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...ency, Inc. offers a comprehensive Animal Services Insurance program tailored f...t accounts with exotic or aggressive animals?These risks may be considered on ...

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Policy Highlights: Colonial General Insurance Agency, Inc. offers specialized insurance solutions for farm equipment sales and repair operations through its Commercial Garage program. This program is designed to help agents place coverage for clients who sell, service, or repair farm equipment and related machinery. With access to a variety of carriers and some admitted markets, Colonial General provides flexible underwriting and tailored protection for this niche class of business. Ideal Accounts and Appetite This program is an excellent fit for businesses involved in the sale and repair of motorized farm equipment. Eligible risks typically include: Farm equipment dealerships Repair shops servicing agricultural machinery Businesses that tow or transport farm equipment Note: Non-motorized equipment sales or repair operations do not qualify for this program. You might have a client who operates a regional dealership selling tractors and combines, or a repair shop that services field machinery—these are the types of accounts that fit Colonial General’s appetite well. Coverage Highlights and Advantages Colonial General’s Farm Equipment Sales Insurance program includes robust coverage options designed to address the unique exposures in this sector: Garage Liability Limits up to $1,000,000 per accident $3,000,000 Aggregate Liability Limit $5,000 Medical Payments Broadened coverage endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garage Keepers Coverage on a primary basis with specified causes of loss In-Transit Coverage for towing operations Property coverage options available These coverages help protect your clients from costly legal and physical damage exposures, whether they’re transporting equipment, storing customer property, or offering repair services. Underwriting Notes and Minimum Premiums Colonial General underwrites this program through various carrier partners, allowing for flexibility in terms and pricing. While minimum premium information is not specified, the program is competitively structured to accommodate a wide range of account sizes. Submissions should include complete operational details, including equipment types handled and services offered. Territories and Availability This program is available to agents and brokers placing business in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Admitted markets may be available in select jurisdictions. Contact Colonial General for state-specific availability and underwriting guidelines. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep experience in niche commercial programs, including garage and equipment-related risks. Their commercial garage department offers responsive underwriting, access to multiple markets, and product knowledge that can help you secure hard-to-place accounts in the farm equipment sector. By partnering with Colonial General, agents benefit from personalized service, market flexibility, and a focused approach to specialized risks. Frequently Asked Questions What types of accounts are a good fit for this program?Farm equipment dealerships, repair shops for motorized agricultural machinery, and operations involving towing or transporting farm equipment are ideal candidates. Is non-motorized equipment eligible for coverage?No, businesses that primarily handle non-motorized equipment are not eligible for this program. What coverage limits are available under this program?The program offers liability limits up to $1,000,000 per accident and $3,000,000 aggregate, along with options like Garage Keepers, Dealers Physical Damage, and more. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does Colonial General offer admitted markets for this program?Yes, some admitted markets are available depending on the state and specific risk profile. Need help placing an account? Connect with a market specialist.

