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...ng operations combining crops and animals Farms with owned or leased machinery and equipment Family farms transitioning toward more commercial ...d livestock?Yes. We welcome mixed-use farms and can tailor coverages to addres...

...am designed for small to mid-sized farms across the Western U.S. The program h...al offers options for tenant-occupied farms, including coverage for the dwelli...

...ce Agency, Inc. offers a targeted Animal Services Insurance program for busine...t accounts with exotic or aggressive animals?Exotic species, wildlife, and kno...

...red Include (but not limited to): Animals & Livestock Aquaculture & Fish Farms ATVs & Snowmobiles Beekeeping Own...unts include vineyards, ranches, tree farms, aquaculture operations, beekeeping businesses, and pick-your-own farms. Both traditional and niche agricu...

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...ludes: Farms and Ranches Animal Mortality Vineyards and Wineries Livestock and Horse Farms Nurseries and Greenhouses Cot...his program?This program is ideal for farms, ranches, vineyards, nurseries, an...

...s. The program accepts single-site farms, multi-location operations, and busin... businesses, including multi-location farms, seasonal operations, and entities...

Policy Highlights: Colonial General Insurance Agency, Inc. offers specialized insurance solutions for farm equipment sales and repair operations through its Commercial Garage program. This program is designed to help agents place coverage for clients who sell, service, or repair farm equipment and related machinery. With access to a variety of carriers and some admitted markets, Colonial General provides flexible underwriting and tailored protection for this niche class of business. Ideal Accounts and Appetite This program is an excellent fit for businesses involved in the sale and repair of motorized farm equipment. Eligible risks typically include: Farm equipment dealerships Repair shops servicing agricultural machinery Businesses that tow or transport farm equipment Note: Non-motorized equipment sales or repair operations do not qualify for this program. You might have a client who operates a regional dealership selling tractors and combines, or a repair shop that services field machinery—these are the types of accounts that fit Colonial General’s appetite well. Coverage Highlights and Advantages Colonial General’s Farm Equipment Sales Insurance program includes robust coverage options designed to address the unique exposures in this sector: Garage Liability Limits up to $1,000,000 per accident $3,000,000 Aggregate Liability Limit $5,000 Medical Payments Broadened coverage endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garage Keepers Coverage on a primary basis with specified causes of loss In-Transit Coverage for towing operations Property coverage options available These coverages help protect your clients from costly legal and physical damage exposures, whether they’re transporting equipment, storing customer property, or offering repair services. Underwriting Notes and Minimum Premiums Colonial General underwrites this program through various carrier partners, allowing for flexibility in terms and pricing. While minimum premium information is not specified, the program is competitively structured to accommodate a wide range of account sizes. Submissions should include complete operational details, including equipment types handled and services offered. Territories and Availability This program is available to agents and brokers placing business in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Admitted markets may be available in select jurisdictions. Contact Colonial General for state-specific availability and underwriting guidelines. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep experience in niche commercial programs, including garage and equipment-related risks. Their commercial garage department offers responsive underwriting, access to multiple markets, and product knowledge that can help you secure hard-to-place accounts in the farm equipment sector. By partnering with Colonial General, agents benefit from personalized service, market flexibility, and a focused approach to specialized risks. Frequently Asked Questions What types of accounts are a good fit for this program?Farm equipment dealerships, repair shops for motorized agricultural machinery, and operations involving towing or transporting farm equipment are ideal candidates. Is non-motorized equipment eligible for coverage?No, businesses that primarily handle non-motorized equipment are not eligible for this program. What coverage limits are available under this program?The program offers liability limits up to $1,000,000 per accident and $3,000,000 aggregate, along with options like Garage Keepers, Dealers Physical Damage, and more. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does Colonial General offer admitted markets for this program?Yes, some admitted markets are available depending on the state and specific risk profile. Need help placing an account? Connect with a market specialist.

Policy Highlights: Farm equipment repair shops carry specialized risks that require tailored insurance solutions. Colonial General Insurance Agency, Inc. offers a dedicated Farm Equipment Repair Shop Insurance program through its commercial garage department, specifically designed to address the exposures faced by businesses involved in the repair and sales of agricultural equipment. Overview of the Program From Colonial General Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with access to multiple markets, offering flexible and competitive solutions for farm equipment repair operations. This program provides comprehensive commercial garage coverage to help protect your clients from liability, property damage, and equipment-related risks commonly associated with this niche industry. Ideal Accounts and Appetite This program is ideal for businesses that specialize in the repair, maintenance, and sale of farm equipment. Target accounts include: Independent farm equipment repair shops Small to mid-sized agricultural equipment dealers with onsite service facilities Mobile repair units servicing farm machinery Note: Non-motorized equipment operations are not eligible for this program. Coverage Highlights and Advantages Colonial General’s Farm Equipment Repair Shop Insurance program includes broad protection to meet the unique needs of this class of business. Coverage highlights include: Garage Liability Limits up to $1,000,000 per accident $3,000,000 General Liability Aggregate $5,000 Medical Payments Broadened Coverage Endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garagekeepers Coverage on a Primary Basis with Specified Causes of Loss In-Transit Coverage for Towing Operations Optional Property Coverage available Underwriting Notes and Minimum Premiums Colonial General underwrites each account based on business operations, loss history, and location. While minimum premium information is not specified, agents can expect competitive pricing through access to both admitted and non-admitted markets, depending on the risk profile. Accounts involving mobile service or on-site repairs with appropriate safety measures in place are typically strong fits. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General With decades of experience in niche commercial programs, Colonial General provides agents with access to tailored coverage options for hard-to-place risks. The commercial garage team understands the operational nuances of farm equipment repair shops and offers responsive service, customized underwriting, and access to a range of carriers to help you place business confidently. Whether your client runs a rural repair shop servicing tractors or a regional dealership with multiple service bays, Colonial General has the tools and expertise to support your placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts are farm equipment repair shops and agricultural equipment dealers that offer repair and maintenance services. Mobile service providers may also qualify. Is coverage available for non-motorized equipment repair?No, this program does not provide coverage for non-motorized equipment operations. Can I access admitted and non-admitted markets through this program?Yes, Colonial General offers access to both admitted and non-admitted markets depending on the specific risk and location. What is included in the Garagekeepers Coverage?The program offers Garagekeepers Coverage on a primary basis with specified causes of loss to protect your client's customers’ vehicles while in their care. In which states is this program available?This program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.