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... fast or accessible enough, air ambulances save lives. The Air Ambulance Insur...our client operates fixed-wing air ambulances or rotor-wing helicopters, we pr...

Ambulance and Non-Emergency Medical Transportation Insurance Program Responding to our Broker Partners Our Medical Transportation program came about as a result of requests made by our broker partners to fill a gap in the industry. Working with our insurance carrier partners, we developed a specialized insurance program that meets federal, state and local governmental agency requirements—and we offer it to your clients at a competitive rate. Healthcare Facilities Endorsement One of the coverage differentiators brokers use as a selling point is the Healthcare Facilities Endorsement. This professional liability endorsement removes the exclusion for injuries that arise out of loading/unloading patients from motor vehicles, aircraft and watercraft. Eligible Classes Include Emergency Transportation providers such as ambulance services Medical Transportation providers such as wheelchair van transportation services Lines of Coverage Commercial Auto – Physical Damage – Up to $1,000,000 liability – UMC/UIM – Hired/Non-Owned Liability Professional Liability – Up to $1,000,000 each claim/$3,000,000 aggregate – Includes Healthcare Facilities Endorsement – Legal expenses paid outside liability limits – Sexual Misconduct/Abuse coverage included – Emergency Medical Treatment & Labor Act coverage included – Defendant Expense Benefits Commercial General Liability – Up to $1,000,000 occurrence/$3,000,000 aggregate Excess Liability – Up to $10,000,000 Commercial Property Commercial Inland Marine – Portable Equipment Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy as issued by the insurer.

...Medical Transportation (NEMT) Ambulances Sand & Gravel Haulers Mix-i...

... Airport shuttles and taxis Ambulances (emergency and non-emergency) S...s?Yes. We can provide coverage for ambulances (emergency and non-emergency) an...

Hospitals Errors & Omissions Insurance offered through Alexander J. Wayne & Associates. Alexander J. Wayne & Associates, Inc. is a trusted wholesale broker focused on Medical Malpractice and related professional liability risks. Our Hospitals Errors and Omissions Insurance program delivers flexible E&O solutions for standard and hard-to-place healthcare providers and facilities across a wide range of specialties. Program Overview We place hospital and healthcare E&O with a robust panel of carriers, including Lexington, Chartis, James River, Hiscox, Admiral, CNA, Evanston/Essex/Markel, and Lloyd’s of London (domestic and London open market). That carrier access allows us to develop tailored solutions for unique or distressed accounts that may be declined by traditional markets. Target Risks and Ideal Accounts This program is designed for healthcare organizations and medical professionals that carry elevated E&O exposure or are difficult to place. Typical accounts include: Hospitals and medical centers Clinics and outpatient facilities Independent physician associations (IPAs) HMOs and PPOs Laboratories and diagnostic imaging centers Ambulance and emergency response services Medical spas and wellness centers Hard-to-place individual providers (e.g., physicians, therapists, X-ray techs) If your client has prior claims, licensing or compliance issues, or operates in a higher-risk specialty, we can often identify a market that will consider the risk. Coverage Highlights Errors & Omissions protection tailored for healthcare providers and facilities Access to both admitted and non-admitted markets where available Solutions for distressed, nonstandard, and high-exposure accounts Competitive minimum premiums — typical starting point $2,500 for standard medical professionals Underwriting Details and Minimum Premiums Underwriting focuses on the account’s operational scope, claims history, specialty mix, and risk management controls. Standard classes such as licensed physicians and therapists generally begin at the stated minimum premium of $2,500. Miscellaneous medical and facility classes are rated by class and exposure; premiums will vary based on the carrier selected and the individual account characteristics. We work closely with agents to gather supporting loss runs, policies and procedures, and relevant credentialing information to improve placement outcomes. Available States This program is available in most U.S. states. Coverage is offered in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted availability varies by carrier and state — contact us to confirm admitted vs. non-admitted options for a specific account. Why Work With Alexander J. Wayne & Associates? With decades of experience placing medical professional liability, Alexander J. Wayne & Associates provides agents with wide market access, fast turnaround, and expertise handling complex underwriting scenarios. Our strengths include: Deep relationships with admitted and specialty markets for healthcare E&O Experience placing distressed, high-exposure, and niche healthcare accounts Responsive underwriting and advocacy to help secure terms for renewal or new placements Practical guidance on documentation and risk presentation to improve chances of placement Example placements you might submit: a community hospital with prior medical board actions seeking a new E&O carrier; a diagnostic imaging center expanding services that needs tailored limits and an insurer willing to underwrite mixed-modality exposures. Call us today to learn how Alexander J. Wayne & Associates can help place Medical Malpractice, Doctors, Clinics, and Hospitals Errors and Omissions Insurance business. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Hospitals Errors and Omissions Insurance program?This program fits hospitals, clinics, diagnostic labs, ambulance services, medical spas, and individual medical professionals — including accounts that are hard to place because of specialty, claims history, or operational complexity. Is this program available for providers with prior claims or licensing issues?Yes. Alexander J. Wayne & Associates specializes in placing distressed and nonstandard risks, including those with prior claims, licensing matters, or compliance concerns. Each submission is evaluated on its merits. What is the minimum premium for this program?Minimum premiums typically start at $2,500 for standard medical professional classes. Other classes are rated by exposure and may have different minimum thresholds. Are both admitted and non-admitted options available?Yes. We place both admitted and non-admitted coverage depending on the carrier, state, and account profile. Availability varies by state and by market. In which states is this program available?The program is available in most U.S. states. Contact us with the state and account details so we can confirm admitted availability and carrier appetite for that jurisdiction. Need help placing an account? Connect with a market specialist.

