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...ce Agency, Inc. offers a targeted Animal Services Insurance program for busine...t accounts with exotic or aggressive animals?Exotic species, wildlife, and kno...

...nts placing accounts that involve animal interaction, public education, and en...ums, wildlife parks, amusement-based animal attractions, and similar venues that involve public interaction and animal care operations. Is the coverage a...

...rs placing coverage for campground parks, RV parks, and mobile home communities (tourist... fit for this program?Campgrounds, RV parks, and mobile home communities—both ...

...ion Districts Library Districts, Parks and Recreation Boards Highway and C...s, and special service districts like parks, water, and library boards. Can I ...

...am is not intended for large water parks, major aquatic complexes, or highly a...rograms are prime fits. Large aquatic parks and high-spectator venues typicall...

Policy Highlights for Shopping Center Insurance: Colonial General Insurance Agency, Inc. offers a focused Shopping Center Insurance program for lessor’s risk exposures at strip and neighborhood shopping centers. The program supports monoline or packaged placements and provides flexible options so you can tailor coverage to property owners who lease space to multiple tenants. To be eligible, centers should have a minimum of five retail units and at least 25,000 square feet of automobile parking at each location. These requirements keep the program aligned with larger, higher-traffic retail properties that benefit from broader property and liability protection. Ideal Accounts and Appetite This program is aimed at owners and investors of strip malls and neighborhood shopping centers with a mix of tenants such as dry cleaners, quick-service restaurants, salons, convenience stores, and specialty retailers. Typical accounts are lessor’s risk exposures where the insured maintains the buildings and common areas and leases space to third-party operators. Primary territory: AZ, CA, CO, ID, NV, NM, UT, and WY. Colonial General is particularly active in the Southwestern and Mountain West markets and can consider admitted or non-admitted placements depending on the specific risk profile. Example accounts you can place: A retail plaza anchored by a grocery store with multiple inline tenants, where the owner needs building, business income, and liability protection for common areas. A regional investor with several neighborhood centers across the Southwest seeking a consistent program for multiple locations, with options for higher limits and excess coverage. Coverage Highlights and Advantages Property Coverage: • Building coverage on a Replacement Cost or Actual Cash Value basis • Basic, Broad, or Special Form available • Business Income and Equipment Breakdown • Accounts Receivable and Valuable Papers • Computer Equipment and Contents • Coverage for Outside Signs Commercial General Liability: • Primary limits up to $3,000,000 Occurrence / Aggregate • $5,000 Medical Payments included • Additional interests available for $100 each • Excess/Umbrella capacity available (up to $25,000) • No deductible required for GL Crime Coverage: • Inside the Premises – Theft of Money & Securities • Inside the Premises – Robbery or Safe Burglary of Other Property • Outside the Premises coverage available Underwriting Notes and Minimum Premiums Colonial General works with a panel of admitted and non-admitted carriers to provide flexible underwriting solutions. Minimum premiums vary based on center size, location, construction, tenant mix, and loss history. Provide full property details and a complete tenant schedule with rent structure to help expedite placement and receive accurate terms. Territories and Availability This program writes in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some admitted markets are available depending on location and exposure; non-admitted options are accessible through Colonial General’s market access for more complex or higher-limit accounts. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker with deep experience in commercial property across the Western U.S., Colonial General offers responsive underwriting, broad market access, and flexible package options. Their team is familiar with complex retail exposures and can help you structure coverage for lessor’s risks, coordinate excess limits, and place accounts that need admitted or E&S solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Shopping centers with at least five retail units and a minimum of 25,000 sq. ft. of parking. Common tenants include dry cleaners, restaurants, convenience stores, and service-oriented retailers. Is this program available on an admitted basis?Some admitted markets are available depending on the risk and location. Colonial General also places accounts with non-admitted carriers when needed to secure capacity or higher limits. Can I write monoline coverage or does it have to be a package?Both monoline and package options are available, so you can tailor the policy structure to your client’s exposures. What are the minimum premium requirements?Minimums vary by center size, construction, tenant mix, and location. Contact Colonial General with full property and tenant details for underwriting guidance. Which states is this program available in?This Shopping Center program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...ction and treatment of insect and animal infestations (for example rodents, bi...