Search CompleteMarkets

Ambulance and Non-Emergency Medical Transport...cy Transportation providers such as ambulance services Medical Transportat...

...nd sand & gravel haulers Ambulance services (emergency and non-emergen...ediate trucking, delivery services, ambulances, taxis, limos, and selective lo...

...s, Charter Bus, Social Services, Ambulance, and ParaTransit Companies. Now inc...s operators, charter bus companies, ambulance services, ParaTransit providers,...

...and diagnostic imaging centers Ambulance and emergency response services M...ospitals, clinics, diagnostic labs, ambulance services, medical spas, and indi...

... Provider Organizations (PPOs) Ambulance and medical transport services Me...or clinics, labs, IPAs, HMOs, PPOs, ambulance services, and medical spas, espe...

AERIAL SPRAYING INSURANCE AVAILABLE NATIONWIDE Aerial spraying operations present a unique set of risks that require specialized coverage. Whether your clients operate fixed-wing aircraft or helicopters for crop dusting, fertilization, or pesticide application, Arlington/Roe & Co., Inc. can help you place the right insurance solutions. Our Aerial Spraying Agriculture Insurance program is tailored specifically for agricultural aviation exposures and is available in all 50 states. Overview of the Program From Arlington/Roe As a Managing General Agency and Excess & Surplus Lines Broker, Arlington/Roe represents over 35 aviation insurance carriers across the country. Our aviation division is comprised of seasoned aviation brokers with more than 85 combined years of industry experience. For over two decades, our team has partnered with agents to deliver competitive, comprehensive coverage for aerial applicators and other agricultural aviation risks. Ideal Accounts and Appetite This program is designed for aviation operations involved in the aerial application of chemicals, fertilizers, and other agricultural products. Eligible accounts include: Independent crop dusters using fixed-wing or rotary aircraft Agricultural co-ops with in-house aerial spraying operations Fertilization and pesticide application contractors serving large-scale farms Operators with fleets ranging from a single aircraft to multiple units You might have a client who operates a small aerial spraying business in the Midwest or a larger operation serving multiple states — our team can help place both types of risks. Coverage Highlights and Advantages We offer access to a wide range of coverage options tailored to agricultural aviation, including: Aircraft Hull and Liability (Fixed-Wing and Helicopter) Chemical Drift and Pollution Liability Non-Owned Aircraft Coverage Airport and Helipad Operations Coverage Aviation Products Liability Aviation Worker's Compensation Our relationships with virtually every domestic aviation insurance market allow us to customize solutions based on the unique exposures of your client’s operation — from antique aircraft to emergency service applications. Underwriting Notes and Minimum Premiums Minimum premiums vary based on aircraft type, operations, and territory. We work with agents to navigate underwriting requirements and present complete, competitive submissions. Our experience enables us to guide both seasoned aviation agents and those new to this niche. Territories and Availability This program is available in all 50 states and Washington, D.C. We can accommodate agricultural aviation risks regardless of location, including operations in rural, suburban, or coastal regions. Why Work With Arlington/Roe With decades of aviation insurance experience and access to over 35 aviation markets, Arlington/Roe is uniquely positioned to help you place aerial spraying risks efficiently and accurately. Our dedicated aviation team supports you every step of the way — from account evaluation to policy issuance — ensuring the right fit for your client’s needs. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for operators involved in aerial application of chemicals, fertilizers, or crop dusting using fixed-wing aircraft or helicopters. Can I submit accounts located outside my state?Yes, this program is available nationwide and we can help you place risks in any of the 50 states and Washington, D.C. Do you work with agents who are new to aviation risks?Yes, our experienced aviation team supports both seasoned aviation agents and those entering this specialized market for the first time. What types of aircraft are eligible?We can help insure fixed-wing and rotary aircraft, including piston, turbo-prop, and jet-powered units used in agricultural aviation. Are chemical drift or pollution claims covered?Coverage for chemical drift and pollution liability is available and can be tailored based on your client’s operations. Need help placing an account? Connect with a market specialist.

