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...ram is designed for professional arborists and tree care contractors working i...oval—is the core operation, such as arborists, tree service contractors, landscaping firms with primary tree exposure, and municipal tree crews. It excludes logging and timb...

...standing of the exposures facing arborists and tree service operations, IPMG d...s of accounts are a good fit for this Tree Trimmers Workers Compensation program?We’re looking for professional tree trimming and arborist operations wi...

LandPro® TreePro® is a national insurance program fr... a good fit for this program?LandPro® TreePro® is ideal for landscapers, lawn maintenance providers, and tree service companies of all sizes, par...

EXTERMINATOR'S LIABILITY FOR NC AND VA Your go-to market for pest control businesses—BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. (AIM) offers a specialized Exterminator's Liability Insurance program designed for pest control operations in North Carolina, Virginia, and Washington, DC. This program helps agents place coverage for clients in the pest control space, including those performing termite inspections, pesticide applications, and general extermination services. We work with Western World Insurance Company to deliver reliable protection through a non-admitted channel, providing flexibility in underwriting and broader solution options. Ideal Accounts and Appetite This program is built for a wide variety of pest control and extermination businesses, particularly those servicing residential, commercial, and multi-family properties. Eligible classes include: Residential homes Apartments Commercial buildings Termite inspections and termite control (excluding gas usage) Landscapers applying pesticides or herbicides Fogging operations This is a great fit for agents with clients who may be expanding their services, seeking better coverage terms, or needing to meet state liability insurance requirements for licensure. Coverage Highlights and Advantages The Exterminator's Liability program offers more than just basic General Liability. Your insureds can benefit from a robust set of protections tailored to pest control operations, including: General Liability limits up to $2,000,000 Property Coverage with Enhancement Form Property Floaters for tools and equipment Additional Insured endorsements available Defense costs outside the policy limits Wood Destroying Organism Inspection coverage: $50,000/$100,000 In-Transit Pollution coverage: $50,000/$100,000 Property Damage Extension: $5,000/$25,000 Lost Key Coverage: $5,000/$5,000 Occurrence form policies These options help your clients mitigate risks associated with chemical use, property entry, and on-site damage—common exposures in the pest control industry. Underwriting Notes This is a non-admitted program underwritten through Western World Insurance Company. We offer low minimum premiums, making this a competitive option even for small or startup pest control businesses. Additional insured endorsements and flexible property enhancements help tailor the policy to your client’s unique needs. Available States This program is currently available to agents with clients located in: North Carolina (NC) Virginia (VA) Washington, DC Why Work With Agents Insurance Markets, Inc.? AIM is a Managing General Agency with a strong focus on specialty commercial lines. Our team understands the unique exposures and coverage needs of the pest control industry. We partner with top-tier carriers and provide responsive service to help you close and retain accounts. Whether your client is a solo operator or a growing regional pest control firm, our Exterminator's Liability program is designed to support you with underwriting expertise and flexible coverage options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for pest control operators handling termite inspections, pesticide applications, and general extermination in residential, commercial, and multi-family properties. Is this coverage available on an admitted basis?No, this is a non-admitted program written through Western World Insurance Company, allowing for broader underwriting flexibility. Can this program cover tools and equipment?Yes, property floaters are available to cover tools and equipment used in extermination services. Are termite inspections and fogging operations eligible?Yes, both termite inspections and fogging operations are eligible under this program, provided gas is not used in termite control. What limits are available under the General Liability portion?General Liability limits are available up to $2,000,000, with additional coverage extensions for pollution, inspections, and property damage. Need help placing an account? Connect with a market specialist.

...es include: Tree trimming and arborists Trucking (note: travel radius up ...l up to $600,000. Common fits include tree trimming, trucking (within a 500-mi...