Search CompleteMarkets

...$1,000,000 Personal and Advertising Injury: $1,000,000 Damage ...

...njury definition - Personal and Advertising Injury definition expanded - Offic...xcess Liability Event Cancellation Workers' Compensation Additional Products: ...

...rcraft up to 51’ - Personal and Advertising Injury Definition Expanded - Camp ... Auto Excess Liability Inland Marine Workers’ Compensation Common Associated Exposure...

Professional Liability Coverage for Investment Brokers and Dealers Preferred Concepts LLC, through Mercator Risk Services, offers tailored professional liability solutions for a wide range of investment professionals. This program is specifically designed to address the complex risk exposures faced by Registered Investment Advisors (RIAs), Broker/Dealers, consultants, hedge fund managers, private equity firms, and other investment-related entities. With access to various carriers and specialized underwriting expertise, Mercator helps agents and brokers place both standard and hard-to-place accounts nationwide. Ideal Accounts and Appetite This program is best suited for: Registered Investment Advisors (RIAs) Broker/Dealers Private Equity and Venture Capital Funds Hedge Fund Managers Investment Consultants Trusts, Distributors, and Administrators Mercator Risk Services also has the capability to handle distressed, financially impaired, and claims-prone accounts. If you have clients with prior claims or complex operations, this program can offer solutions where standard markets may fall short. Coverage Highlights and Risk Management Value Investment professionals face significant E&O exposures, primarily from dissatisfied investors alleging mismanagement, administrative errors, or investment underperformance. Claims often arise from: Failure to follow investment plans or strategies Negligence or misrepresentation Operational or administrative mistakes Regulatory investigations and compliance failures Defense costs and reputational harm can be substantial. This program provides access to professional liability coverage designed to safeguard against both the frequency and severity of these claims. The focus is on protecting your client’s assets, reputation, and ability to operate effectively. Underwriting Notes and Application Process Mercator can typically begin the underwriting process using an existing application (excluding renewals) or provide a specialized application tailored to your client’s unique needs. Accounts with prior loss history or financial difficulties are not automatically excluded—Mercator specializes in evaluating and placing challenging risks. States Where Coverage Is Available This non-admitted program is available in all 50 states, including DC. Whether your client is located in California, New York, Texas, Florida, or any other state, Mercator Risk Services can help you secure the right coverage. Why Work With Preferred Concepts and Mercator Risk Services? Mercator Risk Services, offered through Preferred Concepts LLC, brings deep expertise in professional liability for investment-centric organizations. As a wholesale broker with broad market access, they offer flexible solutions, quick turnaround, and expert guidance on complex financial service accounts. You might have a client who is launching a new hedge fund or managing a small RIA firm that recently faced a legal challenge. These are the types of accounts Mercator can confidently assess and help you place—whether they’re clean risks or distressed operations. To learn more or to discuss a specific risk, contact Mercator Risk Services at (860) 527-9717 or email [email protected]. Additional resources and applications are available at www.mercatorpro.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for RIAs, broker/dealers, hedge funds, private equity funds, and other investment professionals—including those with prior claims or unique risk profiles. Can you place accounts with a history of claims or financial distress?Yes. Mercator Risk Services specializes in hard-to-place and distressed accounts, including those with claims history or financial impairment. Is this program available in all states?Yes, this non-admitted program is available nationwide, including all 50 states and the District of Columbia. What information is needed to start the underwriting process?Mercator can typically use an existing E&O application (except for renewals) or provide a custom application tailored for your client’s operations. What are the main risks covered under this professional liability program?The program protects against investor lawsuits, regulatory actions, administrative errors, and other professional liability exposures common to investment firms. Need help placing an account? Connect with a market specialist.

Advertising Sign Insurance Program From J.L. v... premises are good candidates. Are advertising agencies eligible for this program?No, advertising agencies are not eligible for this program...

...rations $2,000,000 Personal & Advertising Injury $500,000 Damage to Premis...

