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Finding the right coverage for an Independent School can be challenging. Your clients need protection tailored to their unique exposures—ranging from athletics and student well-being to sensitive areas like sexual misconduct, discrimination, and harassment. Selecting the right insurance partner is just as critical as choosing the right faculty, facilities, or curriculum. Comprehensive Protection for Independent Schools At Education Insurance Services (EIS), we’ve developed a specialized insurance program designed exclusively for Independent Schools. This comprehensive package, created in partnership with United Educators—a risk retention group that is 100% focused on the education sector—ensures your clients receive coverage aligned with the risks they regularly face. Your client goes above and beyond for their students and staff. Who goes above and beyond for your client? The EIS Independent School Focus package delivers broad protection with limits and options built around the operational realities of private and independent educational institutions. Program Highlights and Coverages Our tailored program includes both liability and property coverage, addressing day-to-day risks as well as more complex liability exposures: • Educators Legal Liability up to $11 million • Primary General Liability up to $1 million • Fiduciary Liability up to $5 million • Excess General Liability up to $10 million • Business Income Protection • Real and Personal Property Coverage • Employment Practices Liability • Security Guard Liability • Discrimination and Harassment Coverage • Employee Benefits/ERISA Liability • Athletic Liability • Sexual Molestation and Abuse Coverage • Alcohol-Related Claims • Educational Malpractice • Boarding School Coverage • Allied Health Professional Liability • Compensatory Damages • Errors and Omissions • Associated Defense Costs • Civil Penalties Related to Prohibited Transactions We also offer commercial auto and workers compensation. Our commercial auto provides up to $1 million in coverage for a combined single limit, and our workers comp coverage is guaranteed cost—giving schools predictable budgeting and peace of mind. Ideal Accounts and Appetite This program is designed for private and independent K-12 schools, including day schools and boarding schools. It’s especially well-suited for institutions with robust extracurricular programs, athletic departments, or on-campus housing. You might have a client operating a private boarding school with dormitories and athletic facilities, or a preparatory academy with high student engagement. These are ideal fits for this program. Territories and Market Access Our Independent Schools program is available in the following states: AL, AK, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, WY. We offer access to both admitted and non-admitted markets, depending on the state and specific risk profile. Why Work With Education Insurance Services? As a Managing General Agency with deep expertise in educational institutions, EIS is uniquely positioned to support agents and brokers working with independent schools. Our exclusive partnership with United Educators ensures your clients benefit from a carrier solely dedicated to education-sector risks. You'll also have access to responsive underwriting and knowledgeable support that understands the nuances of school operations. If you're interested in learning more about our Independent Schools program and how we can help you better serve your clients, contact us today. We understand the issues that are most important to Independent Schools! Frequently Asked Questions What types of accounts are a good fit for this program?Private and independent K-12 schools, including day and boarding schools, are ideal. Schools with athletics, dormitories, or specialized programs benefit most from the coverage options. Is this program available nationwide?It is available in most states, including CA, TX, FL, NY, and many others. Please check with us for availability in your client’s specific location. What makes this program different from standard commercial packages?This program is built specifically for schools and includes education-sector coverages like educators legal liability, sexual misconduct, and educational malpractice that typical packages often exclude. Can I access this program if I’m not appointed with United Educators?Yes. As the exclusive provider of the Independent School Focus package from United Educators, EIS can offer you access without direct appointment. Are both property and liability coverages included?Yes. The program offers a comprehensive package that includes both property and a wide range of liability protections tailored to independent schools. Need help placing an account? Connect with a market specialist.

Comprehensive School Insurance Solutions from RPS NIPC RPS NIPC delivers tailored insurance solutions for a broad range of educational institutions. As a program administrator, we place comprehensive school packages through an A+ XV admitted carrier, American Alternative Insurance Corporation (AAIC). Our goal is to help agents and brokers place educational accounts confidently with flexible options for both public and private institutions. Ideal Accounts and Target Classes This program is built for agents seeking coverage for educational clients, including: Public Schools (K–12) Private and Parochial Schools (K–12) Charter Schools Vocational and Technical Schools Colleges and Higher Education Institutions From a small private academy to a multi-site charter network, RPS NIPC evaluates each school’s exposures and tailors coverage to fit operational needs. Coverage Highlights and Program Strengths The school-focused package addresses the common and unique risks that educational institutions face. Available coverages include: Property form tailored for school exposures General Liability Educators Management Liability Fiduciary Liability Sexual and Physical Abuse (separate limits) Automobile Excess Liability Workers Compensation (available as part of the package) Cyber Liability (available; state availability may vary) Our underwriting and forms are designed to protect staff, students, and school operations while keeping placement straightforward for brokers. Underwriting Considerations and Minimum Premiums Each submission is underwritten individually. Minimum premiums vary by school size, location, and coverage selections. Underwriters review exposures such as student population, on-site activities, athletics, transportation operations, and abuse-prevention controls when assessing submissions. You should expect a review of loss history, management practices, and any special programs or high-risk activities. Our team works with agents to streamline submissions and often provides clear guidance on documentation needed for quick