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Hello, I have a book of business in a specific industry segment I am looking to buy from my current agency. Annual premium of the book is $2 million, with 98% being commercial, and 2% personal lines. Gross annual revenue is $223,000. Knowing that no one else in the agency could nor would service this sector as I do from a knowledge of the market, travel time(as accounts are all over the country), and always being "the face of the franchise" to my customers, can anyone provide what you would think would be fair to offer to buy my book out from current agency? With how much down and amount of time to pay off remainder? Any help would be appreciated. Thank you for any insight and input you can provide.

...es and sets up at flea markets and fairs. The prospect has a clean driving rec...

Hi All, This specific to California. There are some ZIP CODES in California that carriers have a MORATORIUM on Fire Insurance, on of the areas are the San Bernardino Mountains. Besides the DIC policies with the California Fair Plan companion policy, what other carriers would provide a full comprehensive policy? I know of Lexington will, Lloyds I heard just pulled out, any others? Also, I have heard from other agents that there is no coverage for Multi-million dollar homes in that area, too much for CFP

...vice for small local festivals and fairs (alongside money holders) and small e...

We are a startup Independent Insurance Agency, located in Kansas City, MO. Licensed in both P&C as well as Life & Health for the states of MO & KS. The owner has 8 years of running accounting and income tax business. We have 3 unlicensed CSR - undergoing classes for licensing exams. We are a looking to get into some kind of Niche / Specialty / Commercial Markets. We are good at marketing and reaching out. Looking forward to connecting with the "Right Partner(s)" on fair terms and conditions - Win Win. Let us connect and discuss how may we collaborate. Owner: Ahmad Celll - Text only: 816-349-1408 E Mail: [email protected] Office: 816-241-5477 Qualifications: Education: 2013 - Licensed in P & C as well as Life & Health for MO & KS 1999 - MS Computer Studies - Northwest MO State UniversityPractical Experience 2007 - to date: Business / Entrepreneur:Been Successfully running Income Tax & Accounting / Para Legal Business. 1999 to 2006 - Software Engineer / Architect for Telecommunication Companies. 1983 to 1997 - Management & Administration.

We are a startup Independent Insurance Agency, located in Kansas City, MO. Licensed in both P&C as well as Life & Health for the states of MO & KS. The owner has 8 years of running accounting and income tax business. We have 3 unlicensed CSR - undergoing classes for licensing exams. We are a looking to get into some kind of Niche / Specialty / Commercial Markets. We are good at marketing and reaching out. Looking forward to connecting with the "Right Partner(s)" on fair terms and conditions - Win Win. Let us connect and discuss how may we collaborate. Owner: Ahmad Celll - Text only: 816-349-1408 E Mail: [email protected] Office: 816-241-5477 Qualifications: Education: 2013 - Licensed in P & C as well as Life & Health for MO & KS 1999 - MS Computer Studies - Northwest MO State UniversityPractical Experience 2007 - to date: Business / Entrepreneur:Been Successfully running Income Tax & Accounting / Para Legal Business. 1999 to 2006 - Software Engineer / Architect for Telecommunication Companies. 1983 to 1997 - Management & Administration.

We are a startup Independent Insurance Agency, located in Kansas City, MO. Licensed in both P&C as well as Life & Health for the states of MO & KS. The owner has 8 years of running accounting and income tax business. We have 3 unlicensed CSR - undergoing classes for licensing exams. We are a looking to get into some kind of Niche / Specialty / Commercial Markets. We are good at marketing and reaching out. Looking forward to connecting with the "Right Partner(s)" on fair terms and conditions - Win Win. Let us connect and discuss how may we collaborate. Owner: Ahmad Celll - Text only: 816-349-1408 E Mail: [email protected] Office: 816-241-5477 Qualifications: Education: 2013 - Licensed in P & C as well as Life & Health for MO & KS 1999 - MS Computer Studies - Northwest MO State UniversityPractical Experience 2007 - to date: Business / Entrepreneur:Been Successfully running Income Tax & Accounting / Para Legal Business. 1999 to 2006 - Software Engineer / Architect for Telecommunication Companies. 1983 to 1997 - Management & Administration.