Search CompleteMarkets

Antiques and Collectibles Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized Antiques and Collectibles Program designed to help agents and brokers place hard-to-insure risks in the antiques and collectibles market. Whether your client is a private collector or a commercial dealer, this program provides access to tailored coverages that address the unique exposures of this niche industry. Ideal Accounts and Target Classes This program is well-suited for a wide variety of insureds in the antiques and collectibles space, including: Private collectors of antiques and collectibles Antique dealers and shop owners Antique mall operators Estate sale professionals Antique show promoters and event organizers Collector's clubs and enthusiast organizations Antique auction houses Dealers of other acceptable collectible items You might have a client who runs an antique store with valuable vintage items or a high-net-worth individual with a personal collection of rare coins or art—both are good fits for this program. Coverage Highlights and Advantages The program offers flexible coverage options that address both property and liability exposures common in the antiques and collectibles market: Inland Marine and Business Personal Property – Ideal for mobile inventory and high-value items. Commercial Real Property – Protection for buildings and infrastructure. Commercial General Liability – Coverage for premises liability and operations. Limits available include: Up to USD $2,000,000 each and every loss, each and every risk USD $850,000 per location USD $2,000,000 General Liability per occurrence / aggregate Additional options include a minimum deductible as low as USD $250, making it accessible for a range of small to mid-sized accounts. Claims are handled by adjusters with expertise in antiques and collectibles, ensuring accurate and fair valuations. Underwriting Notes All policies are placed on a non-admitted basis through trusted carrier partners. While underwriting is flexible, risks must fall within acceptable collectible classifications. Agents should be prepared to provide detailed inventory lists or appraisals when applicable. There is no stated minimum premium, allowing for competitive placement across various account sizes. Territory and Availability This program is available in all 50 states and the District of Columbia, providing nationwide access for your clientele. Whether your client is located in a rural antique district or an urban cultural center, Continental Risk / Continental Marine Insurance Services is equipped to help you place coverage effectively. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker specializing in niche markets, Continental Risk / Continental Marine Insurance Services brings deep understanding and tailored solutions to the antiques and collectibles industry. Their access to non-admitted markets and class-specific claims expertise make them a valuable resource for agents and brokers looking to serve collectors, dealers, and specialty businesses with unique property exposures. When you need a partner who understands the value—both monetary and sentimental—of antiques and collectibles, turn to Continental Risk / Continental Marine Insurance Services. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for antique dealers, private collectors, estate sale professionals, antique malls, auction houses, and similar businesses involved in selling or showcasing antiques and collectibles. Is this program available nationwide?Yes, the Antiques and Collectibles Program is available in all 50 states and the District of Columbia. What coverages are included in the program?Coverage options include Inland Marine, Business Personal Property, Commercial Real Property, and Commercial General Liability. Are there any minimum premium requirements?There is no stated minimum premium, making it suitable for small to mid-sized risks. Deductibles start as low as USD $250. Is this an admitted program?No, all policies are written on a non-admitted basis through select carrier partners. Need help placing an account? Connect with a market specialist.

Specialized Insurance for Art & Antique Galleries Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise. Ideal Accounts and Appetite This program is well suited for: Fine art galleries and independent art dealers Antique shops and multi-dealer malls Private collectors who rotate or loan pieces to exhibits Art consultants, appraisers, and dealers who maintain on-site inventory Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first. Coverage Highlights and Advantages The program offers core and package options tailored to gallery and antique exposures: Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques. General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits. Package Policies – Combined property and liability options for cleaner placement and administration. Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises. Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs. Underwriting Notes and Minimum Premiums Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review. Territories and Availability This program is available on a non-admitted basis in the following states: Arizona (AZ) Arkansas (AR) California (CA) Connecticut (CT) Delaware (DE) Idaho (ID) Iowa (IA) Nevada (NV) New Mexico (NM) Oklahoma (OK) Pennsylvania (PA) Texas (TX) Utah (UT) Wyoming (WY) Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts. Why Work With Van Wagoner Companies Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions. Example scenarios that fit well: You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection. You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures. What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures. Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk. Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises. What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks. Need help placing an account? Connect with a market specialist.

