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Comprehensive School Insurance Solutions from RPS NIPC RPS NIPC delivers tailored insurance solutions for a broad range of educational institutions. As a program administrator, we place comprehensive school packages through an A+ XV admitted carrier, American Alternative Insurance Corporation (AAIC). Our goal is to help agents and brokers place educational accounts confidently with flexible options for both public and private institutions. Ideal Accounts and Target Classes This program is built for agents seeking coverage for educational clients, including: Public Schools (K–12) Private and Parochial Schools (K–12) Charter Schools Vocational and Technical Schools Colleges and Higher Education Institutions From a small private academy to a multi-site charter network, RPS NIPC evaluates each school’s exposures and tailors coverage to fit operational needs. Coverage Highlights and Program Strengths The school-focused package addresses the common and unique risks that educational institutions face. Available coverages include: Property form tailored for school exposures General Liability Educators Management Liability Fiduciary Liability Sexual and Physical Abuse (separate limits) Automobile Excess Liability Workers Compensation (available as part of the package) Cyber Liability (available; state availability may vary) Our underwriting and forms are designed to protect staff, students, and school operations while keeping placement straightforward for brokers. Underwriting Considerations and Minimum Premiums Each submission is underwritten individually. Minimum premiums vary by school size, location, and coverage selections. Underwriters review exposures such as student population, on-site activities, athletics, transportation operations, and abuse-prevention controls when assessing submissions. You should expect a review of loss history, management practices, and any special programs or high-risk activities. Our team works with agents to streamline submissions and often provides clear guidance on documentation needed for quick quotes. Territories and Availability This program is available in all 50 states and Washington, D.C. Note that Cyber Liability and some other components may be subject to state-specific rules or restrictions; contact us to confirm availability for a particular state. Please call 360-626-6188 for details on state-specific guidelines and coverage availability. Why Work with RPS NIPC RPS NIPC combines deep expertise in educational insurance with admitted-market capacity through AAIC. We provide responsive underwriting, tailored forms for school exposures, and a single point of contact to help move placements efficiently. Our team understands the operational nuances of schools and can structure a package to address liability, property, management exposures, and abuse-related limits. Example scenarios that fit this program: A growing K–8 private school seeking combined Property, GL, and Educators Management Liability with separate abuse limits. A charter school network that needs campus property coverage, automobile liability for student transport, and excess liability layers. For more information on RPS NIPC and our Specialty Programs, please visit our website. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for public and private K–12 schools, charter schools, vocational and technical schools, and colleges seeking a package policy tailored to educational exposures. Is this program available in all states?Yes. The program is available in all 50 states and Washington, D.C. Keep in mind some coverages, such as Cyber Liability, may have state-specific availability or limitations. Can Workers Compensation be written as standalone coverage?No. Workers Compensation is offered only as part of the complete package policy under this program. Is the program written on an admitted basis?Yes. Policies are written through an A+ XV admitted carrier, American Alternative Insurance Corporation (AAIC). What is the minimum premium for this program?Minimum premiums vary based on the size and scope of the account. Contact the underwriting team for specific guidance on your submission. Need help placing an account? Connect with a market specialist.

