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https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2141/E-O-IN-COMMERCIAL-AUTO/
... Group Connections Reviews IMMS Library Immerse yourself in our stacks. Take some time and browse through our library. We have thousands of articles, checklists, tip sheets, sales letters, and more! Communications Marketing Customer Service Planning Finance/Accounting Risk Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back E&O In Commercial Auto 4/30/2013 10:44:08 PM by CompleteMarkets Editor , Curtis Pearsall This content has not been rated yet. E&O IN COMMERCIAL AUTO by Curtis Pearsall In virtually every Commercial Lines agency, there's a good chance that most of your accounts have a Commercial Auto exposure and that you write this coverage for them. The type of risk determines the Auto exposure and, ... any officers, partners or employees furnished an automobile for personal use? Are owned vehicles used for towing special equipment (air compressors, concrete mixers, etc.)? Are operations periodic or seasonal, resulting in the lay-up of any vehicles for 30 consecutive days or more? Are any automobiles equipped with cellular telephones, two-way radios, citizens band radios, or similar devices? How many automobiles are parked in one location overnight? Does the applicant lease/rent vehicles to others with operators? What is the maximum/average radius of operation? Is there a hired/non-owned exposure? The symbol on the policy indicates what vehicles the coverage includes. The applicable symbols (expressed in numbers), range from "1 " to "9 ," with symbol "1 " being the broadest ...

https://completemarkets.com/Article/article-post/2110/DONT-SAY-ITS-SO-UNLESS-YOURE-SURE-ITS-SO/
...of taking my car, I talked with an auto-dealer friend who allowed me to borrow...my carrier paid the deductible on the auto dealer's coverage, and the rest of the claim has been submitted to the auto dealer's insurer. Obviously, a cli...

https://completemarkets.com/Article/article-post/1711/ZEROING-IN-ON-SPECIFIC-PROSPECTS/
...omeowners X-dates   B. 200 Automobile X-dates   II. Commercial...ks, telephone approach, replies from parking lot paper-hanging). If time left,...

https://completemarkets.com/Article/article-post/2262/HOW-STAGED-ACCIDENTS-WORK/
...olicitation and referral of staged auto accident cases to medical providers an...n. He is known as an expert in staged automobile accidents and has often testi...

https://completemarkets.com/Article/article-post/69/Finding-Markets-The-Specialty-Program-Consultant/
...nts E&O, Private Passenger Auto Liability, Contractors Liability, Auto Default insurance, Crane Rigging Contr...

https://completemarkets.com/Article/article-post/2468/The-Phantom-Rolls-Royce/
...ffective weapon against fraudulent auto-theft claims. But in one case, an ins...d had been the reported victim of two auto accidents and a residential burglar...

https://completemarkets.com/Article/article-post/2260/INDEPENDENT-CONTRACTORS-ARE-THEY-OR-ARENT-THEY/
... of conflicting laws); franchises; auto body and auto-repair shops; hair salons; physician a...ur types of employee are more or less automatically accepted as statutory empl...

https://completemarkets.com/Article/article-post/793/Understanding-And-Using-The-Services-Of-Program-Administrators/
...ompliment of package policy forms: Auto, Workers Compensation, Marine, and Umb...

https://completemarkets.com/Article/article-post/2255/INDEPENDENT-CONTRACTORS-ARE-THEY-OR-ARENT-THEY/
... of conflicting laws); franchises; auto body and auto-repair shops; hair salons; physician a...ur types of employee are more or less automatically accepted as statutory empl...

https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/2262/HOW-STAGED-ACCIDENTS-WORK/
... Management Human Resources Selling Legal and E&O Technology Life/Financial Services Glossaries Management Resources & Links Categories Popular Recent All Back How Staged Accidents Work 4/30/2013 10:45:23 PM by CompleteMarkets Editor , Thomas Sarinana This content has not been rated yet. FRAUDBUSTERS: HOW STAGED ACCIDENTS WORK (AN UNDERCOVER PERSPECTIVE) by Thomas Sarinana Capping' the unlawful solicitation and referral of staged auto accident cases to medical providers and attorneys for a fee-is a violation of Business and Professions Code 6152 and the California Insurance Code. As an investigator, I've worked undercover and have personally been paid capping or front monies by people working on behalf of doctors' and attorneys' offices. In every case, I was paid for my solicited participation in a staged auto accident or for referring other participants ... the cappers and assistants designate who the drivers and occupants will be for each car. A popular type of paper accident is the alleged hit and run. The scheme is accomplished by obtaining or possessing an insured vehicle with existing damage or with damage inflicted on it. The vehicle is then filled with the players (driver and passengers), who are briefed on the details of the accident. They then park the insured vehicle on a public street and summon the police, or drive to a police station to report the hit and run. Having authenticated their phony accident with a police report, the suspects then pursue their fraudulent injury claims against the driver's insurance company. After the players conspire to report the nonexistent or staged collision to the insurance companies, the stager/capper then sells the accident case ...