Are you currently shopping for shop coverage? Cochrane & Company can provide your store's Mercantile Insurance. From antique stores to video stores, we have your Mercantile Insurance coverage needs covered. Mercantile Insurance Program from Cochrane & Company Cochrane & Company offers a flexible and comprehensive Mercantile Insurance program designed specifically for retail risks. As a trusted Managing General Agency (MGA), we provide appointed agents with access to competitive markets and tailored coverage solutions for a wide range of retail businesses. Whether your clients operate a corner convenience store or a specialty antique shop, our program is built to address their unique exposures. Ideal Accounts and Appetite We welcome a broad spectrum of retail classes under our Mercantile Insurance program. Targeted business types include: Convenience Stores Pawn Shops Antique Stores Sporting Goods Stores Beverage Retailers Video and Media Stores And many more specialty retailers If you have a client operating a small-town pawn shop or a high-traffic beverage store, our program is geared to accommodate these types of risks with ease. We are especially well-suited for stores seeking broad property and liability protection with flexible underwriting. Coverage Highlights and Advantages Our Mercantile Insurance program offers a robust package of property and general liability coverages, making it easy for agents to secure complete protection for their retail clients. Property Coverage Features Basic, Broad, or Special Form options (theft coverage available with central station alarm) Property Extension Endorsements for added flexibility Convenient chart-based rating system for efficiency General Liability Limits Up to $5 million general aggregate Products/completed operations aggregate included $5 million personal and advertising injury $5 million per occurrence $100,000 damage to rented premises $1,000 medical payments Silent Assault or Battery coverage included No liability deductible Underwriting Notes and Minimum Premiums Each submission is individually underwritten, and minimum premiums vary depending on risk characteristics and location. Our team works closely with agents to identify the best market fit and streamline the quoting process. We recommend submitting complete applications, including property protection details like alarm systems, to help secure the most favorable terms. Territories and Availability This program is available on a non-admitted basis in the following states: Alaska (AK) California (CA) Idaho (ID) Montana (MT) Nevada (NV) New Mexico (NM) North Dakota (ND) Oregon (OR) Utah (UT) Washington (WA) Wyoming (WY) Because this is a non-admitted program, it offers flexible solutions for unique or hard-to-place retail accounts that may not fit standard markets. Why Work With Cochrane & Company? Cochrane & Company brings decades of experience as a Managing General Agency and provides agents with access to specialty markets and responsive underwriting for niche classes like mercantile risks. We pride ourselves on our ability to write retail accounts that require custom solutions and fast turnaround times. Our depth of carrier relationships and regional expertise make us a reliable partner for agents throughout the Western United States. For more information regarding Mercantile Insurance, please do feel free to contact us! Frequently Asked Questions What types of accounts are a good fit for Cochrane & Company’s Mercantile Insurance program?This program is ideal for small to mid-sized retail businesses such as convenience stores, antique shops, pawn stores, beverage retailers, and other specialty merchants. Is this program available on an admitted basis?No, this Mercantile Insurance program is written on a non-admitted basis in the states where it is available. What states is the Mercantile Insurance program offered in?The program is available in AK, CA, ID, MT, NV, NM, ND, OR, UT, WA, and WY. Are there minimum premium requirements?Minimum premiums vary based on the type and size of the risk. Contact our team with specific account details for a quote. What coverages are included in the general liability section?General liability includes up to $5 million in limits, with coverage for personal/advertising injury, products/completed operations, damage to rented premises, and more. Need help placing an account? Connect with a market specialist.