...ansportation, and non-emergency ambulances. Is this program available in my st...

For more than 20 years, the management at Aegis, has been providing benefit solutions to organizations. As your self-funded benefits manager, youcan count on Aegis for: ? Custom plan designs ? Technological expertise ? Streamlined Implementation ? Internet service ? Claims administration ? Exceptional customer service ? Information management ? Additional benefit solution SAMPLE I: $500.00 in network deductibles - 80/20 co-insurance $15.00 Dr. office and Specialist co-pay $500.00 co-pay Inpatient hospital services $250.00 co-pay Outpatient hospital services $500.00 co-pay Intensive Care Unit $100.00 co-pay Emergency Room SAMPLE II: 0 deductible 100% co-insurance $15.00, $25.00 or $35.00 Dr. office and Specialist co-pay $400.00 per year in wellness visits $500.00 co-pay Inpatient hospital services $250.00 co-pay Outpatient hospital services $100.00 co-pay Ambulance services $100.00 co-pay Laboratory services *These are two examples of the endless ways to design a plan. Self-funding works well for large groups, since plan designs and premiums are based on Employer/Employee needs, wants and comfort. Additional benefits such as Dental, Vision, Life to name of few, can be added from our many benefits available, to enhance an employers benefit package. Benefits can be offered either as a group benefit or on a voluntary basis.

The statistics are staggering — one out of two men and one out of three women will face cancer in their lifetime. As an insurance professional, you know how devastating a cancer diagnosis can be—not just emotionally, but financially. The Cancer Expense Protection program from Assurity Life Insurance Company offers your clients a valuable safety net that can help them manage the high costs associated with cancer treatment. Comprehensive Cancer Expense Coverage The Assurity at Work Cancer Expense Plan provides a broad range of benefits to help insureds cover the costs of both immediate and ongoing treatments. Coverage extends beyond cancer to include 30 dread diseases, offering expanded protection for individuals and families alike. A Family Rider is available to include a spouse and/or eligible children under one policy, enhancing the plan’s value for households seeking comprehensive coverage. Ideal Clients and Use Cases This plan is ideal for employers looking to offer voluntary benefits, or individuals seeking supplemental cancer insurance. You might have a small business client who wants to provide added protection for their employees, or an individual client with a family history of cancer. Coverage is available to employees aged 18 to 69 and is guaranteed renewable, providing long-term peace of mind. Coverage Features and Available Benefits The policy includes a wide array of benefits designed to support clients throughout their treatment journey: Hospital Indemnity Prescription Drugs and Medicines Surgical Benefit and Anesthesia Radiation, Chemotherapy, or Immunotherapy Experimental Treatment Bone Marrow Transplant for Cancer Transportation and Lodging Benefits Private Duty Nurse and Home Health Care Services Outpatient Positive Diagnostic Testing and Surgery Skin Cancer and Breast Cancer-related Benefits Hospice, Ambulance, and Extended Care Facility Hairpiece Benefit and Durable Medical Equipment Professional Mental Health Consultation Waiver of Premium and Extended Benefits Available Riders To further tailor the coverage, several optional riders are available: Family Rider Cancer Only Hospital Intensive Care Rider Intensive Care Unit Rider Internal Cancer First Occurrence Benefit Rider Return of Premium Rider First Hospital Admission Rider Underwriting and Program Details Employee Issue Ages: 18 – 69 Guaranteed Renewable This plan is not eligible for the Guarantee to Issue Program Offered on a non-admitted basis Program Availability This Cancer Expense Protection plan is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Assurity Life Insurance Company Assurity Life Insurance Company brings decades of experience in individual and worksite benefits. Their Cancer Expense Protection plan is thoughtfully designed with both flexibility and comprehensive coverage in mind. Agents and brokers benefit from Assurity’s responsive support, robust plan features, and optional riders that let you build coverage packages tailored to your clients' unique needs. Whether you’re helping a small business enhance its employee benefits package or assisting an individual seeking extra protection, Assurity's Cancer Expense Protection plan is a strong solution for managing the financial impact of a cancer diagnosis. Frequently Asked Questions What types of accounts are a good fit for this program?This program works well for small to mid-sized employers offering voluntary benefits, as well as individuals and families looking for supplemental cancer coverage. Can dependents be added to the policy?Yes, the Family Rider allows you to add a spouse and/or eligible children to the coverage. Is this plan available in all states?The Cancer Expense Protection plan is available in most U.S. states. Please refer to the state list provided or contact Assurity for state-specific availability. What are the employee eligibility requirements?Employees must be between the ages of 18 and 69 to apply for coverage under this plan. Is this an admitted or non-admitted product?This Cancer Expense Protection plan is offered on a non-admitted basis. Need help placing an account? Connect with a market specialist.