https://completemarkets.com/Blog/post/ScurichInsuranceServices/2777/Ways-to-help-prevent-home-theft/
Burglars will not find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they cannot break in without making a lot of noise.
Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere.
Most insurance companies provide 2 percent to 15 percent discounts for devices that make a home safer—dead-bolt locks, window grates, bars and smoke/fire/burglar alarms.
However, when improving the security of your home, do not exchange security for personal safety. Do not make your home such a fortress that you are unable to escape in case of a fire or other emergency.
Check your Home for Weaknesses and Correct Them
Take the time to "case" your house or apartment, just as a burglar would. Where is the easiest entry? How can you make it more burglar-resistant?
Trim trees and shrubs near doors and windows, and think carefully before installing a high, wooden fence around your back yard. High fences and shrubbery can add to your privacy, but can also be an asset to a burglar. Consider trading a little extra privacy for a bit of added security.
Force any would-be burglar to confront a real enemy—light. Exterior lights and motion detectors, mounted out of easy reach, can reduce the darkness a burglar finds comforting.
Simple security devices—nails, screws, padlocks, door and window locks, grates, bars and bolts—can increase the amount of time it takes to break into your home.
Invest in a burglar alarm. The most effective ones also ring at an outside service.
Are any of your valuables—paintings, a silver collection or a computer—easy to see from outside the house? Rearranging your furnishings might be advisable if it makes your home less inviting to criminals.
Simple Security Steps
Doors
Make sure you have strong doors. Outside doors should be metal or solid hardwood, and at least 1 3/4 inches thick. Frames must be made of equally strong material, and each door must fit its frame securely. Even the most efficient lock, if it is placed in a weak door, will not keep out a determined burglar.
A peephole or a wide-angle viewer in the door is safer for identifying visitors than a door chain.
Sliding glass doors present a special problem because they are easy to open, but if you have these doors, you can find special locks for them. A broomstick in the door channel can also help, but cannot be depended on.
Locks
Deadbolt locks are best. They usually are locked with a key from the outside and a thumb turn on the inside. The cylinder (where the key is inserted) should be pick-resistant. Ask your hardware dealer for a reputable brand or buy your locks from a locksmith.
Windows
Key locks are available for all types of windows. Double-hung windows can be secured simply by "pinning" the upper and lower frames together with a nail, which can be removed from the inside.
For windows at street level or on fire escapes, consider installing metal accordion gates.
Home Security Habits
Establish a routine to make certain that doors and windows are locked and alarm systems are turned on.
Avoid giving information to unidentified telephone callers and announcing your personal plans in want ads or public notices (such as giving your address when advertising items for sale).
Notify the police if you see suspicious strangers in your area.
Do not carry house keys on a key ring bearing your home address or leave house keys with your car in a commercial parking lot or with an attendant.
Do not hide your keys in "secret" places outside your home—burglars usually know where to look.
Vacation Tips
Leave blinds open in their usual position.
Have mail and packages picked up, forwarded or held by the post office.
Lower the sound of your telephone ringer and answering machine so they cannot be heard outside.
Arrange to have your lawn mowed in summer and your walk and driveway shoveled in winter.
Stop newspaper deliveries.
Ask a friend to pick-up "throw-away" newspapers and circulars.
Use automatic timers to turn lights on and off in various parts of the house at appropriate times. Consider connecting a radio to a timer.
Tell police and dependable neighbors when you plan to be away and join with your neighbors to keep a close watch on what's happening in your area. Working closely with them is a good way to prevent crime.
https://completemarkets.com/Blog/post/ScurichInsuranceServices/2776/Ways-to-help-prevent-home-theft/
Burglars will not find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they cannot break in without making a lot of noise.
Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere.
Most insurance companies provide 2 percent to 15 percent discounts for devices that make a home safer—dead-bolt locks, window grates, bars and smoke/fire/burglar alarms.
However, when improving the security of your home, do not exchange security for personal safety. Do not make your home such a fortress that you are unable to escape in case of a fire or other emergency.
Check your Home for Weaknesses and Correct Them
Take the time to "case" your house or apartment, just as a burglar would. Where is the easiest entry? How can you make it more burglar-resistant?
Trim trees and shrubs near doors and windows, and think carefully before installing a high, wooden fence around your back yard. High fences and shrubbery can add to your privacy, but can also be an asset to a burglar. Consider trading a little extra privacy for a bit of added security.
Force any would-be burglar to confront a real enemy—light. Exterior lights and motion detectors, mounted out of easy reach, can reduce the darkness a burglar finds comforting.