HANGAR INSURANCE AVAILABLE NATIONWIDE Arlington/Roe & Co., Inc. offers a focused Hangar Insurance program that helps independent agents and brokers place aviation-related property and liability risks. Available nationwide and backed by relationships with over 35 aviation insurance carriers, our program is designed for insureds who own or operate aircraft storage hangars, maintenance facilities, FBOs, and other aviation-related properties. Overview of the Hangar Insurance Program Hangarkeepers legal liability protects your clients from liability for loss or damage to aircraft owned by others while those aircraft are in the insured’s care, custody, or control—whether for storage, maintenance, or safekeeping. Limits are typically written per aircraft and per occurrence at each insured location. Arlington/Roe’s program pairs underwriting expertise with broad market access to help you place these specialized risks efficiently. Ideal Accounts and Appetite We place a wide range of aviation-related accounts. Typical fits include: Private, corporate, and commercial aircraft storage hangars Fixed Base Operators (FBOs) with on-site storage or line service Aircraft maintenance, repair, and avionics facilities Museums and operators of antique or historic aircraft Municipal, regional, and private airport hangars We work with both experienced aviation agents and those new to the sector. If you want to grow your aviation book, Arlington/Roe provides market access and underwriting guidance to support new and complex submissions. Coverage Highlights and Advantages Hangarkeepers legal liability for aircraft stored, maintained, or serviced Flexible liability limits, typically written per aircraft and per occurrence Coverage for fixed-wing and helicopter operations Eligible aircraft: piston, turbo-prop, and jet (subject to carrier appetite) Support for specialty operations including antique, military, aerial emergency, and cargo hangars Beyond hangarkeepers coverage, Arlington/Roe can help you place complementary aviation policies such as hull and liability (personal, corporate, commercial, and non-owned), airport liability for commercial and municipal operations, aviation products liability, and aviation workers’ compensation. Underwriting Notes Our team can write a broad range of risks—even when hangar operations are not the primary exposure on the account. Underwriting focuses on operations, security and handling procedures, aircraft types stored, maintenance activities, and claim controls. We bring more than two decades of aviation team experience and 85 years of combined aviation underwriting and risk management knowledge to secure appropriate markets and terms. Territories and Market Access Hangar Insurance is available in all 50 states and the District of Columbia. Arlington/Roe offers admitted and non-admitted solutions through a panel of more than 35 aviation markets to help you match coverage form and capacity to your client’s needs. Why Work With Arlington/Roe? As a Managing General Agency and Excess & Surplus Lines Broker specializing in aviation, Arlington/Roe delivers dedicated underwriting, broad market relationships, and practical placement support. Our team’s long tenure together means faster responses, clearer placement strategies, and better alignment with carrier appetites. Whether you need a simple hangarkeepers placement or a layered program combining hull, airport liability, and products coverage, we provide the market access and expertise to get it done. Examples you might see: A municipal airport seeking hangarkeepers limits for multiple tenant hangars that store a mix of piston and turboprop aircraft. An FBO that provides overnight storage and line maintenance for corporate jets and needs combined hangarkeepers and premises liability limits. You can find this Hangar Insurance program on CompleteMarkets by searching keywords such as: hangar insurance, aircraft storage hangars, hangars and other aircraft storage facilities, and hangarkeepers legal liability. Frequently Asked Questions What types of accounts are a good fit for Arlington/Roe's Hangar Insurance program?Ideal accounts include aircraft storage hangars, FBOs, maintenance facilities, and private or municipal airport hangars that store or work on aircraft owned by others. Can this program cover antique or military aircraft storage?Yes. Arlington/Roe has access to markets that can write coverage for antique, military, and specialty aircraft hangars, subject to underwriting and carrier appetite. Is this program available in all states?Yes. Hangar Insurance is available nationwide, including all 50 states and the District of Columbia. Do I need aviation experience to work with Arlington/Roe?No. While we welcome experienced aviation agents, our team also supports agents new to aviation insurance with guidance and underwriting expertise. What limits are available under Hangarkeepers Liability?Limits are typically written per aircraft and per occurrence per insured location. Specific limits depend on the risk profile and available carrier capacity. Need help placing an account? Connect with a market specialist.

