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...ith a high risk of violence are: taxicabs, liquor stores, gas stations, detect...

...ith a high risk of violence are: taxicabs, liquor stores, gas stations, detect...

...iolence hazard worksites include taxicabs, liquor stores, gas stations, detect...

Taxi Cab Liability Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk Insurance Services offers a focused Taxi Cab Liability Insurance program that helps agents and brokers place passenger transportation risks — from single owner-operators to multi-vehicle fleets. With access to both admitted and non-admitted markets and flexible underwriting, you can place a wide range of taxi-related accounts and tailor coverage to fit each client’s operations. Ideal Accounts and Appetite This program is a fit for: Independent taxi owner-operators and small fleets Mid- to large-size taxi fleets and dispatch operations New ventures led by experienced transportation management Accounts that need flexible payment plans or creative underwriting solutions We consider both standard and hard-to-place risks when there is demonstrable industry experience or acceptable loss history. Example accounts you might submit include a metro owner-operator with a clean driving record seeking primary liability coverage, or a regional fleet expanding vehicle counts that needs primary limits plus excess liability capacity. Coverage Highlights and Advantages Primary liability limits up to $1,000,000 Excess liability options available for higher-limit requirements Placement through both admitted and non-admitted carriers, where appropriate Installment payment plans for qualified insureds Competitive solutions for a variety of vehicle types and fleet sizes The program is designed to balance protection and affordability so you can tailor limits, endorsements, and payment terms based on your client’s exposures and budget. Underwriting Notes and Minimum Premiums Minimum premiums vary by state and the account’s characteristics, including driving records, vehicle count, driving radius, and prior operating history. Continental Risk underwriters evaluate each submission individually and will work with you to identify the best market based on risk profile and coverage needs. Provide detailed loss history, driver information, and fleet operations to speed placement. Territories and Availability This program is available in the following states: AL, AZ, AR, CA, CO, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NV, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, WA, WV, and WY. Not all carriers or specific coverages are offered in every state; availability will depend on the state regulator and carrier appetite. Contact the market specialist for state-specific options. Why Work With Continental Risk / Continental Marine Insurance Services? As an excess & surplus lines broker with a transportation focus, Continental Risk / Continental Marine Insurance Services gives agents access to a broad panel of commercial auto and taxi markets. The team brings experience with taxi regulatory considerations, flexible placement options (admitted and non-admitted), and timely quoting for both straightforward and challenging accounts. Working with Continental Risk means you have a partner that can help you grow your transportation book, assist with high-limit or complex placements, and offer payment solutions to help close business. Frequently Asked Questions What types of accounts are a good fit for this program?We work with both independent taxi operators and larger fleets. New ventures with prior industry experience are also eligible. Are admitted markets available for this coverage?Yes, we have access to both admitted and non-admitted markets, depending on the state and risk profile. Can you accommodate taxi businesses that are just starting out?Yes, we accept new ventures provided there is prior transportation industry experience in management or drivers. What limits of liability are available?Primary liability limits are available up to $1,000,000, with excess limits offered for qualified accounts. In which states is the Taxi Cab Liability Insurance program available?This program is available in over 30 states, including CA, TX, and GA. Refer to the territory list above for full availability. Need help placing an account? Connect with a market specialist.

