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Okahoma has a new workers compensation law that is causing a lot of turmoil. Among other things, the law changes Oklahoma’s court-based system to an administrative one. The supporters say the change will dramatically reduce workers’ compensation costs to businesses, but opponents have said any cost savings will come at the expense of injured workers. Those oppose have said that this law violates the state Constitution in several ways and should be struck down. The new law was challenged in a lawsuit filed in September. Oklahoma City attorney John McMurry said the lawsuit is not an attack on the Legislation’s attempt to transform Oklahoma’s workers’ compensation system into an administrative system. Instead the lawsuit attacks Provisions of the law that would unconstitutionally delay an injured worker’s access to the state’s court to seek compensation. This would allow employers to “opt-out” of the administrative system and create their own benefit plan for injured workers. What do you think of the new workers compensation law that has caused so much discussion in Oklahoma? For the whole story go Here

If you or your spouse is employed in the military and want to fund your small business, then you can take advantage of several different favorable loan options directed towards veterans, in this article you will learn how to get funded as a veteran. VA loans, or SBA 7 (A), SBA Express and Military Reserve Economic Injury Disaster (MRIDL) loans are actually from the Small Business Administration (SBA) to the veterans or their soldiers or their wives or widows who are being stopped serving in the military or who have their military service has returned from. This loan does not actually originate from the VA or the Veterans Administration. Small Business Administration has an office of Veterans Affairs, which oversees the business debt of veterans. This fund is not paid as a grant. Standard loans that are required to repay, with the attached an interest rate. Types of VA Business Loans SBA has three types of VA loans that how to get funded as a veteran. First, there is SBA Express Loan Initiative for seniors. This program is open for non-veterans, but there is an Advantage Program of SBA veteran who abandons the guaranteed fees for advance loan for everyone who qualifies for this loan. Veterans can borrow up to $ 350,000. Secondly, SBA's 7A (A) loan program provides up to $ 5 million for funding, again for both veterans and non-veterans. However, the Advantage Program of Veterans also applies to this loan, reducing zero guarantee fees for a loan of $ 125,000 or less and a guarantee fee of up to $ 125,000 plus 50% of the guaranteed VAT. SBA provides advice and training to borrowers with debt to help their business enterprises. Third type of business loan MRIIDL or military defensive economic hit disaster loan. This loan provides capital for businesses that can meet their obligations and continue to fulfill their obligations; their principal owner has not been called for military service. Eligibility for VA Loans All active military workers, veterans, service-able veterans, and their current husband or widow are eligible for this loan. Those who obtain a disrespectful discharge are not eligible for the insurance loan program. If you retire within 24 months of separation or retirement within 12 months of the separate duties department, you can qualify for SBA Express Loan Program. Reservists and National Guard are also eligible as well. Types of Businesses That Can Borrow Must have at least 51% percent of eligible experience on the business. Most businesses meet the eligibility requirements, unless the company is a pyramid project, gambling business or a loan business. Also, the business will be a profitable business. Non-profit is not eligible. What Can the Loan Proceeds Cover? SBA Express or 7 (a) fees may be used for most business plans. For example, you can add your main business to your business, cover the cost of buying new products, purchasing a product, purchasing a real estate for your business, obtaining purchases, retrieving business services, expanding your business, updating trade and contract with the government (contract), establish your business for the convenience of your transmission, and retrieve yourself from disasters such as wind, wind, and earthquake.

All Insurance Underwriters (AIU) is a Master General Agency (MGA) consisting of an accomplished team of experienced professionals in key positions. The company mission is simple "provide quality workers compensation markets to our agency partners in a broad array of industries regardless of size, risk or prior experience". Our proven workers' compensation insurance products assist our agency partners and their clientele in obtaining quality yet affordable coverage nationwide.

We are a startup Independent Insurance Agency, located in Kansas City, MO. Licensed in both P&C as well as Life & Health for the states of MO & KS. The owner has 8 years of running accounting and income tax business. We have 3 unlicensed CSR - undergoing classes for licensing exams. We are a looking to get into some kind of Niche / Specialty / Commercial Markets. We are good at marketing and reaching out. Looking forward to connecting with the "Right Partner(s)" on fair terms and conditions - Win Win. Let us connect and discuss how may we collaborate. Owner: Ahmad Celll - Text only: 816-349-1408 E Mail: [email protected] Office: 816-241-5477 Qualifications: Education: 2013 - Licensed in P & C as well as Life & Health for MO & KS 1999 - MS Computer Studies - Northwest MO State UniversityPractical Experience 2007 - to date: Business / Entrepreneur:Been Successfully running Income Tax & Accounting / Para Legal Business. 1999 to 2006 - Software Engineer / Architect for Telecommunication Companies. 1983 to 1997 - Management & Administration.