AIRCRAFT INSURANCE AVAILABLE NATIONWIDE The aviation division at Arlington/Roe focuses on all types of aircraft—from single-engine piston to business jets; uses from agricultural and corporate to charter; and specialty aircraft from military types to antiques. Our long-standing relationships with virtually every aviation carrier and deep industry expertise give you multiple market options and competitive placement strategies. Our aviation team is comprised of career aviation brokers. Together we've worked as a team for 20 years and offer approximately 85 years of combined aviation insurance and risk-management experience. We represent more than 35 aviation insurers and welcome submissions from agents who already write aviation business as well as those entering the field. Note: Arlington/Roe's Aircraft Insurance storefront can be accessed through CompleteMarkets by searching for any one of the following keywords: aircraft insurance, aircraft fleets, amphibious aircraft, sales demonstration aircraft, aircraft news reporting, fixed wing and rotorcraft. Overview — Arlington/Roe Aircraft Insurance Arlington/Roe & Co., Inc. places aircraft and aviation exposures through all available markets. As a Managing General Agency and Excess & Surplus Lines broker, we provide access to admitted and non-admitted options, broad carrier choice, and specialized underwriting for unique aviation risks. This program is built for agents who need flexible solutions for aircraft liability, hull, airports, product liability, and aviation workers' compensation. Ideal Accounts and Appetite We typically place the following classes: Private, corporate and commercial fixed-wing and rotorcraft (piston, turboprop and jet) Charter and air taxi operations, non-owned and fractional ownership programs Aerial operations (crop dusting, surveying, pipeline patrol, firefighting support) Antique, experimental and warbird exposures Airports, FBOs, helipads, control towers, maintenance/repair facilities Aviation product manufacturers, parts distributors and ground-handling operations Flight schools, charter operators and airport service providers for workers’ compensation placement Accounts that typically fit include well-maintained aircraft with qualified crews, established FBOs and manufacturers with documented safety programs. Accounts with active safety management, maintenance records and pilot training history are also preferred. Coverage Highlights and Advantages Broad hull and liability capacity for private, corporate and commercial operations Products and completed operations coverage for aviation manufacturers and parts suppliers Airport and premises liability, including cover for FBO operations and maintenance facilities Aviation workers’ compensation solutions that can be written for aviation classes even when they are not the employer’s primary exposure Access to more than 35 specialized aviation carriers—helping you find capacity where standard markets may decline Underwriting Notes When submitting to Arlington/Roe, prepare to include: Aircraft logs, maintenance records and pilot qualifications Operations descriptions, pilot hiring/training practices and safety management details Loss history for the past 3–5 years For product liability: design and manufacturing controls, distribution channels and warranty practices Minimum premium and specific terms vary by carrier and risk. Contact your Arlington/Roe underwriter for tailored underwriting requirements and minimums on each account. Territories and Availability Available through all available markets nationwide. Arlington/Roe places business in these states and jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Arlington/Roe on Aircraft Insurance Specialized team with long-term aviation underwriting relationships and technical expertise Access to both admitted and E&S markets through an experienced MGA/wholesale broker platform Flexible placement options for unusual or high-severity aviation risks Responsive underwriting and support for agent submissions and bind requests Example Accounts You Might Place A regional charter operator seeking combined hull and liability coverage for a mixed fleet of turboprops and light jets, with pilot training records and a documented maintenance program. An FBO that needs premises liability, hangarkeepers and workers’ comp for ramp and maintenance personnel, where the aviation exposure is significant but not the primary business on the general ledger. Frequently Asked Questions What types of accounts are a good fit for Arlington/Roe’s Aircraft Insurance program?Good fits include private and corporate aircraft, charter operations, FBOs and maintenance facilities, aviation product manufacturers and parts distributors. We handle piston, turboprop and jet aircraft as well as specialty and antique aircraft. Are coverage options admitted, non-admitted, or both?Arlington/Roe places business across all available markets. We work with admitted carriers and excess & surplus markets to find the most appropriate coverage and capacity for each risk. What information should I include with a submission?Provide aircraft logs and maintenance records, pilot qualifications and training, a detailed description of operations, and loss history. For manufacturers, include design, manufacturing and distribution information. How many carriers can Arlington/Roe access for aviation risks?We represent more than 35 aviation insurance carriers, which helps when you need multiple capacity options or specialty coverages. Need help placing an account? Connect with a market specialist.

