Taxi Cab Liability Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk Insurance Services offers a focused Taxi Cab Liability Insurance program that helps agents and brokers place passenger transportation risks — from single owner-operators to multi-vehicle fleets. With access to both admitted and non-admitted markets and flexible underwriting, you can place a wide range of taxi-related accounts and tailor coverage to fit each client’s operations.
Ideal Accounts and Appetite
This program is a fit for:
- Independent taxi owner-operators and small fleets
- Mid- to large-size taxi fleets and dispatch operations
- New ventures led by experienced transportation management
- Accounts that need flexible payment plans or creative underwriting solutions
We consider both standard and hard-to-place risks when there is demonstrable industry experience or acceptable loss history. Example accounts you might submit include a metro owner-operator with a clean driving record seeking primary liability coverage, or a regional fleet expanding vehicle counts that needs primary limits plus excess liability capacity.
Coverage Highlights and Advantages
- Primary liability limits up to $1,000,000
- Excess liability options available for higher-limit requirements
- Placement through both admitted and non-admitted carriers, where appropriate
- Installment payment plans for qualified insureds
- Competitive solutions for a variety of vehicle types and fleet sizes
The program is designed to balance protection and affordability so you can tailor limits, endorsements, and payment terms based on your client’s exposures and budget.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by state and the account’s characteristics, including driving records, vehicle count, driving radius, and prior operating history. Continental Risk underwriters evaluate each submission individually and will work with you to identify the best market based on risk profile and coverage needs. Provide detailed loss history, driver information, and fleet operations to speed placement.
Territories and Availability
This program is available in the following states: AL, AZ, AR, CA, CO, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NV, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, WA, WV, and WY.
Not all carriers or specific coverages are offered in every state; availability will depend on the state regulator and carrier appetite. Contact the market specialist for state-specific options.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an excess & surplus lines broker with a transportation focus, Continental Risk / Continental Marine Insurance Services gives agents access to a broad panel of commercial auto and taxi markets. The team brings experience with taxi regulatory considerations, flexible placement options (admitted and non-admitted), and timely quoting for both straightforward and challenging accounts.
Working with Continental Risk means you have a partner that can help you grow your transportation book, assist with high-limit or complex placements, and offer payment solutions to help close business.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We work with both independent taxi operators and larger fleets. New ventures with prior industry experience are also eligible.
Are admitted markets available for this coverage?
Yes, we have access to both admitted and non-admitted markets, depending on the state and risk profile.
Can you accommodate taxi businesses that are just starting out?
Yes, we accept new ventures provided there is prior transportation industry experience in management or drivers.
What limits of liability are available?
Primary liability limits are available up to $1,000,000, with excess limits offered for qualified accounts.
In which states is the Taxi Cab Liability Insurance program available?
This program is available in over 30 states, including CA, TX, and GA. Refer to the territory list above for full availability.
Need help placing an account? Connect with a market specialist.