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Tailored for School Bus, Charter Bus, Social Services, Ambulance, and ParaTransit Companies. Now includes coverage for Assault & Battery. VAIL - Value Added Insurance Lines, in partnership with Capacity Excess, LLC, offers a specialized Sexual Molestation Coverage program for transportation providers who regularly carry vulnerable populations. This program is designed for school bus contractors, charter operators, social service agencies, ambulance services, and ParaTransit providers. Coverage now extends to include Assault & Battery, giving broader protection for the kinds of high-exposure allegations these businesses face. Ideal Accounts and Appetite This program is intended for agents placing transportation clients that serve children, seniors, people with disabilities, or other at-risk groups. Typical target accounts include: School bus contractors and charter bus operators Non-emergency medical transportation (NEMT) providers Social service agencies that provide passenger transport Ambulance companies and ParaTransit operators You might place a mental-health nonprofit that operates daily shuttle routes or a charter company that runs school shuttles — both are examples of accounts that can benefit from dedicated sexual molestation and assault & battery coverage. Coverage Highlights and Advantages Allegations of sexual misconduct — even unfounded — can result in costly litigation and reputational harm. This program helps manage those risks with: Coverage for both legitimate and frivolous sexual molestation claims Assault & Battery included with the policy Limits available up to $5,000,000 Underwriting Notes and Minimums This is a non-admitted program with streamlined underwriting to speed placement for eligible risks. Key features: Flat rate per vehicle for simplified quoting A simplified application and quick quote turnaround $10,000 minimum premium $25,000 minimum retention Territories and Availability This program is available nationwide in all 50 states and the District of Columbia, offered on a non-admitted basis. If you have a multistate account or concentrated exposure in higher-risk territories, discuss placement options with the underwriting team. Why Work With VAIL and Capacity Excess VAIL specializes in value-added niche solutions and, through Capacity Excess, LLC, provides access to an underwriting team experienced in sexual misconduct and abuse exposures. Agents benefit from focused underwriting, responsive service, and a market that will consider difficult transportation risks other carriers may decline. To learn more, contact Carl Gerson at 201-661-2400 or email [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits school bus operators, charter bus companies, ambulance services, ParaTransit providers, and social service agencies that transport vulnerable populations. Does the policy cover Assault & Battery in addition to Sexual Molestation?Yes. The program now includes Assault & Battery coverage in addition to sexual molestation protections. What is the minimum premium for this coverage?$10,000 minimum premium with a $25,000 minimum retention. Is this program available in all states?Yes. The program is available nationwide in all 50 states and Washington, D.C., on a non-admitted basis. How quickly can I get a quote?VAIL and Capacity Excess use a simplified application and offer fast turnaround on quotes to help you move quickly for your clients. Need help placing an account? Connect with a market specialist.

AIRPORT INSURANCE AVAILABLE NATIONWIDE Airport owners and operators carry a unique responsibility—maintaining a safe, obstruction-free runway and protecting the public, tenants, and staff. Arlington/Roe & Co., Inc.’s Airport Insurance program helps you place liability and aviation-related coverage tailored to airport operations of all sizes. Whether your client manages a commercial hub, a municipal field, or a private airstrip, our program is built to address the exposures that come with owning, operating, or servicing airports. Our aviation team brings over 85 years of combined aviation insurance experience and represents more than 35 aviation carriers. That market access—covering both admitted and non-admitted markets—lets us compete on complex or unusual risks while still offering admitted capacity where available. We work with agents who specialize in aviation as well as agents new to the class and provide market placement support every step of the way. You can find and access this program on CompleteMarkets by searching keywords such as airport insurance, commercial airports, private airstrips (sod, turf, and grass), and public or municipal airports. Ideal Accounts and Appetite Commercial, corporate, municipal, and private airports Helipads, control towers, and maintenance/repair facilities Fixed Base Operators (FBOs), fueling and ground service providers Private airstrips including sod, turf, and grass runways Whether your client operates a small rural airstrip or a busy municipal airport, this program can provide tailored liability solutions to match the operation's size and exposures. Coverage Highlights and Advantages Arlington/Roe’s Airport Insurance program offers a broad menu of aviation coverages, including: Airport Liability – Protection for bodily injury and property damage arising from airport operations, premises, and tenant activities. Aircraft Coverage – Options for fixed-wing and rotary aircraft: commercial, corporate, personal, and non-owned exposures. Aviation Products Liability – Coverage for parts distributors, manufacturers, and repair stations. Aviation Workers' Compensation – Solutions for aviation personnel, including exposures that sit outside traditional class codes. We place a variety of aircraft types (piston, turbo-prop, jet) and specialty uses—antique, military surplus, emergency response, aerial work, and cargo operations—when appropriate to the account. Underwriting Notes and Market Access We work directly with agents to understand the full scope of airport