Exclusive Professional Liability Program for Allied Healthcare Schools - Student Blanket Program The Student Blanket Program from Affinity Healthcare, offered in partnership with Nurses Service Organization (NSO) and Healthcare Providers Service Organization (HPSO), provides a streamlined professional liability solution for allied health education programs. This single, affordable policy lets you place coverage for the school entity, faculty and students together—simplifying administration and billing for training institutions and their brokers. Unlike specialty-rated student plans, the Student Blanket Program uses a uniform low per-student rate across more than 100 allied health specialties. That consistency lets you quote and bind faster for mixed programs without worrying about specialty-by-specialty rating differences. Ideal Accounts and Appetite This program is designed for allied healthcare schools, colleges and training centers that teach clinical, technical, and patient-care skills. Typical accounts include: Vocational and technical schools (LPN/LVN, allied health certificates) Community colleges and four-year institutions with nursing, physical therapy, pharmacy, or allied health tracks Private training centers for EMS, radiologic technologists, surgical assistants, and similar occupations More than 100 specialties are eligible, including: Nurse and Nurse Practitioner Pharmacist Physical and Occupational Therapist Speech Language Pathologist EKG and Dialysis Technician Dental Hygienist and Orthopedic Assistant Sports Medicine Therapist Coverage Highlights and Advantages Affinity Healthcare’s Student Blanket Program reduces administrative complexity while providing meaningful protections for educational operations and clinical learners: One policy covers the school entity, its faculty, and enrolled students Flat per-student rate—consistent pricing across specialties No separate premium required to add faculty or the school entity Limits available: $1M/$5M or $2M/$5M Built-in benefits include: Legal representation outside policy limits Disciplinary hearing coverage: up to $1,000 per proceeding Deposition representation: up to $1,000 per deposition Assault coverage: up to $1,000 per incident (not available in Texas) First aid expenses: up to $500 per incident Medical payments: up to $2,500 per person Underwriting Notes and Minimum Premiums The program has a low barrier to entry, with a minimum premium of $300. Underwriting is straightforward and geared toward educational operations rather than individual practitioner risk. The policy is underwritten by American Casualty Company of Reading, PA — a CNA company. Typical considerations for quoting include student counts, program types, and the clinical training environment; specialized or high-risk training settings may require additional review. Territories and Availability This admitted program is available nationwide on an admitted basis in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Affinity Healthcare? Affinity Healthcare (a division of Affinity Insurance Services, Inc.) focuses on professional liability programs for healthcare professionals and institutions. Through partnerships with NSO and HPSO, Affinity gives agents access to a carrier-backed program with simple underwriting and reliable claim handling through CNA. For brokers, the Student Blanket Program streamlines placement and reduces administrative burden when insuring schools with multiple allied health programs. You might use this program when a client runs a multi-discipline training program and wants one policy to cover all students and faculty, or when a vocational school needs economical student coverage without specialty-by-specialty rating. If you have an account that trains clinical students and needs consolidated, admitted coverage across states, this program is worth quoting. Frequently Asked Questions What types of accounts are a good fit for this program?Healthcare training schools, vocational institutions, and colleges offering allied health programs—nursing, therapy, pharmacy, EMS, dental hygiene and similar programs—fit well. Are faculty and the school entity included in the policy?Yes. The blanket policy covers the school entity and faculty at no additional premium, consolidating responsibility under one policy. Is the premium the same regardless of student specialty?Yes. The program offers a single low per-student rate across more than 100 eligible specialties, simplifying quotes for mixed programs. What are the coverage limits available?Limits are available at $1,000,000 per claim/$5,000,000 aggregate or $2,000,000 per claim/$5,000,000 aggregate. In which states is this program available?The Student Blanket Program is available on an admitted basis in all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.

