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Terrace CIM Carrier Interface Management Software Terrace CIM is advanced, flexible software designed for the Insurance industry. CIM allows 1) carriers to create download files for agencies and 2) agencies to process carrier information and store it locally. CIM is a simple, fast 'out of the box' solution for your interface processing requirements. Elegant, Scalable Architecture Terrace CIM utilizes a simple architecture for creating and processing Insurance information. The server / schema architecture integrates highly-available Windows Server services with abstracted file descriptions. CIM Engine The CIM engine is built to process a high volume of data - unattended - with complete support for activity logging, error processing and failover. The CIM engine is bi-directional, facilitating the writing and/or reading of standard files. CIM Schemas Terrace has abstracted each Insurance file description into simple, self documenting XML schemas. These schemas drive parsing and storage of the policy and accounting data. All Lines of Business CIM is built to process a variety of data, including Policy files (Personal Lines and Commercial Lines), Claims and Accounting (e.g., direct bill transactions). CIM processes standard files (AL3, ACORD XML, CSIO) and non-standard files (Excel, ASCII, etc.). Agencies & Carriers Terrace CIM is built to support reading and/or writing of standard and non-standard insurance files. All vendor agency systems are supported.

Auto GL, Phys Dam, and Excess Coverage for Dump and Roll-Off Fleets Program overview — Amwins Underwriting / Trinity Underwriting Managers Trinity Underwriting Managers (TUMI), part of the Amwins Underwriting division, offers a focused commercial auto program for dump and roll-off truck fleets. Our underwriting team brings deep trucking expertise and fast, practical service so you can place accounts efficiently and keep your clients moving. Ideal accounts and appetite Agents can use this program for trucking professionals who haul loose materials and roll-off containers, including: Sand, gravel and other aggregates Roll-off containers for construction debris or agricultural products Fleets from 1 to 100 power units (some restrictions on older power units) Not eligible: new ventures, scrap metal haulers, garbage trucks, mix-in-transit operations, hazmat, and frac sand. Coverage highlights Auto liability available up to $1,000,000 General liability up to $1,000,000 Physical damage on a stated amount basis with selectable deductibles Excess limits available to broaden primary limits Admitted and non-admitted options with A.M. Best "A" rated carriers Underwriting notes Preferred for established operators with proven loss history and stable operations. Expect restrictions for older power units; specify unit ages and VINs on submission. New ventures and high-hazard commodities (e.g., frac sand, hazmat) are declined. Physical damage is written on a stated amount basis — provide vehicle schedules and values. Contact underwriting for questions about fleet mix, mileage, and driver qualification controls. Example accounts that fit A family-owned construction aggregate hauler with 12 power units and routine routes between quarries and local jobsites. A regional roll-off container operator with 25 units hauling construction debris for municipal and private contractors (no hazmat). Territories and availability Available in: AL, AZ, AR, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, ME, MD, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WV, WY. The program supports admitted and non-admitted placements where appropriate. Why place with Amwins Underwriting (TUMI) Specialized underwriting team focused on dump and roll-off exposures. Access to A.M. Best "A" carriers across admitted and non-admitted markets. Streamlined placement for single-unit up to mid-size fleets (1–100 units). Responsive service for quoting, policy issuance, and endorsement handling. To learn more about our program, please visit our website. Frequently Asked Questions What types of accounts are the best fit for this Dump Trucks program?Accounts that haul aggregates (sand, gravel) or operate roll-off containers for construction debris or agriculture, with fleets from 1 to about 100 power units and an established loss history, are ideal fits. New ventures, scrap, garbage, mix-in-transit, hazmat, and frac sand operations are not eligible. What coverages and limits can I quote through this program?The program offers auto liability up to $1M, general liability up to $1M, physical damage on a stated amount basis with deductible options, and excess limits where appropriate. Both admitted and non-admitted markets are available. Are there vehicle-age or equipment restrictions?Yes. The program places some restrictions on older power units. Provide vehicle ages, VINs, and values at submission so underwriting can confirm eligibility and pricing. How should I submit a prospect for review?Include a complete vehicle schedule (VINs, model years, stated values), driver abstracts, loss runs, and details on operations and commodities hauled. Clear documentation of driver qualification and maintenance programs speeds the review. Is this available nationwide?This program is available in the states listed above and supports admitted and non-admitted placements. Check state availability for specific territories before submission. Need help placing an account? Connect with a market specialist.

Title Agents / Title Abstractors / Escrow Agents — Professional Liability Preferred Concepts LLC places professional liability (Errors & Omissions) coverage for title agents, title abstractors and escrow agents through a program underwritten by Mercator Risk Services. Mercator writes title agent E&O nationwide and can provide coverage in all states and the District of Columbia. This program is designed for independent agents and brokers seeking a specialized market for title-related professional liability exposures. Overview While frequency of title-related professional liability claims is relatively low, when they do occur the severity can be significant. Typical claims allege financial loss by a client caused by an error or omission in title searches, closing or escrow handling. Mercator’s program responds on a claims-made basis, with limits and deductibles underwritten to match the size and operations of the insured. Preferred Concepts LLC can help you identify the best placement within the Mercator program or other available carriers. Ideal Accounts and Appetite Title agents, independent abstractors and escrow agents of varying sizes. Companies conducting title searches, preparing title commitments, issuing closings, and handling escrow funds. Standard accounts as well as hard-to-place, distressed or unusual accounts, including those with prior claims or financial impairment. Coverage Highlights and Advantages Professional liability (E&O) tailored for title operations — written on a claims-made basis. Ability to consider accounts with prior claims or financial issues that other markets may decline. Limits and deductibles sized to the account’s operations; terms vary by carrier and risk profile. Access to multiple carriers through Mercator and other markets — Preferred Concepts can help you navigate options. Underwriting Notes Mercator can usually accept a standard application you already have (except for renewals); they also offer a specialized application when needed. Provide full details on prior claims, escrow practices, controls, and financial condition to get the most accurate quote. Terms are risk-specific — limits, retentions and pricing vary by size of operations, prior loss history, and control environment. Territories and Availability Available throughout the U.S.: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place This Business Through Preferred Concepts LLC Wholesale broker access to Mercator Risk Services and multiple carrier options for title E&O. Experience placing routine and harder-to-place title, abstracting and escrow risks. Support through the submission process, including guidance on applications and documentation needed for underwriting. If you have a client that needs title agents, abstractors or escrow agents professional liability, please contact Mercator Risk Services at (860) 527-9717 or e-mail [email protected]. Additional product information, applications, and specialty lines resources are available on Mercator’s website: www.mercatorpro.com. Frequently Asked Questions What types of title operations are a good fit for this program?Independent title agents, abstractors and escrow agents that perform searches, prepare commitments, manage closings, or handle escrow funds are a good fit. The program accepts routine exposures as well as some non-standard or distressed accounts. Can you place accounts with prior claims or financial issues?Yes. Mercator’s program and the carriers available through Preferred Concepts routinely consider hard-to-place accounts, including those with prior claims or financial impairment, though those risks will be evaluated case-by-case. Is coverage written on an occurrence or claims-made basis?Coverage is generally written on a claims-made basis. Limits, retentions and specific wording will depend on carrier underwriting and the insured’s operations. What do you need to start a submission?Underwriters typically ask for a completed application, loss run history, description of escrow controls and closing procedures, and any financial information relevant to the operation. Mercator can usually start from an application you already use or provide a specialized application. Which states is the program available in?The program is available nationwide, including all U.S. states and the District of Columbia. Need help placing an account? Connect with a market specialist.