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...coverage and services designed for fairs and festivals. K&K's expertise is...

...ything from small local and county fairs to state fairs, including more specialized areas lik...

...coverage and services designed for fairs and festivals. K&K's expertise is...

I remember my wife and I going to a parenting class and learning the mantra, “firm, but fair.” It's okay to have clear rules in your household and enforce them; however, you want to do so in a fair manner. When we’re clear about the rules, we can be firm. . I'm sure you've shared my personal experience where parents or bosses have punished you for rules you never knew existed –until after you were punished for them!Often, the knowledge is so “commonsensical” to the parent or boss that they just assume the child or the employee know it also. Never mind that it took 20 years for that boss or parent to finally “get it” themselves. When we’re clear on the rules, there’s predictability. There’s integrity. There’s consistency. The rules don't change overnight based on emotions. When we’re out of balance on the side of clarity we’ll see people begin to fear us, rebel against us, and leave us – not a good outcome at home or work! When it comes to being fair, the first thing to remember is that life wasn't designed to be fair, either at work or at home. Life was designed to be a learning lesson. However, fairness has become the filter of today's workplace. Everyone wants to feel they're being treated fairly. ‘A fair day’s pay for a fair day’s work.’ Of course, what might seem fair to me could seem onerous to you. We treat people fairly when we follow the Golden Rule. By asking how we can serve and help others, practicing kindness and compassion despite any differences we may encounter along the way. We understand to separate the conduct from the person. Managers will continue to struggle with employees about work hours, compensation, communication, expectations, safety, insubordination, conflict, and more. Great managers, like great parents, strike the appropriate balance between firm and fair.

Here are some featured markets we thought you might be interested in taking advantage of: Professional Liability, Contractor's General Liability Insurance, Property and Casualty Insurance Agents Errors and Omissions (E&O), Fabricare Dry Cleaners, Fair and Fairground Insurance, Restaurant Workers Compensation Insurance, Self-Storage Insurance and Roofing Workers' Compensation Insurance

Proper Insurance has developed the most comprehensive policy for vacation rentals available- backed by Lloyd's of London and world class customer service.

That old show biz mantra rings as true today as ever. The entertainment industry is a multi-billion dollar industry that employs thousands of people. In the course of performing the duties associated with their jobs, many entertainment industry professionals are exposed to risk.

Most states demand that businesses, regardless of size, take every reasonable action to keep their premises safe for employees and visitors. The definition of visitors is fairly loose. Basically, it is anyone not employed by the business and covered by its workmen's compensation insurance policy. This means that clients, customers, delivery persons, repair persons, outside maintenance contractors and anyone who comes to the business premises needs protection from foreseeable dangers. There are different types of people who come into a business and each has a different level of required care for its class of visitors. Invitee This is a person whose invitation is explicit (by appointment, for example) or implicit (a customer looks at the goods and services for sale in a shop). A business owner's duty to an invitee is to exercise ordinary care and make the property generally safe without any dangerous conditions. Licensee A licensee in not an invitee or trespasser. An example of a licensee is a party who enters the premises for their own convenience or gratification. Think of a person ducking into your entryway to avoid the rain. The duty of care is far less than for an invitee, and the business is only liable to a licensee for willful and malicious harm. Trespasser This group of people enter the premises lacking an implicit or explicit invitation. They come on the business property for their own enjoyment or benefit. The only duty of a business owner is a negative one - the business cannot build any mantraps the willfully and maliciously causes a trespasser harm. Many states have an exception to this limited responsibility; if the business anticipates, suspects or knows of the presence of a trespasser it must exercise ordinary care and avoid inflicting injury on a trespasser through any kind of active negligence. Common Workplace Visitor's Injuries Slip and Fall Accidents These are the largest cause of visitor injuries. Injuries happen when a visitor trips, slips or falls and suffer injuries. These accidents often stem from things such as uneven floorboards, electrical extension cords crossing aisles or doorways, spills or liquids on the floor, and poorly installed carpet or carpeting that has tears or rips. Negligent Security It is normal that businesses have a duty to their invitees to make sure they are safe from foreseeable. A business is liable for the criminal acts of a non-employee when the business fails to keep the premises safe from criminal activity. Usually claims of negligent security stem from places such as:  Hotels Motels Parking garages Apartment complexes Businesses in high-crime areas (a parking garage in such an area needs adequate lighting, video cameras and warning signs that video surveillance is ongoing, and other security measure as needed. Attractive Nuisance This is a legal doctrine that applied mostly to children, even if they are trespassers. Hotels with outdoor pools need adequate fencing, a pool cover, locks and lighting, as the pool is attractive for kids to try to use after trespassing. Defective Property Conditions Businesses are often liable for dangerous or defective conditions. These include faulty elevators, faulty escalators, crumbling stairways and more. Speak with your business insurance advisor about these risks and how to protect yourself, your business and employees from legal liability for them.

When it comes to workplace safety, have you considered the company parking lot or garage? Your workers use it at least twice a day to stow and shelter their vehicles, but beyond that it's fairly invisible. A closer look reveals that predators might easily be lurking there. To minimize this threat, experts recommend ensuring that workers (as well as visitors) take these precautions: Stay alert for cruising vehicles, whose drivers can stop suddenly and jump out to rob or assault you. If you're using a parking lot, park near the building in a visible, lighted area. In a parking garage, park near the parking attendant (if there is one) or near a well-lit exit. Women should avoid using stairs and elevators, if possible. Use the main exit/entrance rather than a side or secluded one. Lock any valuables (including GPS, shopping, other bags, etc.) out of sight. If you're walking to your vehicle after hours, ask a co-worker or security officer to accompany you. If you have to walk alone, ask someone to watch from inside, if possible. Turn around frequently to make sure you're not being followed and pretend that you're waving to someone ahead to give the impression you're not alone. Don't talk on your cellphone or listen to music with ear pods -- predators are looking for victims who seem distracted or unaware. Have your car keys and personal alarm or whistle ready as you approach your vehicle. If someone nearby looks suspicious, keep walking and get to a safe place where you can call for help. Before you unlock the door, take a good look around, inside, and behind the vehicle. Once you enter the vehicle, lock all doors promptly and keep your windows up until you've exited the lot or garage. Words to the wise.