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K&K offers both short term professional and amateur sport event insurance coverage. Programs for amateur sports events are available where the number of participants is greater than 850 per event, the number of spectators per day is greater than 2,500 or the number of event days is greater than six consecutive days. Note: Professional sports event coverage does not include a minimum size limitation. Eligible Operations for Sport Event Insurance: - Arena football event insurance - Baseball event insurance - Basketball event insurance - Football event insurance - Hockey event insurance - Lacrosse event insurance - Soccer event insurance - Amateur sports event insurance - Professional sport event insurance Coverages Available & Program Highlights: General Liability - Written on an Admitted Basis in Most States - Non-audited policy - Broadened Coverage Form - No Deductible - Bodily Injury definition redefined - Volunteers and Sponsors Can be Added as Additional Insureds - Crisis Response Coverage - Liquor Liability (in most states) - Legal Liability to Participants - Employee Benefits Liability Available - Sexual Abuse & Molestation Endorsement - per perp form (optional-subject to qualification based on minimum underwriting criteria and guidelines) Directors and Officers Liability including EPLI Property - Over 25 property enhancements - Equipment Breakdown - Business Interruption Inland Marine Commercial Auto Crime Excess Liability Accident Medical (Participant Accident) Worker's Compensation Event Cancellation & Non-appearance (Provided through Showstopper) Common Associated Exposures: - Awards/banquets/ - Setup/teardown ceremonies days - Food, souvenir and - Tryouts and practices beverage concessions - Exhibition games Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Sports Events bring top athletic talent into the spotlight—whether for tournaments, exhibitions, all-star games, or championships. American Specialty Insurance & Risk Services is a national leader in providing tailored insurance solutions for these complex and high-exposure events. Program Coverages for Sports Events Insurance General Liability Participant Legal Liability Volunteers as Additional Insureds Contingent Fireworks Excess/Umbrella Liquor Liability Automobile Property Crime Employee Benefits Liability Participant Accident Medical Deductible/SIR Options Eligible Operations for Sports Events Insurance Tournaments Bowl Games Stadiums and Arenas Leagues and Associations Exhibitions and Promotions All-Star Games Championships Sports Commissions Program Highlights for Sports Events Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage available Program-specific rates and forms Policy is non-auditable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents Why Choose American Specialty for Sports Events Coverage? As a Managing General Underwriter (MGU) with deep specialization in sports and entertainment risks, American Specialty provides a robust solution for agents seeking coverage for high-profile and high-risk events. You gain access to underwriting expertise, responsive service, and a program built around the specific needs of sports event organizers. Whether you're working with a local youth sports league hosting a regional tournament or a large arena preparing for a national championship broadcast event, this program is designed to handle the exposure and complexity. The team at American Specialty understands the risks that come with crowds, athletes, volunteers, and the potential for property or participant injury—making them a knowledgeable partner in placing this business. Territories and Availability The Sports Events Insurance program is available in all 50 states plus the District of Columbia. Coverage is offered on an admitted basis where applicable, with carrier partners varying by account and location. Underwriting and Premium Information Minimum premiums vary depending on the size and scope of the event. American Specialty offers flexible deductible and SIR options to meet the needs of different clients. In-house underwriting allows for faster turnaround and a deep understanding of the nuances involved in event-based insurance risks. You might have a client who is organizing a regional all-star basketball tournament or a city preparing to host a fireworks-laden sports promotion—this program is built to address the liability and accident exposures that come with such events. To learn more or to begin the submission process, visit the program page or explore the American Specialty company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include sports tournaments, championships, bowl games, exhibitions, leagues, and stadium events. Both amateur and professional events are eligible. Is this program available nationwide?Yes, the Sports Events Insurance program is available in all 50 states and the District of Columbia. What coverages are included in the program?The program includes General Liability, Participant Accident Medical, Excess/Umbrella, Liquor Liability, Property, Crime, and more—tailored to meet the needs of sports event organizers. Are volunteers and participants covered?Yes, Participant Legal Liability is included, and volunteers can be named as Additional Insureds. Who underwrites and manages this program?American Specialty Insurance & Risk Services acts as the Managing General Underwriter, providing in-house underwriting, risk management, claims, and policy administration services. Need help placing an account? Connect with a market specialist.