Policy Highlights: Smart taxi fleet owners and independent operators turn to Colonial General Insurance Agency, Inc. for tailored taxi service placements. As an experienced Managing General Agency and Excess & Surplus Lines broker, Colonial General provides access to multiple markets, responsive underwriting, and flexible coverages designed for transportation risks. Overview of the Program From Colonial General The Taxi Service Insurance program is built for independent agents and brokers placing taxi fleets, single owner-operators, and non-emergency transport services. Colonial General combines market access with transportation underwriting expertise to help you meet state requirements and your clients’ operational needs. Ideal Accounts and Appetite This program is a good fit for: Taxi fleets with multiple vehicles Single-vehicle owner-operators Urban, suburban, and rural taxi operations Operators working within a 500-mile radius We consider both standard taxi operations and accounts with unique exposures. Typical fits include mid-sized metro fleets with modest loss histories and independent drivers with clean records. Examples you might submit: a 10-vehicle city fleet seeking primary liability and physical damage, or a single owner-operator running local routes who needs state-compliant limits and a flexible deductible. Coverage Highlights and Advantages Colonial General offers adaptable coverages to match state rules and client needs: Liability coverage: Up to $1,000,000 CSL Physical damage: Available with deductibles from $500 to $5,000 Radius of operation: Options up to 500 miles State minimums: Coverage available to meet required state limits Excess limits: Submissions above state minimums can be reviewed for placement Underwriting Notes and Minimum Premiums Underwriting focuses on vehicle type, radius of operation, driver experience, and loss history. Minimum premiums vary by market and the risk profile; Colonial General works with agents to identify the most appropriate markets and competitive options. Accounts needing limits above state minimums will receive individualized review and placement efforts. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some markets are admitted while others may be non-admitted depending on state rules and the specific risk. Contact Colonial General for guidance on placement options and state eligibility. Why Work With Colonial General? Colonial General brings deep transportation underwriting knowledge and strong carrier relationships. As an MGA and E&S broker, they offer quick turnaround, flexible terms, and multiple market access — useful when standard carriers decline or when an account needs tailored limits or deductibles. Their team is experienced placing both small owner-operators and larger taxi fleets. If you need placement assistance or have a challenging taxi risk, Colonial General can evaluate alternatives across admitted and non-admitted markets and advise on the most viable submission strategy. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for taxi fleets, independent drivers, and transport services operating within a 500-mile radius in the available states. Can I submit a risk that requires coverage above the state minimum limits?Yes. Submissions that exceed state minimums will be reviewed on a case-by-case basis and may be placed with appropriate markets. What deductible options are available for physical damage coverage?Deductible options typically range from $500 to $5,000, depending on the specific risk and market availability. Is this program available in my state?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability can vary by market and risk characteristics. What is the process for submitting a risk?Provide the insured's details—vehicle count, radius of operation, driver experience, and loss history—and Colonial General will guide you through the submission and quoting process. Need help placing an account? Connect with a market specialist.

Policy Highlights for Transportation Services Insurance: Colonial General Insurance Agency, Inc. offers a flexible and comprehensive Transportation Services Insurance program designed specifically for non-emergency public transportation providers. Whether your clients operate limousine services, airport shuttles, or taxicab companies, this program helps protect against the unique exposures faced by commercial passenger transportation providers. Ideal Accounts and Appetite This program is ideal for businesses involved in the non-emergency transport of passengers. Target classes include: Limousine and executive car services Airport shuttle operators Taxi and cab companies Charter and private hire transportation providers Accounts with a focus on safety, experienced drivers, and well-maintained vehicles are preferred. High-volume fleets and single-vehicle operators may both be eligible depending on underwriting review. Coverage Highlights and Advantages Coverage is available on a mono-line or package basis to suit different client needs. Highlights include: Commercial General Liability Primary limits up to $1,000,000 per occurrence / $2,000,000 aggregate $5,000 Medical Payments—Included Blanket Additional Insured Endorsement Excess or Umbrella limits up to $25,000,000 No deductible required Crime Coverage Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises Property Coverage Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment Equipment Breakdown Inland Marine Accounts Receivable and Valuable Papers Outside Signs Replacement Cost or Actual Cash Value options Underwriting Notes Colonial General works with a variety of carriers to offer flexible solutions. Underwriting is handled in-house, allowing for responsive service and customized solutions. Some markets are admitted, depending on the state and risk profile. Minimum premiums vary by risk and coverage type. Contact underwriting for specifics on carrier appetite and submission requirements. Territories and Availability This Transportation Services Insurance program is available in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Why Work With Colonial General Insurance Agency As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise and strong market access to the transportation sector. Agents benefit from knowledgeable underwriting, responsive service, and the ability to place both standard and hard-to-place risks. Whether you're writing a small shuttle service or a growing taxi fleet, Colonial General provides the tools and support you need to serve your clients confidently. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets non-emergency passenger transport providers such as limousines, shuttles, and taxi services. In which states is the program available?Transportation Services Insurance is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both mono-line and package policies available?Yes, coverage can be written as a mono-line policy or as part of a package, depending on the client’s needs. What liability limits are offered?Primary liability limits go up to $1M per occurrence and $2M aggregate, with excess or umbrella limits available up to $25M. Is this program written on an admitted basis?Some markets are admitted depending on the state and risk type. Contact Colonial General for details on a specific account. Need help placing an account? Connect with a market specialist.

Most of you have used a taxi cab at one point or another in your life. They are extremely useful in many circumstances, travel from airport to hotel, getting home safe after having a fun night out or transportation to events to save on parking.