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Preferred Concepts LLC, in partnership with Mercator Risk Services, offers a focused Architects & Engineers (A&E) Professional Liability program for a broad range of design and technical professionals. The program gives agents and brokers access to markets that handle both standard placements and hard-to-place A&E accounts. Whether your client is a sole practitioner or a larger firm with complex exposures, Mercator provides underwriting expertise and market relationships to help you place the business efficiently. Ideal Accounts and Appetite The program targets virtually all A&E classes, including: Residential and commercial architects Civil, structural, mechanical, electrical and HVAC engineers Construction managers and design/build firms Forensic engineers and telecommunications engineers Interior designers, landscape architects and urban planners Land surveyors Mercator is experienced with distressed and hard-to-place submissions. Clients with prior claims, unusual operations, or atypical risk profiles are routinely reviewed; many can be placed with appropriate underwriting and policy structure. Coverage Highlights and Advantages Mercator places A&E professional liability through several specialty carriers and can tailor solutions for specific operations and project exposures. Key program features include: Flexible form options: claims-made or occurrence Optional extensions for pollution, cyber, and technology-related liabilities Prior acts coverage available subject to underwriting Non-admitted placements that provide broader underwriting flexibility for complex or niche risks The program accommodates a wide variety of project types, from local residential work to large infrastructure projects. Underwriting Notes and Minimum Premiums Underwriting is pragmatic and submission-driven. Mercator will usually accept an existing application to begin review (renewal applications are excluded), or they can supply the appropriate form. Pricing is competitive and depends on class, revenue, project exposure, and loss history. If a submission is challenging, Mercator’s team will discuss structure options that improve placement prospects. Territories and Availability This Architects & Engineers program is available nationwide — all 50 states and the District of Columbia — enabling you to place business across your territory with consistent access to Mercator’s carrier panel. Why Work With Preferred Concepts and Mercator Risk Services? Preferred Concepts acts as a wholesale broker, pairing agents with Mercator’s specialty underwriting and market access. Mercator brings decades of experience placing professional liability for design professionals and focuses on service for accounts that fall outside standard underwriting boxes. From quick quote turnarounds to tailored submission strategies for difficult risks, Mercator supports agents throughout the placement process. For more information, call (860) 527-9717 or email [email protected]. You can also explore applications and product details at www.mercatorpro.com. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Architects & Engineers program?This program fits a wide range of A&E professionals—architects, civil and structural engineers, construction managers, design/build firms, and related design disciplines. Both standard and distressed risks are considered. Can I submit an existing application to get started?Yes. Mercator typically accepts standard applications (renewal applications are excluded). If you don’t have one, they will provide the appropriate form. Is this program admitted or non-admitted?This program is non-admitted, which allows broader underwriting flexibility and access to specialty markets for complex or hard-to-place risks. Which states is this program available in?The program is available nationwide, including all 50 states and the District of Columbia. What if my client has prior claims or is considered high-risk?Mercator has experience placing hard-to-place and distressed A&E accounts. Provide full loss details and firm operations up front so they can evaluate placement options and structure to address the exposure. Need help placing an account? Connect with a market specialist.

Advertising Sign Insurance Program From J.L. v... premises are good candidates. Are advertising agencies eligible for this program?No, advertising agencies are not eligible for this program...

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Comprehensive Non Profit Package Insurance from J.L. von Arx & Associates J.L. von Arx & Associates offers a robust Non Profit Package Insurance program designed specifically to address the unique risks faced by non-profit organizations. As a Managing General Agency and Excess & Surplus Lines Broker, we understand the complex exposures non-profits encounter—from employment practices liability to special event risks. Our tailored program makes it easy for agents and brokers to place coverage for their non-profit clients with confidence. Ideal Accounts and Appetite This program is ideal for a broad range of non-profit organizations, including but not limited to: Counseling and referral centers Charitable foundations Community service organizations Educational and advocacy groups Arts and cultural organizations You might have a client operating a small regional non-profit hosting off-site fundraising events or a counseling center working with at-risk populations—both are excellent fits for this package. Coverage Highlights and Advantages Our Non Profit Package Insurance brings together multiple essential coverages under one policy for convenience and cost-efficiency: Directors & Officers Liability – Protects leadership from claims related to governance and decision-making. Employment Practices Liability (EPL) – Critical, as over 90% of claims against non-profits are EPL-related. Business Owners Policy (BOP) – Covers property and general liability for physical locations and operations. Special Events Liability – Covers risks related to off-site events and fundraisers. Liquor Liability (Optional) – Available for events where alcohol is served. Professional Liability – Especially important for counseling and referral services. Abuse and Molestation Coverage – Addresses high-risk exposures in youth or vulnerable population services. Underwriting Notes and Minimum Premiums Our underwriting team evaluates each submission thoroughly, with a focus on matching appropriate coverages to the organization’s specific operations and exposures. Minimum premiums start at $500.00, making this a competitively priced solution for small to mid-sized non-profits. Common underwriting considerations include employee and volunteer count, types of services offered, event frequency, and property ownership or lease arrangements. Territories and Availability This program is available in Arizona, California, and Nevada. Both admitted and non-admitted options are available depending on the state and risk class. Why Work With J.L. von Arx & Associates? With access to multiple carriers and deep experience in placing specialty risks, J.L. von Arx & Associates is your go-to partner for non-profit insurance solutions. Our responsive team works closely with agents and brokers to provide fast quotes, flexible terms, and tailored coverage for your non-profit clients. Whether your client runs a single-location community center or a multi-state advocacy group, we can help you find the right protection. Learn more about our expertise and offerings on our company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Non-profit organizations such as counseling centers, community outreach programs, arts groups, and advocacy organizations are ideal candidates. Is special event coverage included in the package?Yes, special event liability is included, with optional liquor liability available for events serving alcohol. What is the minimum premium for this program?The minimum premium starts at $500.00, depending on the organization's size, services, and exposures. Which states is this program available in?This program is available in Arizona, California, and Nevada. Can this program cover abuse and molestation exposures?Yes, the package includes abuse and molestation coverage, especially important for organizations offering counseling or services to vulnerable populations. Need help placing an account? Connect with a market specialist.