https://completemarkets.com/Article/article-post/2546/Employment-Practices-Liability-Insurance-Occurrence-Forms-versus-Claims-Made-Forms/
... that excludes intentional acts is highly undesirable; such exclusions eviscer...t coverage available. Pricing remains highly competitive, and high limits of Liability are available for most insureds....
https://completemarkets.com/Article/article-post/1261/A-CREATIVE-WAY-TO-SELL-UMBRELLAS/
A Creative Way To Sell "Umbrellas"
A CREATIVE WAY TO SELL 'UMBRELLAS' IMMS Member Wayne Smart of Fry, J...en able to offer this much Personal Liability coverage (good 24 hours a day, a...
https://completemarkets.com/Article/article-post/2457/E-O-And-The-Hard-Market/
...he insured that the carrier is not highly regulated (if at all), that there’s ...overage reductions, lower limits, and higher deductibles, expect E&O claim...
https://completemarkets.com/Article/article-post/1157/Gaps-In-Commercial-Lines-Coverages/
...ersonal Injury
3. Million-Dollar Umbrella Liability
If you have any questions, please ...
https://completemarkets.com/Article/article-post/326/This-Is-A-Sloppy-Industry-%E2%80%94-Which-Creates-Great-Opportunities/
...ecause the error rate is still too high. Years ago, after writing an article a... now and eventually, the cream always rises to the top.
NOTE: None of the mate...
https://completemarkets.com/Article/article-post/1533/LEGAL-OUTLINE-FOR-CALIFORNIA-AGENCIES-CHAPTER-4/
...that might have been obtained at a higher premium (such as not covering higher replacement costs), these facts shou...e examined, including CGL policies, umbrella and excess policies, and even wor...
https://completemarkets.com/company/CompleteMarkets/Articles/content-package/IMMS-Library/TabCategory/article-post/943/MANAGING-TO-AVOID-ERRORS-OMISSIONS-PROBLEM/
... it almost always impacts the bottom line adversely since loss-control measures that involve better organizational controls and tighter discipline are also the keys to higher levels of profitability. Meeting the Obligations of an Insurance Professional Legally an insurance agent operates in a fiduciary capacity and is held to the high standards demanded of a trustee. An agent is considered to be more than just a salesperson in the eyes of the law and must act in good faith and with complete candor. In most jurisdictions, an insurance agent is obligated to use reasonable care, diligence ... have held that agents must conduct themselves according to the professional standard of the business, and the agent will be held responsible for any deviation from that standard. As agents become more professional and are viewed as such, the standards to which they can be held will rise. And if the plaintiff can prove that most of the other insurance agents in your marketing area practice a certain procedure, your agency might very well be legally expected to have followed that procedure as well, even if you have never before practiced in this manner ... Instability Best Rating drops below A- or goes directly to A- from A+ Combined ratio is much higher than industry average. Combined ratio is increasing rapidly. Any state has taken any kind of action against the company Finance companies don't want to finance their premiums Umbrella carriers won't accept their underlying coverage Major executive level management changes Login or Register (for FREE) to gain access to thousands of other great articles. Need more reasons to join? Need insurance for you, your business or your family? Get quality appointments - ...
https://completemarkets.com/Article/article-post/2156/E-O-LEGAL-ACTIONS-THE-AGENCY-NEMESIS/
...elling upscale formal gowns to the high school seniors who were graduating wit...agency's policy to offer Commercial Umbrellas to each account, then the audit ...