operations—runway composition, tenant mix, fueling operations, maintenance activities, and signage/lighting—to match exposures with carrier appetite. Our broad market relationships (over 35 carriers) give us flexibility to place both admitted and excess & surplus solutions based on the risk profile. We can quote entire accounts even when aviation is not the primary exposure. Minimum premiums and terms vary by carrier and risk; each submission is tailored to the markets we target. Territories and Availability This Airport Insurance program is available nationwide in all 50 states and DC. Arlington/Roe places business across rural and urban territories alike, from seasonal turf strips to large commercial fields. Why Work With Arlington/Roe As a Managing General Agency and Excess & Surplus Lines broker, Arlington/Roe combines deep aviation underwriting expertise with broad carrier access. Our aviation division has operated as a unified team for more than 20 years, providing agents with technical underwriting, quick access to markets, and practical submission guidance. Common scenarios you might place through this program: A county airport with a single runway, fueling station, and maintenance hangar needing airport liability and hangarkeepers coverage. A private landowner with a seasonal turf strip seeking airport liability for limited operations and occasional visiting aircraft. We welcome submissions from agents experienced in aviation as well as agents new to the class—our team will help present the operation to the right markets. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits commercial, municipal, corporate, and private airports, plus helipads, control towers, FBOs, and private airstrips. Can you write coverage for private airstrips with turf or grass runways?Yes. We regularly place airport liability for sod, turf, and grass runways and can tailor terms for rural and seasonal operations. Is this program available in all states?Yes, our Airport Insurance program is available in all 50 states and DC. Do I need aviation experience to work with Arlington/Roe?No. We work with both aviation-experienced agents and those new to the class, offering submission guidance and market placement support. What types of coverages are included?Available options include airport liability, aircraft coverage (including non-owned), aviation products liability, and aviation workers' compensation. Need help placing an account? Connect with a market specialist.

AIRSHOW INSURANCE AVAILABLE NATIONWIDE Specialized Coverage for High-Risk Aviation Events Airshows, fly-ins and balloon meets create exposures that are not covered under standard airport general liability policies. Arlington/Roe & Co., Inc. offers a dedicated Airshow and Air Meet Insurance program that helps you place liability and event protection tailored to these unique risks. The program is built to support events ranging from small community balloon festivals to large multi-day aerobatic performances. Our aviation liability forms address the elevated risks of spectator injury, on-ground property damage, vendor and contractor operations, and event cancellation exposures. Policies clearly outline common aviation exclusions—most notably participant and passenger liability for performing aircraft, balloons, or vehicles—so you and your clients understand coverage boundaries up front. Ideal Accounts and Appetite This program is a strong fit for: Municipal, private, or commercial airports hosting airshows and fly-ins Event producers, aviation museums, and nonprofit airshow sponsors Organizations running balloon festivals, regional air meets, or community aviation events Typical accounts include a regional airport planning an annual airshow with aerobatic acts, or a nonprofit staging a weekend balloon festival with vendors and on-site concessions. Arlington/Roe will consider single-day and multi-day events, from small attendance to large spectator counts; appetite depends on performance types and safety controls. Coverage Highlights and Advantages General liability coverage tailored for airshows, fly-ins, balloon events and related onsite operations Optional event cancellation and rain insurance to protect against lost revenue or forced cancellation Liquor liability available for events serving alcohol Property loss coverage for event-owned or rented equipment and temporary structures Access to 35+ aviation insurance markets to place a wide range of exposures Note: As standard in the aviation market, coverage for participants or passengers in performing aircraft, balloons, or vehicles is excluded. Underwriting Notes and Minimum Premiums Underwriting depends on event size, type of performances, pilot/operator experience, safety plans, and onsite controls (crowd separation, emergency response, NOTAMs, etc.). Minimum premiums vary by carrier and risk characteristics. To get accurate terms, submit early and include a detailed event plan: dates, location, expected attendance, participant roster, pilot/operator qualifications, and documented safety protocols. Territories and Availability This program is available nationwide, including all 50 states and Washington, DC. Arlington/Roe places business across all listed states and markets, including (but not limited to) AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Arlington/Roe Arlington/Roe’s aviation division is staffed by career aviation brokers who have worked together for over 20 years and bring a combined 85 years of industry expertise. We represent a broad set of aviation markets and underwriters, making it easier for you to find capacity for unusual or higher-exposure events. We support both experienced aviation producers and agents new to aviation risks with underwriting guidance and placement assistance. Additional Aviation Capabilities Beyond airshows, Arlington/Roe places a wide range of aviation business, including: Aircraft: Personal and commercial hull and liability for fixed-wing and rotorcraft Airports: Municipal, corporate, private and associated facilities Aviation Products