Policy Highlights: Farm equipment repair shops carry specialized risks that require tailored insurance solutions. Colonial General Insurance Agency, Inc. offers a dedicated Farm Equipment Repair Shop Insurance program through its commercial garage department, specifically designed to address the exposures faced by businesses involved in the repair and sales of agricultural equipment. Overview of the Program From Colonial General Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with access to multiple markets, offering flexible and competitive solutions for farm equipment repair operations. This program provides comprehensive commercial garage coverage to help protect your clients from liability, property damage, and equipment-related risks commonly associated with this niche industry. Ideal Accounts and Appetite This program is ideal for businesses that specialize in the repair, maintenance, and sale of farm equipment. Target accounts include: Independent farm equipment repair shops Small to mid-sized agricultural equipment dealers with onsite service facilities Mobile repair units servicing farm machinery Note: Non-motorized equipment operations are not eligible for this program. Coverage Highlights and Advantages Colonial General’s Farm Equipment Repair Shop Insurance program includes broad protection to meet the unique needs of this class of business. Coverage highlights include: Garage Liability Limits up to $1,000,000 per accident $3,000,000 General Liability Aggregate $5,000 Medical Payments Broadened Coverage Endorsements Dealers Physical Damage False Pretense Coverage Fire Legal Liability Garagekeepers Coverage on a Primary Basis with Specified Causes of Loss In-Transit Coverage for Towing Operations Optional Property Coverage available Underwriting Notes and Minimum Premiums Colonial General underwrites each account based on business operations, loss history, and location. While minimum premium information is not specified, agents can expect competitive pricing through access to both admitted and non-admitted markets, depending on the risk profile. Accounts involving mobile service or on-site repairs with appropriate safety measures in place are typically strong fits. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General With decades of experience in niche commercial programs, Colonial General provides agents with access to tailored coverage options for hard-to-place risks. The commercial garage team understands the operational nuances of farm equipment repair shops and offers responsive service, customized underwriting, and access to a range of carriers to help you place business confidently. Whether your client runs a rural repair shop servicing tractors or a regional dealership with multiple service bays, Colonial General has the tools and expertise to support your placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts are farm equipment repair shops and agricultural equipment dealers that offer repair and maintenance services. Mobile service providers may also qualify. Is coverage available for non-motorized equipment repair?No, this program does not provide coverage for non-motorized equipment operations. Can I access admitted and non-admitted markets through this program?Yes, Colonial General offers access to both admitted and non-admitted markets depending on the specific risk and location. What is included in the Garagekeepers Coverage?The program offers Garagekeepers Coverage on a primary basis with specified causes of loss to protect your client's customers’ vehicles while in their care. In which states is this program available?This program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...ies. Our Agribusiness, Equestrian, Farms, Outfitters & Guides, and Recreation ...strian centers, boarding and breeding farms, outfitters and guides, recreation...

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Landowners Insurance Program from Colonial General Insurance Agency, Inc. Colonial General Insurance Agency, Inc. offers a flexible Landowners Insurance program designed to meet the needs of clients with vacant land, real estate development sites, or land leased to third parties. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides access to a variety of markets—both admitted and non-admitted—across several western states. This program is ideal for agents and brokers seeking reliable coverage options for clients who own land with minimal or no physical structures, or who lease their land for activities such as farming, grazing, hunting, or mineral extraction. With broad underwriting capabilities and high liability limits available, Colonial General helps you place accounts that may not fit in standard markets. Ideal Accounts and Target Risks This program is tailored for property owners with the following types of land: Vacant land held for investment or future development Undeveloped land used for recreational purposes (e.g., hiking, fishing, camping) Land leased to others for grazing, farming, hunting, parking, or other uses Real estate development sites awaiting construction Land used for commercial activities such as strip mining or quarries Example scenarios include a client who owns 100 acres of rural land leased for seasonal cattle grazing, or a property investor holding multiple parcels of undeveloped land intended for resale or future construction. Coverage Highlights and Advantages Policy Highlights: Coverage available for vacant land, real estate development property, and land leased to others. Tenant use of land leased to others can be for grazing, hunting, camping, fishing, parking, farming, hiking, cross-country skiing, strip mining, quarries, etc. The tenant should provide evidence of insurance to the owner, and include the owner as an additional insured. Commercial General Liability Coverage available: Primary limits up to $3,000,000 Occurrence / Aggregate $5,000 Medical Payment Coverage — Included Additional Interests — $100 each Excess or Umbrella limits up to $25,000,000 No deductible required Underwriting Notes and