Sports & Fitness Insurance Corp. offers a tailored commercial liability program specifically designed for martial arts instructors, schools, and studios. This program addresses the unique risks associated with martial arts training and competition, providing key liability protections for instructors, facility owners, and other industry professionals. Ideal Accounts and Appetite This program is designed for most styles of martial arts, including but not limited to karate, taekwondo, jiu-jitsu, kung fu, and others. Whether your client operates a small local dojo or a larger martial arts academy, Sports & Fitness Insurance Corp. has the experience and market access to help you secure suitable coverage. Tournament coverage is available by endorsement and is ideal for clients who host or participate in competitions. Coverage Highlights and Advantages The commercial liability policy is written on an occurrence basis and includes both premises liability and professional liability. Coverage limits are available at $500,000 or $1,000,000 per accident, with no shared aggregate. Policies are underwritten to reflect the unique exposures of martial arts schools, including student injuries and third-party property damage during training or events. Tournament coverage can be added for an additional premium. Each event is individually rated and endorsed onto the policy. To be eligible, insureds must require the use of appropriate protective gear during all competitions. Underwriting Notes and Minimum Premiums Policies are available through various carriers, and all underwriting is handled by Sports & Fitness Insurance Corp., a leading Managing General Agency in the fitness and sports space. Minimum premiums vary depending on the size and scope of the operation. Applications can be submitted using the form available at this link. Territories and Availability This program is available in all 50 states and the District of Columbia. Coverage is offered on an admitted basis where available. Sports & Fitness Insurance Corp. maintains strong relationships with multiple carriers to provide flexible options across the country. Why Work With Sports & Fitness Insurance Corp.? With a deep focus on the sports and fitness industries, Sports & Fitness Insurance Corp. brings niche expertise to each account. Their team understands the day-to-day operations and liabilities of martial arts organizations, making them a trusted partner for agents seeking specialized coverage options. Whether your client runs a traditional studio or a mixed-discipline facility, this program provides the targeted protection they need. Frequently Asked Questions What types of accounts are a good fit for this program?Martial arts schools, studios, instructors, and training facilities across most disciplines are ideal candidates. Is tournament coverage included in the base policy?No, tournament coverage is available by endorsement for an additional premium and must be rated individually per event. Does the policy cover both premises and professional liability?Yes, the program includes premises liability and professional liability, including third-party property damage. Are there any protective gear requirements for insureds?Yes, proper protective gear must be used during competitions to be eligible for tournament coverage. In which states is this program available?This program is available in all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.

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Finding the right coverage for an Independent School can be challenging. Your clients need protection tailored to their unique exposures—ranging from athletics and student well-being to sensitive areas like sexual misconduct, discrimination, and harassment. Selecting the right insurance partner is just as critical as choosing the right faculty, facilities, or curriculum. Comprehensive Protection for Independent Schools At Education Insurance Services (EIS), we’ve developed a specialized insurance program designed exclusively for Independent Schools. This comprehensive package, created in partnership with United Educators—a risk retention group that is 100% focused on the education sector—ensures your clients receive coverage aligned with the risks they regularly face. Your client goes above and beyond for their students and staff. Who goes above and beyond for your client? The EIS Independent School Focus package delivers broad protection with limits and options built around the operational realities of private and independent educational institutions. Program Highlights and Coverages Our tailored program includes both liability and property coverage, addressing day-to-day risks as well as more complex liability exposures: • Educators Legal Liability up to $11 million • Primary General Liability up to $1 million • Fiduciary Liability up to $5 million • Excess General Liability up to $10 million • Business Income Protection • Real and Personal Property Coverage • Employment Practices Liability • Security Guard Liability • Discrimination and Harassment Coverage • Employee Benefits/ERISA Liability • Athletic Liability • Sexual Molestation and Abuse Coverage • Alcohol-Related Claims • Educational Malpractice • Boarding School Coverage • Allied Health Professional Liability • Compensatory Damages • Errors and Omissions • Associated Defense Costs • Civil Penalties Related to Prohibited Transactions We also offer commercial auto and workers compensation. Our commercial auto provides up to $1 million in coverage for a combined single limit, and our workers comp coverage is guaranteed cost—giving schools predictable budgeting and peace of mind. Ideal Accounts and Appetite This program is designed for private and independent K-12 schools, including day schools and boarding schools. It’s especially well-suited for institutions with robust extracurricular programs, athletic departments, or on-campus housing. You might have a client operating a private boarding school with dormitories and athletic facilities, or a preparatory academy with high student engagement. These are ideal fits for this program. Territories and Market Access Our Independent Schools program is available in the following states: AL, AK, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, WY. We offer access to both admitted and non-admitted markets, depending on the state and specific risk profile. Why Work With Education Insurance Services? As a Managing General Agency with deep expertise in educational institutions, EIS is uniquely positioned to support agents and brokers working with independent schools. Our exclusive partnership with United Educators ensures your clients benefit from a carrier solely dedicated to education-sector risks. You'll also have access to responsive underwriting and knowledgeable support that understands the nuances of school operations. If you're interested in learning more about our Independent Schools program and how we can help you better serve your clients, contact us today. We understand the issues that are most important to Independent Schools! Frequently Asked Questions What types of accounts are a good fit for this program?Private and independent K-12 schools, including day and boarding schools, are ideal. Schools with athletics, dormitories, or specialized programs benefit most from the coverage options. Is this program available nationwide?It is available in most states, including CA, TX, FL, NY, and many others. Please check with us for availability in your client’s specific location. What makes this program different from standard commercial packages?This program is built specifically for schools and includes education-sector coverages like educators legal liability, sexual misconduct, and educational malpractice that typical packages often exclude. Can I access this program if I’m not appointed with United Educators?Yes. As the exclusive provider of the Independent School Focus package from United Educators, EIS can offer you access without direct appointment. Are both property and liability coverages included?Yes. The program offers a comprehensive package that includes both property and a wide range of liability protections tailored to independent schools. Need help placing an account? Connect with a market specialist.

