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Here are some featured markets we thought you might be interested in taking advantage of: Professional Liability Insurance, Tower Erectors Insurance, Artisan General Liability Insurance, Property and Casualty Insurance Agents Errors and Omissions (E&O), Sports Insurance, Themed Attraction Insurance, Staffing Risk Workers Compensation Insurance

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Proper Insurance has developed the most comprehensive policy for vacation rentals available- backed by Lloyd's of London and world class customer service.

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Playing outside isn't just for kids. It has tons of benefits for adults. One of the unexpected ones may be that it can lead to lower life insurance rates. It's not always easy to make yourself go outside and exercise, but knowing that the effort can keep you healthy and save you money can be enough for you get off the couch. The more fun you have exercising, the better the results will be. Benefits of Exercise Exercise burns calories and improves your health. Since life insurance rates are based on your health risk factors, regular physical activity can help lower your life insurance rates. These are some of the benefits of exercise. * Lower risk for heart disease and stroke. * Lower blood pressure. * Lower blood sugar levels and risk for diabetes. * Stronger bones. * Better mood. * Clearer mind. Make a Commitment to Exercise Set aside some time to exercise most days of the week. Aim for 30 to 60 minutes, but even 10 minutes is better than nothing. The trick is to find some activities that you love, and any activity that is fun and gets you moving is a good choice. These are some options. * Walk, jog, bike, swim laps, or hike. * Join a local sports league. On the days your league doesn't meet, train for your sport by doing drills, lifting weights, and getting in some cardio. * Take Zumba, boot camp or kickboxing in the park. * Go surfing. Take Advantage of Your Kids! If you have children, they're probably a significant reason why you have life insurance in the first place. Why not use them to help you get in shape? They'll keep you laughing while you exercise. * Play Tag, Follow the Leader, or Hide-and-Seek with younger children. * Play catch, shoot hoops, or kick a soccer ball with older children. * Walk around the field at your children's sports practices, and run to chase any stray balls. Everyone can find an activity that they love as long as they keep searching for it. Keeping yourself in shape will give you more energy and can keep your life insurance rates down.

When you smoke, your risk of developing lung, throat and mouth cancers as well as heart disease, stroke and diabetes increases. You also may experience shortness of breath and increased life insurance premiums. Up to 480,000 people die each year from the effects of smoking, but you can quit. Try four holistic methods as you seek to improve your health today. 1. ExerciseSweat out the buildup of nicotine in your body, relieve depression and reduce boredom when you use exercise to stop smoking. Whether you run, swim, walk or try a different sport, the physical activity increases your odds of quitting.2. LimesIn addition to flavoring entrees and beverages, limes boost your immunity and decrease your body's acidity. Use them to quit smoking when you cut the quarters of a lime into quarters. Chew on one small piece, skin and all, whenever you feel a cigarette craving. 3. Self-MassageProfessional massages relax your body and your mind, which helps you handle nicotine cravings. However, you don't have time for a full-body massage every time you want to smoke. Instead, learn self-massage techniques that are easy to perform multiple times a day. *Use your right thumb and slight pressure to draw a circle in the palm of your left hand. Switch hands frequently.* Massage each finger gently from bottom to top.*Rub your ear lobes in circular motions.4. MeditateReduce tension, stress and anxiety caused by nicotine withdrawal when you meditate. Start by lying down on your back and breathing deeply from your abdomen. Envision yourself cigarette-free and healthy as you exhale and inhale. Spend 15 minutes meditating, and your entire body will be calm and relaxed.Smoking increases your risk of developing a number of deadly illnesses and diseases. It also affects your ability to afford beneficial life insurance coverage that gives your family peace of mind and financial security. Use four holistic methods to quit smoking today, and commit to healthy living.

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