Minimum Premiums Colonial General works with a range of carriers to structure coverage tailored to the land use and exposure. While minimum premium information is not specified, accounts with clear land use and risk profiles are more likely to be placed efficiently. Submissions should include clear details on land location, acreage, intended use, and any tenant agreements. Tenants should carry their own insurance and name the landowner as an additional insured when applicable. Territories and Availability This Landowners Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some territories, while others may be placed through excess and surplus lines carriers. Why Work with Colonial General Insurance Agency? Colonial General has deep experience in niche property and liability risks across the western U.S. As an MGA and E&S broker, they offer access to multiple markets and tailored underwriting for non-standard exposures like vacant land and leased acreage. Their responsive team helps agents and brokers find solutions for hard-to-place risks and can guide you through submission requirements to streamline the placement process. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts involving vacant land, undeveloped parcels, or land leased for grazing, farming, hunting, or similar uses are ideal. Real estate development sites are also eligible. Can the land be leased to tenants for commercial activities?Yes, land leased for purposes like strip mining, quarries, or agriculture can be covered. Tenants should provide proof of insurance and name the landowner as an additional insured. Are there any restrictions on land size or location?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. While there is flexibility in land size, underwriting will consider acreage and usage when evaluating the risk. Is this program available through admitted carriers?Some admitted markets are available depending on the state and risk profile. Non-admitted options are also accessible through Colonial General’s E&S capabilities. What documents are needed to submit a quote?Submissions should include detailed land use descriptions, location, acreage, and any tenant agreements. Including tenant insurance details can help expedite the process. Need help placing an account? Connect with a market specialist.

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Policy Highlights for Christmas Tree Lots Insurance: Colonial General Insurance Agency, Inc. offers a tailored Christmas Tree Lots Insurance program designed to help agents place seasonal accounts with confidence. Whether your client operates a single temporary lot or manages multiple holiday locations, this program provides essential property and liability coverages suited for the unique risks associated with Christmas tree sales operations. Ideal Accounts and Appetite This program is an excellent fit for: Seasonal Christmas tree lot operators with temporary or semi-permanent setups Vendors operating in leased lots, parking areas, or retail spaces Operations requiring short-term coverage during the holiday season Common exposures such as customer slip-and-falls, theft of inventory, and weather-related property damage can be addressed. Accounts with clean loss history and organized risk management practices are preferred. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 Occurrence and Aggregate $5,000 Medical Payments included Excess or Umbrella limits available up to $25,000,000 No deductible required Crime Coverage: Inside the Premises – Theft of Money and Securities Robbery or Safe Burglary of Other Property Outside the Premises coverage Property Coverage Options: Basic, Broad, or Special Form Building and Contents Business Income and Equipment Breakdown Computer Equipment and Inland Marine Food Spoilage and Outside Signs Accounts Receivable and Valuable Papers Replacement Cost or Actual Cash Value This comprehensive set of coverages allows agents to present fully packaged solutions to seasonal clients, with flexible options to meet different risk profiles. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on risk characteristics, location, and coverage selections. Colonial General evaluates each submission individually and offers flexible underwriting for seasonal operations. Agents should be prepared to provide details on operating hours, security measures, and prior claims, if any. Territories and Availability This program is available in the following Western states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Some admitted markets are available, depending on the state and account profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep experience in placing niche seasonal risks. Their team understands the short duration and unique exposures of Christmas tree lots and works with a variety of carriers to find the right fit. With responsive service and access to both admitted and non-admitted markets, Colonial General is a valuable resource for agents looking to write seasonal tree lot business quickly and effectively. Contact Colonial General Insurance Agency, Inc. today to learn more about how you can place your Christmas Tree Lots Insurance accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for seasonal Christmas tree lot operators, particularly those with temporary setups in parking lots, retail areas, or leased spaces during the holiday season. Is this program available in all states?No, the program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both property and liability coverages available?Yes, agents can access property and liability coverage on a mono-line or package basis depending on the client's needs. What documentation is needed for underwriting?Basic information such as location details, operating dates, security measures, and prior loss history will help expedite underwriting. Can I get coverage for theft or burglary?Yes, the program includes crime coverage options for theft of money, securities, and property both inside and outside the premises. Need help placing an account? Connect with a market specialist.