SPECIAL EVENTS LIABILITY INSURANCE For NC and VA We are your go-to market for Special Events — BIG or SMALL! Don't let your clients' special events be left uncovered. Agents Insurance Markets, Inc. offers competitive special events liability options designed to give you and your insureds peace of mind. We work with reputable carriers to provide market-responsive coverage and prompt service — contact one of our experienced staff members for a fast quote on your next event placement. Reasons we are your market of choice for Special Events Liability: Comprehensive General Liability coverage tailored for temporary events Includes spectator and products liability where applicable Short-term policies or scheduled annual terms available Additional insured endorsements offered for venues and sponsors Low minimum premiums to accommodate one-off events Sample of Eligible Classes: Bazaars Exhibitions Auctions Reunions Concerts Dances Craft Shows Trade Shows Antique Shows Beauty Pageants Weddings / Receptions Yard Sales Golf Tournaments Parades Seasonal Events — haunted attractions, pumpkin sales, Christmas tree lots Product Highlights: General liability limits available up to $5,000,000 Excess coverage options available Dedicated underwriting and customer service for event placements Occurrence-form policies Defense costs paid outside the limit Overview of the Program from Agents Insurance Markets, Inc. This Special Events Liability program is offered through Agents Insurance Markets, Inc., a managing general agency that places temporary-event exposures with admitted and non-admitted carriers as allowed. The program is built to be flexible for short-term single-event placements or scheduled annual programs for clients that run multiple events. Underwriters are experienced with venue, vendor and spectator exposures common to community, commercial and private events. Ideal Accounts and Appetite This program is a good fit for agents who handle community and commercial events with moderate general liability exposures. Typical accounts include: Local festivals and seasonal attractions Trade and craft shows Weddings, receptions and private parties Fundraisers, bazaars and charity events Small- to mid-size concerts, reunions and parades Golf tournaments and similar sporting fundraisers Accounts with routine vendor booths, spectator areas and limited alcohol service are routinely considered. Events involving professional stunts, large-scale pyrotechnics, permanent amusement rides, or stadium-level exposures may require a referral to specialized markets or be ineligible. Coverage Highlights and Advantages Limits up to $5M and excess layers to match event scale Flexible term options — single-day, multi-day or scheduled annual coverage Additional insured wording for venues, promoters and sponsors Occurrence form with defense outside the limit improves protection for insureds Competitive, low minimum premiums suitable for one-off events Underwriting Notes and Placement Guidance When submitting, provide the event date(s), location, estimated attendance, description of activities, vendor operations, alcohol service details (if any), and any venue contract requirements for additional insured or waiver of subrogation. Photographs or site diagrams are helpful for unfamiliar locations. Larger exposure events or those with high-liability activities may require supplemental underwriting information or subcontracting to specialized entertainment markets. Territories and Availability This program is available for placements in North Carolina (NC), Virginia (VA) and the District of Columbia (DC). Availability and admitted/non-admitted placement will depend on the carrier and state filing status; Agents Insurance Markets, Inc. will advise on the appropriate placement options for each risk. Why Work With Agents Insurance Markets, Inc. on Special Events Specialized event underwriting — faster, pragmatic decisions for temporary exposures Access to multiple carrier partners to match limits and terms to the event Hands-on support for endorsements such as additional insured and certificate wording Responsive quoting for last-minute or condensed timelines Example placements you might submit: a community nonprofit hosting an annual craft fair with 1,200 attendees seeking a one-day policy with additional insured status for the town, or a wedding planner needing liability for a weekend reception at a rented venue. Frequently Asked Questions What types of events are a good fit for this program?Community festivals, craft and trade shows, fundraisers, weddings/receptions, small concerts, parades and similar short-term events are a strong fit. Events with routine vendors, spectator areas and limited alcohol service are typically eligible. Can I add a venue or sponsor as an additional insured?Yes. Additional insured endorsements are available; be sure to include the venue or sponsor name and any specific language required in the submission so we can mirror contract obligations where possible. How much lead time do you need for a quote?We can often provide quotes quickly for routine events. Provide event date(s), location, estimated attendance, a description of activities and any vendor/alcohol details — the more complete the submission, the faster we can respond. Are limits and excess layers available?Yes. Limits are available up to $5,000,000 with excess coverage options depending on the carrier and the event’s risk profile. Need help placing an account? Connect with a market specialist.