I need a market that can provide coverage for a private therapy home based business in addition to general liability. My client owns a home and it is used as a home therapy retreat center for patients who need additional help with physical therapy. They have the option to stay in the home in one of the rooms or they can just come for a session and leave. My client has a physical therapists who work with the patient and they are sub-contracted and my client only handles the administration part of the business.

We are a startup Independent Insurance Agency, located in Kansas City, MO. Licensed in both P&C as well as Life & Health for the states of MO & KS. The owner has 8 years of running accounting and income tax business. We have 3 unlicensed CSR - undergoing classes for licensing exams. We are a looking to get into some kind of Niche / Specialty / Commercial Markets. We are good at marketing and reaching out. Looking forward to connecting with the "Right Partner(s)" on fair terms and conditions - Win Win. Let us connect and discuss how may we collaborate. Owner: Ahmad Celll - Text only: 816-349-1408 E Mail: [email protected] Office: 816-241-5477 Qualifications: Education: 2013 - Licensed in P & C as well as Life & Health for MO & KS 1999 - MS Computer Studies - Northwest MO State UniversityPractical Experience 2007 - to date: Business / Entrepreneur:Been Successfully running Income Tax & Accounting / Para Legal Business. 1999 to 2006 - Software Engineer / Architect for Telecommunication Companies. 1983 to 1997 - Management & Administration.

We are a startup Independent Insurance Agency, located in Kansas City, MO. Licensed in both P&C as well as Life & Health for the states of MO & KS. The owner has 8 years of running accounting and income tax business. We have 3 unlicensed CSR - undergoing classes for licensing exams. We are a looking to get into some kind of Niche / Specialty / Commercial Markets. We are good at marketing and reaching out. Looking forward to connecting with the "Right Partner(s)" on fair terms and conditions - Win Win. Let us connect and discuss how may we collaborate. Owner: Ahmad Celll - Text only: 816-349-1408 E Mail: [email protected] Office: 816-241-5477 Qualifications: Education: 2013 - Licensed in P & C as well as Life & Health for MO & KS 1999 - MS Computer Studies - Northwest MO State UniversityPractical Experience 2007 - to date: Business / Entrepreneur:Been Successfully running Income Tax & Accounting / Para Legal Business. 1999 to 2006 - Software Engineer / Architect for Telecommunication Companies. 1983 to 1997 - Management & Administration.

Who are best wholesale brokers / carriers to write workers compensation for Tow Truck Services in FL only

A new look is in the works for the “Nutrition Facts” labels that are found on nearly every food package in grocery stores. Some changes that will be made are Calories will be in a larger bolder font. Serving sizes will be updated to be more realistic; will be easier to see if there are added sugars. When the labels were created two decades ago the main focus was Fat. People now focus on how many Calories they are eating. The serving size have long been misleading, with many single serving packages listing multiple servings, this was to make the calorie count lower. "Our guiding principle here is very simple, that you as a parent and a consumer should be able to walk into your local grocery store, pick up an item off the shelf and be able to tell whether it's good for your family," said first lady Michelle Obama, who joined the Food and Drug Administration. What do you think of this change? Is it too much for something that already works? Or do you think this is a well over due change that needs to be made?

A+ property and casualty insurance carrier is seeking a Reverse Flow Manager, responsible for the development and management of commercial lines business to ensure profit and meeting revenue goals for multi national and reverse flow business segments. This position is responsible for the management of the Multinational/Reverse Flow Underwriting and Operations Departments, which includes and not limited to staff development and training of underwriting and support staff, manages and controls underwriting processes to ensure standards for quality and compliance, monitors, recommends and implements improvements in business process to ensure that effective and efficient work flows are being maintained as well as achieving high levels of customer service. This is a senior management position who coordinates and addresses customer related issues and administrative oversight of all local units(Underwriting, Operations, Claims, Loss Control, Ocean Marine and Marketing). The qualified candidate should possess a Bachelors Degree with proficient knowledge of commercial property and casualty coverages(workers compensation, general liability, auto, property, ocean marine) with management experience in underwriting and and underwriting service operations. Strong leadership skills managing insurance carrier professionals. Experience managing reverse flow/global business is preferred. Compensation 150K+DOE including bonus plan and full benefits package. Please submit resumes to Cat Oliveira, Recruitment Specialist at [email protected]