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Finding coverage for Vacant Buildings has become difficult over the years...

As a building owner or landlord, your client never knows what to expect when it comes to their tenants. Regardless if your client did a background check, required a security deposit, or checked references etc. While everything looks good on paper, that doesn’t guarantee that they will keep up on payments or keep your clients building in the order they left it.

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Founded in 1998 by Chris M. Micheals, American Team Managers has emerged as one of the leading independently owned insurance wholesalers and managing general agents in California. American Team Managers is dedicated to the success and growth of independent agents nationwide by providing world class customer service, cutting edge technology, competitive commission structures, and access to the most respected carriers in the business. We believe that our focus in these areas is what separates American Team Managers from other MGA’s.

Spring is a popular time for adding to your home in the form of remodeling or putting up an addition. If you are like many people, you hire someone to complete the job for you. For most people, it is easier and faster to interview and hire a contractor to do the work instead of trying to muddle through it yourself. Peace of Mind With the Professionals  One of the reasons for hiring a contractor to build that much-needed addition to your home or to remodel your outdated kitchen is to ensure that the job is done right the first time. Unless your career requires you to know the latest building codes, it is unrealistic to expect that you do so. Instead you rely on your contractor to know -- as well as follow -- the safety regulations put forth by your particular locality. The Responsibility is Yours Even though the contractor you hired is doing all the work, it is ultimately your responsibility for what occurs with your home. This is not to say that you are in this alone. Rather it is to caution you to be aware of the risks you face if your contractor does not follow the applicable codes when doing the work you authorized. This is one reason to use only those contractors who are licensed, bonded and insured. Protect Yourself  One way to protect yourself is to check for the necessity of permits before allowing the contractor to start working. Request to see the permits if the contractor obtains them for you. Speak with your insurance agent to determine if additional coverage for the work is needed as well.

When a homeowner makes the choice to remodel their home or a business needs to be built, there are many factors that come into play.

Brand New!! Construction Program for the Empire State

GET A HEAD START ON THE COMPETITION WITH THIS BRAND NEW CONSTRUCTION PROGRAM IN NEW YORK

Brand New!! Construction Program for the Empire State. Over 100 Classes of Construction Including the Tough Classes, such as *General Contractors, Roofers, Etc.