Comprehensive Personal Lines Solutions from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. gives brokers and independent agents access to a broad, flexible Personal Lines program built for residential and personal risks that often sit outside standard market appetite. As an experienced Managing General Agency with strong carrier relationships—including Lloyds and Markel International—we place admitted and surplus lines business for hard-to-place, non-standard, and unique exposures across multiple states. Ideal Accounts and Appetite This program is designed for agents who need reliable markets for a wide range of personal property and liability risks. Typical accounts we write include: Single-family homes, including high-value and historic dwellings Rental properties and portfolios of rental dwellings Seasonal, vacant, or unoccupied homes awaiting sale or renovation Condominiums and apartment units Foreign-owned or owner-located-outside-the-U.S. homes Properties in flood- or wildfire-prone areas Personal articles and collections (fur, jewelry, fine arts) Farm and ranch properties with both residential and agricultural exposures Example: You might have a client with multiple rental dwellings in different states or a vacation home in a wildfire zone—Van Wagoner Companies can help you find the right admitted or surplus solution to place the account. Coverage Highlights and Advantages Through both standard and specialty markets, this program offers a full spectrum of coverages tailored to complex personal risks: Homeowners & Dwelling Options Homeowners forms A, B, C, 1–6, 8 Dwelling Fire (TP 1, 2, 3) Condominium unit-owner and apartment coverages Rental and vacant dwelling programs Flood insurance placement Coverage for foreign-owned homes Personal articles coverage for valuables, collections, and scheduled items Farm & Ranch Property coverage for residences, barns, and equipment Animal mortality options Farm liability, including premises and operations Because we place both admitted and non-admitted business, Van Wagoner Companies can accommodate unique property characteristics, recent lapses, or other underwriting challenges that limit standard-market availability. Underwriting Notes and Minimum Premiums Underwriting and minimum premiums vary by carrier and state. Our underwriting team offers flexible guidelines and will work with you to identify the most appropriate admitted or surplus market for each account. Provide complete loss history and detailed property information for the quickest response. Territories and Availability This Personal Lines program is currently available in: Arizona, Arkansas, California, Connecticut, Delaware, Idaho, Iowa, Nevada, New Mexico, Oklahoma, Pennsylvania, Texas, Utah, and Wyoming. We continue to expand capabilities—contact us to confirm current availability for a specific risk. Why Work With Van Wagoner Companies, Inc.? Van Wagoner Companies brings decades of MGA experience focused on personal property programs that fall outside traditional underwriting molds. Our carrier access (including Lloyds and Markel International), combined with hands-on underwriting and quick turnarounds, helps you place challenging risks and grow your book. We emphasize personalized service, pragmatic underwriting, and solutions-driven placement. Frequently Asked Questions What types of accounts are a good fit for this Personal Lines program?This program fits owner-occupied homes, rental properties, vacant dwellings, condominiums, foreign-owned homes, and farm or ranch properties with residential exposures. Can you write coverage for vacant or seasonal homes?Yes. We place both vacant and seasonal dwellings, including homes awaiting renovation or sale, using admitted or surplus markets as appropriate. Are high-value homes or collections eligible for coverage?Yes. We can insure high-value homes and provide personal articles scheduling for valuables such as fur, jewelry, and fine arts. Is this program available on an admitted or non-admitted basis?We access both admitted and non-admitted markets to give you the flexibility to place risks that standard carriers may decline. In which states is this Personal Lines program available?Coverage is currently available in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Need help placing an account? Connect with a market specialist.

AIRPORT INSURANCE AVAILABLE NATIONWIDE Airport owners and operators carry a unique responsibility—maintaining a safe, obstruction-free runway and protecting the public, tenants, and staff. Arlington/Roe & Co., Inc.’s Airport Insurance program helps you place liability and aviation-related coverage tailored to airport operations of all sizes. Whether your client manages a commercial hub, a municipal field, or a private airstrip, our program is built to address the exposures that come with owning, operating, or servicing airports. Our aviation team brings over 85 years of combined aviation insurance experience and represents more than 35 aviation carriers. That market access—covering both admitted and non-admitted markets—lets us compete on complex or unusual risks while still offering admitted capacity where available. We work with agents who specialize in aviation as well as agents new to the class and provide market placement support every step of the way. You can find and access this program on CompleteMarkets by searching keywords such as airport insurance, commercial airports, private airstrips (sod, turf, and grass), and public or municipal airports. Ideal Accounts and Appetite Commercial, corporate, municipal, and private airports Helipads, control towers, and maintenance/repair facilities Fixed Base Operators (FBOs), fueling and ground service providers Private airstrips including sod, turf, and grass runways Whether your client operates a small rural airstrip or a busy municipal airport, this program can provide tailored liability solutions to match the operation's size and exposures. Coverage Highlights and Advantages Arlington/Roe’s Airport Insurance program offers a broad menu of aviation coverages, including: Airport Liability – Protection for bodily injury and property damage arising from airport operations, premises, and tenant activities. Aircraft Coverage – Options for fixed-wing and rotary aircraft: commercial, corporate, personal, and non-owned exposures. Aviation Products Liability – Coverage for parts distributors, manufacturers, and repair stations. Aviation Workers' Compensation – Solutions for aviation personnel, including exposures that sit outside traditional class codes. We place a variety of aircraft types (piston, turbo-prop, jet) and specialty uses—antique, military surplus, emergency