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https://completemarkets.com/Blog/post/Insurance-Professionals-Blog/4068/Featured-Markets/
...ransportation Insurance, Maritime Workers Compensation, Sports Insurance, Commercial Auto...

https://completemarkets.com/Blog/post/Insurance-Professionals-Blog/5268/This-Week-on-CompleteMarkets-October-26-2018/
Check out what's new on CompleteMarkets this week - October 26, 2018

https://completemarkets.com/Blog/post/ScurichInsuranceServices/3610/Your-Job-Can-Save-You-Money-On-Auto-Insurance/
Engineers, firefighters, lawyers, teachers, a...

https://completemarkets.com/Blog/post/Insurance-Professionals-Blog/4498/Membership-Newsletter/
Your weekly update on what's happening on CompleteMarkets. Featured Markets | Latest Discussions | Latest Blog Posts | Did You Know?

https://completemarkets.com/Blog/post/Insurance-Professionals-Blog/4358/Membership-Newsletter/
Your weekly update on what's happening on CompleteMarkets. Featured Markets | Latest Discussions | Latest Blog Posts | Did You Know?

https://completemarkets.com/Blog/post/ScurichInsuranceServices/3755/Use-Near-Misses-To-Create-A-Safer-Workplace/
...n the American Society of Safety Engineers (ASSE) journal, employees often res...ge reporting of future incidents, as workers realize that speaking out will he...

https://completemarkets.com/Blog/post/ScurichInsuranceServices/1332/Happy-4th-of-July/
Every year, the city of Watsonville puts on a special parade, called the Spirit of Watsonville for the 4th of July.  The parade is filled with tractors, fire engines, classic car clubs, antique cars, and non-profit organizations. The parade encompasses the spirit and pride of Watsonville.  Nothing short of a wonderful display of our community getting together to celebrate our independence. The parade begins at 2:00 pm in Downtown Watsonville.  We hope to see you there! From all of us here at Scurich Insurance Services, we wish everyone a happy and safe 4th of July! Our office will be closed Friday, July 4th. Content provided by Transformer Marketing. Sources:  http://cityofwatsonville.org/visitors/spirit-of-watsonville  

https://completemarkets.com/Blog/post/ScurichInsuranceServices/1282/Second-Saturday-on-the-Farm/
Our next Second Saturday On The Farm is on Saturday, March 8, 11 am – 3 pm at the Santa Cruz County Fairgrounds, Highway 152 outside Watsonville.  This event is FREE! Donations appreciated. Bring your whole neighborhood to participate! This Second Saturday on the Farm features a scheduled talk on how robots are used in the agriculture industry in Santa Cruz County and around the world, plus LEGO building, robotic car races, programming, drawing a robot, competing sumo robots, hayrides, movies, practice cow milking, and other activities for children. 11:00 am – 3:00 pm:  LEGO building, Robotic car races, Programming a BeeBot robot, drawing a robot, Sumo robotics, and other fun activities for children. 1:00 pm – 1:30 pm:  Learn to Discover, an educational nonprofit organization, will be discussing Robots in the Agriculture Industry. Ongoing:  Our popular tractor driving, practice cow milking, water pumping, and other fun activities for kids. Brian and Shelly Laschkewitsch from Learn to Discover will be facilitating many of the fun learning activities about robotics at this event. Learn to Discover is a 501 c(3) nonprofit that designs, develops and delivers high-quality, hands-on STEAM (Science, Technology, Engineering, Art & Math) courses and activities to kids from pre-school through high-school. Content provided by http://www.aghistoryproject.org/event/second-saturday-farm-robotics-agriculture/