Liability: Parts manufacturers and suppliers Aviation Workers' Compensation: Charter operators, FBOs, service centers and ground handlers Example Account Scenarios You have a regional airport planning a two-day airshow with aerobatic teams and static displays; you can submit a detailed event plan to access liability and cancellation options through Arlington/Roe. An aviation museum wants insurance for its annual fly-in and vendor area, including liquor service; this program can package general liability, liquor liability and property for temporary structures. Frequently Asked Questions What types of accounts are a good fit for this program?Airports, municipalities, event organizers, aviation museums, and nonprofits hosting airshows, fly-ins, balloon festivals, or similar events are a good fit. What coverages are typically included?Typical options include tailored general liability, event cancellation/rain insurance, property loss for event equipment, and liquor liability. Participant/passenger liability for performing aircraft is excluded. Is this program available in all states?Yes. Arlington/Roe offers this program nationwide, including all 50 states and Washington, DC. What information do underwriters need for a quote?Provide a detailed event plan with dates, location, expected attendance, performance types, participant lists, pilot/operator credentials, and safety/emergency protocols. Can I submit business if I’m not an experienced aviation agent?Yes. Arlington/Roe works with both experienced aviation producers and agents new to the niche and will guide you through underwriting requirements and placement. Need help placing an account? Connect with a market specialist.

AVIATION INSURANCE AVAILABLE NATIONWIDE Aviation insurance is a highly specialized field, and at Arlington/Roe & Co., Inc., we bring more than 85 years of combined aviation insurance and risk management expertise to help you place coverage for your aviation clients. Our dedicated aviation team includes professionals with backgrounds in both insurance and commercial aviation, and several members of our staff are pilots themselves. This deep industry knowledge gives us the ability to understand and effectively underwrite a wide range of general aviation risks. As a Managing General Agency and Excess & Surplus Lines Broker, Arlington/Roe represents over 35 aviation insurance carriers, giving you access to one of the most comprehensive selections of markets in the industry. We've been serving aviation clients for over 20 years and are equipped to help you navigate this complex sector with confidence and efficiency. Whether you're working with aircraft owners, aviation manufacturers, or airport operations, our team is ready to assist. Ideal Accounts and Appetite We have the ability to place a broad spectrum of aviation-related accounts, including but not limited to: Aviation · Aircraft Fixed Wing and Helicopter Commercial, Corporate, Personal and Non-Owned Piston, Turbo-Prop and Jet Aerial, Antique, Military, Emergency and Cargo · Airports Commercial, Corporate, Municipal and Private Helipads, Control Towers, Maintenance Facilities and Fixed Based Operators (FBOs) · Aviation Products Liability Parts Distributors to Major Aircraft Manufacturers Critical and Non-Critical Parts Passenger, Military and General Aviation Airframes and Engines Ground Handling, Refueling and Repair Facilities · Aviation Worker's Compensation We can write entire accounts even when the aviation class code is not primary or the largest exposure. Eligible classes include Manufacturers, Fixed Based Operators (FBOs), Charter Operations, Airport Operations, Service Centers and Flight Schools. Coverage Highlights and Advantages Access to over 35 aviation-focused carriers Solutions for owned and non-owned aircraft Coverage options for both critical and non-critical component manufacturers Comprehensive airport and helipad liability solutions Dedicated claims and service support with deep aviation knowledge Underwriting Notes We can work with accounts of all sizes, including small personal aircraft owners up to large fleet operations and airports. Our underwriters understand aviation operations and can help you find the right fit for even hard-to-place or unusual risks. Available Nationwide Our aviation insurance solutions are available in all 50 states, including DC. Whether your client is based in a rural airstrip in Montana or a busy municipal airport in Florida, we have the markets and expertise to help. Why Work With Arlington/Roe? At Arlington/Roe, we pride ourselves on being a trusted resource for independent agents and brokers. Our aviation team brings unmatched knowledge, responsiveness, and access to national markets. We simplify the process of placing aviation business, allowing you to focus on your clients while we handle the complexities. You might have a client who is starting a helicopter charter service or a municipal airport expanding its services—Arlington/Roe can help you secure the right coverage quickly and efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?We handle a wide range of aviation risks including aircraft owners, FBOs, airports, charter services, aviation manufacturers, and aviation-related service providers. Can you write aviation worker's compensation even if it's not the primary exposure?Yes, we have the ability to write entire accounts even when the aviation class code is not the largest or primary exposure. Do you offer both admitted and non-admitted markets?Yes, we work with all available markets, including both admitted and non-admitted carriers, depending on the risk and state. Is this program available in all states?Yes, we offer aviation insurance solutions in all 50 states and the District of Columbia. What makes Arlington/Roe a strong partner for aviation risks?Our team has over 85 years of combined aviation and insurance experience, including licensed pilots and former aviation professionals, giving us the insight to help you succeed. Need help placing an account? Connect with a market specialist.