response, aerial work, and cargo operations—when appropriate to the account. Underwriting Notes and Market Access We work directly with agents to understand the full scope of airport operations—runway composition, tenant mix, fueling operations, maintenance activities, and signage/lighting—to match exposures with carrier appetite. Our broad market relationships (over 35 carriers) give us flexibility to place both admitted and excess & surplus solutions based on the risk profile. We can quote entire accounts even when aviation is not the primary exposure. Minimum premiums and terms vary by carrier and risk; each submission is tailored to the markets we target. Territories and Availability This Airport Insurance program is available nationwide in all 50 states and DC. Arlington/Roe places business across rural and urban territories alike, from seasonal turf strips to large commercial fields. Why Work With Arlington/Roe As a Managing General Agency and Excess & Surplus Lines broker, Arlington/Roe combines deep aviation underwriting expertise with broad carrier access. Our aviation division has operated as a unified team for more than 20 years, providing agents with technical underwriting, quick access to markets, and practical submission guidance. Common scenarios you might place through this program: A county airport with a single runway, fueling station, and maintenance hangar needing airport liability and hangarkeepers coverage. A private landowner with a seasonal turf strip seeking airport liability for limited operations and occasional visiting aircraft. We welcome submissions from agents experienced in aviation as well as agents new to the class—our team will help present the operation to the right markets. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits commercial, municipal, corporate, and private airports, plus helipads, control towers, FBOs, and private airstrips. Can you write coverage for private airstrips with turf or grass runways?Yes. We regularly place airport liability for sod, turf, and grass runways and can tailor terms for rural and seasonal operations. Is this program available in all states?Yes, our Airport Insurance program is available in all 50 states and DC. Do I need aviation experience to work with Arlington/Roe?No. We work with both aviation-experienced agents and those new to the class, offering submission guidance and market placement support. What types of coverages are included?Available options include airport liability, aircraft coverage (including non-owned), aviation products liability, and aviation workers' compensation. Need help placing an account? Connect with a market specialist.

HELICOPTER INSURANCE AVAILABLE NATIONWIDE Helicopter operations come with unique risks that require specialized insurance solutions. At Arlington/Roe & Co., Inc., we offer a comprehensive Helicopter Insurance program available to licensed agents and brokers nationwide. Whether your client operates helicopters for commercial, corporate, emergency response, or personal use, we provide access to competitive markets and expert underwriting tailored to rotorcraft exposures. Overview of the Program From Arlington/Roe Our dedicated aviation team consists of career aviation brokers with over 85 combined years of aviation insurance and risk management experience. With 20 years working together as a team, we understand the nuances of rotorcraft operations. We represent over 35 aviation insurance carriers and serve as a Managing General Agency and Excess & Surplus Lines Broker, giving us the flexibility to find the right market for complex and specialized helicopter risks. Ideal Accounts and Appetite We can help you place a wide range of helicopter risks, including: Commercial and corporate rotorcraft operations Personal use and non-owned helicopter policies Emergency services, aerial photography, and cargo transport Agricultural, utility, and industrial aid helicopters You might have a client who uses a helicopter for pipeline inspections or another who charters flights for VIP transport—both are examples we can help with. Coverage Highlights and Advantages We offer access to markets that provide coverage for: Hull and liability insurance for fixed-wing and rotorcraft Coverage for piston, turbo-prop, and jet aircraft Specialty use—antique, military, aerial, and cargo operations Airport and helipad liability, ground handling, refueling, and maintenance Aviation product liability and aviation worker’s compensation Underwriting Notes Underwriters place strong emphasis on two primary factors: the purpose of use and the pilot’s qualifications. Proper documentation, experience, and safety records all play a role in obtaining favorable quotes. We work with both aviation-specialized agents and those new to this niche, providing guidance and support throughout the process. Territories and Availability Our Helicopter Insurance program is available in all 50 states plus Washington, DC. Whether your client is located in a rural area or operates in busy airspace, we can help you find the right carrier and coverage solution. Why Work With Arlington/Roe? With access to virtually every aviation insurance market and a team of seasoned aviation professionals, Arlington/Roe is your trusted partner in placing helicopter and aviation risks. Our experience, market relationships, and nationwide reach enable us to deliver customized insurance solutions that meet your clients’ unique operational needs. Note: You can locate Arlington/Roe’s Helicopter Insurance storefront on CompleteMarkets by searching keywords such as “helicopters,” “commercial helicopters,” or “industrial aid helicopters.” Frequently Asked Questions What types of accounts are a good fit for this program?We’re a strong market for commercial, corporate, personal, and non-owned helicopter operations, including aerial work, emergency services, and industrial support. Do you work with agents who are new to aviation insurance?Yes, we welcome agents with aviation experience as well as those looking to enter the field. Our aviation team provides support and guidance throughout the placement process. What underwriting information is most important?Purpose of use and pilot qualifications are key underwriting factors. Be prepared to provide detailed pilot experience, certifications, and operational history. In which states is this program available?We offer Helicopter Insurance in all 50 states and Washington, DC. What carriers do you represent for helicopter risks?We represent over 35 aviation insurance carriers, giving us broad market access to match your client with the right coverage solution. Need help placing an account? Connect with a market specialist.

