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Tree service contractors face some of the h...rogram is well-suited for high-hazard tree trimming and removal companies, esp...

...se classes: Tree Trimmers and Arborists Landscape Gardeners and Lawn Care...ounts are a good fit for this program?Tree trimming, landscaping, stump grindi...

...iders, lawn care businesses, and arborists. Accounts that may include expo... ideal for landscaping contractors, arborists, lawn care providers, and tree service professionals—especially th...

Make a killing in profits—with coverage your clients can count on. Cochrane & Company’s Exterminators and Pest Control Insurance program is tailored for pest control operators and exterminators who specialize in the detection, treatment, and removal of insects, rodents, birds, bats, raccoons, and other nuisance wildlife. This program is also suitable for businesses that perform radon testing (including placement and removal of canisters) and apply herbicides in their services. Ideal Accounts and Appetite Our program is a strong fit for licensed pest control operators, wildlife removal services, and businesses offering both residential and commercial pest management solutions. If you have clients who work in structural pest control, termite inspections, or herbicide applications, this program is designed with their unique risks in mind. Sample accounts that fit well include: A regional pest control company servicing commercial properties and handling termite inspections. A wildlife control operator offering humane removal of raccoons, bats, and birds from residential homes. Coverage Highlights and Advantages This comprehensive program includes essential coverages that help safeguard pest control professionals from liability and property-related exposures. General Liability and Related Coverages: Primary Limits: Up to $3,000,000 Occurrence / Aggregate Excess or Umbrella Limits: Up to $25,000,000 Additional Interests: $100 each Blanket Additional Insured Option: $250 No Deductible Required Included Coverages: $5,000 Medical Payments Pesticide/Herbicide Applicator Coverage – Policy Limits Wood Destroying Organism Inspection – $25,000 per Occurrence / $100,000 Aggregate (Higher Limits Available) In-Transit Pollution Coverage – $25,000 per Occurrence / $100,000 Aggregate Care, Custody, Control Property Damage Extension – Up to $200,000 per Occurrence / $300,000 Aggregate Lost Key Coverage – $25,000 Limit Property Coverage Options: Building and Business Personal Property Business Income Basic, Broad, or Special Form Replacement Cost or Actual Cash Value (ACV) Equipment Breakdown Contractor’s Equipment Accounts Receivable Computer Equipment Outside Signs Valuable Papers Crime Coverage: Available for losses occurring inside and outside the premises. Underwriting Notes and Minimum Premiums This is a non-admitted program with access to a variety of carriers, allowing for flexibility in underwriting. Minimum premiums vary depending on account size, operations, and coverage selections. Our underwriters are experienced in handling pest control risks and work closely with appointed agents to tailor coverage appropriately. Territories and Availability This program is currently available in the following states: AK, CA, ID, MT, NV, NM, ND, OR, WA, and WY. Why Work With Cochrane & Company Cochrane & Company is a trusted Managing General Agency (MGA) with deep expertise in specialty commercial insurance programs. Our Exterminators and Pest Control Insurance program is backed by knowledgeable underwriters and strong carrier relationships. We offer responsive service, competitive pricing structures, and the flexibility needed to help you place hard-to-insure accounts in this niche market. Looking for more information on Exterminators and Pest Control Insurance? Contact us! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for licensed pest control operators, exterminators, wildlife removal services, and businesses involved in herbicide application or radon testing. Is this program available on an admitted basis?No, this is a non-admitted program. Coverage is placed through various non-admitted carriers depending on the risk and location. What limits are available under this program?Primary liability limits are available up to $3 million Occurrence/Aggregate, with Excess or Umbrella limits up to $25 million. Property and specialty coverages also offer flexible limits. Are there any underwriting restrictions?Each submission is reviewed individually. Accounts must operate within eligible states and involve standard pest control or related services. Unusual exposures may require additional underwriting consideration. Which states is this program offered in?The program is available in AK, CA, ID, MT, NV, NM, ND, OR, WA, and WY. Need help placing an account? Connect with a market specialist.

LandPro® TreePro® is a national insurance program fr... a good fit for this program?LandPro® TreePro® is ideal for landscapers, lawn maintenance providers, and tree service companies of all sizes, par...

EXTERMINATOR'S LIABILITY FOR NC AND VA Your go-to market for pest control businesses—BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. (AIM) offers a specialized Exterminator's Liability Insurance program designed for pest control operations in North Carolina, Virginia, and Washington, DC. This program helps agents place coverage for clients in the pest control space, including those performing termite inspections, pesticide applications, and general extermination services. We work with Western World Insurance Company to deliver reliable protection through a non-admitted channel, providing flexibility in underwriting and broader solution options. Ideal Accounts and Appetite This program is built for a wide variety of pest control and extermination businesses, particularly those servicing residential, commercial, and multi-family properties. Eligible classes include: Residential homes Apartments Commercial buildings Termite inspections and termite control (excluding gas usage) Landscapers applying pesticides or herbicides Fogging operations This is a great fit for agents with clients who may be expanding their services, seeking better coverage terms, or needing to meet state liability insurance requirements for licensure. Coverage Highlights and Advantages The Exterminator's Liability program offers more than just basic General Liability. Your insureds can benefit from a robust set of protections tailored to pest control operations, including: General Liability limits up to $2,000,000 Property Coverage with Enhancement Form Property Floaters for tools and equipment Additional Insured endorsements available Defense costs outside the policy limits Wood Destroying Organism Inspection coverage: $50,000/$100,000 In-Transit Pollution coverage: $50,000/$100,000 Property Damage Extension: $5,000/$25,000 Lost Key Coverage: $5,000/$5,000 Occurrence form policies These options help your clients mitigate risks associated with chemical use, property entry, and on-site damage—common exposures in the pest control industry. Underwriting Notes This is a non-admitted program underwritten through Western World Insurance Company. We offer low minimum premiums, making this a competitive option even for small or startup pest control businesses. Additional insured endorsements and flexible property enhancements help tailor the policy to your client’s unique needs. Available States This program is currently available to agents with clients located in: North Carolina (NC) Virginia (VA) Washington, DC Why Work With Agents Insurance Markets, Inc.? AIM is a Managing General Agency with a strong focus on specialty commercial lines. Our team understands the unique exposures and coverage needs of the pest control industry. We partner with top-tier carriers and provide responsive service to help you close and retain accounts. Whether your client is a solo operator or a growing regional pest control firm, our Exterminator's Liability program is designed to support you with underwriting expertise and flexible coverage options. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for pest control operators handling termite inspections, pesticide applications, and general extermination in residential, commercial, and multi-family properties. Is this coverage available on an admitted basis?No, this is a non-admitted program written through Western World Insurance Company, allowing for broader underwriting flexibility. Can this program cover tools and equipment?Yes, property floaters are available to cover tools and equipment used in extermination services. Are termite inspections and fogging operations eligible?Yes, both termite inspections and fogging operations are eligible under this program, provided gas is not used in termite control. What limits are available under the General Liability portion?General Liability limits are available up to $2,000,000, with additional coverage extensions for pollution, inspections, and property damage. Need help placing an account? Connect with a market specialist.

...es include: Tree trimming and arborists Trucking (note: travel radius up ...l up to $600,000. Common fits include tree trimming, trucking (within a 500-mi...