quotes. Territories and Availability This program is available in all 50 states and Washington, D.C. Note that Cyber Liability and some other components may be subject to state-specific rules or restrictions; contact us to confirm availability for a particular state. Please call 360-626-6188 for details on state-specific guidelines and coverage availability. Why Work with RPS NIPC RPS NIPC combines deep expertise in educational insurance with admitted-market capacity through AAIC. We provide responsive underwriting, tailored forms for school exposures, and a single point of contact to help move placements efficiently. Our team understands the operational nuances of schools and can structure a package to address liability, property, management exposures, and abuse-related limits. Example scenarios that fit this program: A growing K–8 private school seeking combined Property, GL, and Educators Management Liability with separate abuse limits. A charter school network that needs campus property coverage, automobile liability for student transport, and excess liability layers. For more information on RPS NIPC and our Specialty Programs, please visit our website. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for public and private K–12 schools, charter schools, vocational and technical schools, and colleges seeking a package policy tailored to educational exposures. Is this program available in all states?Yes. The program is available in all 50 states and Washington, D.C. Keep in mind some coverages, such as Cyber Liability, may have state-specific availability or limitations. Can Workers Compensation be written as standalone coverage?No. Workers Compensation is offered only as part of the complete package policy under this program. Is the program written on an admitted basis?Yes. Policies are written through an A+ XV admitted carrier, American Alternative Insurance Corporation (AAIC). What is the minimum premium for this program?Minimum premiums vary based on the size and scope of the account. Contact the underwriting team for specific guidance on your submission. Need help placing an account? Connect with a market specialist.

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National Online Wholesaler – Real-Time Quotes Available Online AgentSecure provides a fast, national wholesale platform built for independent agents and brokers. The National Online Wholesaler – Real-Time Quotes Available Online program lets you quote, bind and manage a wide range of personal and commercial lines through a single web portal — with real-time pricing from top-rated carriers and immediate policy documents upon binding. Overview of the Program From AgentSecure AgentSecure specializes in digital access to non-admitted markets and streamlined workflows for standard and hard-to-place accounts. Our platform reduces manual submissions and back-and-forth underwriting by delivering instant, indicative quotes and the ability to bind coverage online. That speed expands clients’ options and shortens placement cycles so you can service more accounts with less administrative overhead. Ideal Accounts and Appetite This program fits agents who need quick placement or access to non-admitted capacity. Typical accounts include: Small to mid-sized commercial risks (contractors, retail shops, professional services) Specialty property and casualty accounts that need flexible forms or endorsements Personal lines with unique exposures — high-value homes, vacation properties, or unusual hobby-related risks Accounts that require rapid turnaround and digital quoting/binding What generally fits: small contracting businesses with modest payroll, boutique retail stores, landlords of small multi-family buildings, and homeowners with secondary residences. What typically does not fit: large commercial programs, heavily loss-prone accounts requiring complex facultative placement, or classes needing admitted-only capacity. Coverage Highlights and Advantages Key features agents rely on: Real-time online quoting across multiple lines for faster shopping Access to non-admitted markets when admitted options are limited or unavailable Instant binding and immediate delivery of policy documents User-friendly quote management and streamlined submission workflows Broad carrier access and competitive forms — carrier availability varies by risk These capabilities let you present more solutions to clients who need flexible terms or faster turnaround than traditional markets can provide. Underwriting Notes and Minimum Premiums Underwriting guidelines vary by carrier and class of business. The platform surfaces carrier-specific eligibility and pricing so you can quickly evaluate fit without a full submission. Minimum premiums differ by carrier and line; the system highlights applicable minimums during quoting so you can assess economics before binding. Territories and Availability This program is available nationwide: All 50 states plus Washington, D.C. You can place business across the country through the same login and workflow without separate appointments for each state. Why Work With AgentSecure on This Business AgentSecure combines digital speed with wholesale market access. For independent agents, that means fewer manual submissions, faster response times, and an expanded set of carriers for non-standard or time-sensitive accounts. Our platform is designed to help you place business more efficiently while giving clients reliable coverage options when traditional admitted markets are constrained. Example scenarios: You have a client who runs a small contracting business and needs general liability and inland marine coverage quickly for a new project; or a homeowner buying a seasonal property that requires specialty property terms — you can generate quotes and bind coverage same day through the portal. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-sized commercial risks, specialty property & casualty accounts, and personal lines with unique exposures are good fits—especially when you need fast quoting and access to non-admitted capacity. Do I need to submit full applications to get a quote?No. The AgentSecure platform provides real-time, indicative quotes without lengthy submissions. You can finalize details and complete applications as needed after initial pricing. Is this program available in all states?Yes. Coverage is offered in all 50 states plus Washington, D.C., with carrier availability varying by state and risk. Can I bind coverage online?Yes. Once you accept a quote you can bind coverage and download policy documents instantly from the platform. What types of carriers are available through this program?AgentSecure provides access primarily to non-admitted markets. Specific carriers depend on the class of business and location and are vetted for financial strength and form competitiveness. Need help placing an account? Connect with a market specialist.