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...am designed for small to mid-sized farms across the Western U.S. The program h...al offers options for tenant-occupied farms, including coverage for the dwelli...

...red Include (but not limited to): Animals & Livestock Aquaculture & Fish Farms ATVs & Snowmobiles Beekeeping Own...unts include vineyards, ranches, tree farms, aquaculture operations, beekeeping businesses, and pick-your-own farms. Both traditional and niche agricu...

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...ce Agency, Inc. offers a targeted Animal Services Insurance program for busine...t accounts with exotic or aggressive animals?Exotic species, wildlife, and kno...

Policy Highlights: Farm equipment repair shops carry specialized risks that require tailored insurance solutions. Colonial General Insurance Agency, Inc. offers a dedicated Farm Equipment Repair Shop Insurance program through its commercial garage department, specifically designed to address the exposures faced by businesses involved in the repair and sales of agricultural equipment. Overview of the Program From Colonial General Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with access to multiple markets, offering flexible and competitive solutions for farm equipment repair operations. This program provides comprehensive commercial garage coverage to help protect your clients from liability, property damage, and equipment-related risks commonly associated with this niche industry. Ideal Accounts and Appetite This program is ideal for businesses that specialize in the repair, maintenance, and sale of farm equipment. Target accounts include: Independent farm equipment repair shops Small to mid-sized agricultural equipment dealers with onsite service facilities Mobile repair units servicing farm machinery Note: Non-motorized equipment operations are not eligible for this program. Coverage Highlights and Advantages Colonial General’s Farm Equipment Repair Shop Insurance program includes broad protection to meet the unique needs of this class of business. Coverage highlights include: Garage Liability Limits up to $1,000,000 per accident $3,000,000 General Liability Aggregate $5,000 Medical Payments Broadened Coverage Endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garagekeepers Coverage on a Primary Basis with Specified Causes of Loss In-Transit Coverage for Towing Operations Optional Property Coverage available Underwriting Notes and Minimum Premiums Colonial General underwrites each account based on business operations, loss history, and location. While minimum premium information is not specified, agents can expect competitive pricing through access to both admitted and non-admitted markets, depending on the risk profile. Accounts involving mobile service or on-site repairs with appropriate safety measures in place are typically strong fits. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General With decades of experience in niche commercial programs, Colonial General provides agents with access to tailored coverage options for hard-to-place risks. The commercial garage team understands the operational nuances of farm equipment repair shops and offers responsive service, customized underwriting, and access to a range of carriers to help you place business confidently. Whether your client runs a rural repair shop servicing tractors or a regional dealership with multiple service bays, Colonial General has the tools and expertise to support your placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts are farm equipment repair shops and agricultural equipment dealers that offer repair and maintenance services. Mobile service providers may also qualify. Is coverage available for non-motorized equipment repair?No, this program does not provide coverage for non-motorized equipment operations. Can I access admitted and non-admitted markets through this program?Yes, Colonial General offers access to both admitted and non-admitted markets depending on the specific risk and location. What is included in the Garagekeepers Coverage?The program offers Garagekeepers Coverage on a primary basis with specified causes of loss to protect your client's customers’ vehicles while in their care. In which states is this program available?This program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

... Accounts with amusement devices, animal interactions, elevated crowd density,...uire additional underwriting review. Animal rides are typically not eligible a...

