https://completemarkets.com/company/firstchoiceii/Commercial-Inland-Marine-Insurance/
Commercial Inland Marine Insurance Program from First Choice Insurance Intermediaries, Inc.
First Choice Insurance Intermediaries, Inc. offers a comprehensive Commercial Inland Marine Insurance program designed to meet the needs of businesses with property exposures that move or are not confined to a fixed location. This program is ideal for hard-to-place inland marine risks and provides flexible coverage options for agents and brokers seeking specialized solutions for their commercial clients.
Ideal Accounts and Target Classes
This inland marine program targets a wide variety of industries and property types. Coverage is available for both small and mid-sized accounts and includes first-dollar coverage options. You can confidently place accounts in the following classes:
Accounts Receivable
Bailee Coverage
Builders' Risk
Communication Towers and Equipment
Computer Coverage
Contractors Equipment
Commercial Floaters
Dealers Inventory
Exhibitions and Fine Arts
Furriers
Installation Floaters
Jewelers Block
Medical Equipment
Motor Truck Cargo
Transportation Equipment
Trip Transit
Valuable Papers
Warehouse Legal Liability
Whether your client is a contractor transporting equipment between job sites, a fine art exhibitor, or a medical supply distributor, this program offers tailored solutions to protect their mobile assets.
Coverage Highlights and Advantages
The Commercial Inland Marine program offers broad, inland marine coverage for property in transit, movable property, and items that are difficult to insure under standard property forms. Coverage includes:
Property in transit over land
Property under construction
Computerized equipment
Legal liability for bailees
Instrumentalities of transportation and communication
Many policies are written on a "floater" basis, providing coverage regardless of the property's location. For clients seeking bundled solutions, a Commercial Package option is available, which includes:
Commercial Property
General Liability
Crime Coverage
Business Interruption
Underwriting and Premium Flexibility
For small and mid-size accounts, First Choice offers first-dollar coverage without high deductibles, making this program accessible for a wide range of business sizes. Premium financing is available, helping your clients manage cash flow while securing the protection they need.
Territories and Admitted Status
This program is available in a wide range of states, including AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Some admitted markets are available depending on the state and class of business.
Why Work With First Choice Insurance Intermediaries, Inc.?
As a trusted wholesale broker, First Choice Insurance Intermediaries, Inc. offers access to specialized inland marine markets and underwriting expertise that can help you place complex or mobile property risks quickly and efficiently. Their program is designed with flexibility in mind, ideal for agents and brokers seeking responsive service and comprehensive inland marine solutions across a range of industries.
To learn more about the program or to explore appetite for a specific risk, visit the First Choice Insurance Intermediaries company profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for contractors, builders, transporters, jewelers, art exhibitors, and businesses with property frequently in transit or located at multiple sites.
Is this program available for small businesses?Yes. First Choice offers first-dollar coverage options designed for small and mid-sized accounts, making it accessible for a wide range of business sizes.
Does this program include coverage for property under construction?Yes. Builders' Risk coverage is part of the program and is suitable for insuring structures and materials during construction or renovation.
Are policies written on an admitted basis?Some admitted markets are available depending on the state and type of risk. Availability varies by jurisdiction and class of business.
Which states is the program available in?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI.
Need help placing an account? Connect with a market specialist.