Over 70 years experience has allowed K&K to design a competitive community center insurance program, including Boys and Girls Clubs, YMCAs, YWCAs, Jewish community centers and other similar risks. We offer a stable, committed carrier and in-house claims handling, binding and policy issuance authority. Choose a leader in community center insurance coverage: K&K Insurance. Eligible Operations for Community Center Insurance: - Boys and Girls club insurance - Community center insurance - Jewish community center insurance - YMCA insurance - YWCA insurance - Recreational organizations and facilities - Centers offering before and after school and summer programs - Must utilize appropriate waiver & release with established procedures Coverages Available & Program Highlights: General Liability - Admitted or Non-admitted Basis - Broadened Coverage Form - Non-auditable Policy - Legal Liability to Participants - Liquor Liability - Employee Benefits Liability - Stop Gap Liability Property Inland Marine Crime Commercial Auto Excess Liability Workers’ Compensation Directors' & Officers' Not for Profit Event Cancellation & Non-appearance Common Associated Exposures: - Day camps - Recreational/craft/ - Fitness/exercise educational programs programs - Swimming pools - Field trips - Whirlpools/saunas/ - Restaurants/lounges steamrooms Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The dance school insurance program has been designed for U.S.-based dance schools and other organizationsn specializing in the instruction of performance and social dance. Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising our of its operations Eligible Operations for Dance School Insurance: - Aero dance school insurance - Irish school insurance - Ballet school insurance - Jazz school insurance - Ballroom dancing school insurance - Latin school insurance - Belly dancing school insurance - Modern school insurance - Clogging school insurance - Salsa school insurance - Contemporary school insurance - Scottish school insurance - Country western school insurance - Square school insurance - Cultural/ethnic school insurance - Swing school insurance - Flamenco school insurance - Tango school insurance - Folk school insurance - Tap school insurance - Hawaiian school insurance - Hip Hop school insurance - Tumbling insurance (floor only, no gymnastic apparatus) - ZUMBA® insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Payments for Participants - Premises Liability - Hired Auto and Employers’ Nonownership Liability (not available in IL, LA, UT, VT and WI - Bodily Injury to Participant - Broadening Endorsement - Damage to Customers' Goods, Medical Personnel Non-registered Member Activity Coverage (Optional) Equipment and Contents - Inland Marine (optional) - not available in all states Abuse, Molestation, or Exploitation Defense Reimbursement Coverage (optional) Sexual Abuse or Sexual Molestation Liability (optional) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.danceinsurance-kk.com Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Our Cheer Gym Insurance program specializes in the instruction of cheerleading, dance, tumbling, trampolines and related programs. The program offers liability coverage for the gym including its employees and volunteers, and for liability claims arising out of the gym's operations. Eligible Classes: • Cheer gyms and clubs Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Employers' Nonowernership Liability (not provided in IL, LA, UT, VT & WI) - Professional Liability - Bodily Injury to Participants - Medical Payments for Participants - No Charge for Certificates of Insurance - Premises Liability Included Optional Coverages: - Ancillary instructional or learning programs coverage - On-site Birthday Party Coverage (optional) - Equipment and Contents Inland Marine - Abuse, Molestation or Exploitation Defense Reimbursement Coverage - Meets, Competitions & Events Coverage - Parkour, Ninja, free-running, extreme tumbling, and indoor obstacle courses coverage - Excess Liability - Directors' and Officers' Liability including Employment Practices Liability for Not-for-profits - Sexual Abuse or Sexual Molestation Liability (optional) - On-site inflatable amusement devise - Open gym, parent's night out, and special events coverage - Camps, clinics, swimming pools coverage Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864