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...am designed for small to mid-sized farms across the Western U.S. The program h...al offers options for tenant-occupied farms, including coverage for the dwelli...

...red Include (but not limited to): Animals & Livestock Aquaculture & Fish Farms ATVs & Snowmobiles Beekeeping Own...unts include vineyards, ranches, tree farms, aquaculture operations, beekeeping businesses, and pick-your-own farms. Both traditional and niche agricu...

...s with farm/ranch elements Hobby farms or part-time farming operations Cli...

...s. The program accepts single-site farms, multi-location operations, and busin... businesses, including multi-location farms, seasonal operations, and entities...

...s. The program accepts single-site farms, multi-location operations, and busin... businesses, including multi-location farms, seasonal operations, and entities...

... who need cargo coverage for live animals during transit. Ideal accounts inclu...rogram include coverage for straying animals?Yes, a straying endorsement is included to cover incidents where animals escape during transit. In which s...

... Accounts with amusement devices, animal interactions, elevated crowd density,...uire additional underwriting review. Animal rides are typically not eligible a...

Landowners Insurance Program from Colonial General Insurance Agency, Inc. Colonial General Insurance Agency, Inc. offers a flexible Landowners Insurance program for agents and brokers placing risks involving vacant or undeveloped land, real estate development sites, and acreage leased to third parties. As a Managing General Agency and Excess & Surplus Lines broker, Colonial General provides access to multiple admitted and non-admitted markets across the western U.S. This program is designed for insureds who own land with little or no physical improvement or who lease acreage for farming, grazing, hunting, mineral extraction, parking, or other uses. Colonial General’s broad underwriting appetite and access to higher liability capacity help you place accounts that may not fit standard markets. Ideal Accounts and Target Risks This program is tailored for property owners with the following types of land: Vacant land held for investment or future development Undeveloped land used for recreational purposes (hiking, fishing, camping) Land leased to others for grazing, farming, hunting, parking, or similar uses Real estate development sites awaiting construction Land used for commercial activities such as strip mining or quarries Example fits: a client who owns 100 acres leased seasonally for cattle grazing, or an investor holding multiple undeveloped parcels intended for resale or future construction. Coverage Highlights and Advantages Policy Highlights: Coverage is available for vacant land, development property, and land leased to others. Tenant uses can include grazing, hunting, camping, fishing, parking, farming, hiking, cross-country skiing, strip mining, quarries, and similar activities. When tenants occupy the land, they should maintain their own insurance and name the owner as an additional insured. Commercial General Liability coverage available: Primary limits up to $3,000,000 occurrence / aggregate $5,000 Medical Payments — included Additional interests — $100 each Excess/umbrella capacity up to $25,000,000 No deductible required on many placements Underwriting Notes and Minimum Premiums Colonial General works with a range of carriers to structure coverage that matches the land use and exposure. While a single minimum premium is not specified, accounts with clear, documented land use and tenant agreements place more efficiently. Underwriting will evaluate acreage, access, proximity to public areas, known hazards, and tenant operations. Submissions should include land location, acreage, intended use, a description of tenant activities, and copies of any tenant agreements. Evidence of tenants’ insurance and requests to add the landowner as an additional insured will help speed placement. Territories and Availability This Landowners Insurance program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states; other placements may require excess & surplus solutions through Colonial General’s E&S capabilities. Why Work with Colonial General Insurance Agency? Colonial General brings niche expertise placement for non-standard property and liability risks across the western U.S. As an MGA and E&S broker, they offer access to multiple markets and flexible underwriting for vacant land, leased acreage, and development sites. Their team assists agents and brokers with submission requirements and can help structure liability and excess layers for higher-limit needs. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts involving vacant land, undeveloped parcels, or land leased for grazing, farming, hunting, or similar uses are ideal. Real estate development sites awaiting construction are also eligible. Can the land be leased to tenants for commercial activities?Yes. Land leased for activities like strip mining, quarries, or agriculture can be covered. Tenants should provide proof of insurance and name the landowner as an additional insured when requested by underwriting. Are there restrictions on land size or location?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Underwriters will consider acreage, use, and location when evaluating a risk; there is flexibility on size but each account is reviewed on its facts. Is this program available through admitted carriers?Some admitted markets are available depending on state and risk profile. Colonial General also places eligible business in non-admitted markets via its E&S relationships. What documents are needed to submit a quote?Provide land location, acreage, intended and historical use, tenant agreements, and any known loss history. Including tenant insurance details and requests for additional insured status accelerates underwriting. Need help placing an account? Connect with a market specialist.

...ts that transport grain, hay, and animal feed. Built for agents and brokers pl...g grain or hay across state lines Farms or ranches with owned vehicles tha...