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Ambulance and Non-Emergency Medical Transport...cy Transportation providers such as ambulance services Medical Transportat...

...Whether your client is a private ambulance operator, EMT service provider, or ...s program?This program is ideal for ambulance services, EMTs, first responders...

...nd sand & gravel haulers Ambulance services (emergency and non-emergen...ediate trucking, delivery services, ambulances, taxis, limos, and selective lo...

...This program is not intended for ambulance or emergency providers, taxi, limou... Are emergency medical services or ambulance companies eligible? No. Emergency services, ambulance operations, and any vehicles car...

Aesthetics/MediSpa Professional Liability Insurance Program Affinity Healthcare, a trusted program administrator, offers an exclusive Aesthetics/MediSpa Professional Liability Insurance Program through NSO. Designed specifically for medical professionals performing nonsurgical cosmetic procedures, this program helps agents and brokers protect their clients from the unique liability exposures that come with aesthetic treatments. One Policy, One Affordable Price This comprehensive policy provides dual protection—for both the individual practitioner and the business entity—under a single, cost-effective premium. With minimum premiums starting at $2,500, it’s an accessible option for a wide range of aesthetics professionals, from solo nurse injectors to growing medi-spa operations. Ideal Accounts and Covered Procedures This program is ideal for licensed healthcare providers and aesthetic businesses offering nonsurgical cosmetic treatments. Whether your client is a nurse practitioner opening a boutique aesthetics studio or a physician overseeing a multi-provider med spa, this program can meet their liability needs. Coverage includes nearly 100 nonsurgical procedures, such as: Botox and neuromodulators Dermal fillers and collagen injections Laser hair removal and laser skin treatments Microdermabrasion and chemical peels Electrolysis and body piercing Coverage Features and Benefits Professional Liability: Up to $1M per claim / $3M aggregate Legal Expenses: Covered in addition to policy limits License Protection: Up to $25,000 aggregate Defendant Expense Benefit: Up to $1,000 per day / $25,000 aggregate Deposition Representation: Up to $10,000 aggregate Personal Injury Protection: Up to $1M per claim / $3M aggregate Property Damage to Others: Up to $10,000 aggregate Assault Coverage (except TX): Up to $25,000 aggregate First Aid Benefit: Up to $10,000 aggregate Medical Payments: Up to $25,000 per person / $100,000 aggregate Underwriting and Market Access Affinity Healthcare offers access to both admitted and non-admitted markets, giving you flexibility based on your client’s location and needs. Underwriting considers factors such as provider licensure, scope of services, and claims history. Minimum premium begins at $2,500. Territories Covered This program is available in all 50 states and Washington, DC, including major markets like CA, TX, FL, NY, and IL. Whether your client operates in a large metropolitan area or a smaller community, you can confidently place their coverage through this nationwide offering. Why Choose Affinity Healthcare With deep knowledge of the healthcare and aesthetics sectors, Affinity Healthcare delivers tailored solutions for this rapidly growing market. Their partnership with NSO and select carriers ensures specialized coverage and responsive service. As an agent or broker, you’ll benefit from Affinity’s streamlined quoting process, competitive pricing, and access to markets that understand the nuances of aesthetics liability. You might have a client expanding from traditional nursing into cosmetic injectables, or a dermatology practice offering laser procedures. This program is designed to support those transitions with robust protection and underwriting expertise. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for licensed medical professionals and business entities offering nonsurgical aesthetic treatments, such as Botox, fillers, laser hair removal, and microdermabrasion. Does the policy cover both the individual practitioner and the business?Yes, the policy is designed to provide protection for both the individual provider and the business entity under one affordable policy. Is this program available nationwide?Yes, the Aesthetics/MediSpa Professional Liability Insurance Program is available in all 50 states and Washington, DC. What is the minimum premium for this program?The minimum premium starts at $2,500, although actual pricing may vary based on risk factors such as procedures performed and location. Are both admitted and non-admitted options available?Yes, Affinity Healthcare offers access to both admitted and non-admitted markets, giving you flexibility in finding the best fit for your client. Need help placing an account? Connect with a market specialist.

