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AIR AMBULANCE INSURANCE AVAILABLE NATIONWIDE W...t coverages are included in the air ambulance insurance program?The program in...

Ambulance and Non-Emergency Medical Transport...cy Transportation providers such as ambulance services Medical Transportat...

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Aesthetics/MediSpa Professional Liability Insurance Program Affinity Healthcare, a trusted program administrator, offers an exclusive Aesthetics/MediSpa Professional Liability Insurance Program through NSO. Designed specifically for medical professionals performing nonsurgical cosmetic procedures, this program helps agents and brokers protect their clients from the unique liability exposures that come with aesthetic treatments. One Policy, One Affordable Price This comprehensive policy provides dual protection—for both the individual practitioner and the business entity—under a single, cost-effective premium. With minimum premiums starting at $2,500, it’s an accessible option for a wide range of aesthetics professionals, from solo nurse injectors to growing medi-spa operations. Ideal Accounts and Covered Procedures This program is ideal for licensed healthcare providers and aesthetic businesses offering nonsurgical cosmetic treatments. Whether your client is a nurse practitioner opening a boutique aesthetics studio or a physician overseeing a multi-provider med spa, this program can meet their liability needs. Coverage includes nearly 100 nonsurgical procedures, such as: Botox and neuromodulators Dermal fillers and collagen injections Laser hair removal and laser skin treatments Microdermabrasion and chemical peels Electrolysis and body piercing Coverage Features and Benefits Professional Liability: Up to $1M per claim / $3M aggregate Legal Expenses: Covered in addition to policy limits License Protection: Up to $25,000 aggregate Defendant Expense Benefit: Up to $1,000 per day / $25,000 aggregate Deposition Representation: Up to $10,000 aggregate Personal Injury Protection: Up to $1M per claim / $3M aggregate Property Damage to Others: Up to $10,000 aggregate Assault Coverage (except TX): Up to $25,000 aggregate First Aid Benefit: Up to $10,000 aggregate Medical Payments: Up to $25,000 per person / $100,000 aggregate Underwriting and Market Access Affinity Healthcare offers access to both admitted and non-admitted markets, giving you flexibility based on your client’s location and needs. Underwriting considers factors such as provider licensure, scope of services, and claims history. Minimum premium begins at $2,500. Territories Covered This program is available in all 50 states and Washington, DC, including major markets like CA, TX, FL, NY, and IL. Whether your client operates in a large metropolitan area or a smaller community, you can confidently place their coverage through this nationwide offering. Why Choose Affinity Healthcare With deep knowledge of the healthcare and aesthetics sectors, Affinity Healthcare delivers tailored solutions for this rapidly growing market. Their partnership with NSO and select carriers ensures specialized coverage and responsive service. As an agent or broker, you’ll benefit from Affinity’s streamlined quoting process, competitive pricing, and access to markets that understand the nuances of aesthetics liability. You might have a client expanding from traditional nursing into cosmetic injectables, or a dermatology practice offering laser procedures. This program is designed to support those transitions with robust protection and underwriting expertise. Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for licensed medical professionals and business entities offering nonsurgical aesthetic treatments, such as Botox, fillers, laser hair removal, and microdermabrasion. Does the policy cover both the individual practitioner and the business?Yes, the policy is designed to provide protection for both the individual provider and the business entity under one affordable policy. Is this program available nationwide?Yes, the Aesthetics/MediSpa Professional Liability Insurance Program is available in all 50 states and Washington, DC. What is the minimum premium for this program?The minimum premium starts at $2,500, although actual pricing may vary based on risk factors such as procedures performed and location. Are both admitted and non-admitted options available?Yes, Affinity Healthcare offers access to both admitted and non-admitted markets, giving you flexibility in finding the best fit for your client. Need help placing an account? Connect with a market specialist.

...tories, and outpatient centers Ambulance services and urgent care centers ...coverage for clinics, laboratories, ambulance services, HMOs, PPOs, and more, ...

...and diagnostic imaging centers Ambulance and emergency response services M...ospitals, clinics, diagnostic labs, ambulance services, medical spas, and indi...

... trucking Roofing operations Ambulance services and taxi operations 24-h... place long-haul trucking, roofing, ambulance or taxi operations, 24-hour expo...