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Miniature Golf Course Insurance program designed to help agents place both public and private golf-related businesses. Whether your client operates a standalone miniature golf course, an indoor or outdoor driving range, or a country club with a mini-golf amenity, this program provides flexible coverage options tailored to the unique risks of recreational golf facilities. Coverage is available on a monoline or package basis and delivers robust protection for property and liability exposures. Ideal Accounts and Appetite This program is best suited for: Standalone miniature golf courses Family entertainment centers with mini-golf components Indoor or outdoor driving ranges Public and private golf courses or country clubs with mini-golf Colonial General favors accounts with well-maintained premises, standard safety protocols, and minimal claims history. Examples of good fits: a seasonal mini-golf park in a resort or tourist area, or a year-round indoor course attached to a family entertainment center. Higher-hazard operations, locations with frequent losses, or venues with significant water hazards or extreme attractions may require additional underwriting review or be better placed elsewhere. Coverage Highlights and Advantages Commercial General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence and aggregate Additional insureds—automatically included Hired and non-owned auto liability $5,000 medical payments coverage Liquor liability—available for eligible operations Excess/Umbrella limits up to $25,000,000 No deductible required on liability Property Coverage Options: Building and contents coverage Business income and extra expense Computer equipment and electronics Contractor's equipment and inland marine for golf carts Coverage for damage to greens, tee boxes, and course features Food spoilage and equipment breakdown Sprinklers, valuable papers, and bailee’s coverage for pro shops Available on replacement cost or actual cash value basis Crime Coverage Features: Inside the premises – theft of money and securities Inside the premises – robbery or safe burglary of other property Outside the premises – theft and robbery protection Underwriting Notes and Minimum Premiums Colonial General reviews each submission individually, considering operations, location, safety protocols, and loss history. While no specific minimum premium is listed here, accounts should be commercially viable and meet standard underwriting criteria. Liability coverage typically carries no deductible, and optional excess limits are available for accounts that need higher limits. Territories and Availability This Miniature Golf Course Insurance program is available to agents placing business in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted market options may be available depending on the state and the risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche recreational property expertise with access to multiple markets. Agents benefit from a responsive underwriting team, flexible coverages, and the ability to place both admitted and non-admitted business where appropriate. This program is positioned to help you secure competitive limits and tailored terms for golf-related venues that meet underwriting standards. Frequently Asked Questions What types of accounts are a good fit for this program?Miniature golf courses, family fun centers with golf attractions, and indoor/outdoor driving ranges are ideal. Public or private golf-related venues with clean loss history and good maintenance practices are preferred. Is liquor liability available under this program?Yes. Liquor liability can be included when applicable, subject to underwriting review of the operations and controls in place. Are both property and liability coverages available?Yes. Coverage can be written on a monoline basis or packaged to include both property and liability, depending on the client’s needs. Which states is this program available in?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Do all risks qualify for admitted markets?Not all risks will qualify for admitted placement. Colonial General offers both admitted and non-admitted options based on the risk characteristics and location. Need help placing an account? Connect with a market specialist.