...and outpatient surgery centers Ambulance services, urgent care centers, and ...coverage for clinics, laboratories, ambulance services, HMOs, PPOs, and more, ...

AERIAL SPRAYING INSURANCE AVAILABLE NATIONWIDE Aerial spraying operations present a unique set of risks that require specialized coverage. Whether your clients operate fixed-wing aircraft or helicopters for crop dusting, fertilization, or pesticide application, Arlington/Roe & Co., Inc. can help you place the right insurance solutions. Our Aerial Spraying Agriculture Insurance program is tailored specifically for agricultural aviation exposures and is available in all 50 states. Overview of the Program From Arlington/Roe As a Managing General Agency and Excess & Surplus Lines Broker, Arlington/Roe represents over 35 aviation insurance carriers across the country. Our aviation division is comprised of seasoned aviation brokers with more than 85 combined years of industry experience. For over two decades, our team has partnered with agents to deliver competitive, comprehensive coverage for aerial applicators and other agricultural aviation risks. Ideal Accounts and Appetite This program is designed for aviation operations involved in the aerial application of chemicals, fertilizers, and other agricultural products. Eligible accounts include: Independent crop dusters using fixed-wing or rotary aircraft Agricultural co-ops with in-house aerial spraying operations Fertilization and pesticide application contractors serving large-scale farms Operators with fleets ranging from a single aircraft to multiple units You might have a client who operates a small aerial spraying business in the Midwest or a larger operation serving multiple states — our team can help place both types of risks. Coverage Highlights and Advantages We offer access to a wide range of coverage options tailored to agricultural aviation, including: Aircraft Hull and Liability (Fixed-Wing and Helicopter) Chemical Drift and Pollution Liability Non-Owned Aircraft Coverage Airport and Helipad Operations Coverage Aviation Products Liability Aviation Worker's Compensation Our relationships with virtually every domestic aviation insurance market allow us to customize solutions based on the unique exposures of your client’s operation — from antique aircraft to emergency service applications. Underwriting Notes and Minimum Premiums Minimum premiums vary based on aircraft type, operations, and territory. We work with agents to navigate underwriting requirements and present complete, competitive submissions. Our experience enables us to guide both seasoned aviation agents and those new to this niche. Territories and Availability This program is available in all 50 states and Washington, D.C. We can accommodate agricultural aviation risks regardless of location, including operations in rural, suburban, or coastal regions. Why Work With Arlington/Roe With decades of aviation insurance experience and access to over 35 aviation markets, Arlington/Roe is uniquely positioned to help you place aerial spraying risks efficiently and accurately. Our dedicated aviation team supports you every step of the way — from account evaluation to policy issuance — ensuring the right fit for your client’s needs. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for operators involved in aerial application of chemicals, fertilizers, or crop dusting using fixed-wing aircraft or helicopters. Can I submit accounts located outside my state?Yes, this program is available nationwide and we can help you place risks in any of the 50 states and Washington, D.C. Do you work with agents who are new to aviation risks?Yes, our experienced aviation team supports both seasoned aviation agents and those entering this specialized market for the first time. What types of aircraft are eligible?We can help insure fixed-wing and rotary aircraft, including piston, turbo-prop, and jet-powered units used in agricultural aviation. Are chemical drift or pollution claims covered?Coverage for chemical drift and pollution liability is available and can be tailored based on your client’s operations. Need help placing an account? Connect with a market specialist.

...EMT) companies Non-emergency ambulance services Social services and co...e transportation, and non-emergency ambulances. Is this program available in m...

... trucking Roofing operations Ambulance services and taxi operations 24-h... place long-haul trucking, roofing, ambulance or taxi operations, 24-hour expo...