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It happens all the time.  You go to the grocery store to load up on vegetables only to find when you cut into them, that they are rotten.   Do you wanna know how to avoid that from happening again?  Follow these simple tips when buying vegetables. Asparagus is best purchased in the spring.  The tips should be closed and compact.  The stems should go be green. Beets are one of the vegetables that you can get all year around.  Good beets would be rich in red color and be firm and round. Brussel Sprouts are best between October and December, but you can still find good ones 10 months out of the year.  Good ones won’t have any bruising or blemishing, be firm, and rich in green color. Carrots are available all year long.  A firm carrot will be smooth and well formed.  The tops should be green in color. Celery is available all year long.  A glossy surface and green leaflets are tell-tale signs of healthy celery. Corn is available all year long with the best time for corn is May-September.  Green husks and plump kernels are the best way to tell if your corn is going to be good. There are no bad times to buy lettuce, mushrooms, or onions.  But in order to get the cream of the crop you have to look out for healthy and vibrant leaves on lettuce, Caps should be white or brown consistently throughout the mushroom, and onions should be firm with dry necks. Next time you are at the grocery store, you’ll know what to look for when purchasing your favorite vegetables. Content provided by Transformer Marketing. Source:  http://www.mindbodygreen.com/0-15388/how-to-pick-out-perfect-vegetables-infographic.html?utm_campaign=recommendation&utm_medium=popular&utm_source=feature

With Christmas right around the corner, Christmas Trees are a very popular item on the market, and Christmas Tree Lots need specific insurance in order to ensure they’re properly covered. Christmas trees are something that a lot of families enjoy having during the holidays, and finding the right one is something many parents look forward to doing with their children.

Most states allow company owners and executives to opt out of (or not opt in to) Workers Compensation insurance. But did you know that if you choose this option your Health insurance policy might well not pick up work-related medical claims? If you carry Health coverage through your company Group plan, you can usually arrange to be covered for work-related injuries under this policy - which then becomes "24-hour" coverage for you. However, many small business owners and managers are insured under the Health Plan of their spouse or parents - which almost always exclude work-related injuries. Let's say that you exempt yourself from Workers Compensation and have coverage under your spouse's Health insurance - and you suffer a serious injury in a work-related, at-fault auto accident. Once you have exhausted the Medical Payments coverage under the company's Commercial Auto policy, the chances are that you'll have to pick up the tab for the rest of your medical bills. You might even have to choose between limiting your treatment options or going bankrupt (unpaid medical bills are the nation's leading cause of bankruptcy). Even if you have "24-hour" insurance under your own Health policy, this coverage will not reimburse you for income lost during your convalescence. So, what's the solution? You might consider buying a Disability income policy - or decide to cover yourself under Workers Compensation, after all. As always, our agency stands ready to offer our professional advice. Just give us a call.

NOW AVAILABLE NATIONWIDE! We are very excited to offer this program to our retailers because now you can compete head to head with any of your competitors.

We have the solution for your Commercial Auto needs. We offer direct billing and work with A+ rated and admitted carriers.

Gladius is excited about Our "Almost" Exclusive Commercial Auto Program Take Advantage of a National Commercial Auto program that very few agents and brokers have access to. Don’t show up with the same carrier your competitors have, Surprise them with a carrier they never saw coming, and watch their jaws drop when you kill them with pricing, coverage and service.

Gladius is excited about Our "Almost" Exclusive Commercial Auto Program Take Advantage of a National Commercial Auto program that very few agents and brokers have access to. Don’t show up with the same carrier your competitors have, Surprise them with a carrier they never saw coming, and watch their jaws drop when you kill them with pricing, coverage and service. Do Not Pass Up this Opportunity.

Program Hits • All Direct Bill • Policy & Policy # Same Day as Binding • First Class Claims Service • No Cost MVR's • Additional Insured Endorsements Included • Waiver of Subrogation Endorsements Included • No Apps to Sign • We Provide Insurance Cards • Hired and Non Owned Available • Lease and Loan Gap Coverage - Not available in NY • Drive Other Car Coverage

Gladius is the wholesale brokerage that is going to help you place your “hard to write” contractors general liability, excess and pollution coverage. We provide retail agents nationwide with an unfair advantage of product knowledge and aggressive rates. We have strong industry relationships and resources that allow us to handle accounts of all sizes within our specialized area of expertise.

NOW AVAILABLE NATIONWIDE! We are very excited to offer this program to our retailers because now you can compete head to head with any of your competitors.