it is best to be prepared for the unexpected. Our Home Property Insurance program gives your client the ability to customize their package to fit their needs and requirements. With this we can include;Theft, Personal liability, Windstorm Damage, Property Damage and more. Your client has worked hard to perfect their home and is proud of the time and effort put into it; that is why it is important they have the best protection for their assets and are kept financially safe. When figuring your clients policy it should be based on how much it would cost to repair or rebuild their home not what they would get if they sold it. Program Highlights: Available forms -H0-3, H0-4, H0-6 and H0-8 Up to $1MM in TIV coverage H0-3 form available for Course of Construction/Builders Risk Wind coverage Extended Replacement Homes in PC-9 or 10 Identity/Fraud Coverage Assessment Loss Overflow coverage and water backup Liability coverage for rental properties Personal Injury Builders risk for Course construction Our program also has Specialized Risks such as: Prior declinations Purchases Prior losses Good conditioned homes with lower value Higher value homes Distressed market homes Most homeowners are under the impression that all homeowners policies are the same that is why it is important for your client to understand what their policy covers and the meaning of the coverages they have. Please contact us if you would like to get a quote or if you would like more information about our Home Property Insurance program.

Our Homeowners Insurance Market Specializes in: Prior Losses (3 or fewer) Prior Declinations Higher Value Homes Lower Value Homes in Good Condition No Prior Insurance New Purchases Homes in Distressed Markets Homeowners Insurance Coverage Features Personal Property Comprehensive Personal Liability Medical Payments Other Structure Coverage Loss of Use HO-3, HO-4, HO-6 and HO-8 Forms Available Also Available Extended Replacement Cost Identity Fraud Water Back-up and Sump Discharge Overflow Extended Liability Coverage for Rental Properties or a Secondary Residence Builder’s Risk / Course of Construction In-Home Business Personal Injury Loss Assessment Our philosophy at J.M.Wilson is Customers First. That means that every associate is committed to finding answers, solving problems, and securing the best solutions for your clients with speed and assurance. We know your satisfaction is the foundation of our success. Our experience with specialty lines and easy access to A rated markets makes us a Managing General Agency you can trust with all your insurance needs. The personal lines team at J.M. Wilson is eager to help independent insurance agents satisfy the needs of their customers. A few of the highlights to consider: * 24 hour turn around on quotes - most often, same day * Direct bill for many personal lines accounts * Knowledgeable, friendly underwriters ready to assist with: On-line rating Phone quotes Coverage questions Financing quotes when needed * Some accounts the team is currently having success with: Dwelling/Fire Homeowners (including high valued homes) Personal inland-marine (including contents in mini-storage) Personal umbrella (even for high risk drivers) In-home business products * All J.M. Wilson personal lines markets are "A" rated