HELICOPTER INSURANCE AVAILABLE NATIONWIDE Helicopter operations come with unique risks that require specialized insurance solutions. At Arlington/Roe & Co., Inc., we offer a comprehensive Helicopter Insurance program available to licensed agents and brokers nationwide. Whether your client operates helicopters for commercial, corporate, emergency response, or personal use, we provide access to competitive markets and expert underwriting tailored to rotorcraft exposures. Overview of the Program From Arlington/Roe Our dedicated aviation team consists of career aviation brokers with over 85 combined years of aviation insurance and risk management experience. With 20 years working together as a team, we understand the nuances of rotorcraft operations. We represent over 35 aviation insurance carriers and serve as a Managing General Agency and Excess & Surplus Lines Broker, giving us the flexibility to find the right market for complex and specialized helicopter risks. Ideal Accounts and Appetite We can help you place a wide range of helicopter risks, including: Commercial and corporate rotorcraft operations Personal use and non-owned helicopter policies Emergency services, aerial photography, and cargo transport Agricultural, utility, and industrial aid helicopters You might have a client who uses a helicopter for pipeline inspections or another who charters flights for VIP transport—both are examples we can help with. Coverage Highlights and Advantages We offer access to markets that provide coverage for: Hull and liability insurance for fixed-wing and rotorcraft Coverage for piston, turbo-prop, and jet aircraft Specialty use—antique, military, aerial, and cargo operations Airport and helipad liability, ground handling, refueling, and maintenance Aviation product liability and aviation worker’s compensation Underwriting Notes Underwriters place strong emphasis on two primary factors: the purpose of use and the pilot’s qualifications. Proper documentation, experience, and safety records all play a role in obtaining favorable quotes. We work with both aviation-specialized agents and those new to this niche, providing guidance and support throughout the process. Territories and Availability Our Helicopter Insurance program is available in all 50 states plus Washington, DC. Whether your client is located in a rural area or operates in busy airspace, we can help you find the right carrier and coverage solution. Why Work With Arlington/Roe? With access to virtually every aviation insurance market and a team of seasoned aviation professionals, Arlington/Roe is your trusted partner in placing helicopter and aviation risks. Our experience, market relationships, and nationwide reach enable us to deliver customized insurance solutions that meet your clients’ unique operational needs. Note: You can locate Arlington/Roe’s Helicopter Insurance storefront on CompleteMarkets by searching keywords such as “helicopters,” “commercial helicopters,” or “industrial aid helicopters.” Frequently Asked Questions What types of accounts are a good fit for this program?We’re a strong market for commercial, corporate, personal, and non-owned helicopter operations, including aerial work, emergency services, and industrial support. Do you work with agents who are new to aviation insurance?Yes, we welcome agents with aviation experience as well as those looking to enter the field. Our aviation team provides support and guidance throughout the placement process. What underwriting information is most important?Purpose of use and pilot qualifications are key underwriting factors. Be prepared to provide detailed pilot experience, certifications, and operational history. In which states is this program available?We offer Helicopter Insurance in all 50 states and Washington, DC. What carriers do you represent for helicopter risks?We represent over 35 aviation insurance carriers, giving us broad market access to match your client with the right coverage solution. Need help placing an account? Connect with a market specialist.

