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Hi All, I'm in some uncharted territory, preparing to sell homeowners insurance in southern and coastal states. Our agency has yet to quote or issue any home policies down south, which is why I'm reaching out on here to see if anyone has any helpful tips or advice for me. The specific question has to do with building code grades, or the "Building Code Effectiveness Grading Schedule" (BCEGS) as it relates to writing homeowners policies. Now that we will be selling in states like Florida, where there are greater exposures to things like hurricanes, the Building Code Grade will likely be a rating factor. Does anyone on here has experience with issuing homeowners policies where these building codes were at play? Is there a specific type of document (home appraisal? other form?) that is used to verify the building code? What documentation/proof the insurance companies require? Basically any information at all about the BCEGS would be appreciated. I want to make sure we are fully prepared for this new factor when quoting and issuing homeowners business in new territory. + Multi Quote Top PS - in case this information is at all helpful... our agency uses a comparative rater, and there is a field that asks for the Building Code Grade. The options are "Ungraded" (which we have always used, here in the Northeast), or 1, 2, 3... up to 10. Thanks again everyone!

Hi, I have an insured who owns a building and leases to a restaurant and retail flooring store. A fire started in the restaurant which caused significant damage to the building. The building is now vacant and the rebuild will start within 60 days. I've had the building covered with Farmers Ins but the policy is being non-renewed 03/25/17. I've got a builders risk quote but need premise liability. Anyone know of a company that will write. Thank you. Dena Allen

...cres in Oklahoma..  with 10 buildings…and a few other things to insure…to...

Yes you read that right! Facebook is building its own apartment complex so that employees never have to leave work. Adding to the many perks of working at Facebook’s campus is now an opportunity to move in next door–because who isn't sick of their healthy work/life balance?+ The social media giant announced plans to erect a community development a mere 1.5 miles from the Menlo Park, Calif. sprawl. The $120 million, 630,00 square-foot complex will house 394 units including studio apartments and three-bedroom apartments, with a handful of units set aside for non-Facebook employees and low-income residents.Facebook hired local developers St. Anton Partners to helm the project located between the 101 freeway and salt marshes, according to the Wall Street Journal. The company has not disclosed how much they plan to invest. Construction begins this month and is expected to be complete in 24 months. Read more: http://newsfeed.time.com/2013/10/04/facebook-building-its-own-apartment-complex-so-employees-never-ever-have-to-leave-work/#ixzz2gmALFRK4

Anyone have a market for a small (2 buildings totaling 16 units) apartment comple...

Looking for Workers Compensation Florida Market for experienced a/c contractors that work on Condo's etc over 3 story-up to 18 story with no prior history.

startup building composite kayaks and canoes. Small amount of wood used and does have paint shop. Need a BOP, has a building.

Social Media Marketing you say? In the Insurance Industry you say? We say, "HECK YES!" Creating and maintaining an active and effective social media presence is hard work. There are countless hours that you slave over your computer, AFTER your agency has closed its doors and turned on the batphone for late night claims. In those same 10 hours you put into stumbling around Facebook, and maybe LinkedIn, filling out the bare minimum profile requirements, Transformer Marketing can do that and more. We are the experts of social media marketing, and we pride ourselves on knowing everything Facebook, LinkedIn and Twitter has to offer. There are different aspects to each social platform. With Facebook and LinkedIn, once you create your personal profiles, you can build a company page to interact with and gain followers or people that "Like" your business. These are people that may or may not be connected to your personal profile in any way, which is a good thing! Having a company page is like having a goldmine when it comes to building a brand. The more people that connect to your company page, the more reputation you gain, the more your brand sticks out in a prospects mind when they need that great Insurance Professional. For Twitter, hash tags (#) are all the rave. Do you have a very specific target audience you are trying to reach? How about #Retirement or, #Auto possibly, #WorkersComp? You know how only 10% of the iceberg is above the water? The same goes for Twitter, most people do not realize what a full blown Twitter assault can do for their company. For more information on how to Transform your social media presence and surpass your competition, contact a Transformer Marketing Representative today! Give us a call at (909) 547-6212 or visit TransformerMarketing.com

Friends, I would love to get your opinion on my new startup Risk Matrix. The idea is pretty simple: the average insurance agent has no time or resources to know about all programs, wholesalers, mgas, carrier appetites etc that exist in the marketplace. There are thousands of carriers. So an average agent misses out on a lot of opportunities to work with a wholesaler because agent doesn’t know that wholesaler writes particular piece of business. On the other side, wholesalers and direct carriers spend A LOT of time declining business or advising agents that they don’t have the market for the piece of business they are trying to place. The whole system has to be more efficient. So I came up with the idea to create a matrix, kind of like periodic system in chemistry. Let’s say the agent needs to place an apartment building. He keys in several criteria’s (age of the building, construction type, occupancy) and based on that he gets that Nationwide would decline the risk, so would Starr Indemnity, but Colony through Hull & Co would. If agent is already working with Hull&Co, Hull&Co will be one of the first companies in the search queue. At that time, the agent will have the option to actually send the submission to the wholesaler through the platform and he will do so by completing risk specific questionnaires and accords. He will also have a tool to communicate with the underwriting team. Then, wholesaler would upload the quote to the platform and if the agent likes it he will have the opportunity to bind it through the system. At the end the idea is to help agents to know the marketplace and to help wholesalers to get ONLY the business the like to write. <o:p></o:p>

If you have 5+ years leadership in the Personal Lines Homeowners area this is a great leadership opportunity. Help develop in-house training, mentor, coach, groom, and train underwriting team. Build metrics to gauge performance. Must come from a homeowners company with some experience teaching and mentoring. Click on the link below: http://completemarkets.com/company/criterion-executive-search/Careers/5800/Detail-for-Homeowners-Underwriting-Training-Manager/