https://completemarkets.com/Blog/post/ScurichInsuranceServices/1275/California-Drought-Causing-Early-Wildfire-Risk/
California’s worst drought in decades is feeding what may become a devastating wildfire season, one that is starting about five months early. Extremely dry conditions have sparked 487 wildfires so far in 2014, compared with only 2 for the same period a year ago, according to the state Forestry and Fire Protection Department, known as Cal Fire. Potential power failures, home losses, lost tourism dollars and crop damage could jeopardize the world’s 10th largest economy as California struggles to emerge from the deepest recession since the 1930s. “Having this occur statewide is unprecedented, certainly in my career,” Cal Fire Director Ken Pimlott, who started out as a firefighter almost 30 years ago, said in a telephone interview last week. “We anticipate the potential for a very long and sustained fire season throughout the rest of the year.” For a state already reeling from a drought that officials say could be one of the worst in California’s history, fires would only add to the misery. They could damage critical power lines and cause blackouts, disrupt water supplies and destroy sensitive ecosystems, said Bill Stewart, a forestry specialist at the University of California at Berkeley. Last year, prolonged dry conditions led to the third- largest fire in California’s history. The “Rim Fire” shut power lines and hydroelectric generators, charred parts of Yosemite National Park and threatened the Hetch Hetchy Reservoir watershed, which supplies 85 percent of the drinking water to San Francisco. ‘Poster Child’ The Rim Fire has become the “poster child” for future wildfires in California and the U.S. West, according to a 2013 report from CoreLogic Inc., a real estate data and analytics firm. Homes valued at about $78 billion in total are at risk from wildfires, estimates CoreLogic. Fires could even pose a risk for the state’s $22 billion wine industry. In 2008, smoke from smoldering wildfires in Mendocino County contaminated crops of pinot noir grapes, said Bill Pauli, a grower and general partner of Yokayo Wine Company in Ukiah, California. “Some wines had the odor of someone who had been standing next to a barbecue,” Pauli said in a telephone interview. “It was not a good situation and we all hope it doesn’t happen again.” Extra Firefighters Fire season usually begins around May and typically ends in November with the onset of winter storms, according to Cal Fire. This year, the department says it has hired 125 additional firefighters, staffed 25 extra fire engines and retained crews and aircraft that would normally be idle this time of year. The state has banned campfires and smoking in several parks. “Right now, all of our planning is for the worst-case scenario,” said Pimlott of Cal Fire. “We want to make sure we are ready.” The wildfire danger is of more concern to Los Angeles Mayor Eric Garcetti than the prospect of running out of water because of the drought, he said during an interview at Bloomberg News’s Los Angeles office. “I think we are going to see fire season around the clock for much of the year,” Garcetti said. “We are going to have to keep deployments much higher.” The city expects to spend an extra $12 million this year on fire department coverage due to the dry conditions, Garcetti said. Transmission Lines At the same time, utilities including PG&E Corp. and Sempra Energy’s San Diego Gas & Electric are implementing plans normally reserved for high-fire season, such as stepping up patrols of electrical lines and bringing fire crews along for routine repairs. “Wildfires are always a risk in California,” said Alvin Thoma, director of power generation at San Francisco-based PG&E. “With the dry conditions we’ve had, the soil moisture content right now is much lower than usual, so that makes wildfires much more of a concern.” The California ISO, the state grid operator, said it will keep an “eagle eye” on high-voltage transmission lines, which will be needed to import more power this summer to make up for dwindling hydro-electric supplies and the retirement of a 2,200- megawatt nuclear plant in Southern California. The state typically imports one-quarter of its power needs, according to the ISO. “The wild card is always fires,” said Stephanie McCorkle, a spokeswoman for California ISO. “They can affect the transmission and that literally cuts imports that we can’t afford to lose.” Extra Vigilant If lines go down, the grid operator can reroute electricity and ramp up local generation production, McCorkle said. Edison International’s Southern California Edison utility, owner of the San Onofre nuclear plant that was retired last year, will need to be extra vigilant if the dry conditions continue, said Chairman and Chief Executive Officer Ted Craver. “You can’t say there wouldn’t be some combination of events, a heat storm and a fire that takes out a transmission line,” Craver said in a telephone interview. Upgrades to power networks and new gas generation that has come online in the past two years will help “the grid to be able to withstand the shocks,” Craver said. Although rainstorms in the past week have provided some respite, the odds are that the drought will persist along with the risk of more wildfires, according to Cal Fire. “Everybody is probably sitting back on pins and needles,” said Thomas Jeffery, a senior hazard scientist at CoreLogic. “The potential for a really disastrous wildfire season is very high.” Content provided by http://www.claimsjournal.com/news/west/2014/02/11/244295.htm

https://completemarkets.com/Blog/post/ScurichInsuranceServices/3032/4-Steps-to-Help-Create-a-Culture-of-Safety/
Safety is more than a set of activities focused on accident prevention. It is a way of thinking about how you work, and it should be at the heart of any successful company. Weaving safety into your company's mission, policies and procedures is a great way to demonstrate its importance and ensure its effectiveness across your company. It should be about a shared vision that is expressed by core values and behaviors, where everyone walks the talk. By addressing unsafe acts and conditions before they become accidents, you build your safety culture. Four Steps to a Safety Culture The following four steps can serve as a starting point in driving safety across your business. 1. Evaluate risks. To understand how to create a safer workplace, you must first understand the risks you face every day. Each task and associated risk should be properly evaluated, and safety-based changes should be considered. - Analyze past incidents and near misses. Understand that past incidents can help you identify root causes and identify risks and exposures that threaten the safety of your employees and the success of your business. - Identify the risks before they result in loss. Review your work policies and procedures, buildings and equipment, employee work practices and behaviors and geographic location to determine if there are opportunities to prevent or mitigate loss. And hold people accountable to the practices. 2. Design a plan to keep safe. A good plan is the best place to start, but it is only the beginning. Once you have a plan, you must act to eliminate or minimize risk. - Get commitment. Your management team should be committed to a safety culture from the beginning. - Stay focused. Keep focused on the risks and exposures identified during your evaluation. - Prioritize your efforts. Focus on the risks that pose the greatest threat. You should consider frequency and severity of the loss potential, and/or the opportunity to prevent or mitigate risks. - Identify solutions and resources. Your solutions can vary from implementing engineering controls to creating administrative policies and procedures. These can help create positive changes in safety attitude, commitment and culture. 3. Implement your plan. Implementation entails communication of the plan and its details, training, regularly scheduled practice and drills, and ongoing review. A thorough plan will cover a number of potential risk areas, including buildings and equipment, the environment, employees, customers and vendors. - Communicate and train - the real test of a safety program and culture is not what is written down on paper, but rather how well it actually works. How well your plan works is often dependent on what your employees know and what they do at the time of an incident. 4. Monitor, evaluate and improve your plan. As your business environment changes, so should your safety program. Regularly test your plan to determine if it fits the changing business environment and reflects changing accountabilities. - Monitor the plan and collect feedbackto determine the effectiveness of the plan. - Regularly compare your safety performance against the plan’s expectations. - Make adjustments when necessary. - Recognize success. Be sure to communicate and celebrate your safety successes. At Scurich Insurance Services, our team of risk specialists visit more than one hundred properties every day, and are able to share lessons learned and insights for helping create a safety culture. Start building your safety culture today. Learn more about developing your safety management program.