Inland Marine — Contractor's Equipment (Amwins Program Underwriters) Amwins Program Underwriters, part of the Amwins Underwriting division, offers an Inland Marine program for Contractor's Equipment under the direction of industry veteran Heather Frain. This program is designed for agents and brokers who need admitted paper, flexible scheduling, and expanded ancillary coverages for construction and trades equipment. Overview of the Program The program writes coverage on 100% U.S. admitted paper for contractor's equipment, which removes E&S tax considerations and typically speeds processing for your insureds. The underwriting philosophy is “service-above-all,” emphasizing partnership and quick, pragmatic responses to submissions. Ideal Accounts and Appetite Street and road contractors Building and general contractors Sewer, water, and cable contractors Excavation, paving, and grading contractors Municipal risks and public works contractors Artisan and specialty trade contractors Logistics and warehouse operations with material-handling equipment Typical fits are contractors and trades that maintain owned or scheduled equipment, rent or lease equipment to/from others, or require specific inland marine coverages such as rigger's liability or waterborne transit. Cranes are eligible when included on a schedule with other contractor's equipment (no blanket single-crane-only accounts that would trigger boom/overload exclusions). Coverage Highlights and Advantages Admitted paper for all placements — simpler premium reporting and faster processing. Low entry point: programs accept accounts with a low minimum premium (example: $1,000). Schedule-based contractor's equipment coverage with options to add: Leased or rented FROM / TO others Waterborne coverage for specified transit risks Rigger's liability Rental cost reimbursement and continuing rental/lease payments Bailees coverage where required Underwriting flexibility for mixed-fleet schedules (light equipment, heavy equipment, and cranes on the same policy). Focused service—from quote to policy issuance—guided by a dedicated underwriting team. Underwriting Notes and Minimums Minimum premium: competitively low (the program advertises a low minimum premium of $1,000). Cranes: acceptable when part of a broader equipment schedule; confirm no boom/overload exclusion applies for the account. Submissions should include a current equipment schedule, values, loss history, and any rental/leasing arrangements. Additional coverages (rigger’s, bailees, waterborne) are available by endorsement—request specifics on a per-submission basis. Territories and Availability This program is available in the following jurisdictions: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place Contractor's Equipment with Amwins Program Underwriters Managing General Agency capability with admitted paper—good for agents who prefer admitted markets for inland marine placements. Service-focused team led by an experienced underwriter (Heather Frain) familiar with contractor operations and equipment exposures. Flexible endorsements and ancillary coverages help you tailor policies to real-world contractor exposures (rental arrangements, transit, rigger’s liability, etc.). Faster processing and clearer premium handling because policies are on U.S. admitted paper. Agent Examples You might have a municipal water contractor with a mixed fleet (excavators, backhoes, and one crane) who needs scheduled equipment coverage plus continuing rental reimbursement while equipment is repaired — this program can package those coverages on admitted paper. A regional paving contractor that rents and leases equipment to subcontractors could benefit from leased-from/to coverages and low minimum premium entry point to keep the account cost-effective. To learn more about our Inland Marine program, please visit our website. Frequently Asked Questions What types of contractor accounts are the best fit for this program?Accounts with scheduled contractor's equipment—such as excavators, loaders, backhoes, and support equipment—are ideal, especially contractors who need admitted paper and optional coverages like rigger’s liability, waterborne transit, or rental cost reimbursement. Are cranes eligible on this program?Yes. Cranes are eligible when included as part of a broader equipment schedule with other types of contractor's equipment. Underwriters will review for any boom or overload concerns—single-crane-only submissions may require additional details. What submission materials should I include to get a prompt quote?Provide a current equipment schedule with values, make/model/year, the insured’s operations description, loss history for the past 3–5 years, and details about any leased or rented equipment. Note desired endorsements (rigger’s, waterborne, rental reimbursement) up front. Is this program available nationwide?The program is available in the list of states shown on this storefront. Coverage is on admitted paper in those jurisdictions—confirm state availability for the insured’s location prior to submission. What is the program’s minimum premium and service approach?The program offers a low minimum premium (example: $1,000) and emphasizes a service-above-all approach—focused underwriting, practical endorsements, and faster processing because policies are written on U.S. admitted paper. Need help placing an account? Connect with a market specialist.

...ers and Large Fleet Exposures Workers Compensation for Transportation Clas...ions available for larger fleets. Is Workers Compensation available as part of this program?Yes, Workers Compensation is available for transportation...

...ayments coverage Personal and Advertising Injury Crime Workers Compensation Underwriting Notes an...c coverages like liquor liability or workers comp. Need help placing an acco...

Are your clients still not buying this coverage? Is it because they do not know about Cyber Insurance and how to manage their risk? We have a solution. We now have access to a new market that combines Cyber Risk Management AND Comprehensive Cyber Coverage, assisting your clients, before, during AND after an incident, at affordable rates. With every quote, your client will receive a tailored assessment of their cyber risk, as compared to the company’s other policyholders. As a policyholder, they will then have access to a security team that will provide additional risk information and assist your clients in implementing security and loss controls, at no additional cost. Coverage is written on A+/A (A.M. Best) rated Swiss Re Corporate Solutions and Argo Group paper. We can provide coverage up to $10M for Cyber Insurance and technology! Most worldwide attacks are directed to small and medium sized businesses and the cost of the coverage is very reasonable. Your clients can’t afford not to be covered. We can quote and bind in house providing quick turn around. Obtain a quote today! Coverage Includes: • Business Interruption & Extra Expenses • Contingent Business Interruption • Funds Transfer Fraud • Cyber Extortion • Computer Replacement • Bodily Injury & Property Damage • Pollution • Service Fraud • Network & Information Security Liability • Regulatory Defense & Penalties • Multimedia Content Liability • PCI Fines & Assessments • Digital Asset Restoration • Breach Response • Crisis Management & Public Relations • Many Enhancements Available We will acknowledge the submission via e-mail within 24 hours. If you do not receive a response from us, please call us at 860-527-9717. AP Advantage, a division of Chamber Insurance Agency Services LLC