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...rams reach all types and sizes of yachts. Our comprehensive programs, deep cov...s program?Typically private pleasure yachts, luxury and mega yachts, and owner-operated cruisers that require specialized hull, li...
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...lobal Marine Insurance, boats and yachts are our sole focus. We specialize exc...ers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients wi...
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Commercial Marine Insurance Program from Global Marine Insurance Agency
Global Marine Insurance Agency offers a focused Commercial Marine Insurance program that helps independent agents place a wide range of commercial marine risks. With access to top-rated carriers — including ACE, AIG, American Reliable, Geico, Markel American, Progressive, and Travelers — we deliver tailored coverage options for businesses that operate on the water. Our markets are positioned to cover accounts from small charter operations to full-service rental fleets.
Ideal Accounts and Appetite
We work with agents to place many commercial marine classes, including:
Boat & Personal Watercraft (PWC) Rentals
Guide Boats and Six-Pack Charters
Bareboat and Inspected Vessel Charters
Commercial Fishing Boats
Sailing Schools and Instructional Programs
Boat Clubs and Membership-Based Marine Services
Miscellaneous Marine Operations:
Real estate boats used for property tours
Work boats (support, utility, and service vessels)
Client entertainment vessels
Environmental and research vessels
Accounts that fit best have documented safety practices, clear operating procedures, and appropriate crew qualifications. We typically decline accounts with poor maintenance history, unclear operating controls, or high-frequency, high-exposure chartering outside safety guidelines.
Coverage Highlights and Advantages
Our program provides core marine coverages that agents commonly need to protect commercial operators:
Hull coverage for physical damage to vessels
Protection & Indemnity (P&I) liability for passenger, crew, and third-party claims
Excess liability options to extend limits for large exposures
These coverages address exposures such as collision and allision, passenger injury, third-party property damage, and pollution liability. Our underwriters understand marine operations and will work with you to structure limits, deductibles, and endorsements appropriate to each risk.
Underwriting Notes and Minimum Premiums
There are no sign-up fees or production quotas to access our markets. Most accounts start at a minimum premium of $1,000, which makes the program practical for small- and mid-sized marine businesses. Underwriting is handled on a case-by-case basis; provide maintenance records, safety policies, crew qualifications, and any loss history for the quickest review. You can submit risks through our agent quoting portal at www.quotecommand.com for fast turnaround.
Territories and Availability
This Commercial Marine Insurance program is available nationwide — all 50 states and the District of Columbia. Whether a client operates on the Great Lakes, the Gulf Coast, offshore waters, or inland waterways, we have markets familiar with regional exposures and regulatory nuances.
Why Work With Global Marine Insurance Agency?
As a marine-focused general agency, Global Marine Insurance Agency combines deep underwriting expertise with strong carrier relationships to help you place specialized and standard marine accounts. We emphasize quick responses, practical coverage solutions, and straightforward submission requirements. Our sales and underwriting teams are available to assist with complex risks and to help you identify the best market fit.
If you have questions or need help placing a risk, call us at 800-748-0224 or visit www.globalmarineinsurance.com. Let us help you write that account!
Frequently Asked Questions
What types of accounts are a good fit for this program?We specialize in commercial marine risks such as boat and PWC rentals, charter vessels, sailing schools, commercial fishing boats, and boat clubs.
Is there a minimum premium requirement?Most accounts start at a minimum premium of $1,000; the final minimum can vary based on the risk profile and coverage needs.
Do I need to meet production quotas to access this program?No. There are no minimum production requirements or sign-up fees to use our marine insurance markets.
Is this program available in all states?Yes. We offer commercial marine insurance coverage in all 50 states and Washington, DC.
How do I get a quote for my client?Submit a quote through our agent portal at www.quotecommand.com, or contact our sales team directly for assistance with submissions.
Need help placing an account? Connect with a market specialist.
