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Every year, heart disease causes one out of four deaths, reports the Centers for Disease Control and Prevention. Reduce your risk when you make five dietary changes. Eat More FruitsFruits rich in vitamin C and fiber protect you from heart disease. So, eat more citrus fruits, which are loaded with vitamin-C, and fruits with fiber-rich skin, including apples, pears and peaches. Easily add more fruit to your daily menu when you:*Serve fruit salad as a side dish during every meal, *Display fruit on the counter where you'll see it every day and *Pack fruit in your lunch box. Stock up on VeggiesGreen, leafy vegetables, such as spinach, kale and broccoli, protect you from heart disease. They're easy to add to your daily diet when you serve salad for dinner and toss green veggies into soups, eggs and rice. Pump up the Whole GrainWhen you consume 25 grams of whole grains each day, your risk for developing heart disease decreases by 15 percent. Pump up your whole grain intake with oatmeal, brown rice and rye. Reduce Fat IntakeSaturated fats are one of the leading causes of heart disease. Easily reduce the amount of fat you consume when you:*Switch to skim milk *Use olive oil instead of cream-based sauces and dressings and *Try butter alternatives. Eat Less MeatMeat, especially red meat, is often high in saturated fat, which causes high cholesterol and clogged arteries. For optimum heart health, go vegetarian because it may reverse existing cardiovascular disease. If you have to eat red meat, limit it to three ounces a day. Reducing heart disease is possible when you eat a heart-healthy diet. Start by making these five dietary changes. Then, talk with your health insurance agent about additional ways you can reduce your heart disease risk and live a healthy lifestyle.

Be Like the Smart Little Piggy. Let GMI Quote and Bind ALL YOUR COMMERCIAL AUTO ACCOUNTS Today!

Our Business Auto Program, provided by Falls Lake Insurance Company, provides comprehensive coverage to a wide range of eligible accounts. This program is designed for automobile fleets that involve the use of commercial vehicles as well as private passenger cars. These commercial vehicles should be used with the primary goal to sell and distribute products, perform contracting operations and provide services to clients.

This December 14th Second Saturday features a wide variety of old-fashioned holiday crafts for kids and adults, caroling, hayrides, hot cider and popcorn. Come hear carolers between 12pm – 2pm. Kids will be able to drive the tractor, pump water, and play with hoops at the Agricultural History Project. Our Gift Shop and Museum and all exhibit buildings will be open as well! Tractor driving and hayrides are available weather permitting. Activities for kids will be ongoing 11am – 3pm. String cranberries, popcorn, create paper chains, puppets, bird ornaments and all kinds of other fun decorations. Who:  Family How much:   FREE! When:   Saturday, December 14, 2013, 11:00 AM  Where:  Agricultural History Project, 2601 E Lake Ave, Watsonville, CA 95076  Content provided by http://watsonville.patch.com/groups/events/p/second-saturday-on-the-farm--holiday-crafts-hayrides-and-caroling

Our environmental team is experienced in placing both common and complex environmental exposures. We know the marketplace, we understand the coverage and know how to develop a solution that addresses the exposures.

...like loaders, excavators, concrete pumps and large commercial office and retai...

Our environmental team is experienced in placing both common and complex environmental exposures. We know the marketplace, we understand the coverage and know how to develop a solution that addresses the exposures.

If not, you have a problem. For the past several years, more and more states and cities have limited or banned driver use of cell phones. Warns the Web site DrivingLaws.org, "Although employer responsibility isn't specifically defined in the cell phone legislation, there have been an increasing number of lawsuits relating to employer responsibility regarding mobile cell-phone use [by] employees." With motor vehicle accidents the leading cause of work-related injuries, using cell phones behind the wheel ups the ante for litigation in case of death, injury, or other third-party claims. What's more, drivers injured while phoning on company time will generally be eligible for Workers Compensation. The first step is to create and implement a cell-phone use policy for employees driving company vehicles. Although this won't protect you completely from legal responsibility, it demonstrates your forethought and responsibility. This plan should include guidelines for: Training. Provide instruction manuals so employees know the features of their phones. Safety. Remind employees not to dial or talk when driving conditions are hazardous, keep conversations short, tell the other person that the employee is calling while driving, and turn off phones whenever they pump gas or use jumper cables. Making calls. Discourage cell-phone use behind the wheel and require drivers to pull over and stop when dialing. Voice mail/caller ID. Make sure drivers' phones have these features so they can screen calls behind the wheel. Accident/injury reports. Require employees to report any accidents or injuries resulting from cell-phone use while driving. Discipline. Punish workers who violate these rules or local or state laws about using cell phones behind the wheel. We'd be happy to help you develop a comprehensive policy for drivers' use of cell phones. Just give us a call.

Our next Second Saturday On The Farm is on Saturday, March 8, 11 am – 3 pm at the Santa Cruz County Fairgrounds, Highway 152 outside Watsonville.  This event is FREE! Donations appreciated. Bring your whole neighborhood to participate! This Second Saturday on the Farm features a scheduled talk on how robots are used in the agriculture industry in Santa Cruz County and around the world, plus LEGO building, robotic car races, programming, drawing a robot, competing sumo robots, hayrides, movies, practice cow milking, and other activities for children. 11:00 am – 3:00 pm:  LEGO building, Robotic car races, Programming a BeeBot robot, drawing a robot, Sumo robotics, and other fun activities for children. 1:00 pm – 1:30 pm:  Learn to Discover, an educational nonprofit organization, will be discussing Robots in the Agriculture Industry. Ongoing:  Our popular tractor driving, practice cow milking, water pumping, and other fun activities for kids. Brian and Shelly Laschkewitsch from Learn to Discover will be facilitating many of the fun learning activities about robotics at this event. Learn to Discover is a 501 c(3) nonprofit that designs, develops and delivers high-quality, hands-on STEAM (Science, Technology, Engineering, Art & Math) courses and activities to kids from pre-school through high-school. Content provided by http://www.aghistoryproject.org/event/second-saturday-farm-robotics-agriculture/

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