IPMG offers you the EXPERTISE and the SERVICE you have been looking for! Our carriers offer competitive pricing for welders insurance — ideal for one-person shops and small welding operations. Coverage is available whether welding is performed at the insured’s location or off-site. Welders Insurance Program from IPMG Insurance Program Managers Group (IPMG) provides brokers and agents access to a specialized Welders Insurance program designed for small to mid-sized welding and metal fabrication operations. Working with “A”-rated E&S carriers, IPMG delivers flexible, non-admitted solutions in Florida, Illinois, and Missouri backed by experienced underwriting and responsive brokerage service. Ideal Accounts and Target Classes This program fits a broad range of welding-related trades, especially mobile and on-site operations. Typical classes we place include: Repair of farm or factory equipment, machinery, and miscellaneous equipment Trailer hitch fabrication and repair (up to 25% of operations) Installation of handrails, stair rails, and balcony railings Metal erection and metal goods manufacturing Auto and truck body/frame welding, including bumpers Conveyor system repairs Man lift and lift truck maintenance Logging equipment repair Work on window guards, bars, and similar security fixtures IPMG is a good fit for clients working in agricultural, industrial, and light commercial settings, including single-operator shops and small crews that perform both shop-based and off-site work. Coverage Highlights and Advantages Access to experienced, “A”-rated E&S carriers for risks that may not fit admitted markets Coverage for both shop and mobile/on-site welding operations Competitive pricing geared toward small operators and one-person shops Underwriters and brokerage staff with hands-on knowledge of welding exposures Quick, practical underwriting decisions when submissions include required documentation Underwriting Notes and Minimum Premiums The program requires a completed ACORD application plus a supplemental welders application for full underwriting review. Minimum premium starts at $1,000. IPMG’s underwriters evaluate operations by class mix, payroll, revenue, mobile exposures, and loss history; they can often structure terms to address common welding exposures when the risk profile is clear. Typical Appetite and Common Restrictions What typically fits: Small fabrication shops and mobile welder accounts with limited hot work exposure controls Accounts where welding is a primary operation or a substantial portion of the business What may not fit or will require special handling: Large scale structural steel erectors or heavy industrial contractors with significant site risk Accounts with poor loss history, inadequate hot work procedures, or large subcontractor exposures Territories and Availability This program is offered on a non-admitted basis in Florida, Illinois, and Missouri. IPMG works with appointed agents in those states to place accounts efficiently and to find appropriate carrier capacity. Why Work With IPMG? As a Managing General Agency and E&S broker, IPMG brings decades of specialty placement experience. Agents benefit from direct access to underwriting decision-makers, pragmatic risk acceptance, and a service-oriented team that understands welders’ unique operations. IPMG helps place accounts that need tailored terms outside standard admitted market appetite. Example Account Scenarios You have a client who runs a one-person mobile welding service repairing farm equipment and installing handrails at residential and commercial sites — this program can provide general liability and equipment coverage with competitive terms. You represent a small shop that fabricates light metal goods and performs occasional trailer hitch work (under 25% of operations) — IPMG can evaluate class mix and offer appropriate coverage on an E&S basis in the program states. Contact our team today to discuss placement strategies and the documentation needed for fast underwriting decisions: Barbara Commings Florida Branch Manager (855) 377-4764 [email protected] Leona Greeves VP Brokerage Services (314) 293-9705 [email protected] Matt Becker Surplus Lines Practice Leader (630) 485-5952 [email protected] April Cook Brokerage Services Underwriter (314) 293-9702 [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small welding operations, including mobile welders and those working on farm equipment, handrails, metal goods, or light auto/truck body repair. Is off-site welding work covered under this program?Yes. The program provides coverage for welding performed both at the insured’s shop and at off-site locations, subject to underwriting review of the exposure. What documentation is required to submit a risk?A completed ACORD application and a supplemental welders application are required. Include details on operations, percentage of mobile work, any hot-work controls, payroll or sales, and recent loss history to speed the review. What states is this program available in?The Welders Insurance program is currently available on a non-admitted basis in Florida, Illinois, and Missouri. What is the minimum premium for this program?Minimum premium starts at $1,000, depending on the risk characteristics and underwriting evaluation. Need help placing an account? Connect with a market specialist.

...idences, barns, and equipment Animal mortality options Farm liability,...

...ts that transport grain, hay, and animal feed. Built for agents and brokers pl...g grain or hay across state lines Farms or ranches with owned vehicles tha...

...tions as well as larger commercial farms running multiple attractions. Exam...