The Errors & Omissions Program includes coverages for: Insurance Agents Errors & Omissions Miscellaneous Errors & Omissions Overview — Van Wagoner Companies Errors & Omissions Program Van Wagoner Companies, Inc. offers an Errors & Omissions program placed through Lloyd's and underwritten for agents, brokers, and other professional services that need protection against mistakes, omissions, and professional liability exposures. This Managing General Agency program is positioned to help independent agencies and small to mid-sized professional firms secure tailored E&O protection across a variety of lines. Ideal Accounts and Appetite Independent and small to mid-sized insurance agencies producing personal and commercial lines. Producers and brokers offering specialty or niche products where advisory exposures exist. Miscellaneous professional service providers whose primary exposure stems from advice, placement, or administrative errors (subject to underwriting review). Van Wagoner’s program generally fits agencies and professionals with manageable loss history, sound procedures, and clear documentation practices. It is not typically intended for large national brokerages, firms with significant or unresolved regulatory actions, or accounts with frequent or recent professional liability claims unless specifically negotiated. Coverage Highlights and Advantages Flexible forms covering Insurance Agents E&O and Miscellaneous E&O exposures. Access to Lloyd’s capacity for competitive limits and specialized wording options. Underwriting tailored to agency operations—placement practices, carrier appointments, and client advisory exposure are evaluated to match coverage to the risk. Defence costs and claim handling aligned to market standards (specific terms and limits determined in underwriting). Underwriting Notes and Minimum Premiums Underwriting focuses on the agency’s product mix, premium volume, staff experience, claims history, and risk management practices. Common documentation requested includes carrier appointments, agency procedures, prior E&O applications, and loss runs. Because minimum premium structures vary by class and state, discuss specific minimums and program pricing with Van Wagoner underwriters during submission. Territories and Availability This program is available through Van Wagoner in the following states: AZ, AR, CT, LA, NV, NM, OK, TX, UT. The program is represented with Lloyd’s capacity and is positioned for placement in all available states listed above. Availability and admitted/non-admitted placement may vary by state and by specific account characteristics; confirm placement options with underwriting. Why Work With Van Wagoner Companies on E&O MGA expertise: Van Wagoner acts as an intermediary with focused underwriting for agency and professional liability risks. Market access: Lloyd’s placement offers capacity and flexibility for non-standard or specialty E&O exposures. Responsive underwriting: Designed to move quickly on submissions that meet appetite, with an emphasis on documentation and risk controls. Example Account Scenarios A three-producer independent agency that writes personal and commercial lines, seeks E&O limits to match their book of business and has a clean five-year loss history. A small consulting firm that provides risk management advice to local businesses and needs Miscellaneous E&O to respond to errors in professional services and documentation. Submission Tips Provide current loss runs and any prior E&O applications. Detail agency procedures for placing business, documenting client advice, and managing endorsements. Include a summary of producer appointments and top carriers for the agency’s book. Frequently Asked Questions What types of accounts are a good fit for this E&O program?Small to mid-sized independent insurance agencies and professional service firms that provide advisory or placement services and have reasonable loss histories and documented procedures are the primary targets for this program. Which states is the program available in?The program is available in AZ, AR, CT, LA, NV, NM, OK, TX, and UT. State-specific availability and placement (admitted vs. non-admitted) should be confirmed with underwriting. What documentation does underwriting typically require?Underwriters commonly request current loss runs, prior E&O applications, a description of agency procedures and controls, producer appointments, and a summary of the agency’s product mix and top carriers. Need help placing an account? Connect with a market specialist.