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We are Specialists ProSight Specialty Insurance focuses exclusively on markets where we have unique expertise. We are not a generalist and will not put capital at risk in markets where we lack expertise or strong distribution partners. This provides exceptional value for our customers while ensuring long term profitability and a stable market.

In an earlier article, we discussed tips to get your home ready for the fall season.  These tips are important, so there could be no potential denial of coverage should you need to file a claim. In this article, we want you to know what happens when you don’t clean out your gutter and the potential damage it could cause. Leaking gutters.  On the extreme side leaky gutters can also cause leaky roofs, mold, and it can rot away at the surroundings. Leaky roofs.  If your gutter is filled with debris, any rain, snow, or ice, won’t be able to go anywhere, causing a leaky (and expensive repair) roof. Basement leaks.  Gutters usually end up at the foundation of the house.  If there is any damage to the run off, then the water can wind up in your basement. Rotted Wood.  Some houses and/or foundations are made of wood.  If the gutter is not properly taken care of, the build-up will cause wood to rot. Cracks in foundation.  Same principle as above.  Any debris left can create cracks in the foundation. This fall, don’t let your gutter get the best of you.  Stay tuned for Scurich’s tips to clean out your gutter. Content provided by Transformer Marketing.

...ilable on site. For example, on a roofing job, think about such potential fall...

...ing your roof, or buying stronger roofing materials. Older homes can be retrof...

Last night there was a storm and some of the tiles came off of your roof. Which conversation would you prefer? 1. “Hi Mary, this is John Smith. Some of the tiles came off my roof last night.” “Oh I’m sorry Mr. Smith, yes that storm was really something, wasn’t it? We’ll get help to you right away.” 2. “All our representatives are busy with other customers. Your wait time is approximately 20 minutes. Please hold.” Customers have expressed their greater satisfaction when they have a local agent. A recent study measured the satisfaction of homeowners when they had to file a claim for damages covered under their homeowner’s policy. Local agents are known as the “personal insurance industry”.  Those who have to go through direct channels – typically online or by calling a call center- are much less satisfied with the results. Satisfaction is 50 points higher among customers who file a claim through their agent  than among those who file a claim through “direct channels” For the industry average, the call center experience fails to deliver the same level of service as an agent. Especially during times of hardship when someone’s house has been destroyed or their valuable possessions have been lost, it’s difficult for a call center representative to replicate the personal relationship customers get with an agent. California is subject to storms that can happen at any time.  Your home is probably your largest investment and surely you would like the best coverage and service for it.  Scurich Insurance Services is your local agent.  Why not call them today for a free quote and suggestions for what you need.  They will be ready to help you when you need it. Scurich Insurance Services has proudly served the Monterey Bay area since 1924.  Scurich will take care of all of your insurance needs.  Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy?  Give us a call, we can help! Let Scurich Insurance Services know if you are a Happy Customer! We are located at: Scurich Insurance Services 320 East Lake Avenue, PO Box 1170 Watsonville, CA 95077-1170 Office: 1-831-722-3541 Toll Free: 1-800-320-3666 Website | Facebook | Blog | LinkedIn | Happy Customer