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... entertainment Nursing homes Assisted living and independent living facili...g operations such as nursing homes, assisted living, and independent living facilities. Is this program available on an...

...r, including skilled nursing and assisted living facilities. Ideal Accounts and Appetite This ...m?Nursing homes and long-term care facilities with premiums over $50,000, high...

Caitlin Morgan Insurance Services offers a focused Excess Workers Compensation Insurance program for retail brokers who need strong market access and flexible solutions. Our team has a long track record placing excess workers’ compensation for individual self-insured entities and group self-insurance programs across a wide range of industries. Ideal Accounts and Appetite This program is designed for employers and group self-insured entities that maintain a qualified self-insured retention and require protection above that attachment. Target accounts include municipalities, healthcare systems, manufacturing operations, transportation and logistics companies, and other organizations with strong safety programs and active risk management. If your client has a self-insured retention and needs catastrophic loss protection, this excess program is a practical option. Coverage Highlights and Advantages Multiple limit options available, including limits up to statutory requirements Minimum attachment point of $300,000 per accident Written in excess of a qualified self-insured retention Aggregate protection available where appropriate Optional Cash-Flow Endorsement to assist with capital and premium timing Key Competitive Advantages Access to a panel of A-rated carriers Creative underwriting for complex or hard-to-place risks Flexible terms tailored to each client’s exposure and funding structure Competitive commission structures for retail partners Underwriting Notes The program requires a minimum attachment point of $300,000 per accident and is only available in excess of a qualified self-insured retention. We partner with agents to structure excess layers—providing per-occurrence and aggregate forms when appropriate—and to evaluate captive or pooled arrangements where applicable. Territories and Availability Available in all 50 states and the District of Columbia. We can access both admitted and non-admitted markets depending on the client’s jurisdiction and risk profile. Why Work With Caitlin Morgan As a wholesale broker specializing in self-insured workers’ compensation programs, Caitlin Morgan delivers market access, underwriting insight, and placement experience. Our team understands the technical and financial needs of self-insured sponsors—whether a single employer or a group program—and works with reputable carriers to secure competitive, tailored excess placements. Contact: Chris Murray P: 800-723-7475, Ext. 233 [email protected] Frequently Asked Questions What types of accounts are a good fit for this Excess Workers Compensation program?This program fits individual employers and group self-insured entities with a qualified self-insured retention. Target industries include municipalities, healthcare, manufacturing, and transportation. What is the minimum attachment point for coverage?The minimum attachment point is $300,000 per accident. Coverage is provided in excess of a qualified self-insured retention. Are aggregate limits and endorsements available?Yes. Aggregate protection is available, and a Cash-Flow Endorsement can be added to support a client’s financial planning needs. Can this program be written in all states?Yes. Coverage can be placed in all 50 states and the District of Columbia, with access to admitted and non-admitted markets as appropriate for the jurisdiction. What carriers does Caitlin Morgan work with for this program?We work with a range of A-rated carriers to deliver flexible and competitive excess workers’ compensation solutions. Need help placing an account? Connect with a market specialist.

AFC Insurance Inc. offers a focused Assisted Living (Property and Auto) Insurance program tailored for licensed Assisted Living Facilities. These operations ...rogram?Privately owned or mid-sized assisted living facilities that need property and auto coverage are a strong match. Facilities that own or operate vehicles for...

...iring on-site skilled nursing or assisted living services should be reviewed with unde...ears of loss runs and the IPOA SeniorLivingPro supplemental application. Inclu...

...or day programs and residential facilities that serve this critical population...d for day programs and residential facilities that serve individuals with cere...

Caitlin Morgan Insurance Services offers a comprehensive Miscellaneous E&O (Errors and Omissions) Insurance program designed to protect professionals from claims related to negligence, errors, or omissions in the services they provide. As a wholesale broker with access to various markets, Caitlin Morgan delivers tailored professional liability solutions to a broad range of classes that often fall outside traditional E&O programs. Ideal Accounts and Appetite This program is ideal for a wide array of professionals offering specialized or advisory services. Desired classes include: Insurance agents and brokers Real estate agents and brokers Consultants (various types) Executive recruiting firms Employment agencies Claims adjusters, billing services, and data processing centers Title agents, publishers, and PR firms Tour operators and event planners Excluded risks include medical, legal, and pollution exposures, as well as life and health agents and fiduciary risks. Coverage Highlights and Advantages Primary and excess limits available Limits ranging from $100,000 up to $5 million Deductibles as low as $2,500 Minimum premiums starting at $2,500 Coverage is designed to protect against claims resulting from professional services rendered, such as administrative errors, miscommunication, missed deadlines, or failure to deliver contracted services. Whether your client is a solo consultant or a mid-sized agency, Caitlin Morgan can help you secure the right liability protection. Underwriting Notes and Minimum Premiums With underwriting flexibility and an understanding of niche professional exposures, Caitlin Morgan evaluates each submission with attention to detail. Minimum premiums start at $2,500, making this program accessible for small to mid-sized firms. Deductibles begin at $2,500, with options to adjust based on risk profile and limits selected. Territories and Availability This Miscellaneous E&O Insurance program is available in all 50 states and Washington, D.C. Caitlin Morgan places business on both an admitted and non-admitted basis, depending on the risk and market availability in your client’s state. Why Work With Caitlin Morgan Insurance Services? As a trusted wholesale broker, Caitlin Morgan brings market access and underwriting insight to help insurance agents and brokers place complex professional liability risks. Their team understands the nuances of miscellaneous E&O coverage and has experience working with a wide range of professional services firms. Whether you're placing a startup consulting firm or a seasoned title agency, Caitlin Morgan can help you find the right solution quickly and efficiently. You might have a client who has launched a new employment agency or a small data processing center that needs tailored E&O coverage to satisfy vendor contracts. Caitlin Morgan can help you place these accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this Miscellaneous E&O program?Professional service firms such as consultants, insurance agents, real estate brokers, title agents, claims adjusters, and event planners are ideal candidates for this program. Are there any excluded classes under this program?Yes, Caitlin Morgan excludes risks involving medical, legal, and pollution exposures, as well as life and health agents and fiduciary-related services. What are the available coverage limits and deductibles?Coverage limits range from $100,000 to $5 million, with deductibles starting as low as $2,500. Is this program available nationwide?Yes, this program is available in all 50 states and Washington, D.C., with both admitted and non-admitted options depending on the state and risk profile. What is the minimum premium for this program?The minimum premium starts at $2,500, making it suitable for small to mid-sized professional service firms. Need help placing an account? Connect with a market specialist.

... and brokers place coverage for facilities delivering structured support such ...