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Hello. I am looking for a carrier that would have an appetite for property & GL coverage for a retreat center that specializes in fitness & weight loss. Ever see the show "Biggest Losers". Well...this is kind of like that but the clients pay to come stay for a week or so where they go through a training. The way I see it, there are two components. One is to make sure that the property is properly insured. Second, need to make sure the owner of the business can get GL/PL coverage for her operations. The insured has been turned down by Markel & K&K already. Not sure what other markets to approach. Very interesting risk....kind of like a health club/hotel/retreat center. Challenging deal... Thanks for your thoughts on this one.

I need a market that can provide coverage for a private therapy home based business in addition to general liability. My client owns a home and it is used as a home therapy retreat center for patients who need additional help with physical therapy. They have the option to stay in the home in one of the rooms or they can just come for a session and leave. My client has a physical therapists who work with the patient and they are sub-contracted and my client only handles the administration part of the business.