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Annuity Carriers We serve independent agents nationwide with dependable service and a complete line of core, voluntary and individual products. We offer annuity products from the carriers, please contact us for product information and contracting.

About BUI Utilizing leading carriers and a cadre of in-house specialists, BUI enables financial service professionals to employ life insurance, long term care insurance and annuity products to address their clients wealth transfer and wealth protection concerns. From the simplest income replacement transaction to complicated business and estate planning issues, the professionals at BUI make it easy for financial service professionals to reduce overhead, earn more compensation and make objective, professional presentations to their clients. Specialists Advanced Marketing Specialists - Estate Planning, Business Continuation, Deferred Compensation, etc. are important parts of your client’s wealth management strategy. BUI’s experts have years of experience and hold a prominent position in the advanced marketing arena. With their assistance, you can confidently offer your clients solutions to their more complicated wealth transfer and wealth protection concerns. In-House Underwriter - Inevitably, larger cases tend to involve applicants with special underwriting needs. Drawing on years of experience as the former chief underwriter of a life insurance company, BUI’s in-house underwriter helps professionals navigate through the maze of life insurance underwriting with an eye toward making the process as easy and comfortable as possible for your clients. LTC Specialist - Although Long Term Care Insurance (LTCi) plays a significant role in a wealth protection strategy, most advisors have less experience with LTCi than other insurance and investment products. Our Long Term Care specialists use their specialized knowledge of these products to assist advisors with the implementation of LTCi plans for personal and corporate programs. With a specialist at your side, presenting and closing LTCi cases has never been easier. Annuity Expert - With the availability of a plethora of annuity plans featuring more complicated provisions and benefits, it can be a challenge to make sense out of the market. BUI’s annuity resource can help you review SPDAs, SPIAs, Indexed plans and more to find the most suitable plans for your clients. Competition - Large case situations tend to attract more competition. Often, you find yourself competing against an in force plan or a new plan, with provisions that may be unfamiliar to you. Armed with years of experience, the team at BUI can help you favorably weather the storm of competition. Efficiency Nearly every business in America has recognized the value of outsourcing, as have most successful financial service professionals. Your time is valuable and better spent working with your clients than following up on your pending cases. Reducing overhead is one of the fastest paths to higher profitability. BUI employs a state of the art, paperless, high-tech, administrative system that insures faster processing and fewer errors. Professionals that work with BUI can expect: Weekly status reports (via e-mail) on your pending cases Consistent and regular communication about the underwriting process Knowledgeable, friendly, qualified New Business Consultants move your cases along quickly Paperless office environment providing immediate, secure transfers to carriers Web Access/Technology Your workday may not begin at 8:30 a.m. or end at 5:00 p.m. Access to important information 24x7 is an important advantage of the BUI website. After you register, you will find a variety of important features: Term Insurance Spreadsheet Quotes On-Line Carrier Software (no download required...and always up to date) Application, Appointment & Policy Service Forms Underwriting Data Advanced Marketing Resources Pending Case Status & more! Relationships Advisor: Most important to BUI is the relationship with the advisors that choose to work with the firm. Because the professionals that work with BUI are independent, it is incumbent upon BUI to earn the advisors trust, confidence and business every day. For those advisors that place a value on a higher level relationship, the programs in place at BUI offer enhancements and opportunities. Carrier: Through a national network of industry leaders known as LifeMark Partners, Inc., BUI enjoys enhanced relationships with prominent life, long term care and annuity providers. By way of aggregated production, BUI achieves the critical mass necessary to best leverage carrier relationships. These relationships allow BUI to provide advisors with exceptional underwriting, service and compensation.

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Northeast Brokerage, Inc. was established with the goal of assisting our new and existing business associates with Life, Long Term Care, Disability and Annuity sales. Our goal as an organization is to be the easiest brokerage general agency for you to work with, living up to our motto - "We Make LIFE Easy!" Our customers invariably become our friends, as we have an overriding respect for the agents we represent. Our Sales Vice Presidents have extensive experience in Life, Long Term Care and Disability Income marketing. Our expertise also includes the Annuity marketplace. Our strategic partners consist of the major insurance carriers, and specialty companies as well, all rated "A-"or better. Northeast Brokerage, Inc... Expect The Best!

Northeast Brokerage, Inc. was established with the goal of assisting our new and existing business associates with Life, Long Term Care, Disability and Annuity sales. Our goal as an organization is to be the easiest brokerage general agency for you to work with, living up to our motto - "We Make LIFE Easy!" Our customers invariably become our friends, as we have an overriding respect for the agents we represent. Our Sales Vice Presidents have extensive experience in Life, Long Term Care and Disability Income marketing. Our expertise also includes the Annuity marketplace. Our strategic partners consist of the major insurance carriers, and specialty companies as well, all rated "A-"or better. Northeast Brokerage, Inc... Expect The Best!

Northeast Brokerage, Inc. was established with the goal of assisting our new and existing business associates with Life, Long Term Care, Disability and Annuity sales. Our goal as an organization is to be the easiest brokerage general agency for you to work with, living up to our motto - "We Make LIFE Easy!" Our customers invariably become our friends, as we have an overriding respect for the agents we represent. Our Sales Vice Presidents have extensive experience in Life, Long Term Care and Disability Income marketing. Our expertise also includes the Annuity marketplace. Our strategic partners consist of the major insurance carriers, and specialty companies as well, all rated "A-"or better. Northeast Brokerage, Inc... Expect The Best!

Get serious about Disability Insurance sales! Life and Health Insurance producers are plentiful. Do you want to set yourself apart? How about selling a product that actually pays your clients in their greatest time of need? Enter the Disability Income producer. I can assure you that if you sell a client DI or LTC you can get the life insurance next. How many Life Insurance products pay double digit renewals? If you work with professionals, business owners, groups or even individuals, here is an opportunity to build an income that you will never outlive Whether you are working the high end or the Average Joe market, we can train you how to sell and make Disability Insurance affordable for anyone! Disability Insurance is truly the most valuable insurance your client will ever own! Contact us today and let us help you get started. Harbor Insurance Marketing offers the top carriers in the Disability marketplace.