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Correctional healthcare providers operate in high-risk, highly regulated environments—prisons, jails, detention centers, juvenile facilities, and community corrections programs. These settings create exposures ranging from constitutional and civil rights claims to HIPAA matters and complex contract requirements. Ultra Risk Advisors offers a dedicated Correctional Healthcare Insurance Program, endorsed by the Academy of Correctional Health Professionals, that is designed to address those unique liabilities and operational needs. Ideal Accounts and Appetite This program is built for healthcare providers and organizations delivering medical, dental, and behavioral health services inside correctional settings. Typical accounts include: Contract medical providers serving state, county, or municipal detention systems Providers operating in jails, prisons, and juvenile facilities Community corrections and re-entry programs, including halfway houses and restitution centers If you represent clients with multiple facility contracts or who are expanding into new jurisdictions, this program can be a strong placement option to help manage contractual requirements and institutional risks. Coverage Highlights and Advantages Ultra Risk Advisors combines targeted forms and market access to provide broad protection tailored to correctional health risks. Key features include: Defense for civil rights and deliberate indifference allegations HIPAA violation defense and related privacy exposures Contract-ready options: blanket additional insureds, subrogation and waiver of subrogation where required Specialized correctional risk management support and underwriting consultation The program is part of Ultra Risk Advisors’ broader Ultra Criminal Justice & Community Corrections offering, which can combine professional liability, general liability, and excess capacity to create layered solutions for complex accounts. Underwriting Notes and Minimum Premiums Minimum premiums and terms vary by carrier and the size or complexity of the account. Typical submission requirements include a completed application, details on operations and facility types, current contracts, and a claims history. Ultra Risk Advisors works with multiple carriers to tailor limits and terms to each client's exposures. Territories and Availability The program is available in most states, including but not limited to CA, FL, TX, NY, GA, IL, WA, and PA. Ultra Risk Advisors can assist in placing accounts across 49 states and Washington, DC. Admitted and non-admitted options are available depending on the state and risk profile. Why Work With Ultra Risk Advisors As a Managing General Agency focused on correctional healthcare and criminal justice risks, Ultra Risk Advisors offers hands-on underwriting, market access, and practical risk management support. Their team understands the regulatory and contractual pressures correctional providers face and can help structure placements for single-facility operators through multi-state contractors. Example scenarios where this program fits well: A regional medical contractor with multiple county jail contracts seeking consistent professional liability and contractual endorsements across jurisdictions. A nonprofit re-entry program operating halfway houses that needs combined GL and professional coverage with correctional-specific underwriting support. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include healthcare providers delivering medical, dental, or mental health services in correctional facilities, as well as community corrections programs such as halfway houses and restitution centers. What coverages are included in the Correctional Healthcare Insurance Program?The program offers professional liability, general liability, and excess coverage, including defense for civil rights and HIPAA violation claims. Is this program admitted in all states?No. The program is available in most states and offers admitted or non-admitted placement options depending on local regulations and underwriting requirements. What information is needed to submit an account?A completed application, operational details, copies of contracts, and claims history are typically required for underwriting review. Who underwrites this program?Ultra Risk Advisors collaborates with multiple carriers to underwrite and tailor coverage for correctional healthcare providers based on each account’s exposures. Need help placing an account? Connect with a market specialist.

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