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The FastCov Gymnastics Facility Insurance Program, administered by American Specialty Insurance & Risk Services, is tailored for gymnastics facilities and similar operations that offer active youth programming. This specialty insurance solution is designed for agents and brokers looking to place coverage for clients operating gymnastics training centers, tumbling programs, cheerleading classes, and other related indoor physical activities.
Ideal Accounts and Program Appetite
This program is ideal for businesses that combine gymnastics instruction with other low-impact or non-contact activities. Eligible facilities may offer:
Recreational and competitive gymnastics
Tumbling and "Mommy and Me" programs
Cheerleading and dance (when combined with gymnastics)
Martial arts without weapons or full-contact
Aerobics or exercise classes (excluding weightlifting)
Birthday parties, day camps, and competitions
Use of trampolines (with safety rules) and inflatables (with guidelines)
For example, you might have a client who operates a regional gymnastics gym that offers summer day camps, weekend birthday parties, and beginner martial arts classes. This program would be a strong fit for securing the full range of liability and property protection they need.
Coverage Highlights and Advantages
FastCov's program offers broad protection and flexible options, including:
General Liability, Accident Medical, and Inland Marine coverage
Optional Abuse/Molestation and Non-Owned & Hired Auto Liability
Coverage provided through "A" rated, admitted carriers
Instant online quotes and 24/7 accessibility
Easy online purchase process
Certificates of insurance issued within minutes—at no extra charge
Ineligible Risks
This program excludes certain higher-risk exposures or operations not aligned with gymnastics-focused facilities. Ineligible activities include:
Climbing or traverse walls
Swimming pools, zip lines, or trapezes
Overnight camps or competitions
Licensed daycare services
Mobile-only programs (like tumblebuses) without a leased or owned facility
Standalone cheerleading or martial arts facilities without gymnastics
Martial arts with full-contact training or use of weapons
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size, scope, and exposure of the operation. Underwriting is handled by American Specialty Insurance & Risk Services, a Managing General Underwriter with deep experience in sports and entertainment risks. Submissions with clear activity descriptions and safety protocols (especially regarding trampolines and inflatables) are more likely to qualify.
Territories and Availability
This program is available in all 50 states and Washington, DC, including high-population and high-risk areas such as CA, TX, FL, NY, and IL. Admitted coverage is available across all eligible territories.
Why Work With American Specialty
American Specialty Insurance & Risk Services is a recognized leader in the sports and entertainment insurance space. Through FastCov, they deliver a streamlined experience for agents—offering instant quotes, competitive pricing, and access to quality carriers. Whether you're helping a small-town gym expand into birthday party services or insuring a multi-location gymnastics training center, this program gives you the tools to protect your clients effectively and efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?Gymnastics facilities that offer training, tumbling, cheerleading (with gymnastics), and non-contact martial arts are ideal. Facilities that also host birthday parties and day camps are eligible.
What types of accounts are not eligible?Standalone cheer or martial arts gyms without gymnastics, operations with overnight camps, full-contact martial arts, or mobile-only programs are not eligible for this program.
What coverages are included in the program?The program includes General Liability, Accident Medical, and Inland Marine. Optional coverages like Abuse/Molestation and Non-Owned Auto Liability are also available.
Is this coverage admitted in all states?Yes, the program offers admitted coverage in all available states using "A" rated carriers.
How quickly can I get a quote and certificate?Agents can obtain instant quotes online, and certificates of insurance are typically available within minutes at no additional cost.
Need help placing an account? Connect with a market specialist.
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