Policy Highlights: As the digital landscape continues to evolve, media professionals face a growing number of liability exposures related to content, data, and technology. Colonial General Insurance Agency, Inc. offers a specialized Media Professional Liability Insurance program designed to help agents and brokers place coverage for clients in media, technology, and digital communications industries. Overview of the Program From Colonial General Colonial General is a regional Managing General Agency and Excess & Surplus Lines Broker with deep experience in professional liability and technology-related exposures. Through access to multiple markets, including both admitted and non-admitted carriers (where available), Colonial General provides tailored solutions for media professionals who depend on electronic data and content to operate their businesses. This program is built to cover the unique risks in today’s content-driven economy, offering agents a reliable market for hard-to-place or emerging exposures. Ideal Accounts and Appetite This program is ideal for businesses involved in: Digital marketing and advertising firms Content creators and publishers Public relations and media consultants Web developers and tech startups Broadcasting companies and podcast producers You might have a client who runs a boutique digital marketing agency or a new media startup that produces video content across multiple platforms. These clients often face potential claims related to copyright infringement, defamation, or data breaches—risks that this program is designed to address. Coverage Highlights and Advantages Colonial General’s Media Professional Liability Insurance offers broad protection, including: Network Liability – Covers third-party liability resulting from security failures or unauthorized access. Electronic Media Liability – Protection against defamation, copyright/trademark infringement, and other content-related risks. Technology Errors & Omissions – Covers losses due to mistakes or failures in service delivery. Business Income Loss – Includes dependent business income loss coverage for interruptions caused by third-party vendors. Restoration Costs – Helps cover the expense of restoring lost or damaged data. Public Relations and Investigative Expenses – Support for managing reputational damage and incident response. Extortion Threats – Coverage for handling cyber extortion or ransomware demands. Underwriting Notes and Minimum Premiums Colonial General works with a range of carrier partners, and underwriting guidelines may vary by class and size of business. While minimum premiums are not specified, submissions should include a solid risk profile and complete application details to ensure timely quoting. The program can accommodate both new ventures and established businesses, depending on the carrier fit. Territories and Availability This program is available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Availability of admitted vs. non-admitted options may vary by state and risk class. Why Work With Colonial General Colonial General brings a high level of expertise in professional liability and cyber-related coverages, backed by strong market access and regional underwriting insight. Agents and brokers benefit from responsive service, knowledgeable staff, and the ability to place unique or emerging risks. Whether your client is a startup content creator or a growing tech PR agency, Colonial General can help you find the right protection for their evolving digital exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for media professionals such as digital marketers, content creators, web developers, and public relations consultants. Is this coverage available on an admitted basis?Admitted markets are available in some states, depending on the class of business and risk profile. Colonial General also offers access to non-admitted carriers where necessary. Can I submit new ventures for consideration?Yes, new ventures may be considered depending on the details of the operation and the carrier appetite. A complete application is recommended. What states is this program offered in?The Media Professional Liability program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What types of exposures does this coverage address?The coverage addresses risks such as network security failures, content-related liabilities, data restoration costs, income loss, and cyber extortion threats. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Medical Staffing Agency Insurance program designed for agents and brokers seeking markets for healthcare staffing clients. As a Managing General Agency (MGA) and Excess & Surplus Lines Broker, Colonial General has access to multiple top-rated carriers and custom solutions, giving you flexibility to place complex or unique staffing risks across several western states. Overview of the Program From Colonial General Medical staffing agencies face unique liability exposures, especially when contracting healthcare professionals to third-party facilities. Colonial General’s program provides access to professional liability and malpractice coverage tailored to meet the diverse needs of staffing firms placing physicians, nurses, therapists, and other licensed healthcare providers. The coverage is backed by carriers rated “A” or better by A.M. Best, ensuring financial strength and reliability. Ideal Accounts and Appetite This program is an excellent fit for: Medical staffing agencies placing temporary or permanent healthcare professionals Firms that staff RNs, LPNs, CNAs, physical therapists, medical assistants, and similar roles Agencies working with hospitals, clinics, nursing homes, or in-home care facilities You might have a client who staffs traveling nurses to rural hospitals or provides physical therapists to outpatient clinics—these are the types of accounts that may be eligible. Coverage Highlights and Advantages Professional Liability / Malpractice coverage available through A.M. Best “A” rated carriers Limits starting at $250,000 / $500,000, with flexible deductible options Coverage tailored to match the staffing agency’s operations and provider types Optional coverages may be available depending on carrier and risk profile Coverage and premium will vary based on carrier placement and underwriting factors. Colonial General works to match accounts with the best-fitting carrier and coverage structure. Underwriting Notes and Minimum Premiums While minimum premium details are not specified, underwriting will consider the type of providers placed, states of operation, loss history, and staffing volume. Deductible options and limit selections also influence premium. Colonial General’s experienced underwriters can help you navigate submissions for competitive placement. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options may be available, depending on the carrier and jurisdiction. Why Work With Colonial General Colonial General brings decades of specialty underwriting experience to the table, with strong carrier relationships and a focus on service. As an MGA and E&S broker, they help agents place tough-to-place or niche healthcare staffing risks with confidence. Whether you’re working with a startup staffing firm or an established agency expanding into new states, Colonial General can help you find the right market and coverage solution. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets medical staffing agencies that place licensed healthcare professionals such as nurses, therapists, and aides in hospitals, clinics, or long-term care facilities. Are both admitted and non-admitted carriers available?Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and carrier availability. What limits and deductibles are offered?Limits typically start at $250,000/$500,000, with a range of deductible options. Specific terms depend on the risk and carrier selected. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What information is needed to submit a quote?Submissions should include a completed application, details on provider types, loss history, operational scope, and coverage limit requests. Need help placing an account? Connect with a market specialist.