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There are two basic coverages that will be needed; Professional Liability Insurance and General liability Insurance.

A group home is a place for people to reside that usually have either a chronic mental disorder or physical disability that prevents them from living on their own.

As a trusted provider of camp insurance, K&K is committed to helping you succeed by offering quality coverage and services designed for your organization. K&K’s expertise is respected throughout the industry; we are your solution for affordable insurance coverage.

When physical or mental health issues rob people of their independence, they may find themselves in need of an Assisted Care Living Facility. These facilities are for people who need supervision or assistance with the activities of daily living, and they usually harbor a philosophy of care and services promoting independence and dignity for their residents.

...iddle-market business owners and managers understand the need for BI, they don...

Three Live Oak women and a dog were displaced from their house on the 300 block of Seventh Avenue after a Tuesday night fire destroyed part of a garage and damaged the rest of the home with smoke. Shortly before 10 p.m., one of the residents at the home walked into the garage and found it full of smoke and on fire, said Mike DeMars, fire inspector for Central Fire. A housemate walked in after smelling smoke and found the first woman standing frozen in the smoke-filled room, DeMars said. "(The first woman) was a bit overwhelmed," DeMars said. After calling 911, the two women told a third housemate to leave the house. Central Fire and Santa Cruz Fire arrived on scene to extinguish the fire, which was in one corner of the garage and spreading to the ceiling, DeMars said. Firefighters extinguished the flames within 10 minutes. The garage, which was attached to the two-story home, had been converted to a living space where one of the women lived, DeMars said. Investigators said the fire was accidental and traced the cause to combustible materials, including a bookcase, that were placed too close to a water heater in the garage, DeMars said. The woman who first discovered the fire may have suffered smoke inhalation but declined treatment, DeMars said. There were no other reported injuries. The home was declared uninhabitable, with fire damage to the garage and smoke damage to the rest of the two-story home. The women and dog were relocated with the help of the American Red Cross Santa Cruz County. DeMars noted that the home did not appear to have any smoke detectors, which could have notified the residents of the fire. Content provided by http://www.santacruzsentinel.com/copsandcourts/ci_25625610/cops-and-courts-april-24-2014-three-women Don't let this happen to you.  Make sure you have working smoke detectors in centralized locations throughout the house.  Contact Scurich Insurance Services today to make sure that you are completely covered in the event of a fire.

Approximately 20-30% of all home buyers purchase properties in communities that have a homeowners association, according to Zillow.com. Many residents love the features of HOA’s because they maintain community appearance, have recreational amenities and are low maintenance with a management system in place.

A standard homeowners’ policy will not provide coverage for a short-term rental! This is because a short-term vacation rental is considered a business, even if the owner stays in it themselves. A short-term rental is considered as business activity exclusion so if an accident or injury was to occur on the property then the standard homeowners’ policy can deny the claim.

We understand there are many cases where direct bill is the right choice for you and your clients. Let Proper work with banks, escrows, and EPI’s. This allows you to do more selling! After some simple paperwork, you can get appointed and get a quote the same day. We also have custom marketing material, an online quoting platform, and online binding procedure!

Here at Safehold we have created program that offers a custom commercial insurance program for Self-Storage Insurance owners and operators.