https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/jet-ski-rental-insurance/
Continental Marine offers Jet Ski Rental Insurance
Coverage Highlights for Jet Ski Rental Insurance Program:
Admitted A+ rated carrier
24-hour quote turnaround for jet ski rental insurance
Renter trailer allowed on a submit basis
Single-unit operations to large fleets
Premises liability offered for boat/jet ski rental programs
New operations welcome
Continental Risk / Continental Marine Insurance Services offers a focused Jet Ski Rental Insurance program designed for the specific risks of personal watercraft rental operations. Whether your client runs a single jet ski or a multi-location rental fleet, this program helps you place liability and premises exposures common to recreational watercraft rentals.
Ideal Accounts and Appetite
This program targets personal watercraft rental businesses, including jet skis and WaveRunners. It works for small, seasonal operators, established marinas, and larger fleet managers. Startups are accepted, and accounts that provide renter trailers can be considered on a submit-for-approval basis.
Examples of suitable accounts:
A beachside rental operation with five jet skis expanding to guided tours — coverage that accommodates both rental and on-site liabilities.
A marina-based operator with a larger fleet and multiple rental locations seeking consolidated limits and premises liability coverage.
Coverage Highlights and Advantages
Support from an A+ admitted carrier for financial stability in most available markets
Fast service with most quotes returned within 24 hours when submissions are complete
Flexible underwriting that accommodates single-unit operators up to large fleets
Optional premises liability tailored for watercraft rental exposures
Ability to submit additional exposures, such as renter trailers, for review
The program is structured to address common rental exposures: bodily injury and property damage from operation of personal watercraft, on-site slips and falls, and liability arising from renter negligence. Coverage forms and limits are intended to be practical for the recreational marine sector while remaining market-competitive.
Underwriting Notes and Minimum Premiums
The program has a minimum premium starting at $500, making it accessible for smaller operations and seasonal businesses. Underwriting looks for basic operational information including: rental procedures, safety and training protocols, maintenance schedules, location details (beachfront vs. inland), average rental durations, and any guided-tour activities. Trailer rentals and other ancillary services should be disclosed up front as they are considered on submission.
Territories and Availability
Available in most U.S. states, including both coastal and inland markets. States where this program is actively written include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As an experienced Excess & Surplus Lines broker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with responsive service. Agents benefit from access to A+ admitted capacity in many markets, quick quote turnarounds, and a willingness to consider a range of account sizes and new ventures. The program is designed to help you place jet ski rental accounts efficiently while addressing the specific operational risks your clients face.
If you would like further information about our Jet Ski Rental Insurance program, please feel free to contact our office.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Personal watercraft rental businesses — from single-unit operators to large fleets — are ideal. New ventures and seasonally operated businesses are welcome.
Is premises liability included in the coverage?
Yes. Premises liability is available as part of the boat/jet ski rental offering to help protect against on-site exposures such as slips, falls, and dock-related incidents.
Can jet ski trailer rentals be included in coverage?
Trailer rentals can be considered on a submit-for-approval basis. Provide operation details and usage patterns to support underwriting.
How quickly can I expect a quote?
Most quotes are turned around within 24 hours when the submission includes the required underwriting information and loss history (if applicable).
In which states is this program available?
The program is available in nearly all U.S. states, including both coastal and inland regions. See the list above for full state availability.
Need help placing an account? Connect with a market specialist.