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...ats
Storage and transit risks
Yachts and seasoned yachts
Commercial Watercraft Opportunities...
https://completemarkets.com/company/maritimepg/house-boat-insurance/
Many people choose houseboat ownership to enjoy the freedom and beauty of America’s lakes and rivers. Whether your clients are longtime enthusiasts or first-time buyers, houseboats offer a relaxing, adventurous lifestyle—and a valuable asset that deserves comprehensive protection. With vessels typically ranging from 35 to 90 feet and featuring many of the comforts of home, securing the right insurance coverage is essential. That’s where you come in.
Maritime Program Group (MPG) offers a specialized House Boat Insurance program designed to help agents like you place coverage for clients nationwide. As a trusted Managing General Agency (MGA) with deep marine expertise, MPG provides access to top carriers and offers flexible solutions tailored to the unique risks of houseboat ownership.
Ideal Accounts and Appetite
This program is designed for individual houseboat owners seeking broad and reliable insurance protection. Whether your client owns a modest 35-foot cruiser or a luxurious 90-foot houseboat with high-end finishes, MPG can help you find suitable coverage. The program is ideal for:
Privately owned houseboats used for personal or family recreation
New and used vessels across major U.S. lakes and inland waterways
Owners seeking comprehensive protection for both the vessel and liability exposures
Note: Commercially operated or permanently moored residential vessels may not be eligible—contact MPG for case-specific underwriting guidance.
Coverage Highlights and Advantages
The House Boat Insurance program through MPG includes robust coverage options to meet a range of client needs:
“All Risk” Hull Coverage – Protects against direct physical loss or damage to the vessel
Protection & Indemnity (P&I) – Covers liability for bodily injury and property damage
Fuel Spill Liability – Helps address environmental cleanup and legal costs
Personal Effects Coverage – Insures belongings onboard the vessel
Medical Payments – Pays for onboard injuries to guests or crew
Uninsured Boater Coverage – Provides protection when involved in an accident with an uninsured operator
Towing & Emergency Services – Offers peace of mind during breakdowns or emergencies on the water
Why Work With Maritime Program Group?
MPG stands out in the marine insurance space for its hands-on approach and deep underwriting expertise. When you work with MPG, you benefit from:
• Direct access to experienced in-house underwriters
• In-house policy issuance and endorsements
• Broad appetite—from small boats to luxury vessels
• Fast, responsive service and proactive communication
• Online tools for quoting, applications, and document management
• Agency billing and competitive commission schedules
• Dedicated in-house claims handling team
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on vessel size, location, and selected coverage limits. MPG’s underwriting team is available to discuss account-specific criteria and help you determine eligibility and pricing. Submissions with complete vessel specs and usage details help expedite the quote process.
Territories and Availability
MPG’s House Boat Insurance program is available in all 50 states plus Washington, D.C. Whether your client operates in the Great Lakes region, along the Mississippi River, or on the West Coast, you can access this program to meet their needs. Admitted and non-admitted solutions are available depending on the state and risk profile.
Get Started Today
Don’t miss the opportunity to round out your clients’ personal lines portfolios with specialized houseboat coverage. Contact Maritime Program Group at 800-366-8086 or visit www.maritimepg.com to learn more or start your submission.
Frequently Asked Questions
What types of accounts are a good fit for this House Boat Insurance program?This program is ideal for private individuals who own houseboats used for recreational purposes. Vessels typically range from 35 to 90 feet in length and may include high-end personal amenities.
Are commercially operated houseboats eligible for coverage?This program is focused on personal-use houseboats. Commercial or permanently moored residential vessels may not qualify, but you can contact MPG for guidance on unique risks.
What coverages are included in the standard policy?Core coverages include “All Risk” hull protection, Protection & Indemnity (P&I), fuel spill liability, personal effects, medical payments, uninsured boater coverage, and towing assistance.
Is this program available in all states?Yes, the House Boat Insurance program is available in all 50 states and Washington, D.C.
How can I get a quote or submit an application?You can obtain instant online quotes and submit applications through MPG’s portal or by contacting their underwriting team directly.
Need help placing an account? Connect with a market specialist.