PLEASURE AND BUSINESS AIRCRAFT INSURANCE AVAILABLE NATIONWIDE Arlington/Roe & Co., Inc. offers comprehensive Pleasure and Business Aircraft Insurance solutions for agents and brokers with clients who own or operate aircraft for personal, corporate, or business-related travel. Our program is designed to meet the needs of individuals, corporations, and even flying clubs with multiple owners or members. With coverage available nationwide, we provide access to over 35 aviation insurance markets and can assist agents regardless of their prior aviation experience. Ideal Accounts and Appetite We welcome a wide range of aircraft-related risks, including: Fixed Wing and Helicopter aircraft Commercial, Corporate, Personal, and Non-Owned aircraft Piston, Turbo-Prop, and Jet aircraft Specialty categories such as Antique, Military, Emergency Response, Aerial, and Cargo aircraft You might have a client who is a business owner using a turboprop aircraft for regional meetings, or a private pilot who co-owns a jet as part of a flying club—both scenarios are excellent fits for this program. Coverage Highlights and Advantages Our offerings extend beyond aircraft hull and liability insurance. We provide access to: Airport Liability – for commercial, municipal, private airports, helipads, FBOs, and maintenance facilities Aviation Products Liability – for manufacturers, parts distributors, and service centers Aviation Worker's Compensation – even if aviation is not the primary class code This program is ideal for agents looking to package multiple aviation-related exposures with tailored coverage solutions. Underwriting Notes and Market Access Our dedicated aviation team has over 85 years of combined experience and has worked together for more than 20 years. We represent virtually every aviation insurer in the market, giving you access to both admitted and non-admitted options. Our underwriters view pleasure and business aircraft as a favorable class of business, and we’re equipped to help you navigate complex risks or enter the aviation space with confidence. Territories and Availability Coverage is available nationwide, including all 50 states and Washington, DC. Whether your client is located in California, Texas, New York, or anywhere in between, Arlington/Roe is ready to help you place your aviation accounts. Why Work With Arlington/Roe? As a Managing General Agency and Excess & Surplus Lines Broker, Arlington/Roe offers unmatched access to aviation markets and deep expertise in aviation risk management. We support both experienced aviation agents and those new to this niche, ensuring you have the resources and guidance needed to succeed. Our personalized approach and extensive carrier relationships make us a trusted partner for aviation insurance placement. Note: You can find Arlington/Roe’s Pleasure and Business Aircraft Insurance storefront on CompleteMarkets by searching terms such as "aviation/pleasure and business," "pleasure aircraft," or "private and commercial aircraft." Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private owners, corporate operators, flying clubs, and businesses using aircraft for travel. We also welcome antique, cargo, and emergency aircraft risks. Do I need aviation insurance experience to work with Arlington/Roe?No. Our aviation team supports both experienced agents and those new to aviation, helping you confidently place these accounts. Is this program available in all states?Yes, Arlington/Roe offers Pleasure and Business Aircraft Insurance coverage in all 50 states and Washington, DC. Can this program cover more than just the aircraft?Yes. We can provide coverage for airports, aviation products liability, and aviation worker's compensation in addition to aircraft hull and liability. What types of aircraft are eligible?We accept fixed wing, helicopters, jets, turboprops, pistons, and specialty aircraft used for personal, business, or commercial purposes. Need help placing an account? Connect with a market specialist.

AVIATION PRODUCTS LIABILITY INSURANCE AVAILABLE NATIONWIDE Arlington/Roe offers Aviation Products Liability Insurance tailored for manufacturers, suppliers, and service providers in the aviation and aerospace sectors. Whether your client designs, modifies, repairs, or distributes components—airframes, engines, avionics, or other critical parts—this program helps protect them from claims arising from faulty design, defective workmanship, or service-related incidents. Ideal Accounts and Appetite This program is a strong fit for agents placing: Manufacturers and distributors of aviation and aerospace parts Maintenance, repair, and overhaul (MRO) facilities Avionics and component suppliers Ground handling, refueling, and flight-support service operators You might have a client who distributes critical parts to OEMs or operates a repair station specializing in turbine overhauls—this program provides markets and underwriting expertise to help place those accounts. Coverage Highlights and Advantages Coverage for both critical and non-critical parts used across passenger, military, and general aviation Options tailored for maintenance facilities, refueling operations, and flight support services Access to over 35 aviation insurance carriers, including admitted and non-admitted markets Flexible limits and wording available to address product liability and service exposures Underwriting Notes and Minimum Premiums Arlington/Roe represents all available markets for aviation products liability and can tailor placements to fit a client's specific risk profile. Minimum premiums and specific terms vary by carrier and exposure—our aviation team collaborates with agents to identify competitive options, including for complex or specialized accounts. Territories and Availability This program is available nationwide, including all 50 states and Washington, DC. Arlington/Roe holds the carrier access and licensing to support regional or multi-state operations. Why Work With Arlington/Roe? Our aviation team brings decades of combined underwriting and risk-management experience and represents more than 35 specialized aviation markets. We work with both experienced aviation brokers and agents new to the class—providing guidance on exposures, submission strategy, and market selection to improve placement success. To place or discuss an account, search the Aviation Products Liability Insurance storefront on CompleteMarkets using terms like aviation products, aircraft parts, or aircraft spare parts insurance. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for aviation and aerospace manufacturers, parts distributors, maintenance facilities, and aviation service providers such as refueling or ground handling operations. Can Arlington/Roe help with accounts that include both critical and non-critical aviation parts?Yes. We have access to markets that handle accounts with both critical and non-critical components across passenger, military, and general aviation sectors. Is this program available in all states?Yes. Arlington/Roe offers this program nationwide, including all 50 states and Washington, DC. Do I need to be an aviation specialist to access this program?No. We welcome aviation-experienced agents and those new to aviation risks—our team can help with submission preparation and market selection. What carriers does Arlington/Roe work with for aviation insurance?Arlington/Roe represents over 35 aviation insurance carriers, giving you broad access to both admitted and non-admitted markets. Need help placing an account? Connect with a market specialist.

With up to 20 trips a day, Non-Emergency Medical Transportation (NEMT) drivers transport patients between hospitals, nursing homes, and outpatient care facilities. The fast-paced environment and high volume of trips increase the risk of on-the-job accidents and injuries. Even well-trained professionals can encounter hazards caused by distracted drivers, time pressure, or unpredictable road conditions. That’s why having the right Workers Compensation Insurance is essential for NEMT businesses—and why agents need a trusted market for these accounts. Novatae Risk Group, through its partnership with Empire Underwriters and an “A”-rated carrier, offers a dedicated Workers Compensation Insurance program designed specifically for the Non-Emergency Medical Transportation industry. Backed by over 30 years of experience in this niche, we understand the exposures your clients face and can help you place coverage quickly and efficiently. Ideal Accounts and Appetite Non-Emergency Medical Transportation (NEMT) companies with professional drivers Accounts with multiple vehicles and daily transport schedules Operations with prior coverage and a loss history that can be reviewed Whether you're working with a small provider or a multi-vehicle operation, this program is designed to handle the unique risks of NEMT services. For example, you may have a client running scheduled transports for dialysis patients or post-acute care facilities—this program was built to meet those needs. Coverage Highlights and Advantages Coverage available in over 20 states Fast quote turnaround with completed submissions 10% commission for agents Backed by an “A”-rated insurance carrier We understand the urgency and complexity of Workers Compensation coverage for transportation risks. Our streamlined underwriting process and knowledgeable team help you deliver competitive quotes and dependable protection to your clients quickly. Underwriting Requirements and Minimum Premium Minimum premium: $7,500 Required submission documents include: Acord 130 Three years of loss runs Supplemental questionnaire Details on any large losses The more complete the submission, the faster we can turn around a quote. Our team is ready to help you navigate the process and find solutions for even the most challenging accounts. Territories and Market Access This Workers Compensation program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Novatae Risk Group works with both admitted and non-admitted carriers to provide flexible solutions across a wide geographic footprint. Why Choose Novatae Risk Group As a Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group brings deep expertise and market access to the NEMT sector. Our long-standing relationships with carriers and our focused underwriting allow us to provide tailored solutions for complex transportation risks. We make it easy for agents to access competitive Workers Compensation coverage for their NEMT clients—supported by a responsive team, fast turnaround, and strong commissions. Need a Workers Compensation quote for your NEMT client? Send your submission to [email protected] or call 800-758-8113 to speak directly with an experienced underwriter. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for Non-Emergency Medical Transportation companies that operate multiple vehicles and transport patients between medical facilities on a regular schedule. What states is this Workers Compensation program available in?Coverage is available in over 20 states, including CA, FL, TX, NY, and others across the South, Midwest, and East Coast. What is the minimum premium for eligible accounts?The minimum premium for this program is $7,500. How quickly can I get a quote?Quotes are typically turned around quickly once a complete submission is received, including Acord 130, loss runs, and supplemental details. Who should I contact with questions or submissions?You can reach out via email at [email protected] or call 800-758-8113 to speak with an experienced underwriter. Need help placing an account? Connect with a market specialist.