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So here's the deal. I have a bookkeeping & tax business, and I am also fully licensed in Idaho (Life/Health and Property/Casualty) and I have an fully licensed agency in Idaho. I am really busy with the accounting portion of my business, but I currently have requests for quotes for commercial auto, business owners and commercial liability waiting to be quoted. But with my other workload, I just haven't had time to jump on anything. I don't want to lose them completely, but I just am pushing the limits on my time. So I am looking for someone that I can get to quote and write the policies, but I would like to still be compensated. I would service the accounts, because they would be bookkeeping and tax clients as well and I would be the "trusted adviser". Is there someone out there who can help me? With the bookkeeping business, I am constantly getting requests for commercial coverage for new and/or small businesses. But I don't have time to put all of the paperwork together and deal with back and forth to get it placed. I'd gladly give up the majority of the commission to keep my clients happy. And I really would like to run any commissions under my agency, if possible. So basically I make the initial contact, your company actually writes the policy doing all of the footwork on the back end and keep a sizable piece of the commission. And then I will be the contact for the client for any service needs. I'd love to hear any thoughts on the whole idea. A. Brian Cogan

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Remember the days of paper files and 90 page policies? Technology may have saved our backs from stooping & bending and even prevented those irritating paper cuts, but has it solved the problem of getting that 90 page policy from your desk to your client? “Email it!” you say? That’s not a bad idea. But is it the best one? Convenience says yes, security says maybe and server limitations say - not so quick! As a broker, many times I would receive a call from an underwriter asking if I knew why my email told his email that a file could not be received by my server. My answer – “Wha?” When relying on email alone, situations like this can be problematic. With paper mail becoming less and less desirable and logistically more cumbersome, one solution may be having multiple solutions. What is your agency doing to ensure the successful retrieval of your insurances documents? How do you get those documents out to your clients? As we look into different methods of delivery, consideration of our brokers needs and wants is first and foremost! Your thoughts and ideas are greatly appreciated.

I need suggestions on a market that can write business insurance for a small moving company here in CO. My client has 3 employees but no trucks, he rents the trucks from Uhaul. He is a start up business so I need a market that is willing to work with this.

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There are many different types of premiums offered to businesses. Without proper coverage, a company could be at high risk for lawsuits, disasters, and now even cyber attacks. Its so important for businesses to be properly covered through a protective liability policy as well as workers compensation. Most of my businesses are written through Zurich, but some are through Liberty Mutual and Travelers which are the top three writers of commercial lines. Who are your main commercial writers? http://www.iii.org/facts_statistics/commercial-lines.html

Hello, Does anyone have a WC market that will write coverage for a moving company with a lapse in coverage since 05/18/2017? Payrolls are $400K. Please send only companies that you have placed this type of business with. I have declinations from the following wholesale markets Risk Exchange, TKG, All Risks and ARC Excess. Many thanks for your help. Althea

All Insurance Underwriters (AIU) is a Master General Agency (MGA) consisting of an accomplished team of experienced professionals in key positions. The company mission is simple "provide quality workers compensation markets to our agency partners in a broad array of industries regardless of size, risk or prior experience". Our proven workers' compensation insurance products assist our agency partners and their clientele in obtaining quality yet affordable coverage nationwide.