Simple security devices—nails, screws, padlocks, door and window locks, grates, bars and bolts—can increase the amount of time it takes to break into your home.
Invest in a burglar alarm. The most effective ones also ring at an outside service.
Are any of your valuables—paintings, a silver collection or a computer—easy to see from outside the house? Rearranging your furnishings might be advisable if it makes your home less inviting to criminals.
Simple Security Steps
Doors
Make sure you have strong doors. Outside doors should be metal or solid hardwood, and at least 1 3/4 inches thick. Frames must be made of equally strong material, and each door must fit its frame securely. Even the most efficient lock, if it is placed in a weak door, will not keep out a determined burglar.A peephole or a wide-angle viewer in the door is safer for identifying visitors than a door chain.Sliding glass doors present a special problem because they are easy to open, but if you have these doors, you can find special locks for them. A broomstick in the door channel can also help, but cannot be depended on.LocksDeadbolt locks are best. They usually are locked with a key from the outside and a thumb turn on the inside. The cylinder (where the key is inserted) should be pick-resistant. Ask your hardware dealer for a reputable brand or buy your locks from a locksmith.WindowsKey locks are available for all types of windows. Double-hung windows can be secured simply by "pinning" the upper and lower frames together with a nail, which can be removed from the inside.For windows at street level or on fire escapes, consider installing metal accordion gates.Home Security HabitsEstablish a routine to make certain that doors and windows are locked and alarm systems are turned on. Avoid giving information to unidentified telephone callers and announcing your personal plans in want ads or public notices (such as giving your address when advertising items for sale). Notify the police if you see suspicious strangers in your area. Do not carry house keys on a key ring bearing your home address or leave house keys with your car in a commercial parking lot or with an attendant. Do not hide your keys in "secret" places outside your home—burglars usually know where to look.
Vacation TipsLeave blinds open in their usual position. Have mail and packages picked up, forwarded or held by the post office. Lower the sound of your telephone ringer and answering machine so they cannot be heard outside. Arrange to have your lawn mowed in summer and your walk and driveway shoveled in winter. Stop newspaper deliveries. Ask a friend to pick-up "throw-away" newspapers and circulars. Use automatic timers to turn lights on and off in various parts of the house at appropriate times. Consider connecting a radio to a timer. Tell police and dependable neighbors when you plan to be away and join with your neighbors to keep a close watch on what's happening in your area. Working closely with them is a good way to prevent crime.
https://completemarkets.com/Blog/post/ScurichInsuranceServices/2839/Protecting-Your-Child-from-Secondary-Drowning/
Only one to two percent of drownings are classified as secondary or dry drownings. However, you definitely want to understand this risk and take steps to protect your kids.
What is Secondary Drowning?
When someone struggles underwater and breathes in even a small amount of water, it can trigger spasms in the airway muscles. That water can also cause pulmonary embolism, or fluid build-up in the lungs.
A victim of secondary drowning may walk away after struggling underwater and look or act fine. He or she could drown in his or her own fluids and suffer from brain injury or die within one to 24 hours later, though.
What are the Symptoms of Secondary Drowning?
A victim might show several signs of secondary drowning, including bubbling fluid around the lips, chest pain, wheezing, shortness of breath, cough or extreme fatigue. Young children may not be able to verbally express to you if they experience these symptoms, however, and you may not notice them if your child is fussy or tired after a long day. That's why you need to be vigilant in looking out for signs of secondary drowning after your child experiences a struggle in the water.
What is the Treatment for Secondary Drowning?
Hospital staff will provide oxygen treatment or ventilation for a victim of secondary drowning. Prevention is the best treatment, though, as you:
Teach your kids how to swim with confidence and how to be safe in the water.
Supervise kids in the pool or bathtub every second.
Ensure all adults who supervise kids know CPR techniques for all age groups.
Make sure the pool is fenced in with childproof locks.
Seek medical treatment immediately for someone who experiences a struggle in the water, even if he or she shows no signs of secondary drowning.
Additionally, verify that your homeowners insurance is up to date. It can cover medical treatments required to save a child from secondary drowning.
https://completemarkets.com/Blog/post/ScurichInsuranceServices/2786/Swimming-pool-safety-and-maintenance-tips/
...pment nearby:
Maintain secure fencing and a locked entrance around the poo...
https://completemarkets.com/Blog/post/ScurichInsuranceServices/2423/How-to-Deal-With-Visitor-Injury-in-the-Workplace/
... with outdoor pools need adequate fencing, a pool cover, locks and lighting, a...