FLIGHT SCHOOL INSURANCE AVAILABLE NATIONWIDE Flight schools are commercial aviation operations that provide aircraft rental for instruction and recreational use. Many schools also offer ancillary services such as fueling, maintenance and repair, charter flights, simulator-based training, and sales of aviation supplies. Unlike flying clubs, flight schools operate for profit and typically expose insurers to an unlimited number of different pilots. Flight school insurance from Arlington/Roe is designed to address the combined liability and hull exposures that arise from training, rental, and related services. Overview of the Program From Arlington/Roe Arlington/Roe & Co., Inc. delivers deep aviation underwriting expertise and broad market access for flight school placements. Our dedicated aviation team has worked together for over 20 years and brings a combined 85 years of aviation insurance and risk-management experience. As a Managing General Agency and Excess & Surplus Lines Broker, we represent more than 35 aviation carriers and can access both admitted and non-admitted markets nationwide. Whether you’re an experienced aviation broker or new to the class, Arlington/Roe provides underwriting guidance, market placement support, and a full suite of coverage options for flight schools. Ideal Accounts and Appetite We place a wide range of flight school operations, including: Programs offering single- and multi-engine fixed-wing instruction Helicopter training providers Schools with simulator training or advanced instruction Operations that provide fueling, aircraft maintenance/repair, or charter on the side Typical appetite includes regional and municipal flight schools with piston or turbine aircraft, multi-location trainers, and operations that combine instruction with rental. We can place dual-use aircraft (instruction and rental) when they are part of a flight school operation. Accounts with complex or unusual exposures can often be placed through our excess & surplus markets; we work with agents to find the right carrier for each risk. Coverage Highlights and Advantages Our flight school program offers flexible coverages designed for the industry’s mixed exposures: Hull/property coverage for owned, leased, and rented instructional aircraft Liability for bodily injury, property damage, and passenger exposures Mechanical breakdown protection and coverage for substitute aircraft Hurricane repositioning reimbursement and transit protections Options for aviation products liability, ground handling, and refueling operations We also provide access to aviation workers’ compensation solutions and can coordinate broader aviation packages when required by the account. Underwriting Notes and Minimum Premiums Underwriting is risk-specific. Minimum premiums vary by fleet mix, pilot hiring and training practices, geographic exposures, and services offered. Our underwriters evaluate pilot experience, maintenance programs, operations manuals, loss history, and the mix of instruction versus rental or charter activity to structure appropriate coverage. We can write entire aviation accounts—even when flight school operations are not the primary class code—by leveraging admitted and non-admitted markets. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. We can place business for urban training centers, regional schools, and rural municipal airport-based operations through our broad carrier panel. Why Work With Arlington/Roe Arlington/Roe’s aviation team combines deep underwriting experience with extensive market relationships. We provide responsive, placement-focused service and help agents navigate admitted and E&S solutions to secure comprehensive coverage for flight schools. From initial submission to policy issuance, we support agents with underwriting feedback, coverage options, and market access. Note: Arlington/Roe's Charter Insurance storefront can be accessed through CompleteMarkets by searching for keywords such as charter turbine and jet aircraft, charter air carrier operations, and scheduled air carrier operations. Frequently Asked Questions What types of accounts are a good fit for this flight school insurance program?Ideal accounts include flight schools offering instruction in fixed-wing aircraft or helicopters, with or without simulator training, and those that may also provide fueling, repair, or charter services. Do you offer coverage for aircraft used in both instruction and rental operations?Yes. The program can provide coverage for aircraft used in dual roles—training and recreational rental—so long as they are operated as part of a flight school. Is there a minimum premium requirement for this program?Minimum premiums vary with the size and complexity of the operation. Our underwriters review each submission and will advise on pricing and any minimums that apply. Can this program cover flight schools with multiple locations?Yes. We can accommodate multi-location schools; please include clear location details in the submission so underwriting can assess exposures properly. Do you work with agents who are new to aviation insurance?Absolutely. Our aviation team supports both experienced aviation agents and those new to the class, providing guidance on submissions, coverages, and placement options. Need help placing an account? Connect with a market specialist.

...c laboratories, HMOs, and PPOs Ambulance services, urgent care centers, and ...